Civic Intelligence

Morrow, Inc.

Plan context: Morrow Inc. 401(K) Plan

EIN 36-2738572 • Waukegan, IL • 50 filings • 9 plans

123 Lake StreetWaukegan, IL 60085
Current Snapshot

Latest Year

2024

2024 Participants

5

2024 Assets

$2,256,988

2024 Contributions

$85,527

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$4,178,483$2,089,242$0199920122024YearValue
$2,256,988Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

1680199920122024YearValue
5Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202425$2,256,988$85,527$17,105iApproximate average salary by contribution assumption: employee only about $427,635 at 4% or $285,090 at 6%; with 50% employer match about $285,090 at 4% or $190,060 at 6%; with 100% employer match about $213,818 at 4% or $142,545 at 6%.
Morrow Inc. 401(K) Plan-5$2,256,988$85,527$17,105iApproximate average salary by contribution assumption: employee only about $427,635 at 4% or $285,090 at 6%; with 50% employer match about $285,090 at 4% or $190,060 at 6%; with 100% employer match about $213,818 at 4% or $142,545 at 6%.
Air Con Refrigeration & Heating Inc. Employees Defined Benefit Pension Plan-0$0$0-
202328$4,178,483$84,966$10,621iApproximate average salary by contribution assumption: employee only about $265,519 at 4% or $177,013 at 6%; with 50% employer match about $177,013 at 4% or $118,008 at 6%; with 100% employer match about $132,759 at 4% or $88,506 at 6%.
Air Con Refrigeration & Heating Inc. Employees Defined Benefit Pension Plan-8$2,200,086$0-
Morrow Inc. 401(K) Plan-6$1,978,397$84,966$14,161iApproximate average salary by contribution assumption: employee only about $354,025 at 4% or $236,017 at 6%; with 50% employer match about $236,017 at 4% or $157,344 at 6%; with 100% employer match about $177,013 at 4% or $118,008 at 6%.
202228$3,668,406$75,704$9,463iApproximate average salary by contribution assumption: employee only about $236,575 at 4% or $157,717 at 6%; with 50% employer match about $157,717 at 4% or $105,144 at 6%; with 100% employer match about $118,288 at 4% or $78,858 at 6%.
Air Con Refrigeration & Heating Inc. Employees Defined Benefit Pension Plan-8$2,052,001$0-
Morrow Inc. 401(K) Plan-6$1,616,405$75,704$12,617iApproximate average salary by contribution assumption: employee only about $315,433 at 4% or $210,289 at 6%; with 50% employer match about $210,289 at 4% or $140,193 at 6%; with 100% employer match about $157,717 at 4% or $105,144 at 6%.
2021212$4,098,143$76,109$6,342iApproximate average salary by contribution assumption: employee only about $158,560 at 4% or $105,707 at 6%; with 50% employer match about $105,707 at 4% or $70,471 at 6%; with 100% employer match about $79,280 at 4% or $52,853 at 6%.
Air Con Refrigeration & Heating Inc. Employees Defined Benefit Pension Plan-12$2,208,639$0-
Morrow Inc. 401(K) Plan-6$1,889,504$76,109$12,685iApproximate average salary by contribution assumption: employee only about $317,121 at 4% or $211,414 at 6%; with 50% employer match about $211,414 at 4% or $140,943 at 6%; with 100% employer match about $158,560 at 4% or $105,707 at 6%.
2020212$4,074,024$467,916$38,993iApproximate average salary by contribution assumption: employee only about $974,825 at 4% or $649,883 at 6%; with 50% employer match about $649,883 at 4% or $433,256 at 6%; with 100% employer match about $487,413 at 4% or $324,942 at 6%.
Air Con Refrigeration & Heating Inc. Employees Defined Benefit Pension Plan-12$2,279,822$325,000$27,083iApproximate average salary by contribution assumption: employee only about $677,083 at 4% or $451,389 at 6%; with 50% employer match about $451,389 at 4% or $300,926 at 6%; with 100% employer match about $338,542 at 4% or $225,694 at 6%.
Morrow Inc. 401(K) Plan-8$1,794,202$142,916$17,865iApproximate average salary by contribution assumption: employee only about $446,613 at 4% or $297,742 at 6%; with 50% employer match about $297,742 at 4% or $198,494 at 6%; with 100% employer match about $223,306 at 4% or $148,871 at 6%.
