Civic Intelligence

O&W Inc.

Plan context: The O&W Inc. 401K Retirement Plan

EIN 38-1540106 • Ypsilanti, MI • 55 filings • 9 plans

3003 William AvenueYpsilanti, MI 48198-9118
Current Snapshot

Latest Year

2024

2024 Participants

173

2024 Assets

$18,582,876

2024 Contributions

$1,690,542

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$31,936,200$15,968,100$0199920122024YearValue
$18,582,876Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

2071040199920122024YearValue
173Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
20242173$18,582,876$1,690,542$9,772iApproximate average salary by contribution assumption: employee only about $244,298 at 4% or $162,865 at 6%; with 50% employer match about $162,865 at 4% or $108,577 at 6%; with 100% employer match about $122,149 at 4% or $81,433 at 6%.
The O&W Inc. 401K Retirement Plan-173$18,582,876$1,690,542$9,772iApproximate average salary by contribution assumption: employee only about $244,298 at 4% or $162,865 at 6%; with 50% employer match about $162,865 at 4% or $108,577 at 6%; with 100% employer match about $122,149 at 4% or $81,433 at 6%.
O & W, INC. UNION PENSION PLAN-0$0$0-
20232153$19,029,999$1,582,721$10,345iApproximate average salary by contribution assumption: employee only about $258,615 at 4% or $172,410 at 6%; with 50% employer match about $172,410 at 4% or $114,940 at 6%; with 100% employer match about $129,307 at 4% or $86,205 at 6%.
The O&W Inc. 401K Retirement Plan-153$15,482,451$1,117,721$7,305iApproximate average salary by contribution assumption: employee only about $182,634 at 4% or $121,756 at 6%; with 50% employer match about $121,756 at 4% or $81,171 at 6%; with 100% employer match about $91,317 at 4% or $60,878 at 6%.
O & W, INC. UNION PENSION PLAN-51$3,547,548$465,000$9,118iApproximate average salary by contribution assumption: employee only about $227,941 at 4% or $151,961 at 6%; with 50% employer match about $151,961 at 4% or $101,307 at 6%; with 100% employer match about $113,971 at 4% or $75,980 at 6%.
20222146$16,150,174$1,426,125$9,768iApproximate average salary by contribution assumption: employee only about $244,199 at 4% or $162,800 at 6%; with 50% employer match about $162,800 at 4% or $108,533 at 6%; with 100% employer match about $122,100 at 4% or $81,400 at 6%.
The O&W Inc. 401K Retirement Plan-146$13,353,767$926,125$6,343iApproximate average salary by contribution assumption: employee only about $158,583 at 4% or $105,722 at 6%; with 50% employer match about $105,722 at 4% or $70,481 at 6%; with 100% employer match about $79,292 at 4% or $52,861 at 6%.
O & W, INC. UNION PENSION PLAN-49$2,796,407$500,000$10,204iApproximate average salary by contribution assumption: employee only about $255,102 at 4% or $170,068 at 6%; with 50% employer match about $170,068 at 4% or $113,379 at 6%; with 100% employer match about $127,551 at 4% or $85,034 at 6%.
20213142$25,503,924$1,768,847$12,457iApproximate average salary by contribution assumption: employee only about $311,417 at 4% or $207,611 at 6%; with 50% employer match about $207,611 at 4% or $138,407 at 6%; with 100% employer match about $155,708 at 4% or $103,806 at 6%.
The O&W Inc. 401K Retirement Plan-142$21,658,918$1,268,847$8,936iApproximate average salary by contribution assumption: employee only about $223,389 at 4% or $148,926 at 6%; with 50% employer match about $148,926 at 4% or $99,284 at 6%; with 100% employer match about $111,694 at 4% or $74,463 at 6%.
O & W, INC. UNION PENSION PLAN-52$3,845,006$500,000$9,615iApproximate average salary by contribution assumption: employee only about $240,385 at 4% or $160,256 at 6%; with 50% employer match about $160,256 at 4% or $106,838 at 6%; with 100% employer match about $120,192 at 4% or $80,128 at 6%.
