Civic Intelligence

Pencert Ltd.

Plan context: Pencert Ltd. Defined Benefit Pension Plan

EIN 36-3184165 • Westmont, IL • 35 filings • 3 plans

825 N. Cass AveUnit 101Westmont, IL 60559
Current Snapshot

Latest Year

2025

2025 Participants

5

2025 Assets

$13,122,219

2025 Contributions

$154,260

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$13,122,219$6,561,110$0200820172025YearValue
$13,122,219Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

630200820172025YearValue
5Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202525$13,122,219$154,260$30,852iApproximate average salary by contribution assumption: employee only about $771,300 at 4% or $514,200 at 6%; with 50% employer match about $514,200 at 4% or $342,800 at 6%; with 100% employer match about $385,650 at 4% or $257,100 at 6%.
Pencert Ltd. Defined Benefit Pension Plan-5$11,046,308$0-
Pencert Ltd. Ps/401(K) Plan-5$2,075,911$154,260$30,852iApproximate average salary by contribution assumption: employee only about $771,300 at 4% or $514,200 at 6%; with 50% employer match about $514,200 at 4% or $342,800 at 6%; with 100% employer match about $385,650 at 4% or $257,100 at 6%.
202425$11,938,196$230,140$46,028iApproximate average salary by contribution assumption: employee only about $1,150,700 at 4% or $767,133 at 6%; with 50% employer match about $767,133 at 4% or $511,422 at 6%; with 100% employer match about $575,350 at 4% or $383,567 at 6%.
Pencert Ltd. Defined Benefit Pension Plan-5$10,070,361$0-
Pencert Ltd. Ps/401(K) Plan-5$1,867,835$230,140$46,028iApproximate average salary by contribution assumption: employee only about $1,150,700 at 4% or $767,133 at 6%; with 50% employer match about $767,133 at 4% or $511,422 at 6%; with 100% employer match about $575,350 at 4% or $383,567 at 6%.
202325$10,370,541$177,094$35,419iApproximate average salary by contribution assumption: employee only about $885,470 at 4% or $590,313 at 6%; with 50% employer match about $590,313 at 4% or $393,542 at 6%; with 100% employer match about $442,735 at 4% or $295,157 at 6%.
Pencert Ltd. Defined Benefit Pension Plan-5$8,788,811$0-
Pencert Ltd. Ps/401(K) Plan-5$1,581,730$177,094$35,419iApproximate average salary by contribution assumption: employee only about $885,470 at 4% or $590,313 at 6%; with 50% employer match about $590,313 at 4% or $393,542 at 6%; with 100% employer match about $442,735 at 4% or $295,157 at 6%.
202226$8,664,655$111,178$18,530iApproximate average salary by contribution assumption: employee only about $463,242 at 4% or $308,828 at 6%; with 50% employer match about $308,828 at 4% or $205,885 at 6%; with 100% employer match about $231,621 at 4% or $154,414 at 6%.
Pencert Ltd. Defined Benefit Pension Plan-6$7,392,512$0-
Pencert Ltd. Ps/401(K) Plan-4$1,272,143$111,178$27,795iApproximate average salary by contribution assumption: employee only about $694,863 at 4% or $463,242 at 6%; with 50% employer match about $463,242 at 4% or $308,828 at 6%; with 100% employer match about $347,431 at 4% or $231,621 at 6%.
202126$11,003,248$122,067$20,345iApproximate average salary by contribution assumption: employee only about $508,613 at 4% or $339,075 at 6%; with 50% employer match about $339,075 at 4% or $226,050 at 6%; with 100% employer match about $254,306 at 4% or $169,538 at 6%.
Pencert Ltd. Defined Benefit Pension Plan-6$9,268,194$0-
Pencert Ltd. Ps/401(K) Plan-6$1,735,054$122,067$20,345iApproximate average salary by contribution assumption: employee only about $508,613 at 4% or $339,075 at 6%; with 50% employer match about $339,075 at 4% or $226,050 at 6%; with 100% employer match about $254,306 at 4% or $169,538 at 6%.
202026$9,533,204$72,973$12,162iApproximate average salary by contribution assumption: employee only about $304,054 at 4% or $202,703 at 6%; with 50% employer match about $202,703 at 4% or $135,135 at 6%; with 100% employer match about $152,027 at 4% or $101,351 at 6%.
Pencert Ltd. Defined Benefit Pension Plan-6$8,085,802$0-
Pencert Ltd. Ps/401(K) Plan-5$1,447,402$72,973$14,595iApproximate average salary by contribution assumption: employee only about $364,865 at 4% or $243,243 at 6%; with 50% employer match about $243,243 at 4% or $162,162 at 6%; with 100% employer match about $182,433 at 4% or $121,622 at 6%.
201925$8,398,416$65,994$13,199iApproximate average salary by contribution assumption: employee only about $329,970 at 4% or $219,980 at 6%; with 50% employer match about $219,980 at 4% or $146,653 at 6%; with 100% employer match about $164,985 at 4% or $109,990 at 6%.