2019213$3,387,183$240,827$18,525iApproximate average salary by contribution assumption: employee only about $463,129 at 4% or $308,753 at 6%; with 50% employer match about $308,753 at 4% or $205,835 at 6%; with 100% employer match about $231,564 at 4% or $154,376 at 6%.
Air Con Refrigeration & Heating Inc. Employees Defined Benefit Pension Plan-13$2,009,392$150,000$11,538iApproximate average salary by contribution assumption: employee only about $288,462 at 4% or $192,308 at 6%; with 50% employer match about $192,308 at 4% or $128,205 at 6%; with 100% employer match about $144,231 at 4% or $96,154 at 6%.
Morrow Inc. 401(K) Plan-9$1,377,791$90,827$10,092iApproximate average salary by contribution assumption: employee only about $252,297 at 4% or $168,198 at 6%; with 50% employer match about $168,198 at 4% or $112,132 at 6%; with 100% employer match about $126,149 at 4% or $84,099 at 6%.
2018214$3,143,296$311,353$22,240iApproximate average salary by contribution assumption: employee only about $555,988 at 4% or $370,658 at 6%; with 50% employer match about $370,658 at 4% or $247,106 at 6%; with 100% employer match about $277,994 at 4% or $185,329 at 6%.
Air Con Refrigeration & Heating Inc. Employees Defined Benefit Pension Plan-14$1,961,914$225,000$16,071iApproximate average salary by contribution assumption: employee only about $401,786 at 4% or $267,857 at 6%; with 50% employer match about $267,857 at 4% or $178,571 at 6%; with 100% employer match about $200,893 at 4% or $133,929 at 6%.
Morrow Inc. 401(K) Plan-11$1,181,382$86,353$7,850iApproximate average salary by contribution assumption: employee only about $196,257 at 4% or $130,838 at 6%; with 50% employer match about $130,838 at 4% or $87,225 at 6%; with 100% employer match about $98,128 at 4% or $65,419 at 6%.
2017215$3,118,237$254,356$16,957iApproximate average salary by contribution assumption: employee only about $423,927 at 4% or $282,618 at 6%; with 50% employer match about $282,618 at 4% or $188,412 at 6%; with 100% employer match about $211,963 at 4% or $141,309 at 6%.
Air Con Refrigeration & Heating Inc. Employees Defined Benefit Pension Plan-15$1,926,346$175,000$11,667iApproximate average salary by contribution assumption: employee only about $291,667 at 4% or $194,444 at 6%; with 50% employer match about $194,444 at 4% or $129,630 at 6%; with 100% employer match about $145,833 at 4% or $97,222 at 6%.
Morrow Inc. 401(K) Plan-11$1,191,891$79,356$7,214iApproximate average salary by contribution assumption: employee only about $180,355 at 4% or $120,236 at 6%; with 50% employer match about $120,236 at 4% or $80,158 at 6%; with 100% employer match about $90,177 at 4% or $60,118 at 6%.
2016215$2,447,777$251,768$16,785iApproximate average salary by contribution assumption: employee only about $419,613 at 4% or $279,742 at 6%; with 50% employer match about $279,742 at 4% or $186,495 at 6%; with 100% employer match about $209,807 at 4% or $139,871 at 6%.
Air Con Refrigeration & Heating Inc. Employees Defined Benefit Pension Plan-15$1,520,955$175,000$11,667iApproximate average salary by contribution assumption: employee only about $291,667 at 4% or $194,444 at 6%; with 50% employer match about $194,444 at 4% or $129,630 at 6%; with 100% employer match about $145,833 at 4% or $97,222 at 6%.
Morrow Inc. 401(K) Plan-11$926,822$76,768$6,979iApproximate average salary by contribution assumption: employee only about $174,473 at 4% or $116,315 at 6%; with 50% employer match about $116,315 at 4% or $77,543 at 6%; with 100% employer match about $87,236 at 4% or $58,158 at 6%.
2015215$2,030,252$238,843$15,923iApproximate average salary by contribution assumption: employee only about $398,072 at 4% or $265,381 at 6%; with 50% employer match about $265,381 at 4% or $176,921 at 6%; with 100% employer match about $199,036 at 4% or $132,691 at 6%.
