Civic Intelligence

Gould & Ratner

Plan context: GOULD & RATNER LLP DEFINED BENEFIT PENSION PLAN

EIN 36-2130566 • Chicago, IL • 46 filings • 6 plans

222 North Lasalle Street,Suite 300Chicago, IL 60601
Current Snapshot

Latest Year

2025

2025 Participants

86

2025 Assets

$9,471,446

2025 Contributions

$1,483,000

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$63,924,301$31,962,151$0199920132025YearValue
$9,471,446Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

125630199920122025YearValue
86Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025186$9,471,446$1,483,000$17,244iApproximate average salary by contribution assumption: employee only about $431,105 at 4% or $287,403 at 6%; with 50% employer match about $287,403 at 4% or $191,602 at 6%; with 100% employer match about $215,552 at 4% or $143,702 at 6%.
GOULD & RATNER LLP DEFINED BENEFIT PENSION PLAN-86$9,471,446$1,483,000$17,244iApproximate average salary by contribution assumption: employee only about $431,105 at 4% or $287,403 at 6%; with 50% employer match about $287,403 at 4% or $191,602 at 6%; with 100% employer match about $215,552 at 4% or $143,702 at 6%.
20242112$63,924,301$4,966,840$44,347iApproximate average salary by contribution assumption: employee only about $1,108,670 at 4% or $739,113 at 6%; with 50% employer match about $739,113 at 4% or $492,742 at 6%; with 100% employer match about $554,335 at 4% or $369,557 at 6%.
Gould & Ratner Retirement & Savings Plan-112$54,409,020$3,068,163$27,394iApproximate average salary by contribution assumption: employee only about $684,858 at 4% or $456,572 at 6%; with 50% employer match about $456,572 at 4% or $304,381 at 6%; with 100% employer match about $342,429 at 4% or $228,286 at 6%.
GOULD & RATNER LLP DEFINED BENEFIT PENSION PLAN-78$9,515,281$1,898,677$24,342iApproximate average salary by contribution assumption: employee only about $608,550 at 4% or $405,700 at 6%; with 50% employer match about $405,700 at 4% or $270,467 at 6%; with 100% employer match about $304,275 at 4% or $202,850 at 6%.
20232111$56,431,556$4,312,245$38,849iApproximate average salary by contribution assumption: employee only about $971,226 at 4% or $647,484 at 6%; with 50% employer match about $647,484 at 4% or $431,656 at 6%; with 100% employer match about $485,613 at 4% or $323,742 at 6%.
Gould & Ratner Retirement & Savings Plan-111$48,681,008$2,757,573$24,843iApproximate average salary by contribution assumption: employee only about $621,075 at 4% or $414,050 at 6%; with 50% employer match about $414,050 at 4% or $276,033 at 6%; with 100% employer match about $310,538 at 4% or $207,025 at 6%.
GOULD & RATNER LLP DEFINED BENEFIT PENSION PLAN-78$7,750,548$1,554,672$19,932iApproximate average salary by contribution assumption: employee only about $498,292 at 4% or $332,195 at 6%; with 50% employer match about $332,195 at 4% or $221,463 at 6%; with 100% employer match about $249,146 at 4% or $166,097 at 6%.
20222108$48,311,462$3,800,813$35,193iApproximate average salary by contribution assumption: employee only about $879,818 at 4% or $586,545 at 6%; with 50% employer match about $586,545 at 4% or $391,030 at 6%; with 100% employer match about $439,909 at 4% or $293,273 at 6%.
Gould & Ratner Retirement & Savings Plan-108$42,411,067$2,207,814$20,443iApproximate average salary by contribution assumption: employee only about $511,068 at 4% or $340,712 at 6%; with 50% employer match about $340,712 at 4% or $227,141 at 6%; with 100% employer match about $255,534 at 4% or $170,356 at 6%.
