Civic Intelligence

Krd Ltd.

Plan context: Emmerman Kutchins & Assoc. Ltd. Profit Sharing Plan and Trust

EIN 36-3856676 • Schaumburg, IL • 41 filings • 15 plans

1051 Perimeter Drive9th FloorSchaumburg, IL 60173
Current Snapshot

Latest Year

2025

2025 Participants

95

2025 Assets

$25,507,738

2025 Contributions

$3,178,332

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$25,507,738$12,753,869$0199920132024YearValue
$25,507,738Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

131660199920122024YearValue
95Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202510$0$0-
Emmerman Kutchins & Assoc. Ltd. Profit Sharing Plan and Trust-0---
2024295$25,507,738$3,178,332$33,456iApproximate average salary by contribution assumption: employee only about $836,403 at 4% or $557,602 at 6%; with 50% employer match about $557,602 at 4% or $371,735 at 6%; with 100% employer match about $418,202 at 4% or $278,801 at 6%.
Emmerman Kutchins & Assoc. Ltd. Profit Sharing Plan and Trust-94$19,256,328$2,706,332$28,791iApproximate average salary by contribution assumption: employee only about $719,769 at 4% or $479,846 at 6%; with 50% employer match about $479,846 at 4% or $319,897 at 6%; with 100% employer match about $359,885 at 4% or $239,923 at 6%.
Krd Ltd. Cash Balance Plan-95$6,251,410$472,000$4,968iApproximate average salary by contribution assumption: employee only about $124,211 at 4% or $82,807 at 6%; with 50% employer match about $82,807 at 4% or $55,205 at 6%; with 100% employer match about $62,105 at 4% or $41,404 at 6%.
20232131$21,901,451$2,790,739$21,303iApproximate average salary by contribution assumption: employee only about $532,584 at 4% or $355,056 at 6%; with 50% employer match about $355,056 at 4% or $236,704 at 6%; with 100% employer match about $266,292 at 4% or $177,528 at 6%.
Emmerman Kutchins & Assoc. Ltd. Profit Sharing Plan and Trust-131$16,355,065$1,690,739$12,906iApproximate average salary by contribution assumption: employee only about $322,660 at 4% or $215,107 at 6%; with 50% employer match about $215,107 at 4% or $143,404 at 6%; with 100% employer match about $161,330 at 4% or $107,553 at 6%.
Krd Ltd. Cash Balance Plan-93$5,546,386$1,100,000$11,828iApproximate average salary by contribution assumption: employee only about $295,699 at 4% or $197,133 at 6%; with 50% employer match about $197,133 at 4% or $131,422 at 6%; with 100% employer match about $147,849 at 4% or $98,566 at 6%.
20222117$17,213,767$2,438,594$20,843iApproximate average salary by contribution assumption: employee only about $521,067 at 4% or $347,378 at 6%; with 50% employer match about $347,378 at 4% or $231,585 at 6%; with 100% employer match about $260,534 at 4% or $173,689 at 6%.
Emmerman Kutchins & Assoc. Ltd. Profit Sharing Plan and Trust-117$13,222,505$1,679,094$14,351iApproximate average salary by contribution assumption: employee only about $358,781 at 4% or $239,187 at 6%; with 50% employer match about $239,187 at 4% or $159,458 at 6%; with 100% employer match about $179,390 at 4% or $119,594 at 6%.
Krd Ltd. Cash Balance Plan-76$3,991,262$759,500$9,993iApproximate average salary by contribution assumption: employee only about $249,836 at 4% or $166,557 at 6%; with 50% employer match about $166,557 at 4% or $111,038 at 6%; with 100% employer match about $124,918 at 4% or $83,279 at 6%.
2021279$18,675,766$1,813,658$22,958iApproximate average salary by contribution assumption: employee only about $573,942 at 4% or $382,628 at 6%; with 50% employer match about $382,628 at 4% or $255,086 at 6%; with 100% employer match about $286,971 at 4% or $191,314 at 6%.
Emmerman Kutchins & Assoc. Ltd. Profit Sharing Plan and Trust-79$14,416,517$1,213,658$15,363iApproximate average salary by contribution assumption: employee only about $384,069 at 4% or $256,046 at 6%; with 50% employer match about $256,046 at 4% or $170,697 at 6%; with 100% employer match about $192,034 at 4% or $128,023 at 6%.