Employees' Pension and Investment Plan of O & W Inc.-0$0$0-
20203179$28,354,905$6,809,727$38,043iApproximate average salary by contribution assumption: employee only about $951,079 at 4% or $634,053 at 6%; with 50% employer match about $634,053 at 4% or $422,702 at 6%; with 100% employer match about $475,540 at 4% or $317,026 at 6%.
The O&W Inc. 401K Retirement Plan-179$20,879,184$5,381,727$30,066iApproximate average salary by contribution assumption: employee only about $751,638 at 4% or $501,092 at 6%; with 50% employer match about $501,092 at 4% or $334,061 at 6%; with 100% employer match about $375,819 at 4% or $250,546 at 6%.
Employees' Pension and Investment Plan of O & W Inc.-10$4,279,175$1,428,000$142,800iApproximate average salary by contribution assumption: employee only about $3,570,000 at 4% or $2,380,000 at 6%; with 50% employer match about $2,380,000 at 4% or $1,586,667 at 6%; with 100% employer match about $1,785,000 at 4% or $1,190,000 at 6%.
O & W, INC. UNION PENSION PLAN-51$3,196,546$0-
20192188$27,941,046$5,344,120$28,426iApproximate average salary by contribution assumption: employee only about $710,654 at 4% or $473,770 at 6%; with 50% employer match about $473,770 at 4% or $315,846 at 6%; with 100% employer match about $355,327 at 4% or $236,885 at 6%.
Employees' Pension and Investment Plan of O & W Inc.-134$14,691,908$4,500,000$33,582iApproximate average salary by contribution assumption: employee only about $839,552 at 4% or $559,701 at 6%; with 50% employer match about $559,701 at 4% or $373,134 at 6%; with 100% employer match about $419,776 at 4% or $279,851 at 6%.
The O&W Inc. 401K Retirement Plan-188$13,249,138$844,120$4,490iApproximate average salary by contribution assumption: employee only about $112,250 at 4% or $74,833 at 6%; with 50% employer match about $74,833 at 4% or $49,889 at 6%; with 100% employer match about $56,125 at 4% or $37,417 at 6%.
20183187$31,936,200$2,199,187$11,760iApproximate average salary by contribution assumption: employee only about $294,009 at 4% or $196,006 at 6%; with 50% employer match about $196,006 at 4% or $130,671 at 6%; with 100% employer match about $147,004 at 4% or $98,003 at 6%.
The O&W Inc. 401K Retirement Plan-187$11,600,788$820,448$4,387iApproximate average salary by contribution assumption: employee only about $109,686 at 4% or $73,124 at 6%; with 50% employer match about $73,124 at 4% or $48,749 at 6%; with 100% employer match about $54,843 at 4% or $36,562 at 6%.
The O&W Inc. 401K Retirement Plan-187$11,600,788$820,448$4,387iApproximate average salary by contribution assumption: employee only about $109,686 at 4% or $73,124 at 6%; with 50% employer match about $73,124 at 4% or $48,749 at 6%; with 100% employer match about $54,843 at 4% or $36,562 at 6%.
Employees' Pension and Investment Plan of O & W Inc.-132$8,734,624$558,291$4,229iApproximate average salary by contribution assumption: employee only about $105,737 at 4% or $70,491 at 6%; with 50% employer match about $70,491 at 4% or $46,994 at 6%; with 100% employer match about $52,868 at 4% or $35,246 at 6%.
20172207$21,849,675$1,455,775$7,033iApproximate average salary by contribution assumption: employee only about $175,818 at 4% or $117,212 at 6%; with 50% employer match about $117,212 at 4% or $78,141 at 6%; with 100% employer match about $87,909 at 4% or $58,606 at 6%.
The O&W Inc. 401K Retirement Plan-207$12,596,577$855,775$4,134iApproximate average salary by contribution assumption: employee only about $103,354 at 4% or $68,903 at 6%; with 50% employer match about $68,903 at 4% or $45,935 at 6%; with 100% employer match about $51,677 at 4% or $34,451 at 6%.