GOULD & RATNER LLP DEFINED BENEFIT PENSION PLAN-77$5,900,395$1,592,999$20,688iApproximate average salary by contribution assumption: employee only about $517,207 at 4% or $344,805 at 6%; with 50% employer match about $344,805 at 4% or $229,870 at 6%; with 100% employer match about $258,604 at 4% or $172,402 at 6%.
20212110$56,206,756$4,317,477$39,250iApproximate average salary by contribution assumption: employee only about $981,245 at 4% or $654,163 at 6%; with 50% employer match about $654,163 at 4% or $436,109 at 6%; with 100% employer match about $490,622 at 4% or $327,082 at 6%.
Gould & Ratner Retirement & Savings Plan-110$51,088,629$2,185,477$19,868iApproximate average salary by contribution assumption: employee only about $496,699 at 4% or $331,133 at 6%; with 50% employer match about $331,133 at 4% or $220,755 at 6%; with 100% employer match about $248,350 at 4% or $165,566 at 6%.
GOULD & RATNER LLP DEFINED BENEFIT PENSION PLAN-82$5,118,127$2,132,000$26,000iApproximate average salary by contribution assumption: employee only about $650,000 at 4% or $433,333 at 6%; with 50% employer match about $433,333 at 4% or $288,889 at 6%; with 100% employer match about $325,000 at 4% or $216,667 at 6%.
20202106$46,589,429$3,258,316$30,739iApproximate average salary by contribution assumption: employee only about $768,471 at 4% or $512,314 at 6%; with 50% employer match about $512,314 at 4% or $341,543 at 6%; with 100% employer match about $384,235 at 4% or $256,157 at 6%.
Gould & Ratner Retirement & Savings Plan-106$43,599,631$1,814,316$17,116iApproximate average salary by contribution assumption: employee only about $427,905 at 4% or $285,270 at 6%; with 50% employer match about $285,270 at 4% or $190,180 at 6%; with 100% employer match about $213,952 at 4% or $142,635 at 6%.
GOULD & RATNER LLP DEFINED BENEFIT PENSION PLAN-83$2,989,798$1,444,000$17,398iApproximate average salary by contribution assumption: employee only about $434,940 at 4% or $289,960 at 6%; with 50% employer match about $289,960 at 4% or $193,307 at 6%; with 100% employer match about $217,470 at 4% or $144,980 at 6%.
20192103$39,504,773$3,589,378$34,848iApproximate average salary by contribution assumption: employee only about $871,208 at 4% or $580,806 at 6%; with 50% employer match about $580,806 at 4% or $387,204 at 6%; with 100% employer match about $435,604 at 4% or $290,403 at 6%.
Gould & Ratner Retirement & Savings Plan-103$38,072,773$2,157,378$20,945iApproximate average salary by contribution assumption: employee only about $523,635 at 4% or $349,090 at 6%; with 50% employer match about $349,090 at 4% or $232,727 at 6%; with 100% employer match about $261,818 at 4% or $174,545 at 6%.
GOULD & RATNER LLP DEFINED BENEFIT PENSION PLAN-76$1,432,000$1,432,000$18,842iApproximate average salary by contribution assumption: employee only about $471,053 at 4% or $314,035 at 6%; with 50% employer match about $314,035 at 4% or $209,357 at 6%; with 100% employer match about $235,526 at 4% or $157,018 at 6%.
20181100$30,808,837$1,859,205$18,592iApproximate average salary by contribution assumption: employee only about $464,801 at 4% or $309,868 at 6%; with 50% employer match about $309,868 at 4% or $206,578 at 6%; with 100% employer match about $232,401 at 4% or $154,934 at 6%.
Gould & Ratner Retirement & Savings Plan-100$30,808,837$1,859,205$18,592iApproximate average salary by contribution assumption: employee only about $464,801 at 4% or $309,868 at 6%; with 50% employer match about $309,868 at 4% or $206,578 at 6%; with 100% employer match about $232,401 at 4% or $154,934 at 6%.