Krd Ltd. Cash Balance Plan-74$4,259,249$600,000$8,108iApproximate average salary by contribution assumption: employee only about $202,703 at 4% or $135,135 at 6%; with 50% employer match about $135,135 at 4% or $90,090 at 6%; with 100% employer match about $101,351 at 4% or $67,568 at 6%.
2020291$15,566,078$1,695,051$18,627iApproximate average salary by contribution assumption: employee only about $465,673 at 4% or $310,449 at 6%; with 50% employer match about $310,449 at 4% or $206,966 at 6%; with 100% employer match about $232,837 at 4% or $155,224 at 6%.
Emmerman Kutchins & Assoc. Ltd. Profit Sharing Plan and Trust-91$12,243,480$1,095,051$12,034iApproximate average salary by contribution assumption: employee only about $300,838 at 4% or $200,559 at 6%; with 50% employer match about $200,559 at 4% or $133,706 at 6%; with 100% employer match about $150,419 at 4% or $100,279 at 6%.
Krd Ltd. Cash Balance Plan-70$3,322,598$600,000$8,571iApproximate average salary by contribution assumption: employee only about $214,286 at 4% or $142,857 at 6%; with 50% employer match about $142,857 at 4% or $95,238 at 6%; with 100% employer match about $107,143 at 4% or $71,429 at 6%.
2019284$12,328,738$1,752,751$20,866iApproximate average salary by contribution assumption: employee only about $521,652 at 4% or $347,768 at 6%; with 50% employer match about $347,768 at 4% or $231,845 at 6%; with 100% employer match about $260,826 at 4% or $173,884 at 6%.
Emmerman Kutchins & Assoc. Ltd. Profit Sharing Plan and Trust-84$9,897,367$1,100,251$13,098iApproximate average salary by contribution assumption: employee only about $327,456 at 4% or $218,304 at 6%; with 50% employer match about $218,304 at 4% or $145,536 at 6%; with 100% employer match about $163,728 at 4% or $109,152 at 6%.
Krd Ltd. Cash Balance Plan-74$2,431,371$652,500$8,818iApproximate average salary by contribution assumption: employee only about $220,439 at 4% or $146,959 at 6%; with 50% employer match about $146,959 at 4% or $97,973 at 6%; with 100% employer match about $110,220 at 4% or $73,480 at 6%.
2018283$9,715,203$1,444,814$17,407iApproximate average salary by contribution assumption: employee only about $435,185 at 4% or $290,123 at 6%; with 50% employer match about $290,123 at 4% or $193,416 at 6%; with 100% employer match about $217,592 at 4% or $145,062 at 6%.
Emmerman Kutchins & Assoc. Ltd. Profit Sharing Plan and Trust-83$7,699,686$924,814$11,142iApproximate average salary by contribution assumption: employee only about $278,558 at 4% or $185,706 at 6%; with 50% employer match about $185,706 at 4% or $123,804 at 6%; with 100% employer match about $139,279 at 4% or $92,853 at 6%.
Krd Ltd. Cash Balance Plan-56$2,015,517$520,000$9,286iApproximate average salary by contribution assumption: employee only about $232,143 at 4% or $154,762 at 6%; with 50% employer match about $154,762 at 4% or $103,175 at 6%; with 100% employer match about $116,071 at 4% or $77,381 at 6%.
2017280$9,177,505$1,873,144$23,414iApproximate average salary by contribution assumption: employee only about $585,358 at 4% or $390,238 at 6%; with 50% employer match about $390,238 at 4% or $260,159 at 6%; with 100% employer match about $292,679 at 4% or $195,119 at 6%.
Emmerman Kutchins & Assoc. Ltd. Profit Sharing Plan and Trust-80$7,614,975$1,393,144$17,414iApproximate average salary by contribution assumption: employee only about $435,358 at 4% or $290,238 at 6%; with 50% employer match about $290,238 at 4% or $193,492 at 6%; with 100% employer match about $217,679 at 4% or $145,119 at 6%.
