Civic Intelligence

Royce L. Beers, Dds, Ms and David W Howard, Dds PC

Plan context: Royce L. Beers, Dds, Ms and David W. Howard, Dds PC Employees Profit Sharing Plan

EIN 38-2172355 • Traverse City, MI • 50 filings • 12 plans

12776 S West Bay Shore DrTraverse City, MI 49684-5451
Current Snapshot

Latest Year

2025

2025 Participants

43

2025 Assets

$5,984,033

2025 Contributions

$473,550

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$9,733,930$4,866,965$0199920132025YearValue
$5,984,033Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

51260199920122025YearValue
43Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025143$5,984,033$473,550$11,013iApproximate average salary by contribution assumption: employee only about $275,320 at 4% or $183,547 at 6%; with 50% employer match about $183,547 at 4% or $122,364 at 6%; with 100% employer match about $137,660 at 4% or $91,773 at 6%.
Royce L. Beers, Dds, Ms and David W. Howard, Dds PC Employees Profit Sharing Plan-43$5,984,033$473,550$11,013iApproximate average salary by contribution assumption: employee only about $275,320 at 4% or $183,547 at 6%; with 50% employer match about $183,547 at 4% or $122,364 at 6%; with 100% employer match about $137,660 at 4% or $91,773 at 6%.
2024251$7,050,296$754,088$14,786iApproximate average salary by contribution assumption: employee only about $369,651 at 4% or $246,434 at 6%; with 50% employer match about $246,434 at 4% or $164,289 at 6%; with 100% employer match about $184,825 at 4% or $123,217 at 6%.
Royce L. Beers, Dds, Ms and David W. Howard, Dds PC Employees Profit Sharing Plan-47$5,029,592$412,417$8,775iApproximate average salary by contribution assumption: employee only about $219,371 at 4% or $146,247 at 6%; with 50% employer match about $146,247 at 4% or $97,498 at 6%; with 100% employer match about $109,685 at 4% or $73,124 at 6%.
GRAND TRAVERSE ORAL SURGERY, PC CASH BALANCE PLAN-51$2,020,704$341,671$6,699iApproximate average salary by contribution assumption: employee only about $167,486 at 4% or $111,657 at 6%; with 50% employer match about $111,657 at 4% or $74,438 at 6%; with 100% employer match about $83,743 at 4% or $55,829 at 6%.
2023244$5,837,455$712,589$16,195iApproximate average salary by contribution assumption: employee only about $404,880 at 4% or $269,920 at 6%; with 50% employer match about $269,920 at 4% or $179,947 at 6%; with 100% employer match about $202,440 at 4% or $134,960 at 6%.
Royce L. Beers, Dds, Ms and David W. Howard, Dds PC Employees Profit Sharing Plan-38$4,199,853$402,583$10,594iApproximate average salary by contribution assumption: employee only about $264,857 at 4% or $176,571 at 6%; with 50% employer match about $176,571 at 4% or $117,714 at 6%; with 100% employer match about $132,429 at 4% or $88,286 at 6%.
GRAND TRAVERSE ORAL SURGERY, PC CASH BALANCE PLAN-44$1,637,602$310,006$7,046iApproximate average salary by contribution assumption: employee only about $176,140 at 4% or $117,427 at 6%; with 50% employer match about $117,427 at 4% or $78,284 at 6%; with 100% employer match about $88,070 at 4% or $58,713 at 6%.
2022242$4,618,813$603,753$14,375iApproximate average salary by contribution assumption: employee only about $359,377 at 4% or $239,585 at 6%; with 50% employer match about $239,585 at 4% or $159,723 at 6%; with 100% employer match about $179,688 at 4% or $119,792 at 6%.
Royce L. Beers, Dds, Ms and David W. Howard, Dds PC Employees Profit Sharing Plan-37$3,369,175$305,060$8,245iApproximate average salary by contribution assumption: employee only about $206,122 at 4% or $137,414 at 6%; with 50% employer match about $137,414 at 4% or $91,610 at 6%; with 100% employer match about $103,061 at 4% or $68,707 at 6%.
