Civic Intelligence

Cerami Construction Co. Ltd.

Plan context: Cerami Construction Simple 401K Plan

EIN 36-3255730 • Northlake, IL • 40 filings • 11 plans

140 West Lake St.Northlake, IL 60164
Current Snapshot

Latest Year

2024

2024 Participants

5

2024 Assets

$2,807,271

2024 Contributions

$122,791

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$4,894,960$2,447,480$0199920132024YearValue
$2,807,271Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

630199920122024YearValue
5Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202415$2,807,271$122,791$24,558iApproximate average salary by contribution assumption: employee only about $613,955 at 4% or $409,303 at 6%; with 50% employer match about $409,303 at 4% or $272,869 at 6%; with 100% employer match about $306,978 at 4% or $204,652 at 6%.
Cerami Construction Simple 401K Plan-5$2,807,271$122,791$24,558iApproximate average salary by contribution assumption: employee only about $613,955 at 4% or $409,303 at 6%; with 50% employer match about $409,303 at 4% or $272,869 at 6%; with 100% employer match about $306,978 at 4% or $204,652 at 6%.
202325$2,457,452$92,234$18,447iApproximate average salary by contribution assumption: employee only about $461,170 at 4% or $307,447 at 6%; with 50% employer match about $307,447 at 4% or $204,964 at 6%; with 100% employer match about $230,585 at 4% or $153,723 at 6%.
Cerami Construction Simple 401K Plan-5$2,457,452$92,234$18,447iApproximate average salary by contribution assumption: employee only about $461,170 at 4% or $307,447 at 6%; with 50% employer match about $307,447 at 4% or $204,964 at 6%; with 100% employer match about $230,585 at 4% or $153,723 at 6%.
CERAMI CONSTRUCTION COMPANY, LTD. CASH BALANCE PLAN & TRUST-0$0$0-
202226$4,272,289$183,550$30,592iApproximate average salary by contribution assumption: employee only about $764,792 at 4% or $509,861 at 6%; with 50% employer match about $509,861 at 4% or $339,907 at 6%; with 100% employer match about $382,396 at 4% or $254,931 at 6%.
CERAMI CONSTRUCTION COMPANY, LTD. CASH BALANCE PLAN & TRUST-4$2,212,523$93,138$23,285iApproximate average salary by contribution assumption: employee only about $582,113 at 4% or $388,075 at 6%; with 50% employer match about $388,075 at 4% or $258,717 at 6%; with 100% employer match about $291,056 at 4% or $194,038 at 6%.
Cerami Construction Simple 401K Plan-6$2,059,766$90,412$15,069iApproximate average salary by contribution assumption: employee only about $376,717 at 4% or $251,144 at 6%; with 50% employer match about $251,144 at 4% or $167,430 at 6%; with 100% employer match about $188,358 at 4% or $125,572 at 6%.
202126$4,894,960$105,152$17,525iApproximate average salary by contribution assumption: employee only about $438,133 at 4% or $292,089 at 6%; with 50% employer match about $292,089 at 4% or $194,726 at 6%; with 100% employer match about $219,067 at 4% or $146,044 at 6%.
CERAMI CONSTRUCTION COMPANY, LTD. CASH BALANCE PLAN & TRUST-5$2,553,527$0-
Cerami Construction Simple 401K Plan-6$2,341,433$105,152$17,525iApproximate average salary by contribution assumption: employee only about $438,133 at 4% or $292,089 at 6%; with 50% employer match about $292,089 at 4% or $194,726 at 6%; with 100% employer match about $219,067 at 4% or $146,044 at 6%.
202025$4,469,322$153,038$30,608iApproximate average salary by contribution assumption: employee only about $765,190 at 4% or $510,127 at 6%; with 50% employer match about $510,127 at 4% or $340,084 at 6%; with 100% employer match about $382,595 at 4% or $255,063 at 6%.
CERAMI CONSTRUCTION COMPANY, LTD. CASH BALANCE PLAN & TRUST-5$2,336,631$0-
Cerami Construction Simple 401K Plan-5$2,132,691$153,038$30,608iApproximate average salary by contribution assumption: employee only about $765,190 at 4% or $510,127 at 6%; with 50% employer match about $510,127 at 4% or $340,084 at 6%; with 100% employer match about $382,595 at 4% or $255,063 at 6%.