Krd Ltd. Cash Balance Plan-50$1,562,530$480,000$9,600iApproximate average salary by contribution assumption: employee only about $240,000 at 4% or $160,000 at 6%; with 50% employer match about $160,000 at 4% or $106,667 at 6%; with 100% employer match about $120,000 at 4% or $80,000 at 6%.
2016258$6,266,207$1,139,147$19,640iApproximate average salary by contribution assumption: employee only about $491,012 at 4% or $327,341 at 6%; with 50% employer match about $327,341 at 4% or $218,227 at 6%; with 100% employer match about $245,506 at 4% or $163,671 at 6%.
Emmerman Kutchins & Assoc. Ltd. Profit Sharing Plan and Trust-58$5,330,864$659,147$11,365iApproximate average salary by contribution assumption: employee only about $284,115 at 4% or $189,410 at 6%; with 50% employer match about $189,410 at 4% or $126,273 at 6%; with 100% employer match about $142,058 at 4% or $94,705 at 6%.
Krd Ltd. Cash Balance Plan-46$935,343$480,000$10,435iApproximate average salary by contribution assumption: employee only about $260,870 at 4% or $173,913 at 6%; with 50% employer match about $173,913 at 4% or $115,942 at 6%; with 100% employer match about $130,435 at 4% or $86,957 at 6%.
2015259$4,879,364$1,083,270$18,361iApproximate average salary by contribution assumption: employee only about $459,013 at 4% or $306,008 at 6%; with 50% employer match about $306,008 at 4% or $204,006 at 6%; with 100% employer match about $229,506 at 4% or $153,004 at 6%.
Emmerman Kutchins & Assoc. Ltd. Profit Sharing Plan and Trust-59$4,424,508$593,270$10,055iApproximate average salary by contribution assumption: employee only about $251,386 at 4% or $167,590 at 6%; with 50% employer match about $167,590 at 4% or $111,727 at 6%; with 100% employer match about $125,693 at 4% or $83,795 at 6%.
Krd Ltd. Cash Balance Plan-42$454,856$490,000$11,667iApproximate average salary by contribution assumption: employee only about $291,667 at 4% or $194,444 at 6%; with 50% employer match about $194,444 at 4% or $129,630 at 6%; with 100% employer match about $145,833 at 4% or $97,222 at 6%.
2014153$4,145,194$648,416$12,234iApproximate average salary by contribution assumption: employee only about $305,857 at 4% or $203,904 at 6%; with 50% employer match about $203,904 at 4% or $135,936 at 6%; with 100% employer match about $152,928 at 4% or $101,952 at 6%.
Emmerman Kutchins & Assoc. Ltd. Profit Sharing Plan and Trust-53$4,145,194$648,416$12,234iApproximate average salary by contribution assumption: employee only about $305,857 at 4% or $203,904 at 6%; with 50% employer match about $203,904 at 4% or $135,936 at 6%; with 100% employer match about $152,928 at 4% or $101,952 at 6%.
2013151$3,547,005$719,358$14,105iApproximate average salary by contribution assumption: employee only about $352,626 at 4% or $235,084 at 6%; with 50% employer match about $235,084 at 4% or $156,723 at 6%; with 100% employer match about $176,313 at 4% or $117,542 at 6%.
Emmerman Kutchins & Assoc. Ltd. Profit Sharing Plan and Trust-51$3,547,005$719,358$14,105iApproximate average salary by contribution assumption: employee only about $352,626 at 4% or $235,084 at 6%; with 50% employer match about $235,084 at 4% or $156,723 at 6%; with 100% employer match about $176,313 at 4% or $117,542 at 6%.
2012152$3,094,852$581,735$11,187iApproximate average salary by contribution assumption: employee only about $279,680 at 4% or $186,454 at 6%; with 50% employer match about $186,454 at 4% or $124,302 at 6%; with 100% employer match about $139,840 at 4% or $93,227 at 6%.
Emmerman Kutchins & Assoc. Ltd. Profit Sharing Plan and Trust-52$3,094,852$581,735$11,187iApproximate average salary by contribution assumption: employee only about $279,680 at 4% or $186,454 at 6%; with 50% employer match about $186,454 at 4% or $124,302 at 6%; with 100% employer match about $139,840 at 4% or $93,227 at 6%.
