Civic Intelligence

Independent Business Owners

Plan context: Independent Business Owners 401K Profit Sharing Plan & Trust

EIN 38-1776029 • Grand Rapids, MI • 26 filings • 7 plans

220 Lyon St NW Ste 850Grand Rapids, MI 49503-2229
Current Snapshot

Latest Year

2024

2024 Participants

3

2024 Assets

$750,449

2024 Contributions

$66,087

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$765,799$382,900$0199920122024YearValue
$750,449Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

740199920122024YearValue
3Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202413$750,449$66,087$22,029iApproximate average salary by contribution assumption: employee only about $550,725 at 4% or $367,150 at 6%; with 50% employer match about $367,150 at 4% or $244,767 at 6%; with 100% employer match about $275,363 at 4% or $183,575 at 6%.
Independent Business Owners 401K Profit Sharing Plan & Trust-3$750,449$66,087$22,029iApproximate average salary by contribution assumption: employee only about $550,725 at 4% or $367,150 at 6%; with 50% employer match about $367,150 at 4% or $244,767 at 6%; with 100% employer match about $275,363 at 4% or $183,575 at 6%.
202313$611,888$64,411$21,470iApproximate average salary by contribution assumption: employee only about $536,758 at 4% or $357,839 at 6%; with 50% employer match about $357,839 at 4% or $238,559 at 6%; with 100% employer match about $268,379 at 4% or $178,919 at 6%.
Independent Business Owners 401K Profit Sharing Plan & Trust-3$611,888$64,411$21,470iApproximate average salary by contribution assumption: employee only about $536,758 at 4% or $357,839 at 6%; with 50% employer match about $357,839 at 4% or $238,559 at 6%; with 100% employer match about $268,379 at 4% or $178,919 at 6%.
202214$488,510$86,176$21,544iApproximate average salary by contribution assumption: employee only about $538,600 at 4% or $359,067 at 6%; with 50% employer match about $359,067 at 4% or $239,378 at 6%; with 100% employer match about $269,300 at 4% or $179,533 at 6%.
Independent Business Owners 401K Profit Sharing Plan & Trust-4$488,510$86,176$21,544iApproximate average salary by contribution assumption: employee only about $538,600 at 4% or $359,067 at 6%; with 50% employer match about $359,067 at 4% or $239,378 at 6%; with 100% employer match about $269,300 at 4% or $179,533 at 6%.
202115$733,307$85,325$17,065iApproximate average salary by contribution assumption: employee only about $426,625 at 4% or $284,417 at 6%; with 50% employer match about $284,417 at 4% or $189,611 at 6%; with 100% employer match about $213,313 at 4% or $142,208 at 6%.
Independent Business Owners 401K Profit Sharing Plan & Trust-5$733,307$85,325$17,065iApproximate average salary by contribution assumption: employee only about $426,625 at 4% or $284,417 at 6%; with 50% employer match about $284,417 at 4% or $189,611 at 6%; with 100% employer match about $213,313 at 4% or $142,208 at 6%.
202015$571,790$75,016$15,003iApproximate average salary by contribution assumption: employee only about $375,080 at 4% or $250,053 at 6%; with 50% employer match about $250,053 at 4% or $166,702 at 6%; with 100% employer match about $187,540 at 4% or $125,027 at 6%.
Independent Business Owners 401K Profit Sharing Plan & Trust-5$571,790$75,016$15,003iApproximate average salary by contribution assumption: employee only about $375,080 at 4% or $250,053 at 6%; with 50% employer match about $250,053 at 4% or $166,702 at 6%; with 100% employer match about $187,540 at 4% or $125,027 at 6%.
201915$408,257$65,811$13,162iApproximate average salary by contribution assumption: employee only about $329,055 at 4% or $219,370 at 6%; with 50% employer match about $219,370 at 4% or $146,247 at 6%; with 100% employer match about $164,528 at 4% or $109,685 at 6%.
