Civic Intelligence

Novus Credit Services Inc.

Plan context: Novus Credit Services Inc. Pension Plan

EIN 36-2517428 • Riverwoods, IL • 71 filings • 8 plans

2500 Lake Cook RoadRiverwoods, IL 60015
Current Snapshot

Latest Year

2024

2024 Participants

20,237

2024 Assets

$3,695,204,565

2024 Contributions

$301,207,215

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$3,695,204,565$1,847,602,283$0199920142024YearValue
$3,695,204,565Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

25,65512,8280199920132024YearValue
20,237Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2024320,237$3,695,204,565$301,207,215$14,884iApproximate average salary by contribution assumption: employee only about $372,100 at 4% or $248,066 at 6%; with 50% employer match about $248,066 at 4% or $165,378 at 6%; with 100% employer match about $186,050 at 4% or $124,033 at 6%.
Novus Credit Services Inc. Pension Plan-20,237$3,212,387,200$301,207,215$14,884iApproximate average salary by contribution assumption: employee only about $372,100 at 4% or $248,066 at 6%; with 50% employer match about $248,066 at 4% or $165,378 at 6%; with 100% employer match about $186,050 at 4% or $124,033 at 6%.
Discover Financial Services Pension Plan-2,469$482,817,365--
Discover Financial Services Welfare Benefits Plan-20,234---
2023320,346$3,277,406,194$273,528,225$13,444iApproximate average salary by contribution assumption: employee only about $336,096 at 4% or $224,064 at 6%; with 50% employer match about $224,064 at 4% or $149,376 at 6%; with 100% employer match about $168,048 at 4% or $112,032 at 6%.
Novus Credit Services Inc. Pension Plan-20,346$2,759,344,377$273,528,225$13,444iApproximate average salary by contribution assumption: employee only about $336,096 at 4% or $224,064 at 6%; with 50% employer match about $224,064 at 4% or $149,376 at 6%; with 100% employer match about $168,048 at 4% or $112,032 at 6%.
Discover Financial Services Pension Plan-2,591$518,061,817--
Discover Financial Services Welfare Benefits Plan-20,322---
2022319,533$2,734,176,196$343,605,030$17,591iApproximate average salary by contribution assumption: employee only about $439,775 at 4% or $293,183 at 6%; with 50% employer match about $293,183 at 4% or $195,456 at 6%; with 100% employer match about $219,888 at 4% or $146,592 at 6%.
Novus Credit Services Inc. Pension Plan-19,533$2,236,723,322$228,605,030$11,704iApproximate average salary by contribution assumption: employee only about $292,588 at 4% or $195,059 at 6%; with 50% employer match about $195,059 at 4% or $130,039 at 6%; with 100% employer match about $146,294 at 4% or $97,529 at 6%.
Discover Financial Services Pension Plan-2,739$497,452,874$115,000,000$41,986iApproximate average salary by contribution assumption: employee only about $1,049,653 at 4% or $699,769 at 6%; with 50% employer match about $699,769 at 4% or $466,513 at 6%; with 100% employer match about $524,827 at 4% or $349,884 at 6%.
Discover Financial Services Welfare Benefits Plan-19,499---
2021416,742$3,151,718,218$214,256,856$12,798iApproximate average salary by contribution assumption: employee only about $319,939 at 4% or $213,293 at 6%; with 50% employer match about $213,293 at 4% or $142,195 at 6%; with 100% employer match about $159,970 at 4% or $106,646 at 6%.
Novus Credit Services Inc. Pension Plan-16,075$2,556,550,325$214,256,761$13,329iApproximate average salary by contribution assumption: employee only about $333,214 at 4% or $222,143 at 6%; with 50% employer match about $222,143 at 4% or $148,095 at 6%; with 100% employer match about $166,607 at 4% or $111,071 at 6%.
Discover Financial Services Pension Plan-2,887$595,167,893--
Discover Financial Services Welfare Benefits Plan-16,742---
Discover Financial Services Retiree Welfare Benefits Plan-0$0$95-
2020417,060$2,859,813,958$211,081,973$12,373iApproximate average salary by contribution assumption: employee only about $309,323 at 4% or $206,215 at 6%; with 50% employer match about $206,215 at 4% or $137,477 at 6%; with 100% employer match about $154,661 at 4% or $103,108 at 6%.