GRAND TRAVERSE ORAL SURGERY, PC CASH BALANCE PLAN-42$1,249,638$298,693$7,112iApproximate average salary by contribution assumption: employee only about $177,793 at 4% or $118,529 at 6%; with 50% employer match about $118,529 at 4% or $79,019 at 6%; with 100% employer match about $88,897 at 4% or $59,264 at 6%.
2021236$5,333,183$419,325$11,648iApproximate average salary by contribution assumption: employee only about $291,198 at 4% or $194,132 at 6%; with 50% employer match about $194,132 at 4% or $129,421 at 6%; with 100% employer match about $145,599 at 4% or $97,066 at 6%.
Royce L. Beers, Dds, Ms and David W. Howard, Dds PC Employees Profit Sharing Plan-36$4,246,656$144,238$4,007iApproximate average salary by contribution assumption: employee only about $100,165 at 4% or $66,777 at 6%; with 50% employer match about $66,777 at 4% or $44,518 at 6%; with 100% employer match about $50,083 at 4% or $33,388 at 6%.
GRAND TRAVERSE ORAL SURGERY, PC CASH BALANCE PLAN-31$1,086,527$275,087$8,874iApproximate average salary by contribution assumption: employee only about $221,844 at 4% or $147,896 at 6%; with 50% employer match about $147,896 at 4% or $98,597 at 6%; with 100% employer match about $110,922 at 4% or $73,948 at 6%.
2020240$6,454,027$560,943$14,024iApproximate average salary by contribution assumption: employee only about $350,589 at 4% or $233,726 at 6%; with 50% employer match about $233,726 at 4% or $155,818 at 6%; with 100% employer match about $175,295 at 4% or $116,863 at 6%.
Royce L. Beers, Dds, Ms and David W. Howard, Dds PC Employees Profit Sharing Plan-40$5,656,134$315,943$7,899iApproximate average salary by contribution assumption: employee only about $197,464 at 4% or $131,643 at 6%; with 50% employer match about $131,643 at 4% or $87,762 at 6%; with 100% employer match about $98,732 at 4% or $65,821 at 6%.
GRAND TRAVERSE ORAL SURGERY, P.C. CASH BALANCE PLAN-35$797,893$245,000$7,000iApproximate average salary by contribution assumption: employee only about $175,000 at 4% or $116,667 at 6%; with 50% employer match about $116,667 at 4% or $77,778 at 6%; with 100% employer match about $87,500 at 4% or $58,333 at 6%.
2019236$7,768,011$576,101$16,003iApproximate average salary by contribution assumption: employee only about $400,070 at 4% or $266,713 at 6%; with 50% employer match about $266,713 at 4% or $177,809 at 6%; with 100% employer match about $200,035 at 4% or $133,357 at 6%.
Royce L. Beers, Dds, Ms and David W. Howard, Dds PC Employees Profit Sharing Plan-36$7,255,425$327,101$9,086iApproximate average salary by contribution assumption: employee only about $227,153 at 4% or $151,436 at 6%; with 50% employer match about $151,436 at 4% or $100,957 at 6%; with 100% employer match about $113,577 at 4% or $75,718 at 6%.
GRAND TRAVERSE ORAL SURGERY, P.C. CASH BALANCE PLAN-33$512,586$249,000$7,545iApproximate average salary by contribution assumption: employee only about $188,636 at 4% or $125,758 at 6%; with 50% employer match about $125,758 at 4% or $83,838 at 6%; with 100% employer match about $94,318 at 4% or $62,879 at 6%.
2018235$6,272,058$626,695$17,906iApproximate average salary by contribution assumption: employee only about $447,639 at 4% or $298,426 at 6%; with 50% employer match about $298,426 at 4% or $198,951 at 6%; with 100% employer match about $223,820 at 4% or $149,213 at 6%.
Royce L. Beers, Dds, Ms and David W. Howard, Dds PC Employees Profit Sharing Plan-35$6,023,058$377,695$10,791iApproximate average salary by contribution assumption: employee only about $269,782 at 4% or $179,855 at 6%; with 50% employer match about $179,855 at 4% or $119,903 at 6%; with 100% employer match about $134,891 at 4% or $89,927 at 6%.
