Civic Intelligence

Insurance Planning Service

Plan context: Bernard Agency 401(K) Plan

EIN 38-2100635 • Livonia, MI • 16 filings • 2 plans

38911 LaphamLivonia, MI 48154
Current Snapshot

Latest Year

2015

2015 Participants

2

2015 Assets

$591,166

2015 Contributions

$32,370

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$591,166$295,583$0200020072014YearValue
$591,166Latest year 2014

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

420200020072014YearValue
2Latest year 2014

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
201510$0$0-
Bernard Agency 401(K) Plan-0$0--
201412$591,166$32,370$16,185iApproximate average salary by contribution assumption: employee only about $404,625 at 4% or $269,750 at 6%; with 50% employer match about $269,750 at 4% or $179,833 at 6%; with 100% employer match about $202,313 at 4% or $134,875 at 6%.
Bernard Agency 401(K) Plan-2$591,166$32,370$16,185iApproximate average salary by contribution assumption: employee only about $404,625 at 4% or $269,750 at 6%; with 50% employer match about $269,750 at 4% or $179,833 at 6%; with 100% employer match about $202,313 at 4% or $134,875 at 6%.
201312$518,850$32,371$16,186iApproximate average salary by contribution assumption: employee only about $404,638 at 4% or $269,758 at 6%; with 50% employer match about $269,758 at 4% or $179,839 at 6%; with 100% employer match about $202,319 at 4% or $134,879 at 6%.
Bernard Agency 401(K) Plan-2$518,850$32,371$16,186iApproximate average salary by contribution assumption: employee only about $404,638 at 4% or $269,758 at 6%; with 50% employer match about $269,758 at 4% or $179,839 at 6%; with 100% employer match about $202,319 at 4% or $134,879 at 6%.
201212$395,324$31,576$15,788iApproximate average salary by contribution assumption: employee only about $394,700 at 4% or $263,133 at 6%; with 50% employer match about $263,133 at 4% or $175,422 at 6%; with 100% employer match about $197,350 at 4% or $131,567 at 6%.
Bernard Agency 401(K) Plan-2$395,324$31,576$15,788iApproximate average salary by contribution assumption: employee only about $394,700 at 4% or $263,133 at 6%; with 50% employer match about $263,133 at 4% or $175,422 at 6%; with 100% employer match about $197,350 at 4% or $131,567 at 6%.
201112$316,870$30,312$15,156iApproximate average salary by contribution assumption: employee only about $378,900 at 4% or $252,600 at 6%; with 50% employer match about $252,600 at 4% or $168,400 at 6%; with 100% employer match about $189,450 at 4% or $126,300 at 6%.
Bernard Agency 401(K) Plan-2$316,870$30,312$15,156iApproximate average salary by contribution assumption: employee only about $378,900 at 4% or $252,600 at 6%; with 50% employer match about $252,600 at 4% or $168,400 at 6%; with 100% employer match about $189,450 at 4% or $126,300 at 6%.
201012$291,886$30,356$15,178iApproximate average salary by contribution assumption: employee only about $379,450 at 4% or $252,967 at 6%; with 50% employer match about $252,967 at 4% or $168,644 at 6%; with 100% employer match about $189,725 at 4% or $126,483 at 6%.
Bernard Agency 401(K) Plan-2$291,886$30,356$15,178iApproximate average salary by contribution assumption: employee only about $379,450 at 4% or $252,967 at 6%; with 50% employer match about $252,967 at 4% or $168,644 at 6%; with 100% employer match about $189,725 at 4% or $126,483 at 6%.
200913$228,789$30,368$10,123iApproximate average salary by contribution assumption: employee only about $253,067 at 4% or $168,711 at 6%; with 50% employer match about $168,711 at 4% or $112,474 at 6%; with 100% employer match about $126,533 at 4% or $84,356 at 6%.
Bernard Agency 401(K) Plan-3$228,789$30,368$10,123iApproximate average salary by contribution assumption: employee only about $253,067 at 4% or $168,711 at 6%; with 50% employer match about $168,711 at 4% or $112,474 at 6%; with 100% employer match about $126,533 at 4% or $84,356 at 6%.
200812$151,930$27,984$13,992iApproximate average salary by contribution assumption: employee only about $349,800 at 4% or $233,200 at 6%; with 50% employer match about $233,200 at 4% or $155,467 at 6%; with 100% employer match about $174,900 at 4% or $116,600 at 6%.
Bernard Agency 401(K) Plan-2$151,930$27,984$13,992iApproximate average salary by contribution assumption: employee only about $349,800 at 4% or $233,200 at 6%; with 50% employer match about $233,200 at 4% or $155,467 at 6%; with 100% employer match about $174,900 at 4% or $116,600 at 6%.
