Civic Intelligence

RICHARDS EXCAVATING, INC.

Plan context: RICHARDS EXCAVATING, INC. 401(K) PROFIT SHARING PLAN & TRUST

EIN 36-3695076 • Zion, IL • 17 filings • 2 plans

42645 N. Delany RoadZion, IL 60099
Current Snapshot

Latest Year

2025

2025 Participants

4

2025 Assets

$982,861

2025 Contributions

$28,320

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$2,152,579$1,076,290$0201720212025YearValue
$982,861Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

420201720212025YearValue
4Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202514$982,861$28,320$7,080iApproximate average salary by contribution assumption: employee only about $177,000 at 4% or $118,000 at 6%; with 50% employer match about $118,000 at 4% or $78,667 at 6%; with 100% employer match about $88,500 at 4% or $59,000 at 6%.
RICHARDS EXCAVATING, INC. 401(K) PROFIT SHARING PLAN & TRUST-4$982,861$28,320$7,080iApproximate average salary by contribution assumption: employee only about $177,000 at 4% or $118,000 at 6%; with 50% employer match about $118,000 at 4% or $78,667 at 6%; with 100% employer match about $88,500 at 4% or $59,000 at 6%.
202424$801,821$39,623$9,906iApproximate average salary by contribution assumption: employee only about $247,644 at 4% or $165,096 at 6%; with 50% employer match about $165,096 at 4% or $110,064 at 6%; with 100% employer match about $123,822 at 4% or $82,548 at 6%.
RICHARDS EXCAVATING, INC. 401(K) PROFIT SHARING PLAN & TRUST-4$801,821$39,623$9,906iApproximate average salary by contribution assumption: employee only about $247,644 at 4% or $165,096 at 6%; with 50% employer match about $165,096 at 4% or $110,064 at 6%; with 100% employer match about $123,822 at 4% or $82,548 at 6%.
RICHARDS EXCAVATING, INC. CASH BALANCE PLAN & TRUST-0$0--
202324$2,152,579$102,907$25,727iApproximate average salary by contribution assumption: employee only about $643,169 at 4% or $428,779 at 6%; with 50% employer match about $428,779 at 4% or $285,853 at 6%; with 100% employer match about $321,584 at 4% or $214,390 at 6%.
RICHARDS EXCAVATING, INC. CASH BALANCE PLAN & TRUST-4$1,484,412$30,400$7,600iApproximate average salary by contribution assumption: employee only about $190,000 at 4% or $126,667 at 6%; with 50% employer match about $126,667 at 4% or $84,444 at 6%; with 100% employer match about $95,000 at 4% or $63,333 at 6%.
RICHARDS EXCAVATING, INC. 401(K) PROFIT SHARING PLAN & TRUST-4$668,167$72,507$18,127iApproximate average salary by contribution assumption: employee only about $453,169 at 4% or $302,113 at 6%; with 50% employer match about $302,113 at 4% or $201,408 at 6%; with 100% employer match about $226,584 at 4% or $151,056 at 6%.
202224$1,892,978$84,550$21,138iApproximate average salary by contribution assumption: employee only about $528,438 at 4% or $352,292 at 6%; with 50% employer match about $352,292 at 4% or $234,861 at 6%; with 100% employer match about $264,219 at 4% or $176,146 at 6%.
RICHARDS EXCAVATING, INC. CASH BALANCE PLAN & TRUST-4$1,394,782$0-
RICHARDS EXCAVATING, INC. 401(K) PROFIT SHARING PLAN & TRUST-4$498,196$84,550$21,138iApproximate average salary by contribution assumption: employee only about $528,438 at 4% or $352,292 at 6%; with 50% employer match about $352,292 at 4% or $234,861 at 6%; with 100% employer match about $264,219 at 4% or $176,146 at 6%.
202124$1,978,937$226,700$56,675iApproximate average salary by contribution assumption: employee only about $1,416,875 at 4% or $944,583 at 6%; with 50% employer match about $944,583 at 4% or $629,722 at 6%; with 100% employer match about $708,438 at 4% or $472,292 at 6%.
RICHARDS EXCAVATING, INC. CASH BALANCE PLAN & TRUST-4$1,471,082$150,895$37,724iApproximate average salary by contribution assumption: employee only about $943,094 at 4% or $628,729 at 6%; with 50% employer match about $628,729 at 4% or $419,153 at 6%; with 100% employer match about $471,547 at 4% or $314,365 at 6%.