Employees' Pension and Investment Plan of O & W Inc.-136$9,253,098$600,000$4,412iApproximate average salary by contribution assumption: employee only about $110,294 at 4% or $73,529 at 6%; with 50% employer match about $73,529 at 4% or $49,020 at 6%; with 100% employer match about $55,147 at 4% or $36,765 at 6%.
20162187$18,009,878$1,482,398$7,927iApproximate average salary by contribution assumption: employee only about $198,182 at 4% or $132,121 at 6%; with 50% employer match about $132,121 at 4% or $88,081 at 6%; with 100% employer match about $99,091 at 4% or $66,061 at 6%.
The O&W Inc. 401K Retirement Plan-187$10,110,056$711,704$3,806iApproximate average salary by contribution assumption: employee only about $95,148 at 4% or $63,432 at 6%; with 50% employer match about $63,432 at 4% or $42,288 at 6%; with 100% employer match about $47,574 at 4% or $31,716 at 6%.
Employees' Pension and Investment Plan of O & W Inc.-146$7,899,822$770,694$5,279iApproximate average salary by contribution assumption: employee only about $131,968 at 4% or $87,979 at 6%; with 50% employer match about $87,979 at 4% or $58,653 at 6%; with 100% employer match about $65,984 at 4% or $43,989 at 6%.
20152197$16,079,066$1,326,950$6,736iApproximate average salary by contribution assumption: employee only about $168,395 at 4% or $112,263 at 6%; with 50% employer match about $112,263 at 4% or $74,842 at 6%; with 100% employer match about $84,197 at 4% or $56,132 at 6%.
The O&W Inc. 401K Retirement Plan-197$9,026,561$776,950$3,944iApproximate average salary by contribution assumption: employee only about $98,598 at 4% or $65,732 at 6%; with 50% employer match about $65,732 at 4% or $43,821 at 6%; with 100% employer match about $49,299 at 4% or $32,866 at 6%.
Employees' Pension and Investment Plan of O & W Inc.-145$7,052,505$550,000$3,793iApproximate average salary by contribution assumption: employee only about $94,828 at 4% or $63,218 at 6%; with 50% employer match about $63,218 at 4% or $42,146 at 6%; with 100% employer match about $47,414 at 4% or $31,609 at 6%.
20142191$15,763,665$1,078,413$5,646iApproximate average salary by contribution assumption: employee only about $141,154 at 4% or $94,102 at 6%; with 50% employer match about $94,102 at 4% or $62,735 at 6%; with 100% employer match about $70,577 at 4% or $47,051 at 6%.
The O&W Inc. 401K Retirement Plan-191$8,766,530$638,413$3,342iApproximate average salary by contribution assumption: employee only about $83,562 at 4% or $55,708 at 6%; with 50% employer match about $55,708 at 4% or $37,139 at 6%; with 100% employer match about $41,781 at 4% or $27,854 at 6%.
Employees' Pension and Investment Plan of O & W Inc.-154$6,997,135$440,000$2,857iApproximate average salary by contribution assumption: employee only about $71,429 at 4% or $47,619 at 6%; with 50% employer match about $47,619 at 4% or $31,746 at 6%; with 100% employer match about $35,714 at 4% or $23,810 at 6%.
20132197$14,604,562$1,099,480$5,581iApproximate average salary by contribution assumption: employee only about $139,528 at 4% or $93,019 at 6%; with 50% employer match about $93,019 at 4% or $62,012 at 6%; with 100% employer match about $69,764 at 4% or $46,509 at 6%.
The O&W Inc. 401K Retirement Plan-197$8,233,717$659,480$3,348iApproximate average salary by contribution assumption: employee only about $83,690 at 4% or $55,794 at 6%; with 50% employer match about $55,794 at 4% or $37,196 at 6%; with 100% employer match about $41,845 at 4% or $27,897 at 6%.