GRAND TRAVERSE ORAL SURGERY, P.C. CASH BALANCE PLAN-28$249,000$249,000$8,893iApproximate average salary by contribution assumption: employee only about $222,321 at 4% or $148,214 at 6%; with 50% employer match about $148,214 at 4% or $98,810 at 6%; with 100% employer match about $111,161 at 4% or $74,107 at 6%.
2017133$7,068,758$948,639$28,747iApproximate average salary by contribution assumption: employee only about $718,666 at 4% or $479,111 at 6%; with 50% employer match about $479,111 at 4% or $319,407 at 6%; with 100% employer match about $359,333 at 4% or $239,555 at 6%.
Royce L. Beers, Dds, Ms and David W. Howard, Dds PC Employees Profit Sharing Plan-33$7,068,758$948,639$28,747iApproximate average salary by contribution assumption: employee only about $718,666 at 4% or $479,111 at 6%; with 50% employer match about $479,111 at 4% or $319,407 at 6%; with 100% employer match about $359,333 at 4% or $239,555 at 6%.
2016328$6,338,569$453,996$16,214iApproximate average salary by contribution assumption: employee only about $405,354 at 4% or $270,236 at 6%; with 50% employer match about $270,236 at 4% or $180,157 at 6%; with 100% employer match about $202,677 at 4% or $135,118 at 6%.
Royce L. Beers, Dds, Ms and David W. Howard, Dds PC Employees Profit Sharing Plan-28$5,164,159$417,196$14,900iApproximate average salary by contribution assumption: employee only about $372,496 at 4% or $248,331 at 6%; with 50% employer match about $248,331 at 4% or $165,554 at 6%; with 100% employer match about $186,248 at 4% or $124,165 at 6%.
Grand Traverse Oral Surgery PC. Retirement Plan-26$1,174,410$36,800$1,415iApproximate average salary by contribution assumption: employee only about $35,385 at 4% or $23,590 at 6%; with 50% employer match about $23,590 at 4% or $15,726 at 6%; with 100% employer match about $17,692 at 4% or $11,795 at 6%.
Grand Traverse Oral Surgery PC. Retirement Plan-0$0$0-
2015228$5,833,867$316,071$11,288iApproximate average salary by contribution assumption: employee only about $282,206 at 4% or $188,138 at 6%; with 50% employer match about $188,138 at 4% or $125,425 at 6%; with 100% employer match about $141,103 at 4% or $94,069 at 6%.
Royce L. Beers, Dds, Ms and David W. Howard, Dds PC Employees Profit Sharing Plan-28$4,735,976$221,181$7,899iApproximate average salary by contribution assumption: employee only about $197,483 at 4% or $131,655 at 6%; with 50% employer match about $131,655 at 4% or $87,770 at 6%; with 100% employer match about $98,742 at 4% or $65,828 at 6%.
Grand Traverse Oral Surgery PC. Retirement Plan-27$1,097,891$94,890$3,514iApproximate average salary by contribution assumption: employee only about $87,861 at 4% or $58,574 at 6%; with 50% employer match about $58,574 at 4% or $39,049 at 6%; with 100% employer match about $43,931 at 4% or $29,287 at 6%.
2014229$5,569,050$305,912$10,549iApproximate average salary by contribution assumption: employee only about $263,717 at 4% or $175,811 at 6%; with 50% employer match about $175,811 at 4% or $117,208 at 6%; with 100% employer match about $131,859 at 4% or $87,906 at 6%.
Royce L. Beers, Dds, Ms and David W. Howard, Dds PC Employees Profit Sharing Plan-25$4,551,908$213,280$8,531iApproximate average salary by contribution assumption: employee only about $213,280 at 4% or $142,187 at 6%; with 50% employer match about $142,187 at 4% or $94,791 at 6%; with 100% employer match about $106,640 at 4% or $71,093 at 6%.
Grand Traverse Oral Surgery PC. Retirement Plan-29$1,017,142$92,632$3,194iApproximate average salary by contribution assumption: employee only about $79,855 at 4% or $53,237 at 6%; with 50% employer match about $53,237 at 4% or $35,491 at 6%; with 100% employer match about $39,928 at 4% or $26,618 at 6%.