20171103$32,892,798$1,758,512$17,073iApproximate average salary by contribution assumption: employee only about $426,823 at 4% or $284,549 at 6%; with 50% employer match about $284,549 at 4% or $189,699 at 6%; with 100% employer match about $213,412 at 4% or $142,274 at 6%.
Gould & Ratner Retirement & Savings Plan-103$32,892,798$1,758,512$17,073iApproximate average salary by contribution assumption: employee only about $426,823 at 4% or $284,549 at 6%; with 50% employer match about $284,549 at 4% or $189,699 at 6%; with 100% employer match about $213,412 at 4% or $142,274 at 6%.
20161104$28,132,703$1,605,302$15,436iApproximate average salary by contribution assumption: employee only about $385,890 at 4% or $257,260 at 6%; with 50% employer match about $257,260 at 4% or $171,507 at 6%; with 100% employer match about $192,945 at 4% or $128,630 at 6%.
Gould & Ratner Retirement & Savings Plan-104$28,132,703$1,605,302$15,436iApproximate average salary by contribution assumption: employee only about $385,890 at 4% or $257,260 at 6%; with 50% employer match about $257,260 at 4% or $171,507 at 6%; with 100% employer match about $192,945 at 4% or $128,630 at 6%.
2015197$25,260,073$864,849$8,916iApproximate average salary by contribution assumption: employee only about $222,899 at 4% or $148,599 at 6%; with 50% employer match about $148,599 at 4% or $99,066 at 6%; with 100% employer match about $111,450 at 4% or $74,300 at 6%.
Gould & Ratner Retirement & Savings Plan-97$25,260,073$864,849$8,916iApproximate average salary by contribution assumption: employee only about $222,899 at 4% or $148,599 at 6%; with 50% employer match about $148,599 at 4% or $99,066 at 6%; with 100% employer match about $111,450 at 4% or $74,300 at 6%.
2014189$25,473,260$1,189,010$13,360iApproximate average salary by contribution assumption: employee only about $333,992 at 4% or $222,661 at 6%; with 50% employer match about $222,661 at 4% or $148,441 at 6%; with 100% employer match about $166,996 at 4% or $111,331 at 6%.
Gould & Ratner Retirement & Savings Plan-89$25,473,260$1,189,010$13,360iApproximate average salary by contribution assumption: employee only about $333,992 at 4% or $222,661 at 6%; with 50% employer match about $222,661 at 4% or $148,441 at 6%; with 100% employer match about $166,996 at 4% or $111,331 at 6%.
2013190$23,357,239$1,256,137$13,957iApproximate average salary by contribution assumption: employee only about $348,927 at 4% or $232,618 at 6%; with 50% employer match about $232,618 at 4% or $155,079 at 6%; with 100% employer match about $174,463 at 4% or $116,309 at 6%.
Gould & Ratner Retirement & Savings Plan-90$23,357,239$1,256,137$13,957iApproximate average salary by contribution assumption: employee only about $348,927 at 4% or $232,618 at 6%; with 50% employer match about $232,618 at 4% or $155,079 at 6%; with 100% employer match about $174,463 at 4% or $116,309 at 6%.
2012292$18,607,132$1,207,952$13,130iApproximate average salary by contribution assumption: employee only about $328,248 at 4% or $218,832 at 6%; with 50% employer match about $218,832 at 4% or $145,888 at 6%; with 100% employer match about $164,124 at 4% or $109,416 at 6%.
Gould & Ratner Retirement & Savings Plan-92$18,607,132$1,207,952$13,130iApproximate average salary by contribution assumption: employee only about $328,248 at 4% or $218,832 at 6%; with 50% employer match about $218,832 at 4% or $145,888 at 6%; with 100% employer match about $164,124 at 4% or $109,416 at 6%.
GOULD & RATNER WELFARE PLAN-78---
2011292$15,736,648$1,146,611$12,463iApproximate average salary by contribution assumption: employee only about $311,579 at 4% or $207,719 at 6%; with 50% employer match about $207,719 at 4% or $138,480 at 6%; with 100% employer match about $155,790 at 4% or $103,860 at 6%.
