Civic Intelligence

Northwood University

Plan context: Emeriti Retiree Health Plan for Northwood University

EIN 38-1624684 • Midland, MI • 146 filings • 25 plans

4000 Whiting DriveMidland, MI 48640
Current Snapshot

Latest Year

2024

2024 Participants

360

2024 Assets

$3,051,612

2024 Contributions

$111,806

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$113,168,771$56,584,386$0200620152024YearValue
$3,051,612Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

1,3626810199920122024YearValue
360Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
20246360$3,051,612$111,806$311iApproximate average salary by contribution assumption: employee only about $7,764 at 4% or $5,176 at 6%; with 50% employer match about $5,176 at 4% or $3,451 at 6%; with 100% employer match about $3,882 at 4% or $2,588 at 6%.
Emeriti Retiree Health Plan for Northwood University-306$3,051,612$111,806$365iApproximate average salary by contribution assumption: employee only about $9,134 at 4% or $6,090 at 6%; with 50% employer match about $6,090 at 4% or $4,060 at 6%; with 100% employer match about $4,567 at 4% or $3,045 at 6%.
Northwood University - Flexible Spending Account-223---
Eyemed Vision Care-165---
Connectcare Health - Dental-210---
Unum Mutual Group Insurance for Annual Contract, Clerical and Union-360---
Connectcare Health - Medical-203---
20236353$2,783,199$105,775$300iApproximate average salary by contribution assumption: employee only about $7,491 at 4% or $4,994 at 6%; with 50% employer match about $4,994 at 4% or $3,329 at 6%; with 100% employer match about $3,746 at 4% or $2,497 at 6%.
Emeriti Retiree Health Plan for Northwood University-279$2,783,199$105,775$379iApproximate average salary by contribution assumption: employee only about $9,478 at 4% or $6,319 at 6%; with 50% employer match about $6,319 at 4% or $4,212 at 6%; with 100% employer match about $4,739 at 4% or $3,159 at 6%.
Northwood University - Flexible Spending Account-214---
Connectcare Health - Medical-202---
Connectcare Health - Dental-208---
Eyemed Vision Care-290---
Unum Mutual Group Insurance for Annual Contract, Clerical and Union-353---
20226335$2,427,824$116,443$348iApproximate average salary by contribution assumption: employee only about $8,690 at 4% or $5,793 at 6%; with 50% employer match about $5,793 at 4% or $3,862 at 6%; with 100% employer match about $4,345 at 4% or $2,897 at 6%.
Emeriti Retiree Health Plan for Northwood University-264$2,427,824$116,443$441iApproximate average salary by contribution assumption: employee only about $11,027 at 4% or $7,351 at 6%; with 50% employer match about $7,351 at 4% or $4,901 at 6%; with 100% employer match about $5,513 at 4% or $3,676 at 6%.
Northwood University - Flexible Spending Account-224---
Connectcare Health - Dental-206---
Eyemed Vision Care-279---
Connectcare Health - Medical-235---
Unum Mutual Group Insurance for Annual Contract, Clerical and Union-335---
20217354$2,877,646$1,351,421$3,818iApproximate average salary by contribution assumption: employee only about $95,439 at 4% or $63,626 at 6%; with 50% employer match about $63,626 at 4% or $42,417 at 6%; with 100% employer match about $47,720 at 4% or $31,813 at 6%.
Emeriti Retiree Health Plan for Northwood University-269$2,877,646$112,992$420iApproximate average salary by contribution assumption: employee only about $10,501 at 4% or $7,001 at 6%; with 50% employer match about $7,001 at 4% or $4,667 at 6%; with 100% employer match about $5,251 at 4% or $3,500 at 6%.
Tiaa Cref Retirement Plan for Northwood University-0-$1,238,429-
Northwood University - Flexible Spending Account-252---
Unum Mutual Group Insurance for Annual Contract, Clerical and Union-354---
Connectcare Health - Dental-207---
Connectcare Health - Medical-202---
Eyemed Vision Care-279---
20206346$113,168,771$2,764,897$7,991iApproximate average salary by contribution assumption: employee only about $199,776 at 4% or $133,184 at 6%; with 50% employer match about $133,184 at 4% or $88,789 at 6%; with 100% employer match about $99,888 at 4% or $66,592 at 6%.
