Civic Intelligence

Michael S. Richardson, Dds

Plan context: Michael S. Richardson, Dds 401K Plan

EIN 38-1861126 • Oscoda, MI • 24 filings • 3 plans

P.O. Box 488305 North State StreetOscoda, MI 48750-0488
Current Snapshot

Latest Year

2010

2010 Participants

7

2010 Assets

$1,268,734

2010 Contributions

$37,298

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$1,268,734$634,367$0199920042009YearValue
$1,268,734Latest year 2009

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

840199920042009YearValue
7Latest year 2009

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
201020$0$37,298-
Michael S. Richardson, Dds 401K Plan-0-$37,298-
Michael S. Richardson, Dds Defined Benefit Pension Plan-0$0$0-
200927$1,268,734$27,713$3,959iApproximate average salary by contribution assumption: employee only about $98,975 at 4% or $65,983 at 6%; with 50% employer match about $65,983 at 4% or $43,989 at 6%; with 100% employer match about $49,488 at 4% or $32,992 at 6%.
Michael S. Richardson, Dds 401K Plan-7$830,185$27,713$3,959iApproximate average salary by contribution assumption: employee only about $98,975 at 4% or $65,983 at 6%; with 50% employer match about $65,983 at 4% or $43,989 at 6%; with 100% employer match about $49,488 at 4% or $32,992 at 6%.
Michael S. Richardson, Dds Defined Benefit Pension Plan-1$438,549$0-
200826$609,701$85,848$14,308iApproximate average salary by contribution assumption: employee only about $357,700 at 4% or $238,467 at 6%; with 50% employer match about $238,467 at 4% or $158,978 at 6%; with 100% employer match about $178,850 at 4% or $119,233 at 6%.
Michael S. Richardson, Dds 401K Plan-6$609,701$85,848$14,308iApproximate average salary by contribution assumption: employee only about $357,700 at 4% or $238,467 at 6%; with 50% employer match about $238,467 at 4% or $158,978 at 6%; with 100% employer match about $178,850 at 4% or $119,233 at 6%.
Michael S. Richardson, Dds Defined Benefit Pension Plan-1---
200726$863,816$93,864$15,644iApproximate average salary by contribution assumption: employee only about $391,100 at 4% or $260,733 at 6%; with 50% employer match about $260,733 at 4% or $173,822 at 6%; with 100% employer match about $195,550 at 4% or $130,367 at 6%.
Michael S. Richardson, Dds 401K Plan-6$863,816$93,864$15,644iApproximate average salary by contribution assumption: employee only about $391,100 at 4% or $260,733 at 6%; with 50% employer match about $260,733 at 4% or $173,822 at 6%; with 100% employer match about $195,550 at 4% or $130,367 at 6%.
Michael S. Richardson, Dds Defined Benefit Pension Plan-6---
200626$1,116,731$74,529$12,422iApproximate average salary by contribution assumption: employee only about $310,538 at 4% or $207,025 at 6%; with 50% employer match about $207,025 at 4% or $138,017 at 6%; with 100% employer match about $155,269 at 4% or $103,513 at 6%.
Michael S. Richardson, Dds 401K Plan-6$729,332$74,529$12,422iApproximate average salary by contribution assumption: employee only about $310,538 at 4% or $207,025 at 6%; with 50% employer match about $207,025 at 4% or $138,017 at 6%; with 100% employer match about $155,269 at 4% or $103,513 at 6%.
Michael S. Richardson, Dds Defined Benefit Pension Plan-2$387,399--
200528$947,403$128,526$16,066iApproximate average salary by contribution assumption: employee only about $401,644 at 4% or $267,763 at 6%; with 50% employer match about $267,763 at 4% or $178,508 at 6%; with 100% employer match about $200,822 at 4% or $133,881 at 6%.
Michael S. Richardson, Dds 401K Plan-8$566,300$83,984$10,498iApproximate average salary by contribution assumption: employee only about $262,450 at 4% or $174,967 at 6%; with 50% employer match about $174,967 at 4% or $116,644 at 6%; with 100% employer match about $131,225 at 4% or $87,483 at 6%.
Michael S. Richardson, Dds Defined Benefit Pension Plan-7$381,103$44,542$6,363iApproximate average salary by contribution assumption: employee only about $159,079 at 4% or $106,052 at 6%; with 50% employer match about $106,052 at 4% or $70,702 at 6%; with 100% employer match about $79,539 at 4% or $53,026 at 6%.
200427$758,288$113,231$16,176iApproximate average salary by contribution assumption: employee only about $404,396 at 4% or $269,598 at 6%; with 50% employer match about $269,598 at 4% or $179,732 at 6%; with 100% employer match about $202,198 at 4% or $134,799 at 6%.
Michael S. Richardson, Dds 401K Plan-7$441,641$66,785$9,541iApproximate average salary by contribution assumption: employee only about $238,518 at 4% or $159,012 at 6%; with 50% employer match about $159,012 at 4% or $106,008 at 6%; with 100% employer match about $119,259 at 4% or $79,506 at 6%.
