Civic Intelligence

SPECTRUM ENGINEERING, INC. C/O CARNOW AND ASSOCIATES, LTD.

Plan context: Spectrum Engineering Inc. Defined Benefit Pension Plan

EIN 36-4051263 • Northfield, IL • 30 filings • 7 plans

778 Frontage Road, Suite 101Northfield, IL 60093-1209
Current Snapshot

Latest Year

2016

2016 Participants

3

2016 Assets

$3,688,227

2016 Contributions

$11,250

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$5,083,668$2,541,834$0200220092015YearValue
$3,688,227Latest year 2015

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

840200120082015YearValue
3Latest year 2015

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
201610$0$0-
Spectrum Engineering Inc. Defined Benefit Pension Plan-0$0--
201523$3,688,227$0-
Spectrum Engineering Inc. Defined Benefit Pension Plan-3$3,688,227--
Spectrum Engineering Inc. Profit Sharing 401K Plan and Trust-0$0--
201423$5,072,446$0-
Spectrum Engineering Inc. Defined Benefit Pension Plan-3$3,931,320$0-
Spectrum Engineering Inc. Profit Sharing 401K Plan and Trust-3$1,141,126$0-
201323$5,083,668$0-
Spectrum Engineering Inc. Defined Benefit Pension Plan-3$3,999,906$0-
Spectrum Engineering Inc. Profit Sharing 401K Plan and Trust-3$1,083,762$0-
201224$4,720,461$11,250$2,813iApproximate average salary by contribution assumption: employee only about $70,313 at 4% or $46,875 at 6%; with 50% employer match about $46,875 at 4% or $31,250 at 6%; with 100% employer match about $35,156 at 4% or $23,438 at 6%.
Spectrum Engineering Inc. Defined Benefit Pension Plan-3$3,851,560$0-
Spectrum Engineering Inc. Profit Sharing 401K Plan and Trust-4$868,901$11,250$2,813iApproximate average salary by contribution assumption: employee only about $70,313 at 4% or $46,875 at 6%; with 50% employer match about $46,875 at 4% or $31,250 at 6%; with 100% employer match about $35,156 at 4% or $23,438 at 6%.
201124$4,441,843$567,893$141,973iApproximate average salary by contribution assumption: employee only about $3,549,331 at 4% or $2,366,221 at 6%; with 50% employer match about $2,366,221 at 4% or $1,577,481 at 6%; with 100% employer match about $1,774,666 at 4% or $1,183,110 at 6%.
Spectrum Engineering Inc. Defined Benefit Pension Plan-4$3,621,689$550,000$137,500iApproximate average salary by contribution assumption: employee only about $3,437,500 at 4% or $2,291,667 at 6%; with 50% employer match about $2,291,667 at 4% or $1,527,778 at 6%; with 100% employer match about $1,718,750 at 4% or $1,145,833 at 6%.
Spectrum Engineering Inc. Profit Sharing 401K Plan and Trust-4$820,154$17,893$4,473iApproximate average salary by contribution assumption: employee only about $111,831 at 4% or $74,554 at 6%; with 50% employer match about $74,554 at 4% or $49,703 at 6%; with 100% employer match about $55,916 at 4% or $37,277 at 6%.
201027$3,892,564$454,977$64,997iApproximate average salary by contribution assumption: employee only about $1,624,918 at 4% or $1,083,279 at 6%; with 50% employer match about $1,083,279 at 4% or $722,186 at 6%; with 100% employer match about $812,459 at 4% or $541,639 at 6%.
Spectrum Engineering Inc. Defined Benefit Pension Plan-3$3,030,875$380,000$126,667iApproximate average salary by contribution assumption: employee only about $3,166,667 at 4% or $2,111,111 at 6%; with 50% employer match about $2,111,111 at 4% or $1,407,407 at 6%; with 100% employer match about $1,583,333 at 4% or $1,055,556 at 6%.