2013227$9,733,930$326,890$12,107iApproximate average salary by contribution assumption: employee only about $302,676 at 4% or $201,784 at 6%; with 50% employer match about $201,784 at 4% or $134,523 at 6%; with 100% employer match about $151,338 at 4% or $100,892 at 6%.
Royce L. Beers, Dds, Ms and David W. Howard, Dds PC Employees Profit Sharing Plan-26$8,393,760$237,065$9,118iApproximate average salary by contribution assumption: employee only about $227,947 at 4% or $151,965 at 6%; with 50% employer match about $151,965 at 4% or $101,310 at 6%; with 100% employer match about $113,974 at 4% or $75,982 at 6%.
Grand Traverse Oral Surgery PC. Retirement Plan-27$1,340,170$89,825$3,327iApproximate average salary by contribution assumption: employee only about $83,171 at 4% or $55,448 at 6%; with 50% employer match about $55,448 at 4% or $36,965 at 6%; with 100% employer match about $41,586 at 4% or $27,724 at 6%.
2012226$8,330,163$321,312$12,358iApproximate average salary by contribution assumption: employee only about $308,954 at 4% or $205,969 at 6%; with 50% employer match about $205,969 at 4% or $137,313 at 6%; with 100% employer match about $154,477 at 4% or $102,985 at 6%.
Royce L. Beers, Dds, Ms and David W. Howard, Dds PC Employees Profit Sharing Plan-25$7,084,630$233,166$9,327iApproximate average salary by contribution assumption: employee only about $233,166 at 4% or $155,444 at 6%; with 50% employer match about $155,444 at 4% or $103,629 at 6%; with 100% employer match about $116,583 at 4% or $77,722 at 6%.
Grand Traverse Oral Surgery PC. Retirement Plan-26$1,245,533$88,146$3,390iApproximate average salary by contribution assumption: employee only about $84,756 at 4% or $56,504 at 6%; with 50% employer match about $56,504 at 4% or $37,669 at 6%; with 100% employer match about $42,378 at 4% or $28,252 at 6%.
2011225$7,207,843$314,574$12,583iApproximate average salary by contribution assumption: employee only about $314,574 at 4% or $209,716 at 6%; with 50% employer match about $209,716 at 4% or $139,811 at 6%; with 100% employer match about $157,287 at 4% or $104,858 at 6%.
Royce L. Beers, Dds, Ms and David W. Howard, Dds PC Employees Profit Sharing Plan-24$6,104,154$228,839$9,535iApproximate average salary by contribution assumption: employee only about $238,374 at 4% or $158,916 at 6%; with 50% employer match about $158,916 at 4% or $105,944 at 6%; with 100% employer match about $119,187 at 4% or $79,458 at 6%.
Grand Traverse Oral Surgery PC. Retirement Plan-25$1,103,689$85,735$3,429iApproximate average salary by contribution assumption: employee only about $85,735 at 4% or $57,157 at 6%; with 50% employer match about $57,157 at 4% or $38,104 at 6%; with 100% employer match about $42,868 at 4% or $28,578 at 6%.
2010125$5,920,011$223,645$8,946iApproximate average salary by contribution assumption: employee only about $223,645 at 4% or $149,097 at 6%; with 50% employer match about $149,097 at 4% or $99,398 at 6%; with 100% employer match about $111,822 at 4% or $74,548 at 6%.
Royce L. Beers, Dds, Ms and David W. Howard, Dds PC Employees Profit Sharing Plan-25$5,920,011$223,645$8,946iApproximate average salary by contribution assumption: employee only about $223,645 at 4% or $149,097 at 6%; with 50% employer match about $149,097 at 4% or $99,398 at 6%; with 100% employer match about $111,822 at 4% or $74,548 at 6%.
2009223$847,599$146,334$6,362iApproximate average salary by contribution assumption: employee only about $159,059 at 4% or $106,039 at 6%; with 50% employer match about $106,039 at 4% or $70,693 at 6%; with 100% employer match about $79,529 at 4% or $53,020 at 6%.
Grand Traverse Oral Surgery PC. Retirement Plan-23$847,599$146,334$6,362iApproximate average salary by contribution assumption: employee only about $159,059 at 4% or $106,039 at 6%; with 50% employer match about $106,039 at 4% or $70,693 at 6%; with 100% employer match about $79,529 at 4% or $53,020 at 6%.