200714$343,252$52,752$13,188iApproximate average salary by contribution assumption: employee only about $329,700 at 4% or $219,800 at 6%; with 50% employer match about $219,800 at 4% or $146,533 at 6%; with 100% employer match about $164,850 at 4% or $109,900 at 6%.
Bernard Agency 401(K) Plan-4$343,252$52,752$13,188iApproximate average salary by contribution assumption: employee only about $329,700 at 4% or $219,800 at 6%; with 50% employer match about $219,800 at 4% or $146,533 at 6%; with 100% employer match about $164,850 at 4% or $109,900 at 6%.
200614$271,935$44,801$11,200iApproximate average salary by contribution assumption: employee only about $280,006 at 4% or $186,671 at 6%; with 50% employer match about $186,671 at 4% or $124,447 at 6%; with 100% employer match about $140,003 at 4% or $93,335 at 6%.
Bernard Agency 401(K) Plan-4$271,935$44,801$11,200iApproximate average salary by contribution assumption: employee only about $280,006 at 4% or $186,671 at 6%; with 50% employer match about $186,671 at 4% or $124,447 at 6%; with 100% employer match about $140,003 at 4% or $93,335 at 6%.
200514$201,834$40,352$10,088iApproximate average salary by contribution assumption: employee only about $252,200 at 4% or $168,133 at 6%; with 50% employer match about $168,133 at 4% or $112,089 at 6%; with 100% employer match about $126,100 at 4% or $84,067 at 6%.
Bernard Agency 401(K) Plan-4$201,834$40,352$10,088iApproximate average salary by contribution assumption: employee only about $252,200 at 4% or $168,133 at 6%; with 50% employer match about $168,133 at 4% or $112,089 at 6%; with 100% employer match about $126,100 at 4% or $84,067 at 6%.
200414$150,773$33,715$8,429iApproximate average salary by contribution assumption: employee only about $210,719 at 4% or $140,479 at 6%; with 50% employer match about $140,479 at 4% or $93,653 at 6%; with 100% employer match about $105,359 at 4% or $70,240 at 6%.
Bernard Agency 401(K) Plan-4$150,773$33,715$8,429iApproximate average salary by contribution assumption: employee only about $210,719 at 4% or $140,479 at 6%; with 50% employer match about $140,479 at 4% or $93,653 at 6%; with 100% employer match about $105,359 at 4% or $70,240 at 6%.
200313$106,857$26,194$8,731iApproximate average salary by contribution assumption: employee only about $218,283 at 4% or $145,522 at 6%; with 50% employer match about $145,522 at 4% or $97,015 at 6%; with 100% employer match about $109,142 at 4% or $72,761 at 6%.
Bernard Agency 401(K) Plan-3$106,857$26,194$8,731iApproximate average salary by contribution assumption: employee only about $218,283 at 4% or $145,522 at 6%; with 50% employer match about $145,522 at 4% or $97,015 at 6%; with 100% employer match about $109,142 at 4% or $72,761 at 6%.
200214$65,823$29,607$7,402iApproximate average salary by contribution assumption: employee only about $185,044 at 4% or $123,363 at 6%; with 50% employer match about $123,363 at 4% or $82,242 at 6%; with 100% employer match about $92,522 at 4% or $61,681 at 6%.
Bernard Agency 401(K) Plan-4$65,823$29,607$7,402iApproximate average salary by contribution assumption: employee only about $185,044 at 4% or $123,363 at 6%; with 50% employer match about $123,363 at 4% or $82,242 at 6%; with 100% employer match about $92,522 at 4% or $61,681 at 6%.
200114$62,479$30,751$7,688iApproximate average salary by contribution assumption: employee only about $192,194 at 4% or $128,129 at 6%; with 50% employer match about $128,129 at 4% or $85,419 at 6%; with 100% employer match about $96,097 at 4% or $64,065 at 6%.
Bernard Agency 401(K) Plan-4$62,479$30,751$7,688iApproximate average salary by contribution assumption: employee only about $192,194 at 4% or $128,129 at 6%; with 50% employer match about $128,129 at 4% or $85,419 at 6%; with 100% employer match about $96,097 at 4% or $64,065 at 6%.
200014$40,721$22,909$5,727iApproximate average salary by contribution assumption: employee only about $143,181 at 4% or $95,454 at 6%; with 50% employer match about $95,454 at 4% or $63,636 at 6%; with 100% employer match about $71,591 at 4% or $47,727 at 6%.
Bernard Agency 401(K) Plan-4$40,721$22,909$5,727iApproximate average salary by contribution assumption: employee only about $143,181 at 4% or $95,454 at 6%; with 50% employer match about $95,454 at 4% or $63,636 at 6%; with 100% employer match about $71,591 at 4% or $47,727 at 6%.
Insurance Planning Service | EIN 38-2100635 | 2015 Form 5500 Company Profile