Civic Intelligence

Richards, Ralph and Schwab Chartere

Plan context: Richards, Ralph and Schwab Chartered Rreeo Discretionary Ret. & 401K Plan

EIN 36-3136302 • Vernon Hills, IL • 27 filings • 7 plans

3 Hawthorn Parkway, Suite 200Vernon Hills, IL 60061
Current Snapshot

Latest Year

2025

2025 Participants

9

2025 Assets

$4,619,553

2025 Contributions

$86,773

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$4,619,553$2,309,777$0199920132025YearValue
$4,619,553Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

1160199920122025YearValue
9Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202519$4,619,553$86,773$9,641iApproximate average salary by contribution assumption: employee only about $241,036 at 4% or $160,691 at 6%; with 50% employer match about $160,691 at 4% or $107,127 at 6%; with 100% employer match about $120,518 at 4% or $80,345 at 6%.
Richards, Ralph and Schwab Chartered Rreeo Discretionary Ret. & 401K Plan-9$4,619,553$86,773$9,641iApproximate average salary by contribution assumption: employee only about $241,036 at 4% or $160,691 at 6%; with 50% employer match about $160,691 at 4% or $107,127 at 6%; with 100% employer match about $120,518 at 4% or $80,345 at 6%.
202419$3,951,159$82,688$9,188iApproximate average salary by contribution assumption: employee only about $229,689 at 4% or $153,126 at 6%; with 50% employer match about $153,126 at 4% or $102,084 at 6%; with 100% employer match about $114,844 at 4% or $76,563 at 6%.
Richards, Ralph and Schwab Chartered Rreeo Discretionary Ret. & 401K Plan-9$3,951,159$82,688$9,188iApproximate average salary by contribution assumption: employee only about $229,689 at 4% or $153,126 at 6%; with 50% employer match about $153,126 at 4% or $102,084 at 6%; with 100% employer match about $114,844 at 4% or $76,563 at 6%.
202319$3,538,051$80,010$8,890iApproximate average salary by contribution assumption: employee only about $222,250 at 4% or $148,167 at 6%; with 50% employer match about $148,167 at 4% or $98,778 at 6%; with 100% employer match about $111,125 at 4% or $74,083 at 6%.
Richards, Ralph and Schwab Chartered Rreeo Discretionary Ret. & 401K Plan-9$3,538,051$80,010$8,890iApproximate average salary by contribution assumption: employee only about $222,250 at 4% or $148,167 at 6%; with 50% employer match about $148,167 at 4% or $98,778 at 6%; with 100% employer match about $111,125 at 4% or $74,083 at 6%.
202218$3,027,539$76,391$9,549iApproximate average salary by contribution assumption: employee only about $238,722 at 4% or $159,148 at 6%; with 50% employer match about $159,148 at 4% or $106,099 at 6%; with 100% employer match about $119,361 at 4% or $79,574 at 6%.
Richards, Ralph and Schwab Chartered Rreeo Discretionary Ret. & 401K Plan-8$3,027,539$76,391$9,549iApproximate average salary by contribution assumption: employee only about $238,722 at 4% or $159,148 at 6%; with 50% employer match about $159,148 at 4% or $106,099 at 6%; with 100% employer match about $119,361 at 4% or $79,574 at 6%.
202118$3,503,187$85,099$10,637iApproximate average salary by contribution assumption: employee only about $265,934 at 4% or $177,290 at 6%; with 50% employer match about $177,290 at 4% or $118,193 at 6%; with 100% employer match about $132,967 at 4% or $88,645 at 6%.
Richards, Ralph and Schwab Chartered Rreeo Discretionary Ret. & 401K Plan-8$3,503,187$85,099$10,637iApproximate average salary by contribution assumption: employee only about $265,934 at 4% or $177,290 at 6%; with 50% employer match about $177,290 at 4% or $118,193 at 6%; with 100% employer match about $132,967 at 4% or $88,645 at 6%.
202018$3,013,848$71,582$8,948iApproximate average salary by contribution assumption: employee only about $223,694 at 4% or $149,129 at 6%; with 50% employer match about $149,129 at 4% or $99,419 at 6%; with 100% employer match about $111,847 at 4% or $74,565 at 6%.
Richards, Ralph and Schwab Chartered Rreeo Discretionary Ret. & 401K Plan-8$3,013,848$71,582$8,948iApproximate average salary by contribution assumption: employee only about $223,694 at 4% or $149,129 at 6%; with 50% employer match about $149,129 at 4% or $99,419 at 6%; with 100% employer match about $111,847 at 4% or $74,565 at 6%.