Air Con Refrigeration & Heating Inc. Employees Defined Benefit Pension Plan-15$1,234,168$175,000$11,667iApproximate average salary by contribution assumption: employee only about $291,667 at 4% or $194,444 at 6%; with 50% employer match about $194,444 at 4% or $129,630 at 6%; with 100% employer match about $145,833 at 4% or $97,222 at 6%.
Morrow Inc. 401(K) Plan-10$796,084$63,843$6,384iApproximate average salary by contribution assumption: employee only about $159,608 at 4% or $106,405 at 6%; with 50% employer match about $106,405 at 4% or $70,937 at 6%; with 100% employer match about $79,804 at 4% or $53,203 at 6%.
2014216$2,355,113$196,595$12,287iApproximate average salary by contribution assumption: employee only about $307,180 at 4% or $204,786 at 6%; with 50% employer match about $204,786 at 4% or $136,524 at 6%; with 100% employer match about $153,590 at 4% or $102,393 at 6%.
Air Con Refrigeration & Heating Inc. Employees Defined Benefit Pension Plan-16$1,602,593$120,000$7,500iApproximate average salary by contribution assumption: employee only about $187,500 at 4% or $125,000 at 6%; with 50% employer match about $125,000 at 4% or $83,333 at 6%; with 100% employer match about $93,750 at 4% or $62,500 at 6%.
Morrow Inc. 401(K) Plan-10$752,520$76,595$7,660iApproximate average salary by contribution assumption: employee only about $191,488 at 4% or $127,658 at 6%; with 50% employer match about $127,658 at 4% or $85,106 at 6%; with 100% employer match about $95,744 at 4% or $63,829 at 6%.
2013216$2,145,313$192,446$12,028iApproximate average salary by contribution assumption: employee only about $300,697 at 4% or $200,465 at 6%; with 50% employer match about $200,465 at 4% or $133,643 at 6%; with 100% employer match about $150,348 at 4% or $100,232 at 6%.
Air Con Refrigeration & Heating Inc. Employees Defined Benefit Pension Plan-16$1,492,172$120,000$7,500iApproximate average salary by contribution assumption: employee only about $187,500 at 4% or $125,000 at 6%; with 50% employer match about $125,000 at 4% or $83,333 at 6%; with 100% employer match about $93,750 at 4% or $62,500 at 6%.
Morrow Inc. 401(K) Plan-10$653,141$72,446$7,245iApproximate average salary by contribution assumption: employee only about $181,115 at 4% or $120,743 at 6%; with 50% employer match about $120,743 at 4% or $80,496 at 6%; with 100% employer match about $90,558 at 4% or $60,372 at 6%.
2012215$1,795,716$120,600$8,040iApproximate average salary by contribution assumption: employee only about $201,000 at 4% or $134,000 at 6%; with 50% employer match about $134,000 at 4% or $89,333 at 6%; with 100% employer match about $100,500 at 4% or $67,000 at 6%.
Air Con Refrigeration & Heating Inc. Employees Defined Benefit Pension Plan-15$1,325,817$100,000$6,667iApproximate average salary by contribution assumption: employee only about $166,667 at 4% or $111,111 at 6%; with 50% employer match about $111,111 at 4% or $74,074 at 6%; with 100% employer match about $83,333 at 4% or $55,556 at 6%.
Morrow Inc. 401(K) Plan-13$469,899$20,600$1,585iApproximate average salary by contribution assumption: employee only about $39,615 at 4% or $26,410 at 6%; with 50% employer match about $26,410 at 4% or $17,607 at 6%; with 100% employer match about $19,808 at 4% or $13,205 at 6%.
2011215$1,555,774$165,287$11,019iApproximate average salary by contribution assumption: employee only about $275,478 at 4% or $183,652 at 6%; with 50% employer match about $183,652 at 4% or $122,435 at 6%; with 100% employer match about $137,739 at 4% or $91,826 at 6%.
Air Con Refrigeration & Heating Inc. Employees Defined Benefit Pension Plan-15$1,143,652$123,500$8,233iApproximate average salary by contribution assumption: employee only about $205,833 at 4% or $137,222 at 6%; with 50% employer match about $137,222 at 4% or $91,481 at 6%; with 100% employer match about $102,917 at 4% or $68,611 at 6%.