Independent Business Owners 401K Profit Sharing Plan & Trust-5$408,257$65,811$13,162iApproximate average salary by contribution assumption: employee only about $329,055 at 4% or $219,370 at 6%; with 50% employer match about $219,370 at 4% or $146,247 at 6%; with 100% employer match about $164,528 at 4% or $109,685 at 6%.
201814$272,877$58,369$14,592iApproximate average salary by contribution assumption: employee only about $364,806 at 4% or $243,204 at 6%; with 50% employer match about $243,204 at 4% or $162,136 at 6%; with 100% employer match about $182,403 at 4% or $121,602 at 6%.
Independent Business Owners 401K Profit Sharing Plan & Trust-4$272,877$58,369$14,592iApproximate average salary by contribution assumption: employee only about $364,806 at 4% or $243,204 at 6%; with 50% employer match about $243,204 at 4% or $162,136 at 6%; with 100% employer match about $182,403 at 4% or $121,602 at 6%.
201714$309,009$59,381$14,845iApproximate average salary by contribution assumption: employee only about $371,131 at 4% or $247,421 at 6%; with 50% employer match about $247,421 at 4% or $164,947 at 6%; with 100% employer match about $185,566 at 4% or $123,710 at 6%.
Independent Business Owners 401K Profit Sharing Plan & Trust-4$309,009$59,381$14,845iApproximate average salary by contribution assumption: employee only about $371,131 at 4% or $247,421 at 6%; with 50% employer match about $247,421 at 4% or $164,947 at 6%; with 100% employer match about $185,566 at 4% or $123,710 at 6%.
201614$209,395$59,951$14,988iApproximate average salary by contribution assumption: employee only about $374,694 at 4% or $249,796 at 6%; with 50% employer match about $249,796 at 4% or $166,531 at 6%; with 100% employer match about $187,347 at 4% or $124,898 at 6%.
Independent Business Owners 401K Profit Sharing Plan & Trust-4$209,395$59,951$14,988iApproximate average salary by contribution assumption: employee only about $374,694 at 4% or $249,796 at 6%; with 50% employer match about $249,796 at 4% or $166,531 at 6%; with 100% employer match about $187,347 at 4% or $124,898 at 6%.
201514$138,336$34,040$8,510iApproximate average salary by contribution assumption: employee only about $212,750 at 4% or $141,833 at 6%; with 50% employer match about $141,833 at 4% or $94,556 at 6%; with 100% employer match about $106,375 at 4% or $70,917 at 6%.
Independent Business Owners 401K Profit Sharing Plan & Trust-4$138,336$34,040$8,510iApproximate average salary by contribution assumption: employee only about $212,750 at 4% or $141,833 at 6%; with 50% employer match about $141,833 at 4% or $94,556 at 6%; with 100% employer match about $106,375 at 4% or $70,917 at 6%.
201413$106,097$24,010$8,003iApproximate average salary by contribution assumption: employee only about $200,083 at 4% or $133,389 at 6%; with 50% employer match about $133,389 at 4% or $88,926 at 6%; with 100% employer match about $100,042 at 4% or $66,694 at 6%.
Independent Business Owners 401K Profit Sharing Plan & Trust-3$106,097$24,010$8,003iApproximate average salary by contribution assumption: employee only about $200,083 at 4% or $133,389 at 6%; with 50% employer match about $133,389 at 4% or $88,926 at 6%; with 100% employer match about $100,042 at 4% or $66,694 at 6%.
201314$79,714$19,008$4,752iApproximate average salary by contribution assumption: employee only about $118,800 at 4% or $79,200 at 6%; with 50% employer match about $79,200 at 4% or $52,800 at 6%; with 100% employer match about $59,400 at 4% or $39,600 at 6%.
Independent Business Owners 401K Profit Sharing Plan & Trust-4$79,714$19,008$4,752iApproximate average salary by contribution assumption: employee only about $118,800 at 4% or $79,200 at 6%; with 50% employer match about $79,200 at 4% or $52,800 at 6%; with 100% employer match about $59,400 at 4% or $39,600 at 6%.