2011155$3,979,659$558,093$10,147iApproximate average salary by contribution assumption: employee only about $253,679 at 4% or $169,119 at 6%; with 50% employer match about $169,119 at 4% or $112,746 at 6%; with 100% employer match about $126,839 at 4% or $84,560 at 6%.
Emmerman Kutchins & Assoc. Ltd. Profit Sharing Plan and Trust-55$3,979,659$558,093$10,147iApproximate average salary by contribution assumption: employee only about $253,679 at 4% or $169,119 at 6%; with 50% employer match about $169,119 at 4% or $112,746 at 6%; with 100% employer match about $126,839 at 4% or $84,560 at 6%.
2010238$3,863,241$2,230,463$58,696iApproximate average salary by contribution assumption: employee only about $1,467,410 at 4% or $978,273 at 6%; with 50% employer match about $978,273 at 4% or $652,182 at 6%; with 100% employer match about $733,705 at 4% or $489,137 at 6%.
Emmerman Kutchins & Assoc. Ltd. Profit Sharing Plan and Trust-38$3,863,241$1,584,463$41,696iApproximate average salary by contribution assumption: employee only about $1,042,410 at 4% or $694,940 at 6%; with 50% employer match about $694,940 at 4% or $463,293 at 6%; with 100% employer match about $521,205 at 4% or $347,470 at 6%.
KUTCHINS ROBBINS & DIAMOND, LTD DEFINED BENEFIT PL-0-$646,000-
2009242$5,414,819$1,212,513$28,869iApproximate average salary by contribution assumption: employee only about $721,734 at 4% or $481,156 at 6%; with 50% employer match about $481,156 at 4% or $320,771 at 6%; with 100% employer match about $360,867 at 4% or $240,578 at 6%.
KUTCHINS, ROBBINS & DIAMOND, LTD. DEFINED BENEFIT PENSION PLAN-31$2,833,461$752,665$24,280iApproximate average salary by contribution assumption: employee only about $606,988 at 4% or $404,659 at 6%; with 50% employer match about $404,659 at 4% or $269,772 at 6%; with 100% employer match about $303,494 at 4% or $202,329 at 6%.
Emmerman Kutchins & Assoc. Ltd. Profit Sharing Plan and Trust-42$2,581,358$459,848$10,949iApproximate average salary by contribution assumption: employee only about $273,719 at 4% or $182,479 at 6%; with 50% employer match about $182,479 at 4% or $121,653 at 6%; with 100% employer match about $136,860 at 4% or $91,240 at 6%.
2008223$4,257,586$957,268$41,620iApproximate average salary by contribution assumption: employee only about $1,040,509 at 4% or $693,672 at 6%; with 50% employer match about $693,672 at 4% or $462,448 at 6%; with 100% employer match about $520,254 at 4% or $346,836 at 6%.
Emmerman Kutchins & Assoc. Ltd. Profit Sharing Plan and Trust-23$2,263,879$327,333$14,232iApproximate average salary by contribution assumption: employee only about $355,797 at 4% or $237,198 at 6%; with 50% employer match about $237,198 at 4% or $158,132 at 6%; with 100% employer match about $177,898 at 4% or $118,599 at 6%.
KUTCHINS, ROBBINS & DIAMOND, LTD. DEFINED BENEFIT PENSION PLAN-15$1,993,707$629,935$41,996iApproximate average salary by contribution assumption: employee only about $1,049,892 at 4% or $699,928 at 6%; with 50% employer match about $699,928 at 4% or $466,619 at 6%; with 100% employer match about $524,946 at 4% or $349,964 at 6%.
2007123$0$0-
Emmerman Kutchins & Assoc. Ltd. Profit Sharing Plan and Trust-23---
2006122$1,956,399$272,516$12,387iApproximate average salary by contribution assumption: employee only about $309,677 at 4% or $206,452 at 6%; with 50% employer match about $206,452 at 4% or $137,634 at 6%; with 100% employer match about $154,839 at 4% or $103,226 at 6%.
Emmerman Kutchins & Assoc. Ltd. Profit Sharing Plan and Trust-22$1,956,399$272,516$12,387iApproximate average salary by contribution assumption: employee only about $309,677 at 4% or $206,452 at 6%; with 50% employer match about $206,452 at 4% or $137,634 at 6%; with 100% employer match about $154,839 at 4% or $103,226 at 6%.
2005116$1,639,123$201,985$12,624iApproximate average salary by contribution assumption: employee only about $315,602 at 4% or $210,401 at 6%; with 50% employer match about $210,401 at 4% or $140,267 at 6%; with 100% employer match about $157,801 at 4% or $105,201 at 6%.
