Civic Intelligence

WATERS INDUSTRIES, INC.

Plan context: WATERS INDUSTRIES, INC. PROFIT SHARING PLAN AND TRUST

EIN 36-3583956 • West Dundee, IL • 39 filings • 3 plans

213 West Main StreetWest Dundee, IL 60118-2018
Current Snapshot

Latest Year

2025

2025 Participants

17

2025 Assets

$5,293,993

2025 Contributions

$287,357

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$7,620,224$3,810,112$0200420162025YearValue
$5,293,993Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

20100200420152025YearValue
17Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025117$5,293,993$287,357$16,903iApproximate average salary by contribution assumption: employee only about $422,584 at 4% or $281,723 at 6%; with 50% employer match about $281,723 at 4% or $187,815 at 6%; with 100% employer match about $211,292 at 4% or $140,861 at 6%.
WATERS INDUSTRIES, INC. PROFIT SHARING PLAN AND TRUST-17$5,293,993$287,357$16,903iApproximate average salary by contribution assumption: employee only about $422,584 at 4% or $281,723 at 6%; with 50% employer match about $281,723 at 4% or $187,815 at 6%; with 100% employer match about $211,292 at 4% or $140,861 at 6%.
2024116$4,479,218$102,160$6,385iApproximate average salary by contribution assumption: employee only about $159,625 at 4% or $106,417 at 6%; with 50% employer match about $106,417 at 4% or $70,944 at 6%; with 100% employer match about $79,813 at 4% or $53,208 at 6%.
WATERS INDUSTRIES, INC. PROFIT SHARING PLAN AND TRUST-16$4,479,218$102,160$6,385iApproximate average salary by contribution assumption: employee only about $159,625 at 4% or $106,417 at 6%; with 50% employer match about $106,417 at 4% or $70,944 at 6%; with 100% employer match about $79,813 at 4% or $53,208 at 6%.
2023117$3,948,766$153,938$9,055iApproximate average salary by contribution assumption: employee only about $226,379 at 4% or $150,920 at 6%; with 50% employer match about $150,920 at 4% or $100,613 at 6%; with 100% employer match about $113,190 at 4% or $75,460 at 6%.
WATERS INDUSTRIES, INC. PROFIT SHARING PLAN AND TRUST-17$3,948,766$153,938$9,055iApproximate average salary by contribution assumption: employee only about $226,379 at 4% or $150,920 at 6%; with 50% employer match about $150,920 at 4% or $100,613 at 6%; with 100% employer match about $113,190 at 4% or $75,460 at 6%.
2022117$3,596,617$179,624$10,566iApproximate average salary by contribution assumption: employee only about $264,153 at 4% or $176,102 at 6%; with 50% employer match about $176,102 at 4% or $117,401 at 6%; with 100% employer match about $132,076 at 4% or $88,051 at 6%.
WATERS INDUSTRIES, INC. PROFIT SHARING PLAN AND TRUST-17$3,596,617$179,624$10,566iApproximate average salary by contribution assumption: employee only about $264,153 at 4% or $176,102 at 6%; with 50% employer match about $176,102 at 4% or $117,401 at 6%; with 100% employer match about $132,076 at 4% or $88,051 at 6%.
2021115$4,003,363$159,772$10,651iApproximate average salary by contribution assumption: employee only about $266,287 at 4% or $177,524 at 6%; with 50% employer match about $177,524 at 4% or $118,350 at 6%; with 100% employer match about $133,143 at 4% or $88,762 at 6%.
WATERS INDUSTRIES, INC. PROFIT SHARING PLAN AND TRUST-15$4,003,363$159,772$10,651iApproximate average salary by contribution assumption: employee only about $266,287 at 4% or $177,524 at 6%; with 50% employer match about $177,524 at 4% or $118,350 at 6%; with 100% employer match about $133,143 at 4% or $88,762 at 6%.
2020216$3,546,453$605,495$37,843iApproximate average salary by contribution assumption: employee only about $946,086 at 4% or $630,724 at 6%; with 50% employer match about $630,724 at 4% or $420,483 at 6%; with 100% employer match about $473,043 at 4% or $315,362 at 6%.
