Civic Intelligence

Pumford Construction Inc.

Plan context: Pumford Construction Inc. 401(K) Profit Sharing Plan

EIN 38-1602421 • Saginaw, MI • 28 filings • 6 plans

1674 Champagne Drive NorthSaginaw, MI 48604
Current Snapshot

Latest Year

2025

2025 Participants

34

2025 Assets

$13,607,852

2025 Contributions

$873,366

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$13,607,852$6,803,926$0199920122025YearValue
$13,607,852Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

34170199920122025YearValue
34Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025134$13,607,852$873,366$25,687iApproximate average salary by contribution assumption: employee only about $642,181 at 4% or $428,121 at 6%; with 50% employer match about $428,121 at 4% or $285,414 at 6%; with 100% employer match about $321,090 at 4% or $214,060 at 6%.
Pumford Construction Inc. 401(K) Profit Sharing Plan-34$13,607,852$873,366$25,687iApproximate average salary by contribution assumption: employee only about $642,181 at 4% or $428,121 at 6%; with 50% employer match about $428,121 at 4% or $285,414 at 6%; with 100% employer match about $321,090 at 4% or $214,060 at 6%.
2024133$10,949,569$1,034,319$31,343iApproximate average salary by contribution assumption: employee only about $783,575 at 4% or $522,383 at 6%; with 50% employer match about $522,383 at 4% or $348,256 at 6%; with 100% employer match about $391,788 at 4% or $261,192 at 6%.
Pumford Construction Inc. 401(K) Profit Sharing Plan-33$10,949,569$1,034,319$31,343iApproximate average salary by contribution assumption: employee only about $783,575 at 4% or $522,383 at 6%; with 50% employer match about $522,383 at 4% or $348,256 at 6%; with 100% employer match about $391,788 at 4% or $261,192 at 6%.
2023131$9,117,866$655,936$21,159iApproximate average salary by contribution assumption: employee only about $528,981 at 4% or $352,654 at 6%; with 50% employer match about $352,654 at 4% or $235,103 at 6%; with 100% employer match about $264,490 at 4% or $176,327 at 6%.
Pumford Construction Inc. 401(K) Profit Sharing Plan-31$9,117,866$655,936$21,159iApproximate average salary by contribution assumption: employee only about $528,981 at 4% or $352,654 at 6%; with 50% employer match about $352,654 at 4% or $235,103 at 6%; with 100% employer match about $264,490 at 4% or $176,327 at 6%.
2022130$7,233,409$618,942$20,631iApproximate average salary by contribution assumption: employee only about $515,785 at 4% or $343,857 at 6%; with 50% employer match about $343,857 at 4% or $229,238 at 6%; with 100% employer match about $257,893 at 4% or $171,928 at 6%.
Pumford Construction Inc. 401(K) Profit Sharing Plan-30$7,233,409$618,942$20,631iApproximate average salary by contribution assumption: employee only about $515,785 at 4% or $343,857 at 6%; with 50% employer match about $343,857 at 4% or $229,238 at 6%; with 100% employer match about $257,893 at 4% or $171,928 at 6%.
2021130$8,014,702$2,452,503$81,750iApproximate average salary by contribution assumption: employee only about $2,043,753 at 4% or $1,362,502 at 6%; with 50% employer match about $1,362,502 at 4% or $908,334 at 6%; with 100% employer match about $1,021,876 at 4% or $681,251 at 6%.
Pumford Construction Inc. 401(K) Profit Sharing Plan-30$8,014,702$2,452,503$81,750iApproximate average salary by contribution assumption: employee only about $2,043,753 at 4% or $1,362,502 at 6%; with 50% employer match about $1,362,502 at 4% or $908,334 at 6%; with 100% employer match about $1,021,876 at 4% or $681,251 at 6%.
2020129$6,319,041$576,747$19,888iApproximate average salary by contribution assumption: employee only about $497,196 at 4% or $331,464 at 6%; with 50% employer match about $331,464 at 4% or $220,976 at 6%; with 100% employer match about $248,598 at 4% or $165,732 at 6%.
Pumford Construction Inc. 401(K) Profit Sharing Plan-29$6,319,041$576,747$19,888iApproximate average salary by contribution assumption: employee only about $497,196 at 4% or $331,464 at 6%; with 50% employer match about $331,464 at 4% or $220,976 at 6%; with 100% employer match about $248,598 at 4% or $165,732 at 6%.