201919$2,480,721$82,654$9,184iApproximate average salary by contribution assumption: employee only about $229,594 at 4% or $153,063 at 6%; with 50% employer match about $153,063 at 4% or $102,042 at 6%; with 100% employer match about $114,797 at 4% or $76,531 at 6%.
Richards, Ralph and Schwab Chartered Rreeo Discretionary Ret. & 401K Plan-9$2,480,721$82,654$9,184iApproximate average salary by contribution assumption: employee only about $229,594 at 4% or $153,063 at 6%; with 50% employer match about $153,063 at 4% or $102,042 at 6%; with 100% employer match about $114,797 at 4% or $76,531 at 6%.
201819$2,453,224$110,703$12,300iApproximate average salary by contribution assumption: employee only about $307,508 at 4% or $205,006 at 6%; with 50% employer match about $205,006 at 4% or $136,670 at 6%; with 100% employer match about $153,754 at 4% or $102,503 at 6%.
Richards, Ralph and Schwab Chartered Rreeo Discretionary Ret. & 401K Plan-9$2,453,224$110,703$12,300iApproximate average salary by contribution assumption: employee only about $307,508 at 4% or $205,006 at 6%; with 50% employer match about $205,006 at 4% or $136,670 at 6%; with 100% employer match about $153,754 at 4% or $102,503 at 6%.
201718$2,540,589$119,715$14,964iApproximate average salary by contribution assumption: employee only about $374,109 at 4% or $249,406 at 6%; with 50% employer match about $249,406 at 4% or $166,271 at 6%; with 100% employer match about $187,055 at 4% or $124,703 at 6%.
Richards, Ralph and Schwab Chartered Rreeo Discretionary Ret. & 401K Plan-8$2,540,589$119,715$14,964iApproximate average salary by contribution assumption: employee only about $374,109 at 4% or $249,406 at 6%; with 50% employer match about $249,406 at 4% or $166,271 at 6%; with 100% employer match about $187,055 at 4% or $124,703 at 6%.
2016110$2,071,781$128,627$12,863iApproximate average salary by contribution assumption: employee only about $321,568 at 4% or $214,378 at 6%; with 50% employer match about $214,378 at 4% or $142,919 at 6%; with 100% employer match about $160,784 at 4% or $107,189 at 6%.
Richards, Ralph and Schwab Chartered Rreeo Discretionary Ret. & 401K Plan-10$2,071,781$128,627$12,863iApproximate average salary by contribution assumption: employee only about $321,568 at 4% or $214,378 at 6%; with 50% employer match about $214,378 at 4% or $142,919 at 6%; with 100% employer match about $160,784 at 4% or $107,189 at 6%.
2015111$1,927,420$140,190$12,745iApproximate average salary by contribution assumption: employee only about $318,614 at 4% or $212,409 at 6%; with 50% employer match about $212,409 at 4% or $141,606 at 6%; with 100% employer match about $159,307 at 4% or $106,205 at 6%.
Richards, Ralph and Schwab Chartered Rreeo Discretionary Ret. & 401K Plan-11$1,927,420$140,190$12,745iApproximate average salary by contribution assumption: employee only about $318,614 at 4% or $212,409 at 6%; with 50% employer match about $212,409 at 4% or $141,606 at 6%; with 100% employer match about $159,307 at 4% or $106,205 at 6%.
2014110$1,793,096$127,768$12,777iApproximate average salary by contribution assumption: employee only about $319,420 at 4% or $212,947 at 6%; with 50% employer match about $212,947 at 4% or $141,964 at 6%; with 100% employer match about $159,710 at 4% or $106,473 at 6%.
Richards, Ralph and Schwab Chartered Rreeo Discretionary Ret. & 401K Plan-10$1,793,096$127,768$12,777iApproximate average salary by contribution assumption: employee only about $319,420 at 4% or $212,947 at 6%; with 50% employer match about $212,947 at 4% or $141,964 at 6%; with 100% employer match about $159,710 at 4% or $106,473 at 6%.
201319$1,542,197$128,297$14,255iApproximate average salary by contribution assumption: employee only about $356,381 at 4% or $237,587 at 6%; with 50% employer match about $237,587 at 4% or $158,391 at 6%; with 100% employer match about $178,190 at 4% or $118,794 at 6%.