Morrow Inc. 401(K) Plan-12$412,122$41,787$3,482iApproximate average salary by contribution assumption: employee only about $87,056 at 4% or $58,038 at 6%; with 50% employer match about $58,038 at 4% or $38,692 at 6%; with 100% employer match about $43,528 at 4% or $29,019 at 6%.
2010214$1,364,412$104,848$7,489iApproximate average salary by contribution assumption: employee only about $187,229 at 4% or $124,819 at 6%; with 50% employer match about $124,819 at 4% or $83,213 at 6%; with 100% employer match about $93,614 at 4% or $62,410 at 6%.
Air Con Refrigeration & Heating Inc. Employees Defined Benefit Pension Plan-14$986,172$93,848$6,703iApproximate average salary by contribution assumption: employee only about $167,586 at 4% or $111,724 at 6%; with 50% employer match about $111,724 at 4% or $74,483 at 6%; with 100% employer match about $83,793 at 4% or $55,862 at 6%.
Morrow Inc. 401(K) Plan-11$378,240$11,000$1,000iApproximate average salary by contribution assumption: employee only about $25,000 at 4% or $16,667 at 6%; with 50% employer match about $16,667 at 4% or $11,111 at 6%; with 100% employer match about $12,500 at 4% or $8,333 at 6%.
2009211$1,210,462$117,137$10,649iApproximate average salary by contribution assumption: employee only about $266,220 at 4% or $177,480 at 6%; with 50% employer match about $177,480 at 4% or $118,320 at 6%; with 100% employer match about $133,110 at 4% or $88,740 at 6%.
Air Con Refrigeration & Heating Inc. Employees Defined Benefit Pension Plan-10$889,487$93,000$9,300iApproximate average salary by contribution assumption: employee only about $232,500 at 4% or $155,000 at 6%; with 50% employer match about $155,000 at 4% or $103,333 at 6%; with 100% employer match about $116,250 at 4% or $77,500 at 6%.
Morrow Inc. 401(K) Plan-11$320,975$24,137$2,194iApproximate average salary by contribution assumption: employee only about $54,857 at 4% or $36,571 at 6%; with 50% employer match about $36,571 at 4% or $24,381 at 6%; with 100% employer match about $27,428 at 4% or $18,286 at 6%.
2008111$251,349$16,726$1,521iApproximate average salary by contribution assumption: employee only about $38,014 at 4% or $25,342 at 6%; with 50% employer match about $25,342 at 4% or $16,895 at 6%; with 100% employer match about $19,007 at 4% or $12,671 at 6%.
Morrow Inc. 401(K) Plan-11$251,349$16,726$1,521iApproximate average salary by contribution assumption: employee only about $38,014 at 4% or $25,342 at 6%; with 50% employer match about $25,342 at 4% or $16,895 at 6%; with 100% employer match about $19,007 at 4% or $12,671 at 6%.
2007211$372,712$60,293$5,481iApproximate average salary by contribution assumption: employee only about $137,030 at 4% or $91,353 at 6%; with 50% employer match about $91,353 at 4% or $60,902 at 6%; with 100% employer match about $68,515 at 4% or $45,677 at 6%.
Morrow Inc. 401(K) Plan-11$372,712$60,293$5,481iApproximate average salary by contribution assumption: employee only about $137,030 at 4% or $91,353 at 6%; with 50% employer match about $91,353 at 4% or $60,902 at 6%; with 100% employer match about $68,515 at 4% or $45,677 at 6%.
Air Con Refrigeration & Heating Inc. Employees Defined Benefit Pension Plan-10---
2006211$282,279$64,470$5,861iApproximate average salary by contribution assumption: employee only about $146,523 at 4% or $97,682 at 6%; with 50% employer match about $97,682 at 4% or $65,121 at 6%; with 100% employer match about $73,261 at 4% or $48,841 at 6%.
Morrow Inc. 401(K) Plan-11$282,279$64,470$5,861iApproximate average salary by contribution assumption: employee only about $146,523 at 4% or $97,682 at 6%; with 50% employer match about $97,682 at 4% or $65,121 at 6%; with 100% employer match about $73,261 at 4% or $48,841 at 6%.