Gould & Ratner Retirement & Savings Plan-92$15,736,648$1,146,611$12,463iApproximate average salary by contribution assumption: employee only about $311,579 at 4% or $207,719 at 6%; with 50% employer match about $207,719 at 4% or $138,480 at 6%; with 100% employer match about $155,790 at 4% or $103,860 at 6%.
GOULD & RATNER WELFARE PLAN-82---
20102125$15,722,655$1,378,979$11,032iApproximate average salary by contribution assumption: employee only about $275,796 at 4% or $183,864 at 6%; with 50% employer match about $183,864 at 4% or $122,576 at 6%; with 100% employer match about $137,898 at 4% or $91,932 at 6%.
Gould & Ratner Retirement & Savings Plan-80$15,722,655$1,378,979$17,237iApproximate average salary by contribution assumption: employee only about $430,931 at 4% or $287,287 at 6%; with 50% employer match about $287,287 at 4% or $191,525 at 6%; with 100% employer match about $215,465 at 4% or $143,644 at 6%.
GOULD & RATNER WELFARE PLAN-125---
20092108$14,563,900$1,029,178$9,529iApproximate average salary by contribution assumption: employee only about $238,236 at 4% or $158,824 at 6%; with 50% employer match about $158,824 at 4% or $105,883 at 6%; with 100% employer match about $119,118 at 4% or $79,412 at 6%.
Gould & Ratner Retirement & Savings Plan-79$14,563,900$1,029,178$13,028iApproximate average salary by contribution assumption: employee only about $325,689 at 4% or $217,126 at 6%; with 50% employer match about $217,126 at 4% or $144,751 at 6%; with 100% employer match about $162,845 at 4% or $108,563 at 6%.
GOULD & RATNER WELFARE PLAN-108---
2008287$12,004,414$1,213,030$13,943iApproximate average salary by contribution assumption: employee only about $348,572 at 4% or $232,381 at 6%; with 50% employer match about $232,381 at 4% or $154,921 at 6%; with 100% employer match about $174,286 at 4% or $116,191 at 6%.
Gould & Ratner Retirement & Savings Plan-87$12,004,414$1,213,030$13,943iApproximate average salary by contribution assumption: employee only about $348,572 at 4% or $232,381 at 6%; with 50% employer match about $232,381 at 4% or $154,921 at 6%; with 100% employer match about $174,286 at 4% or $116,191 at 6%.
GOULD & RATNER WELFARE PLAN-0---
2007299$16,561,633$1,704,456$17,217iApproximate average salary by contribution assumption: employee only about $430,418 at 4% or $286,945 at 6%; with 50% employer match about $286,945 at 4% or $191,297 at 6%; with 100% employer match about $215,209 at 4% or $143,473 at 6%.
Gould & Ratner Retirement & Savings Plan-91$16,561,633$1,704,456$18,730iApproximate average salary by contribution assumption: employee only about $468,257 at 4% or $312,171 at 6%; with 50% employer match about $312,171 at 4% or $208,114 at 6%; with 100% employer match about $234,129 at 4% or $156,086 at 6%.
GOULD & RATNER WELFARE PLAN-99---
2006297$15,353,192$1,494,059$15,403iApproximate average salary by contribution assumption: employee only about $385,067 at 4% or $256,711 at 6%; with 50% employer match about $256,711 at 4% or $171,141 at 6%; with 100% employer match about $192,533 at 4% or $128,356 at 6%.
Gould & Ratner Retirement & Savings Plan-95$15,353,192$1,494,059$15,727iApproximate average salary by contribution assumption: employee only about $393,173 at 4% or $262,116 at 6%; with 50% employer match about $262,116 at 4% or $174,744 at 6%; with 100% employer match about $196,587 at 4% or $131,058 at 6%.
GOULD & RATNER WELFARE PLAN-97---