Richards, Ralph and Schwab Chartered Rreeo Discretionary Ret. & 401K Plan-9$1,542,197$128,297$14,255iApproximate average salary by contribution assumption: employee only about $356,381 at 4% or $237,587 at 6%; with 50% employer match about $237,587 at 4% or $158,391 at 6%; with 100% employer match about $178,190 at 4% or $118,794 at 6%.
201219$1,139,422$108,953$12,106iApproximate average salary by contribution assumption: employee only about $302,647 at 4% or $201,765 at 6%; with 50% employer match about $201,765 at 4% or $134,510 at 6%; with 100% employer match about $151,324 at 4% or $100,882 at 6%.
Richards, Ralph and Schwab Chartered Rreeo Discretionary Ret. & 401K Plan-9$1,139,422$108,953$12,106iApproximate average salary by contribution assumption: employee only about $302,647 at 4% or $201,765 at 6%; with 50% employer match about $201,765 at 4% or $134,510 at 6%; with 100% employer match about $151,324 at 4% or $100,882 at 6%.
201118$926,098$118,195$14,774iApproximate average salary by contribution assumption: employee only about $369,359 at 4% or $246,240 at 6%; with 50% employer match about $246,240 at 4% or $164,160 at 6%; with 100% employer match about $184,680 at 4% or $123,120 at 6%.
Richards, Ralph and Schwab Chartered Rreeo Discretionary Ret. & 401K Plan-8$926,098$118,195$14,774iApproximate average salary by contribution assumption: employee only about $369,359 at 4% or $246,240 at 6%; with 50% employer match about $246,240 at 4% or $164,160 at 6%; with 100% employer match about $184,680 at 4% or $123,120 at 6%.
201019$835,824$120,602$13,400iApproximate average salary by contribution assumption: employee only about $335,006 at 4% or $223,337 at 6%; with 50% employer match about $223,337 at 4% or $148,891 at 6%; with 100% employer match about $167,503 at 4% or $111,669 at 6%.
Richards, Ralph and Schwab Chartered Rreeo Discretionary Ret. & 401K Plan-9$835,824$120,602$13,400iApproximate average salary by contribution assumption: employee only about $335,006 at 4% or $223,337 at 6%; with 50% employer match about $223,337 at 4% or $148,891 at 6%; with 100% employer match about $167,503 at 4% or $111,669 at 6%.
200917$634,853$103,208$14,744iApproximate average salary by contribution assumption: employee only about $368,600 at 4% or $245,733 at 6%; with 50% employer match about $245,733 at 4% or $163,822 at 6%; with 100% employer match about $184,300 at 4% or $122,867 at 6%.
Richards, Ralph and Schwab Chartered Rreeo Discretionary Ret. & 401K Plan-7$634,853$103,208$14,744iApproximate average salary by contribution assumption: employee only about $368,600 at 4% or $245,733 at 6%; with 50% employer match about $245,733 at 4% or $163,822 at 6%; with 100% employer match about $184,300 at 4% or $122,867 at 6%.
200816$463,299$80,153$13,359iApproximate average salary by contribution assumption: employee only about $333,971 at 4% or $222,647 at 6%; with 50% employer match about $222,647 at 4% or $148,431 at 6%; with 100% employer match about $166,985 at 4% or $111,324 at 6%.
Richards, Ralph and Schwab Chartered Rreeo Discretionary Ret. & 401K Plan-6$463,299$80,153$13,359iApproximate average salary by contribution assumption: employee only about $333,971 at 4% or $222,647 at 6%; with 50% employer match about $222,647 at 4% or $148,431 at 6%; with 100% employer match about $166,985 at 4% or $111,324 at 6%.
200716$1,843,757$97,373$16,229iApproximate average salary by contribution assumption: employee only about $405,721 at 4% or $270,481 at 6%; with 50% employer match about $270,481 at 4% or $180,320 at 6%; with 100% employer match about $202,860 at 4% or $135,240 at 6%.
Richards, Ralph and Schwab Chartered Rreeo Discretionary Ret. & 401K Plan-6$1,843,757$97,373$16,229iApproximate average salary by contribution assumption: employee only about $405,721 at 4% or $270,481 at 6%; with 50% employer match about $270,481 at 4% or $180,320 at 6%; with 100% employer match about $202,860 at 4% or $135,240 at 6%.
200617$1,643,477$91,648$13,093iApproximate average salary by contribution assumption: employee only about $327,314 at 4% or $218,210 at 6%; with 50% employer match about $218,210 at 4% or $145,473 at 6%; with 100% employer match about $163,657 at 4% or $109,105 at 6%.
