Civic Intelligence

The Local Credit Union

Plan context: The Local Credit Union 401(K) Plan

EIN 38-1406340 • Sterling Heights, MI • 20 filings • 3 plans

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39139 Mound RoadSterling Heights, MI 48310
Current Snapshot

Latest Year

2025

2025 Participants

27

2025 Assets

$2,949,816

2025 Contributions

$224,493

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$2,949,816$1,474,908$0200620162025YearValue
$2,949,816Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

28140200620162025YearValue
27Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025127$2,949,816$224,493$8,315iApproximate average salary by contribution assumption: employee only about $207,864 at 4% or $138,576 at 6%; with 50% employer match about $138,576 at 4% or $92,384 at 6%; with 100% employer match about $103,932 at 4% or $69,288 at 6%.
The Local Credit Union 401(K) Plan-27$2,949,816$224,493$8,315iApproximate average salary by contribution assumption: employee only about $207,864 at 4% or $138,576 at 6%; with 50% employer match about $138,576 at 4% or $92,384 at 6%; with 100% employer match about $103,932 at 4% or $69,288 at 6%.
2024128$2,739,768$193,467$6,910iApproximate average salary by contribution assumption: employee only about $172,738 at 4% or $115,159 at 6%; with 50% employer match about $115,159 at 4% or $76,773 at 6%; with 100% employer match about $86,369 at 4% or $57,579 at 6%.
The Local Credit Union 401(K) Plan-28$2,739,768$193,467$6,910iApproximate average salary by contribution assumption: employee only about $172,738 at 4% or $115,159 at 6%; with 50% employer match about $115,159 at 4% or $76,773 at 6%; with 100% employer match about $86,369 at 4% or $57,579 at 6%.
2023127$2,467,995$188,188$6,970iApproximate average salary by contribution assumption: employee only about $174,248 at 4% or $116,165 at 6%; with 50% employer match about $116,165 at 4% or $77,444 at 6%; with 100% employer match about $87,124 at 4% or $58,083 at 6%.
The Local Credit Union 401(K) Plan-27$2,467,995$188,188$6,970iApproximate average salary by contribution assumption: employee only about $174,248 at 4% or $116,165 at 6%; with 50% employer match about $116,165 at 4% or $77,444 at 6%; with 100% employer match about $87,124 at 4% or $58,083 at 6%.
2022127$2,005,500$175,809$6,511iApproximate average salary by contribution assumption: employee only about $162,786 at 4% or $108,524 at 6%; with 50% employer match about $108,524 at 4% or $72,349 at 6%; with 100% employer match about $81,393 at 4% or $54,262 at 6%.
The Local Credit Union 401(K) Plan-27$2,005,500$175,809$6,511iApproximate average salary by contribution assumption: employee only about $162,786 at 4% or $108,524 at 6%; with 50% employer match about $108,524 at 4% or $72,349 at 6%; with 100% employer match about $81,393 at 4% or $54,262 at 6%.
2021124$2,212,275$161,034$6,710iApproximate average salary by contribution assumption: employee only about $167,744 at 4% or $111,829 at 6%; with 50% employer match about $111,829 at 4% or $74,553 at 6%; with 100% employer match about $83,872 at 4% or $55,915 at 6%.
The Local Credit Union 401(K) Plan-24$2,212,275$161,034$6,710iApproximate average salary by contribution assumption: employee only about $167,744 at 4% or $111,829 at 6%; with 50% employer match about $111,829 at 4% or $74,553 at 6%; with 100% employer match about $83,872 at 4% or $55,915 at 6%.
2020123$1,809,227$157,677$6,856iApproximate average salary by contribution assumption: employee only about $171,388 at 4% or $114,259 at 6%; with 50% employer match about $114,259 at 4% or $76,172 at 6%; with 100% employer match about $85,694 at 4% or $57,129 at 6%.
The Local Credit Union 401(K) Plan-23$1,809,227$157,677$6,856iApproximate average salary by contribution assumption: employee only about $171,388 at 4% or $114,259 at 6%; with 50% employer match about $114,259 at 4% or $76,172 at 6%; with 100% employer match about $85,694 at 4% or $57,129 at 6%.
