Civic Intelligence

West Shore Bank

Plan context: West Shore Bank Employees Savings & Profit Sharing Plan

EIN 38-1067560 • Ludington, MI • 37 filings • 6 plans

201 W Loomis StLudington, MI 49431-2012
Current Snapshot

Latest Year

2025

2025 Participants

113

2025 Assets

$11,309,487

2025 Contributions

$142,740

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$11,309,487$5,654,744$0199920112021YearValue
$11,309,487Latest year 2021

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

128640199920122024YearValue
113Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202510$0$142,740-
West Shore Bank Employees Savings & Profit Sharing Plan-0-$142,740-
20241113$0$0-
West Shore Bank Employee Benefit Plan-113---
20231117$0$0-
West Shore Bank Employee Benefit Plan-117---
20221118$0$0-
West Shore Bank Employee Benefit Plan-118---
20212127$11,309,487$1,329,172$10,466iApproximate average salary by contribution assumption: employee only about $261,648 at 4% or $174,432 at 6%; with 50% employer match about $174,432 at 4% or $116,288 at 6%; with 100% employer match about $130,824 at 4% or $87,216 at 6%.
West Shore Bank Employees Savings & Profit Sharing Plan-127$11,309,487$1,329,172$10,466iApproximate average salary by contribution assumption: employee only about $261,648 at 4% or $174,432 at 6%; with 50% employer match about $174,432 at 4% or $116,288 at 6%; with 100% employer match about $130,824 at 4% or $87,216 at 6%.
West Shore Bank Employee Benefit Plan-127---
20202128$9,546,696$1,065,576$8,325iApproximate average salary by contribution assumption: employee only about $208,120 at 4% or $138,747 at 6%; with 50% employer match about $138,747 at 4% or $92,498 at 6%; with 100% employer match about $104,060 at 4% or $69,373 at 6%.
West Shore Bank Employees Savings & Profit Sharing Plan-123$9,546,696$1,065,576$8,663iApproximate average salary by contribution assumption: employee only about $216,580 at 4% or $144,387 at 6%; with 50% employer match about $144,387 at 4% or $96,258 at 6%; with 100% employer match about $108,290 at 4% or $72,193 at 6%.
West Shore Bank Employee Benefit Plan-128---
20192116$8,037,668$1,217,751$10,498iApproximate average salary by contribution assumption: employee only about $262,446 at 4% or $174,964 at 6%; with 50% employer match about $174,964 at 4% or $116,643 at 6%; with 100% employer match about $131,223 at 4% or $87,482 at 6%.
West Shore Bank Employees Savings & Profit Sharing Plan-116$8,037,668$1,217,751$10,498iApproximate average salary by contribution assumption: employee only about $262,446 at 4% or $174,964 at 6%; with 50% employer match about $174,964 at 4% or $116,643 at 6%; with 100% employer match about $131,223 at 4% or $87,482 at 6%.
West Shore Bank Employee Benefit Plan-116---
20182110$6,042,377$1,065,612$9,687iApproximate average salary by contribution assumption: employee only about $242,185 at 4% or $161,456 at 6%; with 50% employer match about $161,456 at 4% or $107,638 at 6%; with 100% employer match about $121,092 at 4% or $80,728 at 6%.
West Shore Bank Employees Savings & Profit Sharing Plan-110$6,042,377$1,065,612$9,687iApproximate average salary by contribution assumption: employee only about $242,185 at 4% or $161,456 at 6%; with 50% employer match about $161,456 at 4% or $107,638 at 6%; with 100% employer match about $121,092 at 4% or $80,728 at 6%.
West Shore Bank Employee Benefit Plan-106---
20171107$5,731,454$715,655$6,688iApproximate average salary by contribution assumption: employee only about $167,209 at 4% or $111,473 at 6%; with 50% employer match about $111,473 at 4% or $74,315 at 6%; with 100% employer match about $83,605 at 4% or $55,736 at 6%.