201213$50,582$15,748$5,249iApproximate average salary by contribution assumption: employee only about $131,233 at 4% or $87,489 at 6%; with 50% employer match about $87,489 at 4% or $58,326 at 6%; with 100% employer match about $65,617 at 4% or $43,744 at 6%.
Independent Business Owners 401K Profit Sharing Plan & Trust-3$50,582$15,748$5,249iApproximate average salary by contribution assumption: employee only about $131,233 at 4% or $87,489 at 6%; with 50% employer match about $87,489 at 4% or $58,326 at 6%; with 100% employer match about $65,617 at 4% or $43,744 at 6%.
201113$212,238$83,278$27,759iApproximate average salary by contribution assumption: employee only about $693,983 at 4% or $462,656 at 6%; with 50% employer match about $462,656 at 4% or $308,437 at 6%; with 100% employer match about $346,992 at 4% or $231,328 at 6%.
Independent Business Owners 401K Profit Sharing Plan & Trust-3$212,238$83,278$27,759iApproximate average salary by contribution assumption: employee only about $693,983 at 4% or $462,656 at 6%; with 50% employer match about $462,656 at 4% or $308,437 at 6%; with 100% employer match about $346,992 at 4% or $231,328 at 6%.
201017$765,799$106,271$15,182iApproximate average salary by contribution assumption: employee only about $379,539 at 4% or $253,026 at 6%; with 50% employer match about $253,026 at 4% or $168,684 at 6%; with 100% employer match about $189,770 at 4% or $126,513 at 6%.
Independent Business Owners 401K Profit Sharing Plan & Trust-7$765,799$106,271$15,182iApproximate average salary by contribution assumption: employee only about $379,539 at 4% or $253,026 at 6%; with 50% employer match about $253,026 at 4% or $168,684 at 6%; with 100% employer match about $189,770 at 4% or $126,513 at 6%.
200916$583,732$88,338$14,723iApproximate average salary by contribution assumption: employee only about $368,075 at 4% or $245,383 at 6%; with 50% employer match about $245,383 at 4% or $163,589 at 6%; with 100% employer match about $184,038 at 4% or $122,692 at 6%.
Independent Business Owners 401K Profit Sharing Plan & Trust-6$583,732$88,338$14,723iApproximate average salary by contribution assumption: employee only about $368,075 at 4% or $245,383 at 6%; with 50% employer match about $245,383 at 4% or $163,589 at 6%; with 100% employer match about $184,038 at 4% or $122,692 at 6%.
200816$407,920$84,717$14,120iApproximate average salary by contribution assumption: employee only about $352,988 at 4% or $235,325 at 6%; with 50% employer match about $235,325 at 4% or $156,883 at 6%; with 100% employer match about $176,494 at 4% or $117,663 at 6%.
Independent Business Owners 401K Profit Sharing Plan & Trust-6$407,920$84,717$14,120iApproximate average salary by contribution assumption: employee only about $352,988 at 4% or $235,325 at 6%; with 50% employer match about $235,325 at 4% or $156,883 at 6%; with 100% employer match about $176,494 at 4% or $117,663 at 6%.
200715$0$0-
Independent Business Owners 401K Profit Sharing Plan & Trust-5---
200615$427,556$59,618$11,924iApproximate average salary by contribution assumption: employee only about $298,090 at 4% or $198,727 at 6%; with 50% employer match about $198,727 at 4% or $132,484 at 6%; with 100% employer match about $149,045 at 4% or $99,363 at 6%.
Independent Business Owners 401K Profit Sharing Plan & Trust-5$427,556$59,618$11,924iApproximate average salary by contribution assumption: employee only about $298,090 at 4% or $198,727 at 6%; with 50% employer match about $198,727 at 4% or $132,484 at 6%; with 100% employer match about $149,045 at 4% or $99,363 at 6%.
200515$328,234$60,489$12,098iApproximate average salary by contribution assumption: employee only about $302,445 at 4% or $201,630 at 6%; with 50% employer match about $201,630 at 4% or $134,420 at 6%; with 100% employer match about $151,223 at 4% or $100,815 at 6%.