RICHARDS EXCAVATING, INC. 401(K) PROFIT SHARING PLAN & TRUST-4$507,855$75,805$18,951iApproximate average salary by contribution assumption: employee only about $473,781 at 4% or $315,854 at 6%; with 50% employer match about $315,854 at 4% or $210,569 at 6%; with 100% employer match about $236,891 at 4% or $157,927 at 6%.
202024$1,654,654$378,135$94,534iApproximate average salary by contribution assumption: employee only about $2,363,344 at 4% or $1,575,563 at 6%; with 50% employer match about $1,575,563 at 4% or $1,050,375 at 6%; with 100% employer match about $1,181,672 at 4% or $787,781 at 6%.
RICHARDS EXCAVATING, INC. CASH BALANCE PLAN & TRUST-4$1,284,560$300,939$75,235iApproximate average salary by contribution assumption: employee only about $1,880,869 at 4% or $1,253,913 at 6%; with 50% employer match about $1,253,913 at 4% or $835,942 at 6%; with 100% employer match about $940,434 at 4% or $626,956 at 6%.
RICHARDS EXCAVATING, INC. 401(K) PROFIT SHARING PLAN & TRUST-4$370,094$77,196$19,299iApproximate average salary by contribution assumption: employee only about $482,475 at 4% or $321,650 at 6%; with 50% employer match about $321,650 at 4% or $214,433 at 6%; with 100% employer match about $241,238 at 4% or $160,825 at 6%.
201924$1,210,746$393,546$98,387iApproximate average salary by contribution assumption: employee only about $2,459,663 at 4% or $1,639,775 at 6%; with 50% employer match about $1,639,775 at 4% or $1,093,183 at 6%; with 100% employer match about $1,229,831 at 4% or $819,888 at 6%.
RICHARDS EXCAVATING, INC. CASH BALANCE PLAN & TRUST-4$970,701$315,900$78,975iApproximate average salary by contribution assumption: employee only about $1,974,375 at 4% or $1,316,250 at 6%; with 50% employer match about $1,316,250 at 4% or $877,500 at 6%; with 100% employer match about $987,188 at 4% or $658,125 at 6%.
RICHARDS EXCAVATING, INC. 401(K) PROFIT SHARING PLAN & TRUST-4$240,045$77,646$19,412iApproximate average salary by contribution assumption: employee only about $485,288 at 4% or $323,525 at 6%; with 50% employer match about $323,525 at 4% or $215,683 at 6%; with 100% employer match about $242,644 at 4% or $161,763 at 6%.
201824$745,697$463,526$115,882iApproximate average salary by contribution assumption: employee only about $2,897,038 at 4% or $1,931,358 at 6%; with 50% employer match about $1,931,358 at 4% or $1,287,572 at 6%; with 100% employer match about $1,448,519 at 4% or $965,679 at 6%.
RICHARDS EXCAVATING, INC. CASH BALANCE PLAN & TRUST-4$617,194$383,700$95,925iApproximate average salary by contribution assumption: employee only about $2,398,125 at 4% or $1,598,750 at 6%; with 50% employer match about $1,598,750 at 4% or $1,065,833 at 6%; with 100% employer match about $1,199,063 at 4% or $799,375 at 6%.
RICHARDS EXCAVATING, INC. 401(K) PROFIT SHARING PLAN & TRUST-4$128,503$79,826$19,957iApproximate average salary by contribution assumption: employee only about $498,913 at 4% or $332,608 at 6%; with 50% employer match about $332,608 at 4% or $221,739 at 6%; with 100% employer match about $249,456 at 4% or $166,304 at 6%.
201724$291,292$289,593$72,398iApproximate average salary by contribution assumption: employee only about $1,809,956 at 4% or $1,206,638 at 6%; with 50% employer match about $1,206,638 at 4% or $804,425 at 6%; with 100% employer match about $904,978 at 4% or $603,319 at 6%.
RICHARDS EXCAVATING, INC. CASH BALANCE PLAN & TRUST-4$235,011$234,750$58,688iApproximate average salary by contribution assumption: employee only about $1,467,188 at 4% or $978,125 at 6%; with 50% employer match about $978,125 at 4% or $652,083 at 6%; with 100% employer match about $733,594 at 4% or $489,063 at 6%.
RICHARDS EXCAVATING, INC. 401(K) PROFIT SHARING PLAN & TRUST-4$56,281$54,843$13,711iApproximate average salary by contribution assumption: employee only about $342,769 at 4% or $228,513 at 6%; with 50% employer match about $228,513 at 4% or $152,342 at 6%; with 100% employer match about $171,384 at 4% or $114,256 at 6%.
RICHARDS EXCAVATING, INC. | EIN 36-3695076 | 2025 Form 5500 Company Profile