West Shore Bank Employees Savings & Profit Sharing Plan-107$5,731,454$715,655$6,688iApproximate average salary by contribution assumption: employee only about $167,209 at 4% or $111,473 at 6%; with 50% employer match about $111,473 at 4% or $74,315 at 6%; with 100% employer match about $83,605 at 4% or $55,736 at 6%.
20161112$4,653,663$576,968$5,152iApproximate average salary by contribution assumption: employee only about $128,788 at 4% or $85,858 at 6%; with 50% employer match about $85,858 at 4% or $57,239 at 6%; with 100% employer match about $64,394 at 4% or $42,929 at 6%.
West Shore Bank Employees Savings & Profit Sharing Plan-112$4,653,663$576,968$5,152iApproximate average salary by contribution assumption: employee only about $128,788 at 4% or $85,858 at 6%; with 50% employer match about $85,858 at 4% or $57,239 at 6%; with 100% employer match about $64,394 at 4% or $42,929 at 6%.
2015194$4,230,940$439,438$4,675iApproximate average salary by contribution assumption: employee only about $116,872 at 4% or $77,915 at 6%; with 50% employer match about $77,915 at 4% or $51,943 at 6%; with 100% employer match about $58,436 at 4% or $38,957 at 6%.
West Shore Bank Employees Savings & Profit Sharing Plan-94$4,230,940$439,438$4,675iApproximate average salary by contribution assumption: employee only about $116,872 at 4% or $77,915 at 6%; with 50% employer match about $77,915 at 4% or $51,943 at 6%; with 100% employer match about $58,436 at 4% or $38,957 at 6%.
2014185$4,211,115$354,747$4,173iApproximate average salary by contribution assumption: employee only about $104,337 at 4% or $69,558 at 6%; with 50% employer match about $69,558 at 4% or $46,372 at 6%; with 100% employer match about $52,169 at 4% or $34,779 at 6%.
West Shore Bank Employees Savings & Profit Sharing Plan-85$4,211,115$354,747$4,173iApproximate average salary by contribution assumption: employee only about $104,337 at 4% or $69,558 at 6%; with 50% employer match about $69,558 at 4% or $46,372 at 6%; with 100% employer match about $52,169 at 4% or $34,779 at 6%.
2013188$4,104,551$353,080$4,012iApproximate average salary by contribution assumption: employee only about $100,307 at 4% or $66,871 at 6%; with 50% employer match about $66,871 at 4% or $44,581 at 6%; with 100% employer match about $50,153 at 4% or $33,436 at 6%.
West Shore Bank Employees Savings & Profit Sharing Plan-88$4,104,551$353,080$4,012iApproximate average salary by contribution assumption: employee only about $100,307 at 4% or $66,871 at 6%; with 50% employer match about $66,871 at 4% or $44,581 at 6%; with 100% employer match about $50,153 at 4% or $33,436 at 6%.
2012196$3,439,103$525,809$5,477iApproximate average salary by contribution assumption: employee only about $136,929 at 4% or $91,286 at 6%; with 50% employer match about $91,286 at 4% or $60,858 at 6%; with 100% employer match about $68,465 at 4% or $45,643 at 6%.
West Shore Bank Employees Savings & Profit Sharing Plan-96$3,439,103$525,809$5,477iApproximate average salary by contribution assumption: employee only about $136,929 at 4% or $91,286 at 6%; with 50% employer match about $91,286 at 4% or $60,858 at 6%; with 100% employer match about $68,465 at 4% or $45,643 at 6%.
2011185$2,703,253$256,468$3,017iApproximate average salary by contribution assumption: employee only about $75,432 at 4% or $50,288 at 6%; with 50% employer match about $50,288 at 4% or $33,525 at 6%; with 100% employer match about $37,716 at 4% or $25,144 at 6%.
West Shore Bank Employees Savings & Profit Sharing Plan-85$2,703,253$256,468$3,017iApproximate average salary by contribution assumption: employee only about $75,432 at 4% or $50,288 at 6%; with 50% employer match about $50,288 at 4% or $33,525 at 6%; with 100% employer match about $37,716 at 4% or $25,144 at 6%.