Michael S. Richardson, Dds Defined Benefit Pension Plan-7$316,647$46,446$6,635iApproximate average salary by contribution assumption: employee only about $165,879 at 4% or $110,586 at 6%; with 50% employer match about $110,586 at 4% or $73,724 at 6%; with 100% employer match about $82,939 at 4% or $55,293 at 6%.
200327$587,165$122,756$17,537iApproximate average salary by contribution assumption: employee only about $438,414 at 4% or $292,276 at 6%; with 50% employer match about $292,276 at 4% or $194,851 at 6%; with 100% employer match about $219,207 at 4% or $146,138 at 6%.
Michael S. Richardson, Dds 401K Plan-7$340,608$68,061$9,723iApproximate average salary by contribution assumption: employee only about $243,075 at 4% or $162,050 at 6%; with 50% employer match about $162,050 at 4% or $108,033 at 6%; with 100% employer match about $121,538 at 4% or $81,025 at 6%.
Michael S. Richardson, Dds Defined Benefit Pension Plan-7$246,557$54,695$7,814iApproximate average salary by contribution assumption: employee only about $195,339 at 4% or $130,226 at 6%; with 50% employer match about $130,226 at 4% or $86,817 at 6%; with 100% employer match about $97,670 at 4% or $65,113 at 6%.
200228$352,718$101,840$12,730iApproximate average salary by contribution assumption: employee only about $318,250 at 4% or $212,167 at 6%; with 50% employer match about $212,167 at 4% or $141,444 at 6%; with 100% employer match about $159,125 at 4% or $106,083 at 6%.
Michael S. Richardson, Dds 401K Plan-8$197,721$57,474$7,184iApproximate average salary by contribution assumption: employee only about $179,606 at 4% or $119,738 at 6%; with 50% employer match about $119,738 at 4% or $79,825 at 6%; with 100% employer match about $89,803 at 4% or $59,869 at 6%.
Michael S. Richardson, Dds Defined Benefit Pension Plan-8$154,997$44,366$5,546iApproximate average salary by contribution assumption: employee only about $138,644 at 4% or $92,429 at 6%; with 50% employer match about $92,429 at 4% or $61,619 at 6%; with 100% employer match about $69,322 at 4% or $46,215 at 6%.
200128$316,323$75,981$9,498iApproximate average salary by contribution assumption: employee only about $237,441 at 4% or $158,294 at 6%; with 50% employer match about $158,294 at 4% or $105,529 at 6%; with 100% employer match about $118,720 at 4% or $79,147 at 6%.
Michael S. Richardson, Dds 401K Plan-7$181,814$36,774$5,253iApproximate average salary by contribution assumption: employee only about $131,336 at 4% or $87,557 at 6%; with 50% employer match about $87,557 at 4% or $58,371 at 6%; with 100% employer match about $65,668 at 4% or $43,779 at 6%.
Michael S. Richardson, Dds Defined Benefit Pension Plan-8$134,509$39,207$4,901iApproximate average salary by contribution assumption: employee only about $122,522 at 4% or $81,681 at 6%; with 50% employer match about $81,681 at 4% or $54,454 at 6%; with 100% employer match about $61,261 at 4% or $40,841 at 6%.
200028$267,729$73,436$9,180iApproximate average salary by contribution assumption: employee only about $229,488 at 4% or $152,992 at 6%; with 50% employer match about $152,992 at 4% or $101,994 at 6%; with 100% employer match about $114,744 at 4% or $76,496 at 6%.
Michael S. Richardson, Dds 401K Plan-8$164,443$40,599$5,075iApproximate average salary by contribution assumption: employee only about $126,872 at 4% or $84,581 at 6%; with 50% employer match about $84,581 at 4% or $56,388 at 6%; with 100% employer match about $63,436 at 4% or $42,291 at 6%.
Michael S. Richardson, Dds Defined Benefit Pension Plan-8$103,286$32,837$4,105iApproximate average salary by contribution assumption: employee only about $102,616 at 4% or $68,410 at 6%; with 50% employer match about $68,410 at 4% or $45,607 at 6%; with 100% employer match about $51,308 at 4% or $34,205 at 6%.
199928$205,360$74,329$9,291iApproximate average salary by contribution assumption: employee only about $232,278 at 4% or $154,852 at 6%; with 50% employer match about $154,852 at 4% or $103,235 at 6%; with 100% employer match about $116,139 at 4% or $77,426 at 6%.
Michael S. Richardson, Dds 401K Plan-8$132,920$39,961$4,995iApproximate average salary by contribution assumption: employee only about $124,878 at 4% or $83,252 at 6%; with 50% employer match about $83,252 at 4% or $55,501 at 6%; with 100% employer match about $62,439 at 4% or $41,626 at 6%.
Michael S. Richardson, Dds Defined Benefit Pension Plan-8$72,440$34,368$4,296iApproximate average salary by contribution assumption: employee only about $107,400 at 4% or $71,600 at 6%; with 50% employer match about $71,600 at 4% or $47,733 at 6%; with 100% employer match about $53,700 at 4% or $35,800 at 6%.