Tiaa Cref Retirement Plan for Northwood University-326$110,542,556$2,651,310$8,133iApproximate average salary by contribution assumption: employee only about $203,321 at 4% or $135,548 at 6%; with 50% employer match about $135,548 at 4% or $90,365 at 6%; with 100% employer match about $101,661 at 4% or $67,774 at 6%.
Emeriti Retiree Health Plan for Northwood University-276$2,626,215$113,587$412iApproximate average salary by contribution assumption: employee only about $10,289 at 4% or $6,859 at 6%; with 50% employer match about $6,859 at 4% or $4,573 at 6%; with 100% employer match about $5,144 at 4% or $3,430 at 6%.
Northwood University - Flexible Spending Account-218---
Unum Mutual Group Insurance for Annual Contract, Clerical and Union-346---
Connectcare Health - Dental-225---
Connectcare Health - Medical-218---
20196385$104,048,483$3,124,791$8,116iApproximate average salary by contribution assumption: employee only about $202,909 at 4% or $135,272 at 6%; with 50% employer match about $135,272 at 4% or $90,182 at 6%; with 100% employer match about $101,454 at 4% or $67,636 at 6%.
Tiaa Cref Retirement Plan for Northwood University-369$101,689,494$2,997,445$8,123iApproximate average salary by contribution assumption: employee only about $203,079 at 4% or $135,386 at 6%; with 50% employer match about $135,386 at 4% or $90,257 at 6%; with 100% employer match about $101,539 at 4% or $67,693 at 6%.
Emeriti Retiree Health Plan for Northwood University-322$2,358,989$127,346$395iApproximate average salary by contribution assumption: employee only about $9,887 at 4% or $6,591 at 6%; with 50% employer match about $6,591 at 4% or $4,394 at 6%; with 100% employer match about $4,944 at 4% or $3,296 at 6%.
Northwood University - Flexible Spending Account-272---
Connectcare Health - Dental-270---
Unum Mutual Group Insurance for Annual Contract, Clerical and Union-385---
Connectcare Health - Medical-262---
20186383$94,041,570$3,393,789$8,861iApproximate average salary by contribution assumption: employee only about $221,527 at 4% or $147,684 at 6%; with 50% employer match about $147,684 at 4% or $98,456 at 6%; with 100% employer match about $110,763 at 4% or $73,842 at 6%.
Tiaa Cref Retirement Plan for Northwood University-383$92,084,941$3,304,599$8,628iApproximate average salary by contribution assumption: employee only about $215,705 at 4% or $143,803 at 6%; with 50% employer match about $143,803 at 4% or $95,869 at 6%; with 100% employer match about $107,852 at 4% or $71,902 at 6%.
Emeriti Retiree Health Plan for Northwood University-338$1,956,629$89,190$264iApproximate average salary by contribution assumption: employee only about $6,597 at 4% or $4,398 at 6%; with 50% employer match about $4,398 at 4% or $2,932 at 6%; with 100% employer match about $3,298 at 4% or $2,199 at 6%.
Northwood University - Flexible Spending Account-274---
Unum Mutual Group Insurance for Annual Contract, Clerical and Union-325---
Connectcare Health - Dental-266---
Connectcare Health - Medical-265---
20176515$100,676,640$3,145,402$6,108iApproximate average salary by contribution assumption: employee only about $152,689 at 4% or $101,793 at 6%; with 50% employer match about $101,793 at 4% or $67,862 at 6%; with 100% employer match about $76,345 at 4% or $50,896 at 6%.
Tiaa Cref Retirement Plan for Northwood University-515$98,529,798$3,027,831$5,879iApproximate average salary by contribution assumption: employee only about $146,982 at 4% or $97,988 at 6%; with 50% employer match about $97,988 at 4% or $65,325 at 6%; with 100% employer match about $73,491 at 4% or $48,994 at 6%.
Emeriti Retiree Health Plan for Northwood University-331$2,146,842$117,571$355iApproximate average salary by contribution assumption: employee only about $8,880 at 4% or $5,920 at 6%; with 50% employer match about $5,920 at 4% or $3,947 at 6%; with 100% employer match about $4,440 at 4% or $2,960 at 6%.