2019119$1,464,550$161,759$8,514iApproximate average salary by contribution assumption: employee only about $212,841 at 4% or $141,894 at 6%; with 50% employer match about $141,894 at 4% or $94,596 at 6%; with 100% employer match about $106,420 at 4% or $70,947 at 6%.
The Local Credit Union 401(K) Plan-19$1,464,550$161,759$8,514iApproximate average salary by contribution assumption: employee only about $212,841 at 4% or $141,894 at 6%; with 50% employer match about $141,894 at 4% or $94,596 at 6%; with 100% employer match about $106,420 at 4% or $70,947 at 6%.
2018121$1,156,185$154,730$7,368iApproximate average salary by contribution assumption: employee only about $184,202 at 4% or $122,802 at 6%; with 50% employer match about $122,802 at 4% or $81,868 at 6%; with 100% employer match about $92,101 at 4% or $61,401 at 6%.
The Local Credit Union 401(K) Plan-21$1,156,185$154,730$7,368iApproximate average salary by contribution assumption: employee only about $184,202 at 4% or $122,802 at 6%; with 50% employer match about $122,802 at 4% or $81,868 at 6%; with 100% employer match about $92,101 at 4% or $61,401 at 6%.
2017121$1,070,749$140,346$6,683iApproximate average salary by contribution assumption: employee only about $167,079 at 4% or $111,386 at 6%; with 50% employer match about $111,386 at 4% or $74,257 at 6%; with 100% employer match about $83,539 at 4% or $55,693 at 6%.
The Local Credit Union 401(K) Plan-21$1,070,749$140,346$6,683iApproximate average salary by contribution assumption: employee only about $167,079 at 4% or $111,386 at 6%; with 50% employer match about $111,386 at 4% or $74,257 at 6%; with 100% employer match about $83,539 at 4% or $55,693 at 6%.
2016118$775,752$110,123$6,118iApproximate average salary by contribution assumption: employee only about $152,949 at 4% or $101,966 at 6%; with 50% employer match about $101,966 at 4% or $67,977 at 6%; with 100% employer match about $76,474 at 4% or $50,983 at 6%.
The Local Credit Union 401(K) Plan-18$775,752$110,123$6,118iApproximate average salary by contribution assumption: employee only about $152,949 at 4% or $101,966 at 6%; with 50% employer match about $101,966 at 4% or $67,977 at 6%; with 100% employer match about $76,474 at 4% or $50,983 at 6%.
2015121$757,410$98,648$4,698iApproximate average salary by contribution assumption: employee only about $117,438 at 4% or $78,292 at 6%; with 50% employer match about $78,292 at 4% or $52,195 at 6%; with 100% employer match about $58,719 at 4% or $39,146 at 6%.
The Local Credit Union 401(K) Plan-21$757,410$98,648$4,698iApproximate average salary by contribution assumption: employee only about $117,438 at 4% or $78,292 at 6%; with 50% employer match about $78,292 at 4% or $52,195 at 6%; with 100% employer match about $58,719 at 4% or $39,146 at 6%.
2014119$880,421$84,657$4,456iApproximate average salary by contribution assumption: employee only about $111,391 at 4% or $74,261 at 6%; with 50% employer match about $74,261 at 4% or $49,507 at 6%; with 100% employer match about $55,695 at 4% or $37,130 at 6%.
The Local Credit Union 401(K) Plan-19$880,421$84,657$4,456iApproximate average salary by contribution assumption: employee only about $111,391 at 4% or $74,261 at 6%; with 50% employer match about $74,261 at 4% or $49,507 at 6%; with 100% employer match about $55,695 at 4% or $37,130 at 6%.
2013118$754,889$74,592$4,144iApproximate average salary by contribution assumption: employee only about $103,600 at 4% or $69,067 at 6%; with 50% employer match about $69,067 at 4% or $46,044 at 6%; with 100% employer match about $51,800 at 4% or $34,533 at 6%.
The Local Credit Union 401(K) Plan-18$754,889$74,592$4,144iApproximate average salary by contribution assumption: employee only about $103,600 at 4% or $69,067 at 6%; with 50% employer match about $69,067 at 4% or $46,044 at 6%; with 100% employer match about $51,800 at 4% or $34,533 at 6%.