Air Con Refrigeration & Heating Inc. Employees Defined Benefit Pension Plan-9---
2005211$183,269$39,373$3,579iApproximate average salary by contribution assumption: employee only about $89,484 at 4% or $59,656 at 6%; with 50% employer match about $59,656 at 4% or $39,771 at 6%; with 100% employer match about $44,742 at 4% or $29,828 at 6%.
Morrow Inc. 401(K) Plan-11$183,269$39,373$3,579iApproximate average salary by contribution assumption: employee only about $89,484 at 4% or $59,656 at 6%; with 50% employer match about $59,656 at 4% or $39,771 at 6%; with 100% employer match about $44,742 at 4% or $29,828 at 6%.
Air Con Refrigeration & Heating Inc. Employees Defined Benefit Pension Plan-9---
2004211$142,785$15,100$1,373iApproximate average salary by contribution assumption: employee only about $34,318 at 4% or $22,879 at 6%; with 50% employer match about $22,879 at 4% or $15,253 at 6%; with 100% employer match about $17,159 at 4% or $11,439 at 6%.
Morrow Inc. 401(K) Plan-11$142,785$15,100$1,373iApproximate average salary by contribution assumption: employee only about $34,318 at 4% or $22,879 at 6%; with 50% employer match about $22,879 at 4% or $15,253 at 6%; with 100% employer match about $17,159 at 4% or $11,439 at 6%.
Air Con Refrigeration & Heating Inc. Employees Defined Benefit Pension Plan-9---
2003211$131,373$18,200$1,655iApproximate average salary by contribution assumption: employee only about $41,364 at 4% or $27,576 at 6%; with 50% employer match about $27,576 at 4% or $18,384 at 6%; with 100% employer match about $20,682 at 4% or $13,788 at 6%.
Morrow Inc. 401(K) Plan-11$131,373$18,200$1,655iApproximate average salary by contribution assumption: employee only about $41,364 at 4% or $27,576 at 6%; with 50% employer match about $27,576 at 4% or $18,384 at 6%; with 100% employer match about $20,682 at 4% or $13,788 at 6%.
Air Con Refrigeration & Heating Inc. Employees Defined Benefit Pension Plan-8---
200229$0$0-
Morrow Inc. 401(K) Plan-9---
Air Con Refrigeration & Heating Inc. Employees Defined Benefit Pension Plan-8---
2001210$134,699$11,450$1,145iApproximate average salary by contribution assumption: employee only about $28,625 at 4% or $19,083 at 6%; with 50% employer match about $19,083 at 4% or $12,722 at 6%; with 100% employer match about $14,313 at 4% or $9,542 at 6%.
Morrow Inc. 401(K) Plan-9$134,699$11,450$1,272iApproximate average salary by contribution assumption: employee only about $31,806 at 4% or $21,204 at 6%; with 50% employer match about $21,204 at 4% or $14,136 at 6%; with 100% employer match about $15,903 at 4% or $10,602 at 6%.
Air Con Refrigeration & Heating Inc. Employees Defined Benefit Pension Plan-10---
2000212$134,879$12,668$1,056iApproximate average salary by contribution assumption: employee only about $26,392 at 4% or $17,594 at 6%; with 50% employer match about $17,594 at 4% or $11,730 at 6%; with 100% employer match about $13,196 at 4% or $8,797 at 6%.
Morrow Inc. 401(K) Plan-11$134,879$12,668$1,152iApproximate average salary by contribution assumption: employee only about $28,791 at 4% or $19,194 at 6%; with 50% employer match about $19,194 at 4% or $12,796 at 6%; with 100% employer match about $14,395 at 4% or $9,597 at 6%.
Air Con Refrigeration & Heating Inc. Employees Defined Benefit Pension Plan-12---
1999111$313,589$33,854$3,078iApproximate average salary by contribution assumption: employee only about $76,941 at 4% or $51,294 at 6%; with 50% employer match about $51,294 at 4% or $34,196 at 6%; with 100% employer match about $38,470 at 4% or $25,647 at 6%.
Air Con Refrigeration & Heating Inc. Employees Defined Benefit Pension Plan-11$313,589$33,854$3,078iApproximate average salary by contribution assumption: employee only about $76,941 at 4% or $51,294 at 6%; with 50% employer match about $51,294 at 4% or $34,196 at 6%; with 100% employer match about $38,470 at 4% or $25,647 at 6%.