Spectrum Engineering Inc. Profit Sharing 401K Plan and Trust-7$861,689$74,977$10,711iApproximate average salary by contribution assumption: employee only about $267,775 at 4% or $178,517 at 6%; with 50% employer match about $178,517 at 4% or $119,011 at 6%; with 100% employer match about $133,888 at 4% or $89,258 at 6%.
200927$3,187,957$440,674$62,953iApproximate average salary by contribution assumption: employee only about $1,573,836 at 4% or $1,049,224 at 6%; with 50% employer match about $1,049,224 at 4% or $699,483 at 6%; with 100% employer match about $786,918 at 4% or $524,612 at 6%.
Spectrum Engineering Inc. Defined Benefit Pension Plan-3$2,440,688$390,000$130,000iApproximate average salary by contribution assumption: employee only about $3,250,000 at 4% or $2,166,667 at 6%; with 50% employer match about $2,166,667 at 4% or $1,444,444 at 6%; with 100% employer match about $1,625,000 at 4% or $1,083,333 at 6%.
Spectrum Engineering Inc. Profit Sharing 401K Plan and Trust-7$747,269$50,674$7,239iApproximate average salary by contribution assumption: employee only about $180,979 at 4% or $120,652 at 6%; with 50% employer match about $120,652 at 4% or $80,435 at 6%; with 100% employer match about $90,489 at 4% or $60,326 at 6%.
200825$2,788,825$423,418$84,684iApproximate average salary by contribution assumption: employee only about $2,117,090 at 4% or $1,411,393 at 6%; with 50% employer match about $1,411,393 at 4% or $940,929 at 6%; with 100% employer match about $1,058,545 at 4% or $705,697 at 6%.
Spectrum Engineering Inc. Defined Benefit Pension Plan-3$2,140,915$371,298$123,766iApproximate average salary by contribution assumption: employee only about $3,094,150 at 4% or $2,062,767 at 6%; with 50% employer match about $2,062,767 at 4% or $1,375,178 at 6%; with 100% employer match about $1,547,075 at 4% or $1,031,383 at 6%.
Spectrum Engineering Inc. Profit Sharing 401K Plan and Trust-5$647,910$52,120$10,424iApproximate average salary by contribution assumption: employee only about $260,600 at 4% or $173,733 at 6%; with 50% employer match about $173,733 at 4% or $115,822 at 6%; with 100% employer match about $130,300 at 4% or $86,867 at 6%.
200724$666,083$60,459$15,115iApproximate average salary by contribution assumption: employee only about $377,869 at 4% or $251,913 at 6%; with 50% employer match about $251,913 at 4% or $167,942 at 6%; with 100% employer match about $188,934 at 4% or $125,956 at 6%.
Spectrum Engineering Inc. Profit Sharing 401K Plan and Trust-4$666,083$60,459$15,115iApproximate average salary by contribution assumption: employee only about $377,869 at 4% or $251,913 at 6%; with 50% employer match about $251,913 at 4% or $167,942 at 6%; with 100% employer match about $188,934 at 4% or $125,956 at 6%.
Spectrum Engineering Inc. Defined Benefit Pension Plan-3---
200625$1,894,880$103,864$20,773iApproximate average salary by contribution assumption: employee only about $519,320 at 4% or $346,213 at 6%; with 50% employer match about $346,213 at 4% or $230,809 at 6%; with 100% employer match about $259,660 at 4% or $173,107 at 6%.
Spectrum Engineering Inc. Defined Benefit Pension Plan-3$1,435,151--
Spectrum Engineering Inc. Profit Sharing 401K Plan and Trust-5$459,729$103,864$20,773iApproximate average salary by contribution assumption: employee only about $519,320 at 4% or $346,213 at 6%; with 50% employer match about $346,213 at 4% or $230,809 at 6%; with 100% employer match about $259,660 at 4% or $173,107 at 6%.
200527$1,547,303$392,754$56,108iApproximate average salary by contribution assumption: employee only about $1,402,693 at 4% or $935,129 at 6%; with 50% employer match about $935,129 at 4% or $623,419 at 6%; with 100% employer match about $701,346 at 4% or $467,564 at 6%.