Employees' Pension and Investment Plan of O & W Inc.-116$6,370,845$440,000$3,793iApproximate average salary by contribution assumption: employee only about $94,828 at 4% or $63,218 at 6%; with 50% employer match about $63,218 at 4% or $42,146 at 6%; with 100% employer match about $47,414 at 4% or $31,609 at 6%.
20122110$11,628,548$818,507$7,441iApproximate average salary by contribution assumption: employee only about $186,024 at 4% or $124,016 at 6%; with 50% employer match about $124,016 at 4% or $82,677 at 6%; with 100% employer match about $93,012 at 4% or $62,008 at 6%.
The O&W Inc. 401K Retirement Plan-110$6,197,291$463,340$4,212iApproximate average salary by contribution assumption: employee only about $105,305 at 4% or $70,203 at 6%; with 50% employer match about $70,203 at 4% or $46,802 at 6%; with 100% employer match about $52,652 at 4% or $35,102 at 6%.
Employees' Pension and Investment Plan of O & W Inc.-103$5,431,257$355,167$3,448iApproximate average salary by contribution assumption: employee only about $86,206 at 4% or $57,470 at 6%; with 50% employer match about $57,470 at 4% or $38,314 at 6%; with 100% employer match about $43,103 at 4% or $28,735 at 6%.
20112105$10,447,599$835,916$7,961iApproximate average salary by contribution assumption: employee only about $199,028 at 4% or $132,685 at 6%; with 50% employer match about $132,685 at 4% or $88,457 at 6%; with 100% employer match about $99,514 at 4% or $66,343 at 6%.
The O&W Inc. 401K Retirement Plan-83$5,491,487$431,083$5,194iApproximate average salary by contribution assumption: employee only about $129,844 at 4% or $86,563 at 6%; with 50% employer match about $86,563 at 4% or $57,709 at 6%; with 100% employer match about $64,922 at 4% or $43,281 at 6%.
Employees' Pension and Investment Plan of O & W Inc.-105$4,956,112$404,833$3,856iApproximate average salary by contribution assumption: employee only about $96,389 at 4% or $64,259 at 6%; with 50% employer match about $64,259 at 4% or $42,839 at 6%; with 100% employer match about $48,194 at 4% or $32,130 at 6%.
20102105$10,004,333$790,876$7,532iApproximate average salary by contribution assumption: employee only about $188,304 at 4% or $125,536 at 6%; with 50% employer match about $125,536 at 4% or $83,691 at 6%; with 100% employer match about $94,152 at 4% or $62,768 at 6%.
The O&W Inc. 401K Retirement Plan-83$5,219,356$440,876$5,312iApproximate average salary by contribution assumption: employee only about $132,794 at 4% or $88,529 at 6%; with 50% employer match about $88,529 at 4% or $59,020 at 6%; with 100% employer match about $66,397 at 4% or $44,265 at 6%.
Employees' Pension and Investment Plan of O & W Inc.-105$4,784,977$350,000$3,333iApproximate average salary by contribution assumption: employee only about $83,333 at 4% or $55,556 at 6%; with 50% employer match about $55,556 at 4% or $37,037 at 6%; with 100% employer match about $41,667 at 4% or $27,778 at 6%.
20092103$8,432,455$757,377$7,353iApproximate average salary by contribution assumption: employee only about $183,829 at 4% or $122,553 at 6%; with 50% employer match about $122,553 at 4% or $81,702 at 6%; with 100% employer match about $91,915 at 4% or $61,276 at 6%.
The O&W Inc. 401K Retirement Plan-80$4,346,811$445,377$5,567iApproximate average salary by contribution assumption: employee only about $139,180 at 4% or $92,787 at 6%; with 50% employer match about $92,787 at 4% or $61,858 at 6%; with 100% employer match about $69,590 at 4% or $46,393 at 6%.
Employees' Pension and Investment Plan of O & W Inc.-103$4,085,644$312,000$3,029iApproximate average salary by contribution assumption: employee only about $75,728 at 4% or $50,485 at 6%; with 50% employer match about $50,485 at 4% or $33,657 at 6%; with 100% employer match about $37,864 at 4% or $25,243 at 6%.