Novus Credit Services Inc. Pension Plan-17,060$2,240,042,691$210,096,800$12,315iApproximate average salary by contribution assumption: employee only about $307,879 at 4% or $205,253 at 6%; with 50% employer match about $205,253 at 4% or $136,835 at 6%; with 100% employer match about $153,940 at 4% or $102,626 at 6%.
Discover Financial Services Pension Plan-3,222$619,173,860--
Discover Financial Services Retiree Welfare Benefits Plan-0$597,407$985,173-
Discover Financial Services Welfare Benefits Plan-16,783---
2019416,787$2,419,879,832$186,976,038$11,138iApproximate average salary by contribution assumption: employee only about $278,454 at 4% or $185,636 at 6%; with 50% employer match about $185,636 at 4% or $123,757 at 6%; with 100% employer match about $139,227 at 4% or $92,818 at 6%.
Novus Credit Services Inc. Pension Plan-16,787$1,889,142,328$185,640,417$11,059iApproximate average salary by contribution assumption: employee only about $276,465 at 4% or $184,310 at 6%; with 50% employer match about $184,310 at 4% or $122,873 at 6%; with 100% employer match about $138,232 at 4% or $92,155 at 6%.
Discover Financial Services Pension Plan-3,411$530,322,986--
Discover Financial Services Retiree Welfare Benefits Plan-0$414,518$1,335,621-
Discover Financial Services Welfare Benefits Plan-16,580---
2018425,655$1,953,006,251$161,323,521$6,288iApproximate average salary by contribution assumption: employee only about $157,205 at 4% or $104,803 at 6%; with 50% employer match about $104,803 at 4% or $69,869 at 6%; with 100% employer match about $78,602 at 4% or $52,402 at 6%.
Novus Credit Services Inc. Pension Plan-25,655$1,497,587,044$159,279,927$6,209iApproximate average salary by contribution assumption: employee only about $155,213 at 4% or $103,476 at 6%; with 50% employer match about $103,476 at 4% or $68,984 at 6%; with 100% employer match about $77,607 at 4% or $51,738 at 6%.
Discover Financial Services Pension Plan-3,702$455,048,853--
Discover Financial Services Retiree Welfare Benefits Plan-123$370,354$2,043,594$16,615iApproximate average salary by contribution assumption: employee only about $415,365 at 4% or $276,910 at 6%; with 50% employer match about $276,910 at 4% or $184,607 at 6%; with 100% employer match about $207,682 at 4% or $138,455 at 6%.
Discover Financial Services Welfare Benefits Plan-16,256---
2017425,107$2,044,262,948$227,423,123$9,058iApproximate average salary by contribution assumption: employee only about $226,454 at 4% or $150,969 at 6%; with 50% employer match about $150,969 at 4% or $100,646 at 6%; with 100% employer match about $113,227 at 4% or $75,485 at 6%.
Novus Credit Services Inc. Pension Plan-25,107$1,534,766,346$140,672,833$5,603iApproximate average salary by contribution assumption: employee only about $140,073 at 4% or $93,382 at 6%; with 50% employer match about $93,382 at 4% or $62,255 at 6%; with 100% employer match about $70,037 at 4% or $46,691 at 6%.
Discover Financial Services Pension Plan-3,987$509,238,806$85,000,000$21,319iApproximate average salary by contribution assumption: employee only about $532,982 at 4% or $355,321 at 6%; with 50% employer match about $355,321 at 4% or $236,881 at 6%; with 100% employer match about $266,491 at 4% or $177,661 at 6%.
Discover Financial Services Retiree Welfare Benefits Plan-103$257,796$1,750,290$16,993iApproximate average salary by contribution assumption: employee only about $424,828 at 4% or $283,218 at 6%; with 50% employer match about $283,218 at 4% or $188,812 at 6%; with 100% employer match about $212,414 at 4% or $141,609 at 6%.
Discover Financial Services Welfare Benefits Plan-15,615---
2016423,424$1,631,813,371$127,637,362$5,449iApproximate average salary by contribution assumption: employee only about $136,225 at 4% or $90,817 at 6%; with 50% employer match about $90,817 at 4% or $60,544 at 6%; with 100% employer match about $68,112 at 4% or $45,408 at 6%.