20052102$12,380,863$1,245,237$12,208iApproximate average salary by contribution assumption: employee only about $305,205 at 4% or $203,470 at 6%; with 50% employer match about $203,470 at 4% or $135,647 at 6%; with 100% employer match about $152,603 at 4% or $101,735 at 6%.
Gould & Ratner Retirement & Savings Plan-92$12,380,863$1,245,237$13,535iApproximate average salary by contribution assumption: employee only about $338,380 at 4% or $225,586 at 6%; with 50% employer match about $225,586 at 4% or $150,391 at 6%; with 100% employer match about $169,190 at 4% or $112,793 at 6%.
GOULD & RATNER WELFARE PLAN-102---
20042100$11,011,534$1,142,945$11,429iApproximate average salary by contribution assumption: employee only about $285,736 at 4% or $190,491 at 6%; with 50% employer match about $190,491 at 4% or $126,994 at 6%; with 100% employer match about $142,868 at 4% or $95,245 at 6%.
Gould & Ratner Retirement & Savings Plan-99$11,011,534$1,142,945$11,545iApproximate average salary by contribution assumption: employee only about $288,622 at 4% or $192,415 at 6%; with 50% employer match about $192,415 at 4% or $128,277 at 6%; with 100% employer match about $144,311 at 4% or $96,207 at 6%.
GOULD & RATNER WELFARE PLAN-100---
20032101$9,059,007$1,032,881$10,227iApproximate average salary by contribution assumption: employee only about $255,664 at 4% or $170,442 at 6%; with 50% employer match about $170,442 at 4% or $113,628 at 6%; with 100% employer match about $127,832 at 4% or $85,221 at 6%.
Gould & Ratner Retirement & Savings Plan-101$9,059,007$1,032,881$10,227iApproximate average salary by contribution assumption: employee only about $255,664 at 4% or $170,442 at 6%; with 50% employer match about $170,442 at 4% or $113,628 at 6%; with 100% employer match about $127,832 at 4% or $85,221 at 6%.
GOULD & RATNER WELFARE PLAN-101---
20022111$7,372,688$1,001,707$9,024iApproximate average salary by contribution assumption: employee only about $225,610 at 4% or $150,406 at 6%; with 50% employer match about $150,406 at 4% or $100,271 at 6%; with 100% employer match about $112,805 at 4% or $75,203 at 6%.
Gould & Ratner Retirement & Savings Plan-105$7,372,688$1,001,707$9,540iApproximate average salary by contribution assumption: employee only about $238,502 at 4% or $159,001 at 6%; with 50% employer match about $159,001 at 4% or $106,001 at 6%; with 100% employer match about $119,251 at 4% or $79,501 at 6%.
GOULD & RATNER WELFARE PLAN-111---
20012116$7,720,223$969,228$8,355iApproximate average salary by contribution assumption: employee only about $208,885 at 4% or $139,257 at 6%; with 50% employer match about $139,257 at 4% or $92,838 at 6%; with 100% employer match about $104,443 at 4% or $69,628 at 6%.
Gould & Ratner Retirement & Savings Plan-110$7,720,223$969,228$8,811iApproximate average salary by contribution assumption: employee only about $220,279 at 4% or $146,853 at 6%; with 50% employer match about $146,853 at 4% or $97,902 at 6%; with 100% employer match about $110,140 at 4% or $73,426 at 6%.
GOULD & RATNER WELFARE PLAN-116---
20002124$0$0-
GOULD & RATNER WELFARE PLAN-124---
Gould & Ratner Retirement & Savings Plan-117---
19991107$8,368,433$779,117$7,281iApproximate average salary by contribution assumption: employee only about $182,037 at 4% or $121,358 at 6%; with 50% employer match about $121,358 at 4% or $80,905 at 6%; with 100% employer match about $91,018 at 4% or $60,679 at 6%.
Gould & Ratner Retirement & Savings Plan-107$8,368,433$779,117$7,281iApproximate average salary by contribution assumption: employee only about $182,037 at 4% or $121,358 at 6%; with 50% employer match about $121,358 at 4% or $80,905 at 6%; with 100% employer match about $91,018 at 4% or $60,679 at 6%.