2008296$3,253,735$448,096$4,668iApproximate average salary by contribution assumption: employee only about $116,692 at 4% or $77,794 at 6%; with 50% employer match about $77,794 at 4% or $51,863 at 6%; with 100% employer match about $58,346 at 4% or $38,897 at 6%.
The O&W Inc. 401K Retirement Plan-96$3,253,735$448,096$4,668iApproximate average salary by contribution assumption: employee only about $116,692 at 4% or $77,794 at 6%; with 50% employer match about $77,794 at 4% or $51,863 at 6%; with 100% employer match about $58,346 at 4% or $38,897 at 6%.
Employees' Pension and Investment Plan of O & W Inc.-89---
2007287$4,353,348$448,444$5,155iApproximate average salary by contribution assumption: employee only about $128,863 at 4% or $85,909 at 6%; with 50% employer match about $85,909 at 4% or $57,273 at 6%; with 100% employer match about $64,432 at 4% or $42,954 at 6%.
The O&W Inc. 401K Retirement Plan-87$4,353,348$448,444$5,155iApproximate average salary by contribution assumption: employee only about $128,863 at 4% or $85,909 at 6%; with 50% employer match about $85,909 at 4% or $57,273 at 6%; with 100% employer match about $64,432 at 4% or $42,954 at 6%.
Employees' Pension and Investment Plan of O & W Inc.-87---
2006293$7,213,939$736,112$7,915iApproximate average salary by contribution assumption: employee only about $197,880 at 4% or $131,920 at 6%; with 50% employer match about $131,920 at 4% or $87,946 at 6%; with 100% employer match about $98,940 at 4% or $65,960 at 6%.
The O&W Inc. 401K Retirement Plan-93$3,887,499$431,935$4,644iApproximate average salary by contribution assumption: employee only about $116,112 at 4% or $77,408 at 6%; with 50% employer match about $77,408 at 4% or $51,605 at 6%; with 100% employer match about $58,056 at 4% or $38,704 at 6%.
Employees' Pension and Investment Plan of O & W Inc.-90$3,326,440$304,177$3,380iApproximate average salary by contribution assumption: employee only about $84,494 at 4% or $56,329 at 6%; with 50% employer match about $56,329 at 4% or $37,553 at 6%; with 100% employer match about $42,247 at 4% or $28,165 at 6%.
2005291$6,079,769$728,203$8,002iApproximate average salary by contribution assumption: employee only about $200,056 at 4% or $133,371 at 6%; with 50% employer match about $133,371 at 4% or $88,914 at 6%; with 100% employer match about $100,028 at 4% or $66,685 at 6%.
The O&W Inc. 401K Retirement Plan-91$3,259,388$432,175$4,749iApproximate average salary by contribution assumption: employee only about $118,729 at 4% or $79,153 at 6%; with 50% employer match about $79,153 at 4% or $52,769 at 6%; with 100% employer match about $59,365 at 4% or $39,576 at 6%.
Employees' Pension and Investment Plan of O & W Inc.-91$2,820,381$296,028$3,253iApproximate average salary by contribution assumption: employee only about $81,326 at 4% or $54,218 at 6%; with 50% employer match about $54,218 at 4% or $36,145 at 6%; with 100% employer match about $40,663 at 4% or $27,109 at 6%.
2004293$5,132,791$698,160$7,507iApproximate average salary by contribution assumption: employee only about $187,677 at 4% or $125,118 at 6%; with 50% employer match about $125,118 at 4% or $83,412 at 6%; with 100% employer match about $93,839 at 4% or $62,559 at 6%.
The O&W Inc. 401K Retirement Plan-93$2,721,353$455,710$4,900iApproximate average salary by contribution assumption: employee only about $122,503 at 4% or $81,668 at 6%; with 50% employer match about $81,668 at 4% or $54,446 at 6%; with 100% employer match about $61,251 at 4% or $40,834 at 6%.