Novus Credit Services Inc. Pension Plan-23,424$1,248,151,272$126,344,425$5,394iApproximate average salary by contribution assumption: employee only about $134,845 at 4% or $89,897 at 6%; with 50% employer match about $89,897 at 4% or $59,931 at 6%; with 100% employer match about $67,423 at 4% or $44,948 at 6%.
Discover Financial Services Pension Plan-4,245$383,460,221--
Discover Financial Services Retiree Welfare Benefits Plan-0$201,878$1,292,937-
Discover Financial Services Welfare Benefits Plan-14,553---
2015422,424$1,483,258,235$124,256,556$5,541iApproximate average salary by contribution assumption: employee only about $138,531 at 4% or $92,354 at 6%; with 50% employer match about $92,354 at 4% or $61,569 at 6%; with 100% employer match about $69,265 at 4% or $46,177 at 6%.
Novus Credit Services Inc. Pension Plan-22,424$1,105,445,955$122,968,446$5,484iApproximate average salary by contribution assumption: employee only about $137,095 at 4% or $91,396 at 6%; with 50% employer match about $91,396 at 4% or $60,931 at 6%; with 100% employer match about $68,547 at 4% or $45,698 at 6%.
Discover Financial Services Pension Plan-4,559$377,546,490--
Discover Financial Services Retiree Welfare Benefits Plan-0$265,790$1,288,110-
Discover Financial Services Welfare Benefits Plan-14,487---
2014420,013$1,501,862,973$112,242,596$5,608iApproximate average salary by contribution assumption: employee only about $140,212 at 4% or $93,475 at 6%; with 50% employer match about $93,475 at 4% or $62,316 at 6%; with 100% employer match about $70,106 at 4% or $46,737 at 6%.
Novus Credit Services Inc. Pension Plan-20,013$1,095,266,199$111,202,830$5,557iApproximate average salary by contribution assumption: employee only about $138,913 at 4% or $92,609 at 6%; with 50% employer match about $92,609 at 4% or $61,739 at 6%; with 100% employer match about $69,457 at 4% or $46,304 at 6%.
Discover Financial Services Pension Plan-4,835$406,361,751--
Discover Financial Services Retiree Welfare Benefits Plan-0$235,023$1,039,766-
Discover Financial Services Welfare Benefits Plan-13,766---
2013417,985$1,329,786,902$104,735,916$5,824iApproximate average salary by contribution assumption: employee only about $145,588 at 4% or $97,059 at 6%; with 50% employer match about $97,059 at 4% or $64,706 at 6%; with 100% employer match about $72,794 at 4% or $48,529 at 6%.
Novus Credit Services Inc. Pension Plan-17,985$961,766,810$103,477,815$5,754iApproximate average salary by contribution assumption: employee only about $143,839 at 4% or $95,893 at 6%; with 50% employer match about $95,893 at 4% or $63,928 at 6%; with 100% employer match about $71,920 at 4% or $47,946 at 6%.
Discover Financial Services Pension Plan-5,296$367,753,278--
Discover Financial Services Retiree Welfare Benefits Plan-0$266,814$1,258,101-
Discover Financial Services Welfare Benefits Plan-13,330---
2012415,649$1,082,011,444$94,547,917$6,042iApproximate average salary by contribution assumption: employee only about $151,045 at 4% or $100,696 at 6%; with 50% employer match about $100,696 at 4% or $67,131 at 6%; with 100% employer match about $75,522 at 4% or $50,348 at 6%.
Novus Credit Services Inc. Pension Plan-15,649$710,606,592$92,863,405$5,934iApproximate average salary by contribution assumption: employee only about $148,354 at 4% or $98,902 at 6%; with 50% employer match about $98,902 at 4% or $65,935 at 6%; with 100% employer match about $74,177 at 4% or $49,451 at 6%.
Discover Financial Services Pension Plan-5,640$371,131,165--
Discover Financial Services Retiree Welfare Benefits Plan-0$273,687$1,684,512-
Discover Financial Services Welfare Benefits Plan-12,392---
2011413,245$886,176,696$80,371,154$6,068iApproximate average salary by contribution assumption: employee only about $151,701 at 4% or $101,134 at 6%; with 50% employer match about $101,134 at 4% or $67,423 at 6%; with 100% employer match about $75,850 at 4% or $50,567 at 6%.
Novus Credit Services Inc. Pension Plan-13,245$544,107,670$77,795,693$5,874iApproximate average salary by contribution assumption: employee only about $146,840 at 4% or $97,893 at 6%; with 50% employer match about $97,893 at 4% or $65,262 at 6%; with 100% employer match about $73,420 at 4% or $48,947 at 6%.