201925$3,799,314$593,638$118,728iApproximate average salary by contribution assumption: employee only about $2,968,190 at 4% or $1,978,793 at 6%; with 50% employer match about $1,978,793 at 4% or $1,319,196 at 6%; with 100% employer match about $1,484,095 at 4% or $989,397 at 6%.
CERAMI CONSTRUCTION COMPANY, LTD. CASH BALANCE PLAN & TRUST-5$2,054,221$500,000$100,000iApproximate average salary by contribution assumption: employee only about $2,500,000 at 4% or $1,666,667 at 6%; with 50% employer match about $1,666,667 at 4% or $1,111,111 at 6%; with 100% employer match about $1,250,000 at 4% or $833,333 at 6%.
Cerami Construction Simple 401K Plan-5$1,745,093$93,638$18,728iApproximate average salary by contribution assumption: employee only about $468,190 at 4% or $312,127 at 6%; with 50% employer match about $312,127 at 4% or $208,084 at 6%; with 100% employer match about $234,095 at 4% or $156,063 at 6%.
201825$2,761,345$589,446$117,889iApproximate average salary by contribution assumption: employee only about $2,947,230 at 4% or $1,964,820 at 6%; with 50% employer match about $1,964,820 at 4% or $1,309,880 at 6%; with 100% employer match about $1,473,615 at 4% or $982,410 at 6%.
CERAMI CONSTRUCTION COMPANY, LTD. CASH BALANCE PLAN & TRUST-5$1,388,647$500,000$100,000iApproximate average salary by contribution assumption: employee only about $2,500,000 at 4% or $1,666,667 at 6%; with 50% employer match about $1,666,667 at 4% or $1,111,111 at 6%; with 100% employer match about $1,250,000 at 4% or $833,333 at 6%.
Cerami Construction Simple 401K Plan-5$1,372,698$89,446$17,889iApproximate average salary by contribution assumption: employee only about $447,230 at 4% or $298,153 at 6%; with 50% employer match about $298,153 at 4% or $198,769 at 6%; with 100% employer match about $223,615 at 4% or $149,077 at 6%.
201725$2,330,248$421,457$84,291iApproximate average salary by contribution assumption: employee only about $2,107,285 at 4% or $1,404,857 at 6%; with 50% employer match about $1,404,857 at 4% or $936,571 at 6%; with 100% employer match about $1,053,643 at 4% or $702,428 at 6%.
Cerami Construction Simple 401K Plan-5$1,383,956$81,457$16,291iApproximate average salary by contribution assumption: employee only about $407,285 at 4% or $271,523 at 6%; with 50% employer match about $271,523 at 4% or $181,016 at 6%; with 100% employer match about $203,643 at 4% or $135,762 at 6%.
CERAMI CONSTRUCTION COMPANY, LTD. CASH BALANCE PLAN & TRUST-5$946,292$340,000$68,000iApproximate average salary by contribution assumption: employee only about $1,700,000 at 4% or $1,133,333 at 6%; with 50% employer match about $1,133,333 at 4% or $755,556 at 6%; with 100% employer match about $850,000 at 4% or $566,667 at 6%.
201623$1,684,592$422,166$140,722iApproximate average salary by contribution assumption: employee only about $3,518,050 at 4% or $2,345,367 at 6%; with 50% employer match about $2,345,367 at 4% or $1,563,578 at 6%; with 100% employer match about $1,759,025 at 4% or $1,172,683 at 6%.
Cerami Construction Simple 401K Plan-3$1,124,011$71,299$23,766iApproximate average salary by contribution assumption: employee only about $594,158 at 4% or $396,106 at 6%; with 50% employer match about $396,106 at 4% or $264,070 at 6%; with 100% employer match about $297,079 at 4% or $198,053 at 6%.
CERAMI CONSTRUCTION COMPANY, LTD. DEFINED BENEFIT PLAN & TRUST-3$560,581$350,867$116,956iApproximate average salary by contribution assumption: employee only about $2,923,892 at 4% or $1,949,261 at 6%; with 50% employer match about $1,949,261 at 4% or $1,299,507 at 6%; with 100% employer match about $1,461,946 at 4% or $974,631 at 6%.
201523$1,161,758$255,329$85,110iApproximate average salary by contribution assumption: employee only about $2,127,742 at 4% or $1,418,494 at 6%; with 50% employer match about $1,418,494 at 4% or $945,663 at 6%; with 100% employer match about $1,063,871 at 4% or $709,247 at 6%.
Cerami Construction Simple 401K Plan-3$971,609$65,180$21,727iApproximate average salary by contribution assumption: employee only about $543,167 at 4% or $362,111 at 6%; with 50% employer match about $362,111 at 4% or $241,407 at 6%; with 100% employer match about $271,583 at 4% or $181,056 at 6%.