Pencert Ltd. Defined Benefit Pension Plan-5$7,038,181--
Pencert Ltd. Ps/401(K) Plan-5$1,360,235$65,994$13,199iApproximate average salary by contribution assumption: employee only about $329,970 at 4% or $219,980 at 6%; with 50% employer match about $219,980 at 4% or $146,653 at 6%; with 100% employer match about $164,985 at 4% or $109,990 at 6%.
201825$7,364,234$67,876$13,575iApproximate average salary by contribution assumption: employee only about $339,380 at 4% or $226,253 at 6%; with 50% employer match about $226,253 at 4% or $150,836 at 6%; with 100% employer match about $169,690 at 4% or $113,127 at 6%.
Pencert Ltd. Defined Benefit Pension Plan-5$6,210,545--
Pencert Ltd. Ps/401(K) Plan-5$1,153,689$67,876$13,575iApproximate average salary by contribution assumption: employee only about $339,380 at 4% or $226,253 at 6%; with 50% employer match about $226,253 at 4% or $150,836 at 6%; with 100% employer match about $169,690 at 4% or $113,127 at 6%.
201725$7,735,952$102,178$20,436iApproximate average salary by contribution assumption: employee only about $510,890 at 4% or $340,593 at 6%; with 50% employer match about $340,593 at 4% or $227,062 at 6%; with 100% employer match about $255,445 at 4% or $170,297 at 6%.
Pencert Ltd. Defined Benefit Pension Plan-5$6,549,185$0-
Pencert Ltd. Ps/401(K) Plan-5$1,186,767$102,178$20,436iApproximate average salary by contribution assumption: employee only about $510,890 at 4% or $340,593 at 6%; with 50% employer match about $340,593 at 4% or $227,062 at 6%; with 100% employer match about $255,445 at 4% or $170,297 at 6%.
201625$7,043,435$354,286$70,857iApproximate average salary by contribution assumption: employee only about $1,771,430 at 4% or $1,180,953 at 6%; with 50% employer match about $1,180,953 at 4% or $787,302 at 6%; with 100% employer match about $885,715 at 4% or $590,477 at 6%.
Pencert Ltd. Defined Benefit Pension Plan-5$6,030,883$294,000$58,800iApproximate average salary by contribution assumption: employee only about $1,470,000 at 4% or $980,000 at 6%; with 50% employer match about $980,000 at 4% or $653,333 at 6%; with 100% employer match about $735,000 at 4% or $490,000 at 6%.
Pencert Ltd. Ps/401(K) Plan-5$1,012,552$60,286$12,057iApproximate average salary by contribution assumption: employee only about $301,430 at 4% or $200,953 at 6%; with 50% employer match about $200,953 at 4% or $133,969 at 6%; with 100% employer match about $150,715 at 4% or $100,477 at 6%.
201525$6,457,523$382,349$76,470iApproximate average salary by contribution assumption: employee only about $1,911,745 at 4% or $1,274,497 at 6%; with 50% employer match about $1,274,497 at 4% or $849,664 at 6%; with 100% employer match about $955,873 at 4% or $637,248 at 6%.
Pencert Ltd. Defined Benefit Pension Plan-5$5,552,836$325,000$65,000iApproximate average salary by contribution assumption: employee only about $1,625,000 at 4% or $1,083,333 at 6%; with 50% employer match about $1,083,333 at 4% or $722,222 at 6%; with 100% employer match about $812,500 at 4% or $541,667 at 6%.
Pencert Ltd. Ps/401(K) Plan-4$904,687$57,349$14,337iApproximate average salary by contribution assumption: employee only about $358,431 at 4% or $238,954 at 6%; with 50% employer match about $238,954 at 4% or $159,303 at 6%; with 100% employer match about $179,216 at 4% or $119,477 at 6%.
201426$6,209,284$336,246$56,041iApproximate average salary by contribution assumption: employee only about $1,401,025 at 4% or $934,017 at 6%; with 50% employer match about $934,017 at 4% or $622,678 at 6%; with 100% employer match about $700,513 at 4% or $467,008 at 6%.
Pencert Ltd. Defined Benefit Pension Plan-6$5,344,554$280,000$46,667iApproximate average salary by contribution assumption: employee only about $1,166,667 at 4% or $777,778 at 6%; with 50% employer match about $777,778 at 4% or $518,519 at 6%; with 100% employer match about $583,333 at 4% or $388,889 at 6%.
Pencert Ltd. Ps/401(K) Plan-5$864,730$56,246$11,249iApproximate average salary by contribution assumption: employee only about $281,230 at 4% or $187,487 at 6%; with 50% employer match about $187,487 at 4% or $124,991 at 6%; with 100% employer match about $140,615 at 4% or $93,743 at 6%.
201326$5,457,412$276,873$46,146iApproximate average salary by contribution assumption: employee only about $1,153,638 at 4% or $769,092 at 6%; with 50% employer match about $769,092 at 4% or $512,728 at 6%; with 100% employer match about $576,819 at 4% or $384,546 at 6%.