WATERS INDUSTRIES, INC. PROFIT SHARING PLAN AND TRUST-16$3,546,453$605,495$37,843iApproximate average salary by contribution assumption: employee only about $946,086 at 4% or $630,724 at 6%; with 50% employer match about $630,724 at 4% or $420,483 at 6%; with 100% employer match about $473,043 at 4% or $315,362 at 6%.
WATERS INDUSTRIES, INC. DEFINED BENEFIT PENSION PLAN AND TRUST-0$0$0-
2019219$7,620,224$272,985$14,368iApproximate average salary by contribution assumption: employee only about $359,191 at 4% or $239,461 at 6%; with 50% employer match about $239,461 at 4% or $159,640 at 6%; with 100% employer match about $179,595 at 4% or $119,730 at 6%.
WATERS INDUSTRIES, INC. DEFINED BENEFIT PENSION PLAN AND TRUST-14$5,185,723$0-
WATERS INDUSTRIES, INC. PROFIT SHARING PLAN AND TRUST-19$2,434,501$272,985$14,368iApproximate average salary by contribution assumption: employee only about $359,191 at 4% or $239,461 at 6%; with 50% employer match about $239,461 at 4% or $159,640 at 6%; with 100% employer match about $179,595 at 4% or $119,730 at 6%.
2018219$6,300,586$347,280$18,278iApproximate average salary by contribution assumption: employee only about $456,947 at 4% or $304,632 at 6%; with 50% employer match about $304,632 at 4% or $203,088 at 6%; with 100% employer match about $228,474 at 4% or $152,316 at 6%.
WATERS INDUSTRIES, INC. DEFINED BENEFIT PENSION PLAN AND TRUST-14$4,285,751$0-
WATERS INDUSTRIES, INC. PROFIT SHARING PLAN AND TRUST-19$2,014,835$347,280$18,278iApproximate average salary by contribution assumption: employee only about $456,947 at 4% or $304,632 at 6%; with 50% employer match about $304,632 at 4% or $203,088 at 6%; with 100% employer match about $228,474 at 4% or $152,316 at 6%.
2017220$6,334,258$330,648$16,532iApproximate average salary by contribution assumption: employee only about $413,310 at 4% or $275,540 at 6%; with 50% employer match about $275,540 at 4% or $183,693 at 6%; with 100% employer match about $206,655 at 4% or $137,770 at 6%.
WATERS INDUSTRIES, INC. DEFINED BENEFIT PENSION PLAN AND TRUST-15$4,536,224$0-
WATERS INDUSTRIES, INC. PROFIT SHARING PLAN AND TRUST-20$1,798,034$330,648$16,532iApproximate average salary by contribution assumption: employee only about $413,310 at 4% or $275,540 at 6%; with 50% employer match about $275,540 at 4% or $183,693 at 6%; with 100% employer match about $206,655 at 4% or $137,770 at 6%.
2016219$5,197,433$512,689$26,984iApproximate average salary by contribution assumption: employee only about $674,591 at 4% or $449,727 at 6%; with 50% employer match about $449,727 at 4% or $299,818 at 6%; with 100% employer match about $337,295 at 4% or $224,864 at 6%.
WATERS INDUSTRIES, INC. DEFINED BENEFIT PENSION PLAN AND TRUST-15$3,893,791$113,100$7,540iApproximate average salary by contribution assumption: employee only about $188,500 at 4% or $125,667 at 6%; with 50% employer match about $125,667 at 4% or $83,778 at 6%; with 100% employer match about $94,250 at 4% or $62,833 at 6%.
WATERS INDUSTRIES, INC. PROFIT SHARING PLAN AND TRUST-19$1,303,642$399,589$21,031iApproximate average salary by contribution assumption: employee only about $525,775 at 4% or $350,517 at 6%; with 50% employer match about $350,517 at 4% or $233,678 at 6%; with 100% employer match about $262,888 at 4% or $175,258 at 6%.
2015215$4,383,134$300,000$20,000iApproximate average salary by contribution assumption: employee only about $500,000 at 4% or $333,333 at 6%; with 50% employer match about $333,333 at 4% or $222,222 at 6%; with 100% employer match about $250,000 at 4% or $166,667 at 6%.
WATERS INDUSTRIES, INC. DEFINED BENEFIT PENSION PLAN AND TRUST-15$3,525,727$208,723$13,915iApproximate average salary by contribution assumption: employee only about $347,872 at 4% or $231,914 at 6%; with 50% employer match about $231,914 at 4% or $154,610 at 6%; with 100% employer match about $173,936 at 4% or $115,957 at 6%.
WATERS INDUSTRIES, INC. PROFIT SHARING PLAN AND TRUST-13$857,407$91,277$7,021iApproximate average salary by contribution assumption: employee only about $175,533 at 4% or $117,022 at 6%; with 50% employer match about $117,022 at 4% or $78,015 at 6%; with 100% employer match about $87,766 at 4% or $58,511 at 6%.