Northwood University - Flexible Spending Account-305---
Connectcare Health - Dental-265---
Connectcare Health - Medical-274---
Unum Mutual Group Insurance for Annual Contract, Clerical and Union-318---
20166496$89,951,831$2,768,290$5,581iApproximate average salary by contribution assumption: employee only about $139,531 at 4% or $93,020 at 6%; with 50% employer match about $93,020 at 4% or $62,014 at 6%; with 100% employer match about $69,765 at 4% or $46,510 at 6%.
Tiaa Cref Retirement Plan for Northwood University-496$88,116,854$2,665,356$5,374iApproximate average salary by contribution assumption: employee only about $134,343 at 4% or $89,562 at 6%; with 50% employer match about $89,562 at 4% or $59,708 at 6%; with 100% employer match about $67,171 at 4% or $44,781 at 6%.
Emeriti Retiree Health Plan for Northwood University-343$1,834,977$102,934$300iApproximate average salary by contribution assumption: employee only about $7,502 at 4% or $5,002 at 6%; with 50% employer match about $5,002 at 4% or $3,334 at 6%; with 100% employer match about $3,751 at 4% or $2,501 at 6%.
Northwood University - Flexible Spending Account-244---
Connectcare Health - Dental-273---
Connectcare Health - Medical-282---
Unum Mutual Group Insurance for Annual Contract, Clerical and Union-325---
20156514$87,361,006$2,887,783$5,618iApproximate average salary by contribution assumption: employee only about $140,456 at 4% or $93,638 at 6%; with 50% employer match about $93,638 at 4% or $62,425 at 6%; with 100% employer match about $70,228 at 4% or $46,819 at 6%.
Tiaa Cref Retirement Plan for Northwood University-514$85,646,145$2,858,804$5,562iApproximate average salary by contribution assumption: employee only about $139,047 at 4% or $92,698 at 6%; with 50% employer match about $92,698 at 4% or $61,799 at 6%; with 100% employer match about $69,523 at 4% or $46,349 at 6%.
Emeriti Retiree Health Plan for Northwood University-346$1,714,861$28,979$84iApproximate average salary by contribution assumption: employee only about $2,094 at 4% or $1,396 at 6%; with 50% employer match about $1,396 at 4% or $931 at 6%; with 100% employer match about $1,047 at 4% or $698 at 6%.
Connectcare Health - Medical-272---
Connectcare Health - Dental-263---
Northwood University - Flexible Spending Account-283---
Unum Mutual Group Insurance for Annual Contract, Clerical and Union-319---
20146541$92,606,305$4,036,737$7,462iApproximate average salary by contribution assumption: employee only about $186,541 at 4% or $124,360 at 6%; with 50% employer match about $124,360 at 4% or $82,907 at 6%; with 100% employer match about $93,270 at 4% or $62,180 at 6%.
Tiaa Cref Retirement Plan for Northwood University-541$90,790,600$3,902,301$7,213iApproximate average salary by contribution assumption: employee only about $180,328 at 4% or $120,219 at 6%; with 50% employer match about $120,219 at 4% or $80,146 at 6%; with 100% employer match about $90,164 at 4% or $60,109 at 6%.
Emeriti Retiree Health Plan for Northwood University-413$1,815,705$134,436$326iApproximate average salary by contribution assumption: employee only about $8,138 at 4% or $5,425 at 6%; with 50% employer match about $5,425 at 4% or $3,617 at 6%; with 100% employer match about $4,069 at 4% or $2,713 at 6%.
Connectcare Health - Medical-324---
Connectcare Health - Dental-335---
Northwood University - Flexible Spending Account-329---
Unum Mutual Group Insurance for Annual Contract, Clerical and Union-428---
20136738$89,315,077$3,463,132$4,693iApproximate average salary by contribution assumption: employee only about $117,315 at 4% or $78,210 at 6%; with 50% employer match about $78,210 at 4% or $52,140 at 6%; with 100% employer match about $58,657 at 4% or $39,105 at 6%.