Emmerman Kutchins & Assoc. Ltd. Profit Sharing Plan and Trust-16$1,639,123$201,985$12,624iApproximate average salary by contribution assumption: employee only about $315,602 at 4% or $210,401 at 6%; with 50% employer match about $210,401 at 4% or $140,267 at 6%; with 100% employer match about $157,801 at 4% or $105,201 at 6%.
2004215$1,367,885$250,115$16,674iApproximate average salary by contribution assumption: employee only about $416,858 at 4% or $277,906 at 6%; with 50% employer match about $277,906 at 4% or $185,270 at 6%; with 100% employer match about $208,429 at 4% or $138,953 at 6%.
Emmerman Kutchins & Assoc. Ltd. Profit Sharing Plan and Trust-15$1,284,093$167,221$11,148iApproximate average salary by contribution assumption: employee only about $278,702 at 4% or $185,801 at 6%; with 50% employer match about $185,801 at 4% or $123,867 at 6%; with 100% employer match about $139,351 at 4% or $92,901 at 6%.
KUTCHINS ROBBINS & DIAMOND, LTD., DEFINED BENEFIT PENSION PLAN-7$83,792$82,894$11,842iApproximate average salary by contribution assumption: employee only about $296,050 at 4% or $197,367 at 6%; with 50% employer match about $197,367 at 4% or $131,578 at 6%; with 100% employer match about $148,025 at 4% or $98,683 at 6%.
2003115$1,144,475$216,781$14,452iApproximate average salary by contribution assumption: employee only about $361,302 at 4% or $240,868 at 6%; with 50% employer match about $240,868 at 4% or $160,579 at 6%; with 100% employer match about $180,651 at 4% or $120,434 at 6%.
Emmerman Kutchins & Assoc. Ltd. Profit Sharing Plan and Trust-15$1,144,475$216,781$14,452iApproximate average salary by contribution assumption: employee only about $361,302 at 4% or $240,868 at 6%; with 50% employer match about $240,868 at 4% or $160,579 at 6%; with 100% employer match about $180,651 at 4% or $120,434 at 6%.
2002116$732,658$216,295$13,518iApproximate average salary by contribution assumption: employee only about $337,961 at 4% or $225,307 at 6%; with 50% employer match about $225,307 at 4% or $150,205 at 6%; with 100% employer match about $168,980 at 4% or $112,654 at 6%.
Emmerman Kutchins & Assoc. Ltd. Profit Sharing Plan and Trust-16$732,658$216,295$13,518iApproximate average salary by contribution assumption: employee only about $337,961 at 4% or $225,307 at 6%; with 50% employer match about $225,307 at 4% or $150,205 at 6%; with 100% employer match about $168,980 at 4% or $112,654 at 6%.
2001110$626,379$140,868$14,087iApproximate average salary by contribution assumption: employee only about $352,170 at 4% or $234,780 at 6%; with 50% employer match about $234,780 at 4% or $156,520 at 6%; with 100% employer match about $176,085 at 4% or $117,390 at 6%.
Emmerman Kutchins & Assoc. Ltd. Profit Sharing Plan and Trust-10$626,379$140,868$14,087iApproximate average salary by contribution assumption: employee only about $352,170 at 4% or $234,780 at 6%; with 50% employer match about $234,780 at 4% or $156,520 at 6%; with 100% employer match about $176,085 at 4% or $117,390 at 6%.
200019$0$0-
Emmerman Kutchins & Assoc. Ltd. Profit Sharing Plan and Trust-9---
199917$569,310$88,751$12,679iApproximate average salary by contribution assumption: employee only about $316,968 at 4% or $211,312 at 6%; with 50% employer match about $211,312 at 4% or $140,875 at 6%; with 100% employer match about $158,484 at 4% or $105,656 at 6%.
Emmerman Kutchins & Assoc. Ltd. Profit Sharing Plan and Trust-7$569,310$88,751$12,679iApproximate average salary by contribution assumption: employee only about $316,968 at 4% or $211,312 at 6%; with 50% employer match about $211,312 at 4% or $140,875 at 6%; with 100% employer match about $158,484 at 4% or $105,656 at 6%.