Pencert Ltd. Defined Benefit Pension Plan-6$4,691,585$219,582$36,597iApproximate average salary by contribution assumption: employee only about $914,925 at 4% or $609,950 at 6%; with 50% employer match about $609,950 at 4% or $406,633 at 6%; with 100% employer match about $457,463 at 4% or $304,975 at 6%.
Pencert Ltd. Ps/401(K) Plan-5$765,827$57,291$11,458iApproximate average salary by contribution assumption: employee only about $286,455 at 4% or $190,970 at 6%; with 50% employer match about $190,970 at 4% or $127,313 at 6%; with 100% employer match about $143,228 at 4% or $95,485 at 6%.
201225$4,896,189$330,203$66,041iApproximate average salary by contribution assumption: employee only about $1,651,015 at 4% or $1,100,677 at 6%; with 50% employer match about $1,100,677 at 4% or $733,784 at 6%; with 100% employer match about $825,508 at 4% or $550,338 at 6%.
Pencert Ltd. Defined Benefit Pension Plan-5$4,239,795$273,314$54,663iApproximate average salary by contribution assumption: employee only about $1,366,570 at 4% or $911,047 at 6%; with 50% employer match about $911,047 at 4% or $607,364 at 6%; with 100% employer match about $683,285 at 4% or $455,523 at 6%.
Pencert Ltd. Ps/401(K) Plan-5$656,394$56,889$11,378iApproximate average salary by contribution assumption: employee only about $284,445 at 4% or $189,630 at 6%; with 50% employer match about $189,630 at 4% or $126,420 at 6%; with 100% employer match about $142,223 at 4% or $94,815 at 6%.
201125$4,596,233$396,223$79,245iApproximate average salary by contribution assumption: employee only about $1,981,115 at 4% or $1,320,743 at 6%; with 50% employer match about $1,320,743 at 4% or $880,496 at 6%; with 100% employer match about $990,558 at 4% or $660,372 at 6%.
Pencert Ltd. Defined Benefit Pension Plan-5$4,041,014$341,263$68,253iApproximate average salary by contribution assumption: employee only about $1,706,315 at 4% or $1,137,543 at 6%; with 50% employer match about $1,137,543 at 4% or $758,362 at 6%; with 100% employer match about $853,158 at 4% or $568,772 at 6%.
Pencert Ltd. Ps/401(K) Plan-5$555,219$54,960$10,992iApproximate average salary by contribution assumption: employee only about $274,800 at 4% or $183,200 at 6%; with 50% employer match about $183,200 at 4% or $122,133 at 6%; with 100% employer match about $137,400 at 4% or $91,600 at 6%.
201025$4,266,787$344,917$68,983iApproximate average salary by contribution assumption: employee only about $1,724,585 at 4% or $1,149,723 at 6%; with 50% employer match about $1,149,723 at 4% or $766,482 at 6%; with 100% employer match about $862,292 at 4% or $574,862 at 6%.
Pencert Ltd. Defined Benefit Pension Plan-5$3,752,282$295,000$59,000iApproximate average salary by contribution assumption: employee only about $1,475,000 at 4% or $983,333 at 6%; with 50% employer match about $983,333 at 4% or $655,556 at 6%; with 100% employer match about $737,500 at 4% or $491,667 at 6%.
Pencert Ltd. Ps/401(K) Plan-5$514,505$49,917$9,983iApproximate average salary by contribution assumption: employee only about $249,585 at 4% or $166,390 at 6%; with 50% employer match about $166,390 at 4% or $110,927 at 6%; with 100% employer match about $124,793 at 4% or $83,195 at 6%.
200923$3,818,673$102,630$34,210iApproximate average salary by contribution assumption: employee only about $855,250 at 4% or $570,167 at 6%; with 50% employer match about $570,167 at 4% or $380,111 at 6%; with 100% employer match about $427,625 at 4% or $285,083 at 6%.
Pencert Ltd. Defined Benefit Pension Plan-3$3,366,830$0-
Pencert Ltd. Ps/401(K) Plan-3$451,843$102,630$34,210iApproximate average salary by contribution assumption: employee only about $855,250 at 4% or $570,167 at 6%; with 50% employer match about $570,167 at 4% or $380,111 at 6%; with 100% employer match about $427,625 at 4% or $285,083 at 6%.
200813$314,625$95,245$31,748iApproximate average salary by contribution assumption: employee only about $793,708 at 4% or $529,139 at 6%; with 50% employer match about $529,139 at 4% or $352,759 at 6%; with 100% employer match about $396,854 at 4% or $264,569 at 6%.
Pencert Ltd. Ps/401(K) Plan-3$314,625$95,245$31,748iApproximate average salary by contribution assumption: employee only about $793,708 at 4% or $529,139 at 6%; with 50% employer match about $529,139 at 4% or $352,759 at 6%; with 100% employer match about $396,854 at 4% or $264,569 at 6%.