Tiaa Cref Retirement Plan for Northwood University-738$87,610,610$3,269,361$4,430iApproximate average salary by contribution assumption: employee only about $110,751 at 4% or $73,834 at 6%; with 50% employer match about $73,834 at 4% or $49,223 at 6%; with 100% employer match about $55,375 at 4% or $36,917 at 6%.
Emeriti Retiree Health Plan for Northwood University-466$1,704,467$193,771$416iApproximate average salary by contribution assumption: employee only about $10,395 at 4% or $6,930 at 6%; with 50% employer match about $6,930 at 4% or $4,620 at 6%; with 100% employer match about $5,198 at 4% or $3,465 at 6%.
Northwood University - Flexible Spending Account-397---
Connectcare Health - Dental-401---
Connectcare Health - Medical-375---
Unum Mutual Group Insurance for Annual Contract, Clerical and Union-428---
20126732$78,361,339$3,599,285$4,917iApproximate average salary by contribution assumption: employee only about $122,926 at 4% or $81,951 at 6%; with 50% employer match about $81,951 at 4% or $54,634 at 6%; with 100% employer match about $61,463 at 4% or $40,975 at 6%.
Tiaa Cref Retirement Plan for Northwood University-732$77,035,842$3,419,884$4,672iApproximate average salary by contribution assumption: employee only about $116,799 at 4% or $77,866 at 6%; with 50% employer match about $77,866 at 4% or $51,911 at 6%; with 100% employer match about $58,400 at 4% or $38,933 at 6%.
Emeriti Retiree Health Plan for Northwood University-456$1,325,497$179,401$393iApproximate average salary by contribution assumption: employee only about $9,836 at 4% or $6,557 at 6%; with 50% employer match about $6,557 at 4% or $4,371 at 6%; with 100% employer match about $4,918 at 4% or $3,279 at 6%.
Northwood University - Flexible Spending Account-379---
Connectcare Health - Dental-421---
Connectcare Health - Medical-413---
Unum Mutual Group Insurance for Annual Contract, Clerical and Union-422---
201161,362$72,492,644$3,806,882$2,795iApproximate average salary by contribution assumption: employee only about $69,877 at 4% or $46,584 at 6%; with 50% employer match about $46,584 at 4% or $31,056 at 6%; with 100% employer match about $34,938 at 4% or $23,292 at 6%.
Tiaa Cref Retirement Plan for Northwood University-1,362$71,430,375$3,622,877$2,660iApproximate average salary by contribution assumption: employee only about $66,499 at 4% or $44,333 at 6%; with 50% employer match about $44,333 at 4% or $29,555 at 6%; with 100% employer match about $33,250 at 4% or $22,166 at 6%.
Emeriti Retiree Health Plan for Northwood University-498$1,062,269$184,005$369iApproximate average salary by contribution assumption: employee only about $9,237 at 4% or $6,158 at 6%; with 50% employer match about $6,158 at 4% or $4,105 at 6%; with 100% employer match about $4,619 at 4% or $3,079 at 6%.
Northwood University - Flexible Spending Account-423---
Unum Mutual Group Insurance for Annual Contract, Clerical and Union-449---
Connectcare Health - Dental-441---
Connectcare Health - Medical-460---
201061,220$71,164,422$4,162,964$3,412iApproximate average salary by contribution assumption: employee only about $85,307 at 4% or $56,871 at 6%; with 50% employer match about $56,871 at 4% or $37,914 at 6%; with 100% employer match about $42,653 at 4% or $28,436 at 6%.
Tiaa Cref Retirement Plan for Northwood University-1,220$70,210,566$3,972,139$3,256iApproximate average salary by contribution assumption: employee only about $81,396 at 4% or $54,264 at 6%; with 50% employer match about $54,264 at 4% or $36,176 at 6%; with 100% employer match about $40,698 at 4% or $27,132 at 6%.
Emeriti Retiree Health Plan for Northwood University-502$953,856$190,825$380iApproximate average salary by contribution assumption: employee only about $9,503 at 4% or $6,335 at 6%; with 50% employer match about $6,335 at 4% or $4,224 at 6%; with 100% employer match about $4,752 at 4% or $3,168 at 6%.
Unum Mutual Group Insurance for Annual Contract, Clerical and Union-487---
Northwood University - Flexible Spending Account-425---