Discover Financial Services Pension Plan-6,164$341,957,418--
Discover Financial Services Retiree Welfare Benefits Plan-0$111,608$2,575,461-
Discover Financial Services Welfare Benefits Plan-11,131---
2010310,405$809,519,530$62,564,932$6,013iApproximate average salary by contribution assumption: employee only about $150,324 at 4% or $100,216 at 6%; with 50% employer match about $100,216 at 4% or $66,811 at 6%; with 100% employer match about $75,162 at 4% or $50,108 at 6%.
Novus Credit Services Inc. Pension Plan-10,405$489,355,803$62,564,932$6,013iApproximate average salary by contribution assumption: employee only about $150,324 at 4% or $100,216 at 6%; with 50% employer match about $100,216 at 4% or $66,811 at 6%; with 100% employer match about $75,162 at 4% or $50,108 at 6%.
Discover Financial Services Pension Plan-6,764$320,163,727--
Discover Financial Services Welfare Benefits Plan-8,720---
200939,774$693,672,820$67,381,555$6,894iApproximate average salary by contribution assumption: employee only about $172,349 at 4% or $114,899 at 6%; with 50% employer match about $114,899 at 4% or $76,600 at 6%; with 100% employer match about $86,174 at 4% or $57,450 at 6%.
Novus Credit Services Inc. Pension Plan-9,774$393,627,005$67,381,555$6,894iApproximate average salary by contribution assumption: employee only about $172,349 at 4% or $114,899 at 6%; with 50% employer match about $114,899 at 4% or $76,600 at 6%; with 100% employer match about $86,174 at 4% or $57,450 at 6%.
Discover Financial Services Pension Plan-7,551$300,045,815--
Discover Financial Services Welfare Benefits Plan-9,383---
200839,497$630,292,193$46,640,397$4,911iApproximate average salary by contribution assumption: employee only about $122,777 at 4% or $81,851 at 6%; with 50% employer match about $81,851 at 4% or $54,567 at 6%; with 100% employer match about $61,388 at 4% or $40,926 at 6%.
Discover Financial Services Pension Plan-9,102$357,626,839--
Novus Credit Services Inc. Pension Plan-8,049$272,665,354$46,640,397$5,795iApproximate average salary by contribution assumption: employee only about $144,864 at 4% or $96,576 at 6%; with 50% employer match about $96,576 at 4% or $64,384 at 6%; with 100% employer match about $72,432 at 4% or $48,288 at 6%.
Discover Financial Services Welfare Benefits Plan-9,497---
2007311,434$469,754,271$31,211,369$2,730iApproximate average salary by contribution assumption: employee only about $68,242 at 4% or $45,495 at 6%; with 50% employer match about $45,495 at 4% or $30,330 at 6%; with 100% employer match about $34,121 at 4% or $22,747 at 6%.
Novus Credit Services Inc. Pension Plan-11,434$469,754,271$31,211,369$2,730iApproximate average salary by contribution assumption: employee only about $68,242 at 4% or $45,495 at 6%; with 50% employer match about $45,495 at 4% or $30,330 at 6%; with 100% employer match about $34,121 at 4% or $22,747 at 6%.
Discover Financial Services Welfare Benefits Plan-10,065---
Discover Financial Services Pension Plan-9,198---
200410$0$9,500,000-
Novus Credit Services Inc. Pension Plan-0-$9,500,000-
2003111,589$265,293,543$96,000,000$8,284iApproximate average salary by contribution assumption: employee only about $207,093 at 4% or $138,062 at 6%; with 50% employer match about $138,062 at 4% or $92,041 at 6%; with 100% employer match about $103,546 at 4% or $69,031 at 6%.
Novus Credit Services Inc. Pension Plan-11,589$265,293,543$96,000,000$8,284iApproximate average salary by contribution assumption: employee only about $207,093 at 4% or $138,062 at 6%; with 50% employer match about $138,062 at 4% or $92,041 at 6%; with 100% employer match about $103,546 at 4% or $69,031 at 6%.
2002112,227$0$0-
Novus Credit Services Inc. Pension Plan-12,227---
2001111,460$151,970,920$0-
Novus Credit Services Inc. Pension Plan-11,460$151,970,920--
2000110,269$0$0-
Novus Credit Services Inc. Pension Plan-10,269---
199919,060$191,241,607$0-
Novus Credit Services Inc. Pension Plan-9,060$191,241,607--
Novus Credit Services Inc. | EIN 36-2517428 | 2024 Form 5500 Company Profile