Independent Business Owners 401K Profit Sharing Plan & Trust-5$328,234$60,489$12,098iApproximate average salary by contribution assumption: employee only about $302,445 at 4% or $201,630 at 6%; with 50% employer match about $201,630 at 4% or $134,420 at 6%; with 100% employer match about $151,223 at 4% or $100,815 at 6%.
200415$245,276$42,058$8,412iApproximate average salary by contribution assumption: employee only about $210,290 at 4% or $140,193 at 6%; with 50% employer match about $140,193 at 4% or $93,462 at 6%; with 100% employer match about $105,145 at 4% or $70,097 at 6%.
Independent Business Owners 401K Profit Sharing Plan & Trust-5$245,276$42,058$8,412iApproximate average salary by contribution assumption: employee only about $210,290 at 4% or $140,193 at 6%; with 50% employer match about $140,193 at 4% or $93,462 at 6%; with 100% employer match about $105,145 at 4% or $70,097 at 6%.
200313$183,387$33,827$11,276iApproximate average salary by contribution assumption: employee only about $281,892 at 4% or $187,928 at 6%; with 50% employer match about $187,928 at 4% or $125,285 at 6%; with 100% employer match about $140,946 at 4% or $93,964 at 6%.
Independent Business Owners 401K Profit Sharing Plan & Trust-3$183,387$33,827$11,276iApproximate average salary by contribution assumption: employee only about $281,892 at 4% or $187,928 at 6%; with 50% employer match about $187,928 at 4% or $125,285 at 6%; with 100% employer match about $140,946 at 4% or $93,964 at 6%.
200214$109,472$77,369$19,342iApproximate average salary by contribution assumption: employee only about $483,556 at 4% or $322,371 at 6%; with 50% employer match about $322,371 at 4% or $214,914 at 6%; with 100% employer match about $241,778 at 4% or $161,185 at 6%.
Independent Business Owners 401K Profit Sharing Plan & Trust-4$109,472$77,369$19,342iApproximate average salary by contribution assumption: employee only about $483,556 at 4% or $322,371 at 6%; with 50% employer match about $322,371 at 4% or $214,914 at 6%; with 100% employer match about $241,778 at 4% or $161,185 at 6%.
200113$45,623$25,882$8,627iApproximate average salary by contribution assumption: employee only about $215,683 at 4% or $143,789 at 6%; with 50% employer match about $143,789 at 4% or $95,859 at 6%; with 100% employer match about $107,842 at 4% or $71,894 at 6%.
Independent Business Owners 401K Profit Sharing Plan & Trust-3$45,623$25,882$8,627iApproximate average salary by contribution assumption: employee only about $215,683 at 4% or $143,789 at 6%; with 50% employer match about $143,789 at 4% or $95,859 at 6%; with 100% employer match about $107,842 at 4% or $71,894 at 6%.
200013$26,154$19,891$6,630iApproximate average salary by contribution assumption: employee only about $165,758 at 4% or $110,506 at 6%; with 50% employer match about $110,506 at 4% or $73,670 at 6%; with 100% employer match about $82,879 at 4% or $55,253 at 6%.
Independent Business Owners 401K Profit Sharing Plan & Trust-3$26,154$19,891$6,630iApproximate average salary by contribution assumption: employee only about $165,758 at 4% or $110,506 at 6%; with 50% employer match about $110,506 at 4% or $73,670 at 6%; with 100% employer match about $82,879 at 4% or $55,253 at 6%.
199913$7,192$6,512$2,171iApproximate average salary by contribution assumption: employee only about $54,267 at 4% or $36,178 at 6%; with 50% employer match about $36,178 at 4% or $24,119 at 6%; with 100% employer match about $27,133 at 4% or $18,089 at 6%.
Independent Business Owners 401K Profit Sharing Plan & Trust-3$7,192$6,512$2,171iApproximate average salary by contribution assumption: employee only about $54,267 at 4% or $36,178 at 6%; with 50% employer match about $36,178 at 4% or $24,119 at 6%; with 100% employer match about $27,133 at 4% or $18,089 at 6%.