Connectcare Health - Dental-446---
Connectcare Health - Medical-470---
200961,190$63,795,812$4,164,475$3,500iApproximate average salary by contribution assumption: employee only about $87,489 at 4% or $58,326 at 6%; with 50% employer match about $58,326 at 4% or $38,884 at 6%; with 100% employer match about $43,744 at 4% or $29,163 at 6%.
Tiaa Cref Retirement Plan for Northwood University-1,190$63,120,365$3,958,356$3,326iApproximate average salary by contribution assumption: employee only about $83,159 at 4% or $55,439 at 6%; with 50% employer match about $55,439 at 4% or $36,959 at 6%; with 100% employer match about $41,579 at 4% or $27,720 at 6%.
Emeriti Retiree Health Plan for Northwood University-477$675,447$206,119$432iApproximate average salary by contribution assumption: employee only about $10,803 at 4% or $7,202 at 6%; with 50% employer match about $7,202 at 4% or $4,801 at 6%; with 100% employer match about $5,401 at 4% or $3,601 at 6%.
Unum Mutual Group Insurance for Annual Contract, Clerical and Union-479---
Connectcare Health - Medical-458---
Connectcare Health - Dental-432---
Northwood University - Flexible Spending Account-422---
20086637$338,674$200,677$315iApproximate average salary by contribution assumption: employee only about $7,876 at 4% or $5,251 at 6%; with 50% employer match about $5,251 at 4% or $3,500 at 6%; with 100% employer match about $3,938 at 4% or $2,625 at 6%.
Emeriti Retiree Health Plan for Northwood University-637$338,674$200,677$315iApproximate average salary by contribution assumption: employee only about $7,876 at 4% or $5,251 at 6%; with 50% employer match about $5,251 at 4% or $3,500 at 6%; with 100% employer match about $3,938 at 4% or $2,625 at 6%.
Tiaa Cref Retirement Plan for Northwood University-0---
Unum Mutual Group Insurance for Annual Contract, Clerical and Union-526---
Connectcare Health - Medical-458---
Connectcare Health - Dental-449---
Northwood University - Flexible Spending Account-472---
20076577$266,046$206,060$357iApproximate average salary by contribution assumption: employee only about $8,928 at 4% or $5,952 at 6%; with 50% employer match about $5,952 at 4% or $3,968 at 6%; with 100% employer match about $4,464 at 4% or $2,976 at 6%.
Emeriti Retiree Health Plan for Northwood University-577$266,046$206,060$357iApproximate average salary by contribution assumption: employee only about $8,928 at 4% or $5,952 at 6%; with 50% employer match about $5,952 at 4% or $3,968 at 6%; with 100% employer match about $4,464 at 4% or $2,976 at 6%.
Tiaa Cref Retirement Plan for Northwood University-0---
Unum Mutual Group Insurance for Annual Contract, Clerical and Union-519---
Connectcare Health - Medical-514---
Connectcare Health - Dental-510---
Northwood University - Flexible Spending Account-456---
20066518$51,109$50,253$97iApproximate average salary by contribution assumption: employee only about $2,425 at 4% or $1,617 at 6%; with 50% employer match about $1,617 at 4% or $1,078 at 6%; with 100% employer match about $1,213 at 4% or $808 at 6%.
Emeriti Retiree Health Plan for Northwood University-500$51,109$50,253$101iApproximate average salary by contribution assumption: employee only about $2,513 at 4% or $1,675 at 6%; with 50% employer match about $1,675 at 4% or $1,117 at 6%; with 100% employer match about $1,256 at 4% or $838 at 6%.
Northwood University - Flexible Spending Account-434---
Connectcare Health - Dental-495---
Connectcare Health - Medical-496---
Unum Mutual Group Insurance for Annual Contract, Clerical and Union-518---
Tiaa Cref Retirement Plan for Northwood University-0---
20055542$0$0-
Tiaa Cref Retirement Plan for Northwood University-0---
Unum Mutual Group Insurance for Annual Contract, Clerical and Union-542---
Connectcare Health - Dental-468---
Connectcare Health - Medical-467---
Northwood University - Flexible Spending Account-471---
20044542$0$0-
20034556$0$0-
20026552$0$0-
20014544$0$0-
20004493$0$0-
19994436$0$0-