Spectrum Engineering Inc. Profit Sharing 401K Plan and Trust-3$1,227,008$285,632$95,211iApproximate average salary by contribution assumption: employee only about $2,380,267 at 4% or $1,586,844 at 6%; with 50% employer match about $1,586,844 at 4% or $1,057,896 at 6%; with 100% employer match about $1,190,133 at 4% or $793,422 at 6%.
Spectrum Engineering Inc. Profit Sharing 401K Plan and Trust-7$320,295$107,122$15,303iApproximate average salary by contribution assumption: employee only about $382,579 at 4% or $255,052 at 6%; with 50% employer match about $255,052 at 4% or $170,035 at 6%; with 100% employer match about $191,289 at 4% or $127,526 at 6%.
200428$1,035,919$330,694$41,337iApproximate average salary by contribution assumption: employee only about $1,033,419 at 4% or $688,946 at 6%; with 50% employer match about $688,946 at 4% or $459,297 at 6%; with 100% employer match about $516,709 at 4% or $344,473 at 6%.
Spectrum Engineering Inc. Profit Sharing 401K Plan and Trust-3$869,730$284,370$94,790iApproximate average salary by contribution assumption: employee only about $2,369,750 at 4% or $1,579,833 at 6%; with 50% employer match about $1,579,833 at 4% or $1,053,222 at 6%; with 100% employer match about $1,184,875 at 4% or $789,917 at 6%.
Spectrum Engineering Inc. Profit Sharing 401K Plan and Trust-8$166,189$46,324$5,791iApproximate average salary by contribution assumption: employee only about $144,763 at 4% or $96,508 at 6%; with 50% employer match about $96,508 at 4% or $64,339 at 6%; with 100% employer match about $72,381 at 4% or $48,254 at 6%.
200326$631,652$282,500$47,083iApproximate average salary by contribution assumption: employee only about $1,177,083 at 4% or $784,722 at 6%; with 50% employer match about $784,722 at 4% or $523,148 at 6%; with 100% employer match about $588,542 at 4% or $392,361 at 6%.
Spectrum Engineering Inc. Profit Sharing 401K Plan and Trust-3$530,992$241,881$80,627iApproximate average salary by contribution assumption: employee only about $2,015,675 at 4% or $1,343,783 at 6%; with 50% employer match about $1,343,783 at 4% or $895,856 at 6%; with 100% employer match about $1,007,838 at 4% or $671,892 at 6%.
Spectrum Engineering Inc. Profit Sharing 401K Plan and Trust-6$100,660$40,619$6,770iApproximate average salary by contribution assumption: employee only about $169,246 at 4% or $112,831 at 6%; with 50% employer match about $112,831 at 4% or $75,220 at 6%; with 100% employer match about $84,623 at 4% or $56,415 at 6%.
200222$290,819$283,885$141,943iApproximate average salary by contribution assumption: employee only about $3,548,563 at 4% or $2,365,708 at 6%; with 50% employer match about $2,365,708 at 4% or $1,577,139 at 6%; with 100% employer match about $1,774,281 at 4% or $1,182,854 at 6%.
Spectrum Engineering Inc. Defined Benefit Pension Plan-2$270,007$270,007$135,004iApproximate average salary by contribution assumption: employee only about $3,375,088 at 4% or $2,250,058 at 6%; with 50% employer match about $2,250,058 at 4% or $1,500,039 at 6%; with 100% employer match about $1,687,544 at 4% or $1,125,029 at 6%.
Spectrum Engineering Inc. Profit Sharing 401K Plan and Trust-2$20,812$13,878$6,939iApproximate average salary by contribution assumption: employee only about $173,475 at 4% or $115,650 at 6%; with 50% employer match about $115,650 at 4% or $77,100 at 6%; with 100% employer match about $86,738 at 4% or $57,825 at 6%.
200116$0$0-
Spectrum Engineering Inc. Profit Sharing 401K Plan and Trust-6---