2019229$9,837,924$946,574$32,640iApproximate average salary by contribution assumption: employee only about $816,012 at 4% or $544,008 at 6%; with 50% employer match about $544,008 at 4% or $362,672 at 6%; with 100% employer match about $408,006 at 4% or $272,004 at 6%.
PUMFORD CONSTRUCTION, INC. 401(K) PROFIT SHARING PLAN-29$4,918,962$473,287$16,320iApproximate average salary by contribution assumption: employee only about $408,006 at 4% or $272,004 at 6%; with 50% employer match about $272,004 at 4% or $181,336 at 6%; with 100% employer match about $204,003 at 4% or $136,002 at 6%.
Pumford Construction Inc. 401(K) Profit Sharing Plan-29$4,918,962$473,287$16,320iApproximate average salary by contribution assumption: employee only about $408,006 at 4% or $272,004 at 6%; with 50% employer match about $272,004 at 4% or $181,336 at 6%; with 100% employer match about $204,003 at 4% or $136,002 at 6%.
2018124$3,549,185$422,309$17,596iApproximate average salary by contribution assumption: employee only about $439,905 at 4% or $293,270 at 6%; with 50% employer match about $293,270 at 4% or $195,513 at 6%; with 100% employer match about $219,953 at 4% or $146,635 at 6%.
Pumford Construction Inc. 401(K) Profit Sharing Plan-24$3,549,185$422,309$17,596iApproximate average salary by contribution assumption: employee only about $439,905 at 4% or $293,270 at 6%; with 50% employer match about $293,270 at 4% or $195,513 at 6%; with 100% employer match about $219,953 at 4% or $146,635 at 6%.
2017116$3,416,064$276,141$17,259iApproximate average salary by contribution assumption: employee only about $431,470 at 4% or $287,647 at 6%; with 50% employer match about $287,647 at 4% or $191,765 at 6%; with 100% employer match about $215,735 at 4% or $143,823 at 6%.
Pumford Construction Inc. 401(K) Profit Sharing Plan-16$3,416,064$276,141$17,259iApproximate average salary by contribution assumption: employee only about $431,470 at 4% or $287,647 at 6%; with 50% employer match about $287,647 at 4% or $191,765 at 6%; with 100% employer match about $215,735 at 4% or $143,823 at 6%.
2016117$2,625,296$257,051$15,121iApproximate average salary by contribution assumption: employee only about $378,016 at 4% or $252,011 at 6%; with 50% employer match about $252,011 at 4% or $168,007 at 6%; with 100% employer match about $189,008 at 4% or $126,005 at 6%.
Pumford Construction Inc. 401(K) Profit Sharing Plan-17$2,625,296$257,051$15,121iApproximate average salary by contribution assumption: employee only about $378,016 at 4% or $252,011 at 6%; with 50% employer match about $252,011 at 4% or $168,007 at 6%; with 100% employer match about $189,008 at 4% or $126,005 at 6%.
2015122$3,120,480$257,348$11,698iApproximate average salary by contribution assumption: employee only about $292,441 at 4% or $194,961 at 6%; with 50% employer match about $194,961 at 4% or $129,974 at 6%; with 100% employer match about $146,220 at 4% or $97,480 at 6%.
Pumford Construction Inc. 401(K) Profit Sharing Plan-22$3,120,480$257,348$11,698iApproximate average salary by contribution assumption: employee only about $292,441 at 4% or $194,961 at 6%; with 50% employer match about $194,961 at 4% or $129,974 at 6%; with 100% employer match about $146,220 at 4% or $97,480 at 6%.
2014124$2,863,094$143,501$5,979iApproximate average salary by contribution assumption: employee only about $149,480 at 4% or $99,653 at 6%; with 50% employer match about $99,653 at 4% or $66,436 at 6%; with 100% employer match about $74,740 at 4% or $49,827 at 6%.
Pumford Construction Inc. 401(K) Profit Sharing Plan-24$2,863,094$143,501$5,979iApproximate average salary by contribution assumption: employee only about $149,480 at 4% or $99,653 at 6%; with 50% employer match about $99,653 at 4% or $66,436 at 6%; with 100% employer match about $74,740 at 4% or $49,827 at 6%.