2010185$2,507,148$189,862$2,234iApproximate average salary by contribution assumption: employee only about $55,842 at 4% or $37,228 at 6%; with 50% employer match about $37,228 at 4% or $24,819 at 6%; with 100% employer match about $27,921 at 4% or $18,614 at 6%.
West Shore Bank Employees Savings & Profit Sharing Plan-85$2,507,148$189,862$2,234iApproximate average salary by contribution assumption: employee only about $55,842 at 4% or $37,228 at 6%; with 50% employer match about $37,228 at 4% or $24,819 at 6%; with 100% employer match about $27,921 at 4% or $18,614 at 6%.
2009191$2,221,973$199,169$2,189iApproximate average salary by contribution assumption: employee only about $54,717 at 4% or $36,478 at 6%; with 50% employer match about $36,478 at 4% or $24,319 at 6%; with 100% employer match about $27,358 at 4% or $18,239 at 6%.
West Shore Bank Employees Savings & Profit Sharing Plan-91$2,221,973$199,169$2,189iApproximate average salary by contribution assumption: employee only about $54,717 at 4% or $36,478 at 6%; with 50% employer match about $36,478 at 4% or $24,319 at 6%; with 100% employer match about $27,358 at 4% or $18,239 at 6%.
2008193$1,933,583$191,407$2,058iApproximate average salary by contribution assumption: employee only about $51,453 at 4% or $34,302 at 6%; with 50% employer match about $34,302 at 4% or $22,868 at 6%; with 100% employer match about $25,727 at 4% or $17,151 at 6%.
West Shore Bank Employees Savings & Profit Sharing Plan-93$1,933,583$191,407$2,058iApproximate average salary by contribution assumption: employee only about $51,453 at 4% or $34,302 at 6%; with 50% employer match about $34,302 at 4% or $22,868 at 6%; with 100% employer match about $25,727 at 4% or $17,151 at 6%.
2007189$0$0-
West Shore Bank Employees Savings & Profit Sharing Plan-89---
2006189$2,014,011$188,077$2,113iApproximate average salary by contribution assumption: employee only about $52,831 at 4% or $35,220 at 6%; with 50% employer match about $35,220 at 4% or $23,480 at 6%; with 100% employer match about $26,415 at 4% or $17,610 at 6%.
West Shore Bank Employees Savings & Profit Sharing Plan-89$2,014,011$188,077$2,113iApproximate average salary by contribution assumption: employee only about $52,831 at 4% or $35,220 at 6%; with 50% employer match about $35,220 at 4% or $23,480 at 6%; with 100% employer match about $26,415 at 4% or $17,610 at 6%.
2005191$1,774,826$184,862$2,031iApproximate average salary by contribution assumption: employee only about $50,786 at 4% or $33,858 at 6%; with 50% employer match about $33,858 at 4% or $22,572 at 6%; with 100% employer match about $25,393 at 4% or $16,929 at 6%.
West Shore Bank Employees Savings & Profit Sharing Plan-91$1,774,826$184,862$2,031iApproximate average salary by contribution assumption: employee only about $50,786 at 4% or $33,858 at 6%; with 50% employer match about $33,858 at 4% or $22,572 at 6%; with 100% employer match about $25,393 at 4% or $16,929 at 6%.
2004293$1,684,282$205,021$2,205iApproximate average salary by contribution assumption: employee only about $55,113 at 4% or $36,742 at 6%; with 50% employer match about $36,742 at 4% or $24,495 at 6%; with 100% employer match about $27,557 at 4% or $18,371 at 6%.
West Shore Bank Employees Savings & Profit Sharing Plan-93$1,684,282$143,724$1,545iApproximate average salary by contribution assumption: employee only about $38,635 at 4% or $25,757 at 6%; with 50% employer match about $25,757 at 4% or $17,171 at 6%; with 100% employer match about $19,318 at 4% or $12,878 at 6%.
West Shore Bank Employees Pension Plan-0-$61,297-