Richards, Ralph and Schwab Chartered Rreeo Discretionary Ret. & 401K Plan-7$1,643,477$91,648$13,093iApproximate average salary by contribution assumption: employee only about $327,314 at 4% or $218,210 at 6%; with 50% employer match about $218,210 at 4% or $145,473 at 6%; with 100% employer match about $163,657 at 4% or $109,105 at 6%.
200519$1,460,065$110,464$12,274iApproximate average salary by contribution assumption: employee only about $306,844 at 4% or $204,563 at 6%; with 50% employer match about $204,563 at 4% or $136,375 at 6%; with 100% employer match about $153,422 at 4% or $102,281 at 6%.
Richards, Ralph and Schwab Chartered Rreeo Discretionary Ret. & 401K Plan-9$1,460,065$110,464$12,274iApproximate average salary by contribution assumption: employee only about $306,844 at 4% or $204,563 at 6%; with 50% employer match about $204,563 at 4% or $136,375 at 6%; with 100% employer match about $153,422 at 4% or $102,281 at 6%.
200419$1,291,949$99,539$11,060iApproximate average salary by contribution assumption: employee only about $276,497 at 4% or $184,331 at 6%; with 50% employer match about $184,331 at 4% or $122,888 at 6%; with 100% employer match about $138,249 at 4% or $92,166 at 6%.
Richards, Ralph and Schwab Chartered Rreeo Discretionary Ret. & 401K Plan-9$1,291,949$99,539$11,060iApproximate average salary by contribution assumption: employee only about $276,497 at 4% or $184,331 at 6%; with 50% employer match about $184,331 at 4% or $122,888 at 6%; with 100% employer match about $138,249 at 4% or $92,166 at 6%.
200316$1,120,187$109,980$18,330iApproximate average salary by contribution assumption: employee only about $458,250 at 4% or $305,500 at 6%; with 50% employer match about $305,500 at 4% or $203,667 at 6%; with 100% employer match about $229,125 at 4% or $152,750 at 6%.
Richards, Ralph and Schwab Chartered Rreeo Discretionary Ret. & 401K Plan-6$1,120,187$109,980$18,330iApproximate average salary by contribution assumption: employee only about $458,250 at 4% or $305,500 at 6%; with 50% employer match about $305,500 at 4% or $203,667 at 6%; with 100% employer match about $229,125 at 4% or $152,750 at 6%.
200217$854,958$92,507$13,215iApproximate average salary by contribution assumption: employee only about $330,382 at 4% or $220,255 at 6%; with 50% employer match about $220,255 at 4% or $146,837 at 6%; with 100% employer match about $165,191 at 4% or $110,127 at 6%.
Richards, Ralph and Schwab Chartered Rreeo Discretionary Ret. & 401K Plan-7$854,958$92,507$13,215iApproximate average salary by contribution assumption: employee only about $330,382 at 4% or $220,255 at 6%; with 50% employer match about $220,255 at 4% or $146,837 at 6%; with 100% employer match about $165,191 at 4% or $110,127 at 6%.
200116$0$0-
Richards, Ralph and Schwab Chartered Rreeo Discretionary Ret. & 401K Plan-6---
200017$972,684$81,274$11,611iApproximate average salary by contribution assumption: employee only about $290,264 at 4% or $193,510 at 6%; with 50% employer match about $193,510 at 4% or $129,006 at 6%; with 100% employer match about $145,132 at 4% or $96,755 at 6%.
Richards, Ralph and Schwab Chartered Rreeo Discretionary Ret. & 401K Plan-7$972,684$81,274$11,611iApproximate average salary by contribution assumption: employee only about $290,264 at 4% or $193,510 at 6%; with 50% employer match about $193,510 at 4% or $129,006 at 6%; with 100% employer match about $145,132 at 4% or $96,755 at 6%.
199915$988,853$154,651$30,930iApproximate average salary by contribution assumption: employee only about $773,255 at 4% or $515,503 at 6%; with 50% employer match about $515,503 at 4% or $343,669 at 6%; with 100% employer match about $386,628 at 4% or $257,752 at 6%.
Richards, Ralph and Schwab Chartered Rreeo Discretionary Ret. & 401K Plan-5$988,853$154,651$30,930iApproximate average salary by contribution assumption: employee only about $773,255 at 4% or $515,503 at 6%; with 50% employer match about $515,503 at 4% or $343,669 at 6%; with 100% employer match about $386,628 at 4% or $257,752 at 6%.