Royce L. Beers, Dds, Ms and David W. Howard, Dds PC Employees Profit Sharing Plan-----
2008119$0$0-
Grand Traverse Oral Surgery PC. Retirement Plan-19---
2007217$527,200$127,963$7,527iApproximate average salary by contribution assumption: employee only about $188,181 at 4% or $125,454 at 6%; with 50% employer match about $125,454 at 4% or $83,636 at 6%; with 100% employer match about $94,090 at 4% or $62,727 at 6%.
Grand Traverse Oral Surgery PC. Retirement Plan-17$527,200$127,963$7,527iApproximate average salary by contribution assumption: employee only about $188,181 at 4% or $125,454 at 6%; with 50% employer match about $125,454 at 4% or $83,636 at 6%; with 100% employer match about $94,090 at 4% or $62,727 at 6%.
Royce L. Beers, Dds, Ms and David W. Howard, Dds PC Employees Profit Sharing Plan-17---
2006220$4,860,832$202,871$10,144iApproximate average salary by contribution assumption: employee only about $253,589 at 4% or $169,059 at 6%; with 50% employer match about $169,059 at 4% or $112,706 at 6%; with 100% employer match about $126,794 at 4% or $84,530 at 6%.
Royce L. Beers, Dds, Ms and David W. Howard, Dds PC Employees Profit Sharing Plan-20$4,483,709$88,882$4,444iApproximate average salary by contribution assumption: employee only about $111,103 at 4% or $74,068 at 6%; with 50% employer match about $74,068 at 4% or $49,379 at 6%; with 100% employer match about $55,551 at 4% or $37,034 at 6%.
Grand Traverse Oral Surgery PC. Retirement Plan-20$377,123$113,989$5,699iApproximate average salary by contribution assumption: employee only about $142,486 at 4% or $94,991 at 6%; with 50% employer match about $94,991 at 4% or $63,327 at 6%; with 100% employer match about $71,243 at 4% or $47,495 at 6%.
2005219$4,079,343$281,713$14,827iApproximate average salary by contribution assumption: employee only about $370,675 at 4% or $247,117 at 6%; with 50% employer match about $247,117 at 4% or $164,744 at 6%; with 100% employer match about $185,338 at 4% or $123,558 at 6%.
Royce L. Beers, Dds, Ms and David W. Howard, Dds PC Employees Profit Sharing Plan-19$3,837,101$159,667$8,404iApproximate average salary by contribution assumption: employee only about $210,088 at 4% or $140,059 at 6%; with 50% employer match about $140,059 at 4% or $93,373 at 6%; with 100% employer match about $105,044 at 4% or $70,029 at 6%.
Grand Traverse Oral Surgery PC. Retirement Plan-18$242,242$122,046$6,780iApproximate average salary by contribution assumption: employee only about $169,508 at 4% or $113,006 at 6%; with 50% employer match about $113,006 at 4% or $75,337 at 6%; with 100% employer match about $84,754 at 4% or $56,503 at 6%.
2004220$8,629,275$238,743$11,937iApproximate average salary by contribution assumption: employee only about $298,429 at 4% or $198,953 at 6%; with 50% employer match about $198,953 at 4% or $132,635 at 6%; with 100% employer match about $149,214 at 4% or $99,476 at 6%.
Royce L. Beers, Dds, Ms and David W. Howard, Dds PC Employees Profit Sharing Plan-20$8,516,091$125,559$6,278iApproximate average salary by contribution assumption: employee only about $156,949 at 4% or $104,633 at 6%; with 50% employer match about $104,633 at 4% or $69,755 at 6%; with 100% employer match about $78,474 at 4% or $52,316 at 6%.
Grand Traverse Oral Surgery PC. Retirement Plan-18$113,184$113,184$6,288iApproximate average salary by contribution assumption: employee only about $157,200 at 4% or $104,800 at 6%; with 50% employer match about $104,800 at 4% or $69,867 at 6%; with 100% employer match about $78,600 at 4% or $52,400 at 6%.