2013124$2,677,505$83,420$3,476iApproximate average salary by contribution assumption: employee only about $86,896 at 4% or $57,931 at 6%; with 50% employer match about $57,931 at 4% or $38,620 at 6%; with 100% employer match about $43,448 at 4% or $28,965 at 6%.
Pumford Construction Inc. 401(K) Profit Sharing Plan-24$2,677,505$83,420$3,476iApproximate average salary by contribution assumption: employee only about $86,896 at 4% or $57,931 at 6%; with 50% employer match about $57,931 at 4% or $38,620 at 6%; with 100% employer match about $43,448 at 4% or $28,965 at 6%.
2012126$2,950,472$61,270$2,357iApproximate average salary by contribution assumption: employee only about $58,913 at 4% or $39,276 at 6%; with 50% employer match about $39,276 at 4% or $26,184 at 6%; with 100% employer match about $29,457 at 4% or $19,638 at 6%.
PUMFORD CONSTRUCTION, INC. 401K PROFIT SHARING PLAN-26$2,950,472$61,270$2,357iApproximate average salary by contribution assumption: employee only about $58,913 at 4% or $39,276 at 6%; with 50% employer match about $39,276 at 4% or $26,184 at 6%; with 100% employer match about $29,457 at 4% or $19,638 at 6%.
2011118$2,833,917$193,599$10,756iApproximate average salary by contribution assumption: employee only about $268,888 at 4% or $179,258 at 6%; with 50% employer match about $179,258 at 4% or $119,506 at 6%; with 100% employer match about $134,444 at 4% or $89,629 at 6%.
PUMFORD CONSTRUCTION, INC. 401K PROFIT SHARING PLAN-18$2,833,917$193,599$10,756iApproximate average salary by contribution assumption: employee only about $268,888 at 4% or $179,258 at 6%; with 50% employer match about $179,258 at 4% or $119,506 at 6%; with 100% employer match about $134,444 at 4% or $89,629 at 6%.
2010122$2,973,703$72,003$3,273iApproximate average salary by contribution assumption: employee only about $81,822 at 4% or $54,548 at 6%; with 50% employer match about $54,548 at 4% or $36,365 at 6%; with 100% employer match about $40,911 at 4% or $27,274 at 6%.
PUMFORD CONSTRUCTION, INC. 401K PROFIT SHARING PLAN-22$2,973,703$72,003$3,273iApproximate average salary by contribution assumption: employee only about $81,822 at 4% or $54,548 at 6%; with 50% employer match about $54,548 at 4% or $36,365 at 6%; with 100% employer match about $40,911 at 4% or $27,274 at 6%.
2009122$2,644,112$222,574$10,117iApproximate average salary by contribution assumption: employee only about $252,925 at 4% or $168,617 at 6%; with 50% employer match about $168,617 at 4% or $112,411 at 6%; with 100% employer match about $126,463 at 4% or $84,308 at 6%.
PUMFORD CONSTRUCTION, INC. 401K PROFIT SHARING PLAN-22$2,644,112$222,574$10,117iApproximate average salary by contribution assumption: employee only about $252,925 at 4% or $168,617 at 6%; with 50% employer match about $168,617 at 4% or $112,411 at 6%; with 100% employer match about $126,463 at 4% or $84,308 at 6%.
2008122$1,979,184$316,872$14,403iApproximate average salary by contribution assumption: employee only about $360,082 at 4% or $240,055 at 6%; with 50% employer match about $240,055 at 4% or $160,036 at 6%; with 100% employer match about $180,041 at 4% or $120,027 at 6%.
PUMFORD CONSTRUCTION, INC. 401K PROFIT SHARING PLAN-22$1,979,184$316,872$14,403iApproximate average salary by contribution assumption: employee only about $360,082 at 4% or $240,055 at 6%; with 50% employer match about $240,055 at 4% or $160,036 at 6%; with 100% employer match about $180,041 at 4% or $120,027 at 6%.
2007122$2,444,805$270,862$12,312iApproximate average salary by contribution assumption: employee only about $307,798 at 4% or $205,198 at 6%; with 50% employer match about $205,198 at 4% or $136,799 at 6%; with 100% employer match about $153,899 at 4% or $102,599 at 6%.
PUMFORD CONSTRUCTION, INC. 401K PROFIT SHARING PLAN-22$2,444,805$270,862$12,312iApproximate average salary by contribution assumption: employee only about $307,798 at 4% or $205,198 at 6%; with 50% employer match about $205,198 at 4% or $136,799 at 6%; with 100% employer match about $153,899 at 4% or $102,599 at 6%.