CERAMI CONSTRUCTION COMPANY, LTD. DEFINED BENEFIT PLAN & TRUST-3$190,149$190,149$63,383iApproximate average salary by contribution assumption: employee only about $1,584,575 at 4% or $1,056,383 at 6%; with 50% employer match about $1,056,383 at 4% or $704,256 at 6%; with 100% employer match about $792,288 at 4% or $528,192 at 6%.
201413$930,298$56,978$18,993iApproximate average salary by contribution assumption: employee only about $474,817 at 4% or $316,544 at 6%; with 50% employer match about $316,544 at 4% or $211,030 at 6%; with 100% employer match about $237,408 at 4% or $158,272 at 6%.
Cerami Construction Simple 401K Plan-3$930,298$56,978$18,993iApproximate average salary by contribution assumption: employee only about $474,817 at 4% or $316,544 at 6%; with 50% employer match about $316,544 at 4% or $211,030 at 6%; with 100% employer match about $237,408 at 4% or $158,272 at 6%.
201324$844,257$54,162$13,541iApproximate average salary by contribution assumption: employee only about $338,513 at 4% or $225,675 at 6%; with 50% employer match about $225,675 at 4% or $150,450 at 6%; with 100% employer match about $169,256 at 4% or $112,838 at 6%.
Cerami Construction Simple 401K Plan-4$844,257$54,162$13,541iApproximate average salary by contribution assumption: employee only about $338,513 at 4% or $225,675 at 6%; with 50% employer match about $225,675 at 4% or $150,450 at 6%; with 100% employer match about $169,256 at 4% or $112,838 at 6%.
CERAMI CONSTRUCTION COMPANY, LTD. PENSION PLAN-0---
201224$675,816$52,855$13,214iApproximate average salary by contribution assumption: employee only about $330,344 at 4% or $220,229 at 6%; with 50% employer match about $220,229 at 4% or $146,819 at 6%; with 100% employer match about $165,172 at 4% or $110,115 at 6%.
Cerami Construction Simple 401K Plan-4$675,816$52,855$13,214iApproximate average salary by contribution assumption: employee only about $330,344 at 4% or $220,229 at 6%; with 50% employer match about $220,229 at 4% or $146,819 at 6%; with 100% employer match about $165,172 at 4% or $110,115 at 6%.
CERAMI CONSTRUCTION COMPANY, LTD. PENSION PLAN-3---
201124$544,745$53,871$13,468iApproximate average salary by contribution assumption: employee only about $336,694 at 4% or $224,463 at 6%; with 50% employer match about $224,463 at 4% or $149,642 at 6%; with 100% employer match about $168,347 at 4% or $112,231 at 6%.
Cerami Construction Simple 401K Plan-4$544,745$53,871$13,468iApproximate average salary by contribution assumption: employee only about $336,694 at 4% or $224,463 at 6%; with 50% employer match about $224,463 at 4% or $149,642 at 6%; with 100% employer match about $168,347 at 4% or $112,231 at 6%.
CERAMI CONSTRUCTION COMPANY, LTD. PENSION PLAN-3---
201024$506,623$54,082$13,521iApproximate average salary by contribution assumption: employee only about $338,013 at 4% or $225,342 at 6%; with 50% employer match about $225,342 at 4% or $150,228 at 6%; with 100% employer match about $169,006 at 4% or $112,671 at 6%.
Cerami Construction Simple 401K Plan-4$506,623$54,082$13,521iApproximate average salary by contribution assumption: employee only about $338,013 at 4% or $225,342 at 6%; with 50% employer match about $225,342 at 4% or $150,228 at 6%; with 100% employer match about $169,006 at 4% or $112,671 at 6%.
Cerami Construction Simple 401K Plan-3---
200924$392,480$51,391$12,848iApproximate average salary by contribution assumption: employee only about $321,194 at 4% or $214,129 at 6%; with 50% employer match about $214,129 at 4% or $142,753 at 6%; with 100% employer match about $160,597 at 4% or $107,065 at 6%.
Cerami Construction Simple 401K Plan-4$392,480$51,391$12,848iApproximate average salary by contribution assumption: employee only about $321,194 at 4% or $214,129 at 6%; with 50% employer match about $214,129 at 4% or $142,753 at 6%; with 100% employer match about $160,597 at 4% or $107,065 at 6%.
Cerami Construction Simple 401K Plan-3---