2003293$3,479,193$395,553$4,253iApproximate average salary by contribution assumption: employee only about $106,331 at 4% or $70,888 at 6%; with 50% employer match about $70,888 at 4% or $47,258 at 6%; with 100% employer match about $53,166 at 4% or $35,444 at 6%.
West Shore Bank Employees Pension Plan-83$2,156,497$245,189$2,954iApproximate average salary by contribution assumption: employee only about $73,852 at 4% or $49,235 at 6%; with 50% employer match about $49,235 at 4% or $32,823 at 6%; with 100% employer match about $36,926 at 4% or $24,617 at 6%.
West Shore Bank Employees Savings & Profit Sharing Plan-93$1,322,696$150,364$1,617iApproximate average salary by contribution assumption: employee only about $40,420 at 4% or $26,947 at 6%; with 50% employer match about $26,947 at 4% or $17,965 at 6%; with 100% employer match about $20,210 at 4% or $13,473 at 6%.
2002297$1,030,145$133,723$1,379iApproximate average salary by contribution assumption: employee only about $34,465 at 4% or $22,976 at 6%; with 50% employer match about $22,976 at 4% or $15,318 at 6%; with 100% employer match about $17,232 at 4% or $11,488 at 6%.
West Shore Bank Employees Savings & Profit Sharing Plan-97$1,030,145$133,723$1,379iApproximate average salary by contribution assumption: employee only about $34,465 at 4% or $22,976 at 6%; with 50% employer match about $22,976 at 4% or $15,318 at 6%; with 100% employer match about $17,232 at 4% or $11,488 at 6%.
West Shore Bank Employees Pension Plan-74---
2001266$1,101,040$130,576$1,978iApproximate average salary by contribution assumption: employee only about $49,461 at 4% or $32,974 at 6%; with 50% employer match about $32,974 at 4% or $21,982 at 6%; with 100% employer match about $24,730 at 4% or $16,487 at 6%.
West Shore Bank Employees Savings & Profit Sharing Plan-66$1,101,040$130,576$1,978iApproximate average salary by contribution assumption: employee only about $49,461 at 4% or $32,974 at 6%; with 50% employer match about $32,974 at 4% or $21,982 at 6%; with 100% employer match about $24,730 at 4% or $16,487 at 6%.
West Shore Bank Employees Pension Plan-60---
2000269$2,860,515$129,109$1,871iApproximate average salary by contribution assumption: employee only about $46,779 at 4% or $31,186 at 6%; with 50% employer match about $31,186 at 4% or $20,790 at 6%; with 100% employer match about $23,389 at 4% or $15,593 at 6%.
West Shore Bank Employees Pension Plan-60$1,784,081$1,734$29iApproximate average salary by contribution assumption: employee only about $723 at 4% or $482 at 6%; with 50% employer match about $482 at 4% or $321 at 6%; with 100% employer match about $361 at 4% or $241 at 6%.
West Shore Bank Employees Savings & Profit Sharing Plan-69$1,076,434$127,375$1,846iApproximate average salary by contribution assumption: employee only about $46,150 at 4% or $30,767 at 6%; with 50% employer match about $30,767 at 4% or $20,511 at 6%; with 100% employer match about $23,075 at 4% or $15,383 at 6%.
1999259$2,938,785$172,287$2,920iApproximate average salary by contribution assumption: employee only about $73,003 at 4% or $48,669 at 6%; with 50% employer match about $48,669 at 4% or $32,446 at 6%; with 100% employer match about $36,501 at 4% or $24,334 at 6%.
West Shore Bank Employees Pension Plan-55$1,990,333$36,286$660iApproximate average salary by contribution assumption: employee only about $16,494 at 4% or $10,996 at 6%; with 50% employer match about $10,996 at 4% or $7,331 at 6%; with 100% employer match about $8,247 at 4% or $5,498 at 6%.
West Shore Bank Employees Savings & Profit Sharing Plan-59$948,452$136,001$2,305iApproximate average salary by contribution assumption: employee only about $57,628 at 4% or $38,418 at 6%; with 50% employer match about $38,418 at 4% or $25,612 at 6%; with 100% employer match about $28,814 at 4% or $19,209 at 6%.