2003118$7,657,261$161,278$8,960iApproximate average salary by contribution assumption: employee only about $223,997 at 4% or $149,331 at 6%; with 50% employer match about $149,331 at 4% or $99,554 at 6%; with 100% employer match about $111,999 at 4% or $74,666 at 6%.
Royce L. Beers, Dds, Ms and David W. Howard, Dds PC Employees Profit Sharing Plan-18$7,657,261$161,278$8,960iApproximate average salary by contribution assumption: employee only about $223,997 at 4% or $149,331 at 6%; with 50% employer match about $149,331 at 4% or $99,554 at 6%; with 100% employer match about $111,999 at 4% or $74,666 at 6%.
2002218$5,788,486$161,468$8,970iApproximate average salary by contribution assumption: employee only about $224,261 at 4% or $149,507 at 6%; with 50% employer match about $149,507 at 4% or $99,672 at 6%; with 100% employer match about $112,131 at 4% or $74,754 at 6%.
Royce L. Beers, Dds, Ms and David W. Howard, Dds PC Employees Profit Sharing Plan-18$5,788,486$161,468$8,970iApproximate average salary by contribution assumption: employee only about $224,261 at 4% or $149,507 at 6%; with 50% employer match about $149,507 at 4% or $99,672 at 6%; with 100% employer match about $112,131 at 4% or $74,754 at 6%.
Royce L. Beers, Dds, Ms & David W. Howard, Dds PC Money Purchase Plan-0---
2001213$6,209,370$64,611$4,970iApproximate average salary by contribution assumption: employee only about $124,252 at 4% or $82,835 at 6%; with 50% employer match about $82,835 at 4% or $55,223 at 6%; with 100% employer match about $62,126 at 4% or $41,417 at 6%.
Royce L. Beers, Dds, Ms and David W. Howard, Dds PC Employees Profit Sharing Plan-13$6,209,370$64,611$4,970iApproximate average salary by contribution assumption: employee only about $124,252 at 4% or $82,835 at 6%; with 50% employer match about $82,835 at 4% or $55,223 at 6%; with 100% employer match about $62,126 at 4% or $41,417 at 6%.
Royce L. Beers, Dds, Ms & David W. Howard, Dds PC Money Purchase Plan-13---
2000213$6,512,093$84,923$6,533iApproximate average salary by contribution assumption: employee only about $163,313 at 4% or $108,876 at 6%; with 50% employer match about $108,876 at 4% or $72,584 at 6%; with 100% employer match about $81,657 at 4% or $54,438 at 6%.
Royce L. Beers, Dds, Ms and David W. Howard, Dds PC Employees Profit Sharing Plan-13$6,277,488$53,433$4,110iApproximate average salary by contribution assumption: employee only about $102,756 at 4% or $68,504 at 6%; with 50% employer match about $68,504 at 4% or $45,669 at 6%; with 100% employer match about $51,378 at 4% or $34,252 at 6%.
Royce L. Beers, Dds, Ms & David W. Howard, Dds PC Money Purchase Plan-13$234,605$31,490$2,422iApproximate average salary by contribution assumption: employee only about $60,558 at 4% or $40,372 at 6%; with 50% employer match about $40,372 at 4% or $26,915 at 6%; with 100% employer match about $30,279 at 4% or $20,186 at 6%.
1999211$6,612,073$79,208$7,201iApproximate average salary by contribution assumption: employee only about $180,018 at 4% or $120,012 at 6%; with 50% employer match about $120,012 at 4% or $80,008 at 6%; with 100% employer match about $90,009 at 4% or $60,006 at 6%.
Royce L. Beers, Dds, Ms and David W. Howard, Dds PC Employees Profit Sharing Plan-11$6,402,069$52,233$4,748iApproximate average salary by contribution assumption: employee only about $118,711 at 4% or $79,141 at 6%; with 50% employer match about $79,141 at 4% or $52,761 at 6%; with 100% employer match about $59,356 at 4% or $39,570 at 6%.
Royce L. Beers, Dds, Ms & David W. Howard, Dds PC Money Purchase Plan-10$210,004$26,975$2,698iApproximate average salary by contribution assumption: employee only about $67,438 at 4% or $44,958 at 6%; with 50% employer match about $44,958 at 4% or $29,972 at 6%; with 100% employer match about $33,719 at 4% or $22,479 at 6%.