Employees' Pension and Investment Plan of O & W Inc.-91$2,411,438$242,450$2,664iApproximate average salary by contribution assumption: employee only about $66,607 at 4% or $44,405 at 6%; with 50% employer match about $44,405 at 4% or $29,603 at 6%; with 100% employer match about $33,304 at 4% or $22,202 at 6%.
2003295$2,120,361$353,832$3,725iApproximate average salary by contribution assumption: employee only about $93,114 at 4% or $62,076 at 6%; with 50% employer match about $62,076 at 4% or $41,384 at 6%; with 100% employer match about $46,557 at 4% or $31,038 at 6%.
The O&W Inc. 401K Retirement Plan-95$2,120,361$353,832$3,725iApproximate average salary by contribution assumption: employee only about $93,114 at 4% or $62,076 at 6%; with 50% employer match about $62,076 at 4% or $41,384 at 6%; with 100% employer match about $46,557 at 4% or $31,038 at 6%.
Employees' Pension and Investment Plan of O & W Inc.-91---
20022110$2,811,865$597,648$5,433iApproximate average salary by contribution assumption: employee only about $135,829 at 4% or $90,553 at 6%; with 50% employer match about $90,553 at 4% or $60,368 at 6%; with 100% employer match about $67,915 at 4% or $45,276 at 6%.
The O&W Inc. 401K Retirement Plan-92$1,452,116$379,107$4,121iApproximate average salary by contribution assumption: employee only about $103,018 at 4% or $68,679 at 6%; with 50% employer match about $68,679 at 4% or $45,786 at 6%; with 100% employer match about $51,509 at 4% or $34,339 at 6%.
Employees' Pension and Investment Plan of O & W Inc.-110$1,359,749$218,541$1,987iApproximate average salary by contribution assumption: employee only about $49,668 at 4% or $33,112 at 6%; with 50% employer match about $33,112 at 4% or $22,075 at 6%; with 100% employer match about $24,834 at 4% or $16,556 at 6%.
2001291$1,349,171$345,083$3,792iApproximate average salary by contribution assumption: employee only about $94,803 at 4% or $63,202 at 6%; with 50% employer match about $63,202 at 4% or $42,135 at 6%; with 100% employer match about $47,402 at 4% or $31,601 at 6%.
The O&W Inc. 401K Retirement Plan-85$1,349,171$345,083$4,060iApproximate average salary by contribution assumption: employee only about $101,495 at 4% or $67,663 at 6%; with 50% employer match about $67,663 at 4% or $45,109 at 6%; with 100% employer match about $50,748 at 4% or $33,832 at 6%.
Employees' Pension and Investment Plan of O & W Inc.-91---
2000286$1,295,860$406,026$4,721iApproximate average salary by contribution assumption: employee only about $118,031 at 4% or $78,687 at 6%; with 50% employer match about $78,687 at 4% or $52,458 at 6%; with 100% employer match about $59,015 at 4% or $39,344 at 6%.
The O&W Inc. 401K Retirement Plan-86$1,295,860$406,026$4,721iApproximate average salary by contribution assumption: employee only about $118,031 at 4% or $78,687 at 6%; with 50% employer match about $78,687 at 4% or $52,458 at 6%; with 100% employer match about $59,015 at 4% or $39,344 at 6%.
Employees' Pension and Investment Plan of O & W Inc.-82---
1999280$2,561,485$244,367$3,055iApproximate average salary by contribution assumption: employee only about $76,365 at 4% or $50,910 at 6%; with 50% employer match about $50,910 at 4% or $33,940 at 6%; with 100% employer match about $38,182 at 4% or $25,455 at 6%.
Employees Pension and Investment Plan of O & W Inc. as Amended and Restated-29$1,311,125--
The O&W Inc. 401K Retirement Plan-80$1,250,360$244,367$3,055iApproximate average salary by contribution assumption: employee only about $76,365 at 4% or $50,910 at 6%; with 50% employer match about $50,910 at 4% or $33,940 at 6%; with 100% employer match about $38,182 at 4% or $25,455 at 6%.