2014215$4,185,309$400,000$26,667iApproximate average salary by contribution assumption: employee only about $666,667 at 4% or $444,444 at 6%; with 50% employer match about $444,444 at 4% or $296,296 at 6%; with 100% employer match about $333,333 at 4% or $222,222 at 6%.
WATERS INDUSTRIES, INC. DEFINED BENEFIT PENSION PLAN AND TRUST-15$3,403,936$290,831$19,389iApproximate average salary by contribution assumption: employee only about $484,718 at 4% or $323,146 at 6%; with 50% employer match about $323,146 at 4% or $215,430 at 6%; with 100% employer match about $242,359 at 4% or $161,573 at 6%.
WATERS INDUSTRIES, INC. PROFIT SHARING PLAN AND TRUST-15$781,373$109,169$7,278iApproximate average salary by contribution assumption: employee only about $181,948 at 4% or $121,299 at 6%; with 50% employer match about $121,299 at 4% or $80,866 at 6%; with 100% employer match about $90,974 at 4% or $60,649 at 6%.
2013214$3,513,156$397,987$28,428iApproximate average salary by contribution assumption: employee only about $710,691 at 4% or $473,794 at 6%; with 50% employer match about $473,794 at 4% or $315,863 at 6%; with 100% employer match about $355,346 at 4% or $236,897 at 6%.
WATERS INDUSTRIES, INC. DEFINED BENEFIT PENSION PLAN AND TRUST-14$2,876,585$294,890$21,064iApproximate average salary by contribution assumption: employee only about $526,589 at 4% or $351,060 at 6%; with 50% employer match about $351,060 at 4% or $234,040 at 6%; with 100% employer match about $263,295 at 4% or $175,530 at 6%.
WATERS INDUSTRIES, INC. PROFIT SHARING PLAN AND TRUST-12$636,571$103,097$8,591iApproximate average salary by contribution assumption: employee only about $214,785 at 4% or $143,190 at 6%; with 50% employer match about $143,190 at 4% or $95,460 at 6%; with 100% employer match about $107,393 at 4% or $71,595 at 6%.
2012214$2,685,190$599,783$42,842iApproximate average salary by contribution assumption: employee only about $1,071,041 at 4% or $714,027 at 6%; with 50% employer match about $714,027 at 4% or $476,018 at 6%; with 100% employer match about $535,521 at 4% or $357,014 at 6%.
WATERS INDUSTRIES, INC. DEFINED BENEFIT PENSION PLAN AND TRUST-14$2,209,691$515,945$36,853iApproximate average salary by contribution assumption: employee only about $921,330 at 4% or $614,220 at 6%; with 50% employer match about $614,220 at 4% or $409,480 at 6%; with 100% employer match about $460,665 at 4% or $307,110 at 6%.
WATERS INDUSTRIES, INC. PROFIT SHARING PLAN AND TRUST-12$475,499$83,838$6,987iApproximate average salary by contribution assumption: employee only about $174,663 at 4% or $116,442 at 6%; with 50% employer match about $116,442 at 4% or $77,628 at 6%; with 100% employer match about $87,331 at 4% or $58,221 at 6%.
2011213$1,856,200$0-
WATERS INDUSTRIES, INC. DEFINED BENEFIT PENSION PLAN AND TRUST-11$1,500,926$0-
WATERS INDUSTRIES, INC. PROFIT SHARING PLAN AND TRUST-13$355,274$0-
2010210$1,936,043$233,884$23,388iApproximate average salary by contribution assumption: employee only about $584,710 at 4% or $389,807 at 6%; with 50% employer match about $389,807 at 4% or $259,871 at 6%; with 100% employer match about $292,355 at 4% or $194,903 at 6%.
WATERS INDUSTRIES, INC. DEFINED BENEFIT PENSION PLAN AND TRUST-10$1,569,015$159,911$15,991iApproximate average salary by contribution assumption: employee only about $399,778 at 4% or $266,518 at 6%; with 50% employer match about $266,518 at 4% or $177,679 at 6%; with 100% employer match about $199,889 at 4% or $133,259 at 6%.
WATERS INDUSTRIES, INC. PROFIT SHARING PLAN AND TRUST-9$367,028$73,973$8,219iApproximate average salary by contribution assumption: employee only about $205,481 at 4% or $136,987 at 6%; with 50% employer match about $136,987 at 4% or $91,325 at 6%; with 100% employer match about $102,740 at 4% or $68,494 at 6%.