2012121$576,635$83,616$3,982iApproximate average salary by contribution assumption: employee only about $99,543 at 4% or $66,362 at 6%; with 50% employer match about $66,362 at 4% or $44,241 at 6%; with 100% employer match about $49,771 at 4% or $33,181 at 6%.
The Local Credit Union 401(K) Plan-21$576,635$83,616$3,982iApproximate average salary by contribution assumption: employee only about $99,543 at 4% or $66,362 at 6%; with 50% employer match about $66,362 at 4% or $44,241 at 6%; with 100% employer match about $49,771 at 4% or $33,181 at 6%.
2011121$630,064$84,283$4,013iApproximate average salary by contribution assumption: employee only about $100,337 at 4% or $66,891 at 6%; with 50% employer match about $66,891 at 4% or $44,594 at 6%; with 100% employer match about $50,168 at 4% or $33,446 at 6%.
The Local Credit Union 401(K) Plan-21$630,064$84,283$4,013iApproximate average salary by contribution assumption: employee only about $100,337 at 4% or $66,891 at 6%; with 50% employer match about $66,891 at 4% or $44,594 at 6%; with 100% employer match about $50,168 at 4% or $33,446 at 6%.
2010120$599,439$85,751$4,288iApproximate average salary by contribution assumption: employee only about $107,189 at 4% or $71,459 at 6%; with 50% employer match about $71,459 at 4% or $47,639 at 6%; with 100% employer match about $53,594 at 4% or $35,730 at 6%.
The Local Credit Union 401(K) Plan-20$599,439$85,751$4,288iApproximate average salary by contribution assumption: employee only about $107,189 at 4% or $71,459 at 6%; with 50% employer match about $71,459 at 4% or $47,639 at 6%; with 100% employer match about $53,594 at 4% or $35,730 at 6%.
2009120$483,121$85,909$4,295iApproximate average salary by contribution assumption: employee only about $107,386 at 4% or $71,591 at 6%; with 50% employer match about $71,591 at 4% or $47,727 at 6%; with 100% employer match about $53,693 at 4% or $35,795 at 6%.
The Local Credit Union 401(K) Plan-20$483,121$85,909$4,295iApproximate average salary by contribution assumption: employee only about $107,386 at 4% or $71,591 at 6%; with 50% employer match about $71,591 at 4% or $47,727 at 6%; with 100% employer match about $53,693 at 4% or $35,795 at 6%.
2008119$310,015$116,140$6,113iApproximate average salary by contribution assumption: employee only about $152,816 at 4% or $101,877 at 6%; with 50% employer match about $101,877 at 4% or $67,918 at 6%; with 100% employer match about $76,408 at 4% or $50,939 at 6%.
The Local Credit Union 401(K) Plan-19$310,015$116,140$6,113iApproximate average salary by contribution assumption: employee only about $152,816 at 4% or $101,877 at 6%; with 50% employer match about $101,877 at 4% or $67,918 at 6%; with 100% employer match about $76,408 at 4% or $50,939 at 6%.
2007121$331,898$167,997$8,000iApproximate average salary by contribution assumption: employee only about $199,996 at 4% or $133,331 at 6%; with 50% employer match about $133,331 at 4% or $88,887 at 6%; with 100% employer match about $99,998 at 4% or $66,665 at 6%.
The Local Credit Union 401(K) Plan-21$331,898$167,997$8,000iApproximate average salary by contribution assumption: employee only about $199,996 at 4% or $133,331 at 6%; with 50% employer match about $133,331 at 4% or $88,887 at 6%; with 100% employer match about $99,998 at 4% or $66,665 at 6%.
2006120$167,582$162,772$8,139iApproximate average salary by contribution assumption: employee only about $203,465 at 4% or $135,643 at 6%; with 50% employer match about $135,643 at 4% or $90,429 at 6%; with 100% employer match about $101,733 at 4% or $67,822 at 6%.
The Local Credit Union 401(K) Plan-20$167,582$162,772$8,139iApproximate average salary by contribution assumption: employee only about $203,465 at 4% or $135,643 at 6%; with 50% employer match about $135,643 at 4% or $90,429 at 6%; with 100% employer match about $101,733 at 4% or $67,822 at 6%.