200814$361,953$57,854$14,464iApproximate average salary by contribution assumption: employee only about $361,588 at 4% or $241,058 at 6%; with 50% employer match about $241,058 at 4% or $160,706 at 6%; with 100% employer match about $180,794 at 4% or $120,529 at 6%.
Cerami Construction Simple 401K Plan-4$361,953$57,854$14,464iApproximate average salary by contribution assumption: employee only about $361,588 at 4% or $241,058 at 6%; with 50% employer match about $241,058 at 4% or $160,706 at 6%; with 100% employer match about $180,794 at 4% or $120,529 at 6%.
200714$480,063$70,919$17,730iApproximate average salary by contribution assumption: employee only about $443,244 at 4% or $295,496 at 6%; with 50% employer match about $295,496 at 4% or $196,997 at 6%; with 100% employer match about $221,622 at 4% or $147,748 at 6%.
Cerami Construction Simple 401K Plan-4$480,063$70,919$17,730iApproximate average salary by contribution assumption: employee only about $443,244 at 4% or $295,496 at 6%; with 50% employer match about $295,496 at 4% or $196,997 at 6%; with 100% employer match about $221,622 at 4% or $147,748 at 6%.
200614$372,740$44,665$11,166iApproximate average salary by contribution assumption: employee only about $279,156 at 4% or $186,104 at 6%; with 50% employer match about $186,104 at 4% or $124,069 at 6%; with 100% employer match about $139,578 at 4% or $93,052 at 6%.
Cerami Construction Simple 401K Plan-4$372,740$44,665$11,166iApproximate average salary by contribution assumption: employee only about $279,156 at 4% or $186,104 at 6%; with 50% employer match about $186,104 at 4% or $124,069 at 6%; with 100% employer match about $139,578 at 4% or $93,052 at 6%.
200514$285,724$65,029$16,257iApproximate average salary by contribution assumption: employee only about $406,431 at 4% or $270,954 at 6%; with 50% employer match about $270,954 at 4% or $180,636 at 6%; with 100% employer match about $203,216 at 4% or $135,477 at 6%.
Cerami Construction Simple 401K Plan-4$285,724$65,029$16,257iApproximate average salary by contribution assumption: employee only about $406,431 at 4% or $270,954 at 6%; with 50% employer match about $270,954 at 4% or $180,636 at 6%; with 100% employer match about $203,216 at 4% or $135,477 at 6%.
200414$224,940$36,508$9,127iApproximate average salary by contribution assumption: employee only about $228,175 at 4% or $152,117 at 6%; with 50% employer match about $152,117 at 4% or $101,411 at 6%; with 100% employer match about $114,088 at 4% or $76,058 at 6%.
Cerami Construction Simple 401K Plan-4$224,940$36,508$9,127iApproximate average salary by contribution assumption: employee only about $228,175 at 4% or $152,117 at 6%; with 50% employer match about $152,117 at 4% or $101,411 at 6%; with 100% employer match about $114,088 at 4% or $76,058 at 6%.
200314$171,982$30,569$7,642iApproximate average salary by contribution assumption: employee only about $191,056 at 4% or $127,371 at 6%; with 50% employer match about $127,371 at 4% or $84,914 at 6%; with 100% employer match about $95,528 at 4% or $63,685 at 6%.
Cerami Construction Simple 401K Plan-4$171,982$30,569$7,642iApproximate average salary by contribution assumption: employee only about $191,056 at 4% or $127,371 at 6%; with 50% employer match about $127,371 at 4% or $84,914 at 6%; with 100% employer match about $95,528 at 4% or $63,685 at 6%.
200214$0$0-
Cerami Construction Simple 401K Plan-4---
200114$0$0-
Cerami Construction Simple 401K Plan-4---
200010$98,054$25,606-
Cerami Construction Simple 401K Plan-0$98,054$25,606-
199915$100,278$26,803$5,361iApproximate average salary by contribution assumption: employee only about $134,015 at 4% or $89,343 at 6%; with 50% employer match about $89,343 at 4% or $59,562 at 6%; with 100% employer match about $67,008 at 4% or $44,672 at 6%.
Cerami Construction Simple 401K Plan-5$100,278$26,803$5,361iApproximate average salary by contribution assumption: employee only about $134,015 at 4% or $89,343 at 6%; with 50% employer match about $89,343 at 4% or $59,562 at 6%; with 100% employer match about $67,008 at 4% or $44,672 at 6%.