2009210$1,510,208$341,447$34,145iApproximate average salary by contribution assumption: employee only about $853,617 at 4% or $569,078 at 6%; with 50% employer match about $569,078 at 4% or $379,386 at 6%; with 100% employer match about $426,809 at 4% or $284,539 at 6%.
WATERS INDUSTRIES, INC. DEFINED BENEFIT PENSION PLAN AND TRUST-10$1,245,655$258,562$25,856iApproximate average salary by contribution assumption: employee only about $646,405 at 4% or $430,937 at 6%; with 50% employer match about $430,937 at 4% or $287,291 at 6%; with 100% employer match about $323,203 at 4% or $215,468 at 6%.
WATERS INDUSTRIES, INC. PROFIT SHARING PLAN AND TRUST-8$264,553$82,885$10,361iApproximate average salary by contribution assumption: employee only about $259,016 at 4% or $172,677 at 6%; with 50% employer match about $172,677 at 4% or $115,118 at 6%; with 100% employer match about $129,508 at 4% or $86,339 at 6%.
2008210$0$0-
WATERS INDUSTRIES, INC. DEFINED BENEFIT PENSION PLAN AND TRUST-9---
WATERS INDUSTRIES, INC. PROFIT SHARING PLAN AND TRUST-10---
200729$0$0-
WATERS INDUSTRIES, INC. PROFIT SHARING PLAN AND TRUST-9---
WATERS INDUSTRIES, INC. DEFINED BENEFIT PENSION PLAN AND TRUST-4---
200629$607,904$208,094$23,122iApproximate average salary by contribution assumption: employee only about $578,039 at 4% or $385,359 at 6%; with 50% employer match about $385,359 at 4% or $256,906 at 6%; with 100% employer match about $289,019 at 4% or $192,680 at 6%.
WATERS INDUSTRIES, INC. DEFINED BENEFIT PENSION PLAN AND TRUST-4$542,106$167,948$41,987iApproximate average salary by contribution assumption: employee only about $1,049,675 at 4% or $699,783 at 6%; with 50% employer match about $699,783 at 4% or $466,522 at 6%; with 100% employer match about $524,838 at 4% or $349,892 at 6%.
WATERS INDUSTRIES, INC. PROFIT SHARING PLAN AND TRUST-9$65,798$40,146$4,461iApproximate average salary by contribution assumption: employee only about $111,517 at 4% or $74,344 at 6%; with 50% employer match about $74,344 at 4% or $49,563 at 6%; with 100% employer match about $55,758 at 4% or $37,172 at 6%.
200528$374,371$207,033$25,879iApproximate average salary by contribution assumption: employee only about $646,978 at 4% or $431,319 at 6%; with 50% employer match about $431,319 at 4% or $287,546 at 6%; with 100% employer match about $323,489 at 4% or $215,659 at 6%.
WATERS INDUSTRIES, INC. DEFINED BENEFIT PENSION PLAN AND TRUST-4$349,188$189,657$47,414iApproximate average salary by contribution assumption: employee only about $1,185,356 at 4% or $790,238 at 6%; with 50% employer match about $790,238 at 4% or $526,825 at 6%; with 100% employer match about $592,678 at 4% or $395,119 at 6%.
WATERS INDUSTRIES, INC PROFIT SHARING PLAN AND TRUST-8$25,183$17,376$2,172iApproximate average salary by contribution assumption: employee only about $54,300 at 4% or $36,200 at 6%; with 50% employer match about $36,200 at 4% or $24,133 at 6%; with 100% employer match about $27,150 at 4% or $18,100 at 6%.
200427$159,203$159,203$22,743iApproximate average salary by contribution assumption: employee only about $568,582 at 4% or $379,055 at 6%; with 50% employer match about $379,055 at 4% or $252,703 at 6%; with 100% employer match about $284,291 at 4% or $189,527 at 6%.
WATERS INDUSTRIES, INC. DEFINED BENEFIT PENSION PLAN AND TRUST-4$151,460$151,460$37,865iApproximate average salary by contribution assumption: employee only about $946,625 at 4% or $631,083 at 6%; with 50% employer match about $631,083 at 4% or $420,722 at 6%; with 100% employer match about $473,313 at 4% or $315,542 at 6%.
WATERS INDUSTRIES, INC. PROFIT SHARING PLAN AND TRUST-7$7,743$7,743$1,106iApproximate average salary by contribution assumption: employee only about $27,654 at 4% or $18,436 at 6%; with 50% employer match about $18,436 at 4% or $12,290 at 6%; with 100% employer match about $13,827 at 4% or $9,218 at 6%.