2006123$1,961,763$239,772$10,425iApproximate average salary by contribution assumption: employee only about $260,622 at 4% or $173,748 at 6%; with 50% employer match about $173,748 at 4% or $115,832 at 6%; with 100% employer match about $130,311 at 4% or $86,874 at 6%.
PUMFORD CONSTRUCTION, INC. 401K PROFIT SHARING PLAN-23$1,961,763$239,772$10,425iApproximate average salary by contribution assumption: employee only about $260,622 at 4% or $173,748 at 6%; with 50% employer match about $173,748 at 4% or $115,832 at 6%; with 100% employer match about $130,311 at 4% or $86,874 at 6%.
2005116$1,577,235$78,117$4,882iApproximate average salary by contribution assumption: employee only about $122,058 at 4% or $81,372 at 6%; with 50% employer match about $81,372 at 4% or $54,248 at 6%; with 100% employer match about $61,029 at 4% or $40,686 at 6%.
PUMFORD CONSTRUCTION, INC. 401K PROFIT SHARING PLAN-16$1,577,235$78,117$4,882iApproximate average salary by contribution assumption: employee only about $122,058 at 4% or $81,372 at 6%; with 50% employer match about $81,372 at 4% or $54,248 at 6%; with 100% employer match about $61,029 at 4% or $40,686 at 6%.
2004120$1,504,234$200,653$10,033iApproximate average salary by contribution assumption: employee only about $250,816 at 4% or $167,211 at 6%; with 50% employer match about $167,211 at 4% or $111,474 at 6%; with 100% employer match about $125,408 at 4% or $83,605 at 6%.
PUMFORD CONSTRUCTION, INC. 401K PROFIT SHARING PLAN-20$1,504,234$200,653$10,033iApproximate average salary by contribution assumption: employee only about $250,816 at 4% or $167,211 at 6%; with 50% employer match about $167,211 at 4% or $111,474 at 6%; with 100% employer match about $125,408 at 4% or $83,605 at 6%.
2003120$1,354,359$164,665$8,233iApproximate average salary by contribution assumption: employee only about $205,831 at 4% or $137,221 at 6%; with 50% employer match about $137,221 at 4% or $91,481 at 6%; with 100% employer match about $102,916 at 4% or $68,610 at 6%.
Pumford Construction Inc. 401(K) Profit Sharing Plan-20$1,354,359$164,665$8,233iApproximate average salary by contribution assumption: employee only about $205,831 at 4% or $137,221 at 6%; with 50% employer match about $137,221 at 4% or $91,481 at 6%; with 100% employer match about $102,916 at 4% or $68,610 at 6%.
2002120$1,037,401$0-
Pumford Construction Inc. 401(K) Profit Sharing Plan-20$1,037,401--
2001118$1,156,029$195,130$10,841iApproximate average salary by contribution assumption: employee only about $271,014 at 4% or $180,676 at 6%; with 50% employer match about $180,676 at 4% or $120,451 at 6%; with 100% employer match about $135,507 at 4% or $90,338 at 6%.
Pumford Construction Inc. 401(K) Profit Sharing Plan-18$1,156,029$195,130$10,841iApproximate average salary by contribution assumption: employee only about $271,014 at 4% or $180,676 at 6%; with 50% employer match about $180,676 at 4% or $120,451 at 6%; with 100% employer match about $135,507 at 4% or $90,338 at 6%.
2000115$1,021,807$158,800$10,587iApproximate average salary by contribution assumption: employee only about $264,667 at 4% or $176,444 at 6%; with 50% employer match about $176,444 at 4% or $117,630 at 6%; with 100% employer match about $132,333 at 4% or $88,222 at 6%.
Pumford Construction Inc. 401(K) Profit Sharing Plan-15$1,021,807$158,800$10,587iApproximate average salary by contribution assumption: employee only about $264,667 at 4% or $176,444 at 6%; with 50% employer match about $176,444 at 4% or $117,630 at 6%; with 100% employer match about $132,333 at 4% or $88,222 at 6%.
1999117$870,423$146,839$8,638iApproximate average salary by contribution assumption: employee only about $215,940 at 4% or $143,960 at 6%; with 50% employer match about $143,960 at 4% or $95,973 at 6%; with 100% employer match about $107,970 at 4% or $71,980 at 6%.
Pumford Construction Inc. 401(K) Profit Sharing Plan-17$870,423$146,839$8,638iApproximate average salary by contribution assumption: employee only about $215,940 at 4% or $143,960 at 6%; with 50% employer match about $143,960 at 4% or $95,973 at 6%; with 100% employer match about $107,970 at 4% or $71,980 at 6%.