Civic Intelligence

Charles D. Spencer & Associates Inc.

Plan context: Charles D. Spencer & Associates Inc. Retirement Trust

EIN 36-2054894 • Riverwoods, IL • 23 filings • 3 plans

2700 Lake Cook RoadRiverwoods, IL 60015
Current Snapshot

Latest Year

2023

2023 Participants

17

2023 Assets

$1,534,653

2023 Contributions

$33,666

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$1,601,620$800,810$0199920162023YearValue
$1,534,653Latest year 2023

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

25130199920132022YearValue
17Latest year 2022

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202310$1,534,653$33,666-
Charles D. Spencer & Associates Inc. Retirement Trust-0$1,534,653$33,666-
2022117$1,385,235$59,505$3,500iApproximate average salary by contribution assumption: employee only about $87,507 at 4% or $58,338 at 6%; with 50% employer match about $58,338 at 4% or $38,892 at 6%; with 100% employer match about $43,754 at 4% or $29,169 at 6%.
Charles D. Spencer & Associates Inc. Retirement Trust-17$1,385,235$59,505$3,500iApproximate average salary by contribution assumption: employee only about $87,507 at 4% or $58,338 at 6%; with 50% employer match about $58,338 at 4% or $38,892 at 6%; with 100% employer match about $43,754 at 4% or $29,169 at 6%.
2021118$1,185,264$66,000$3,667iApproximate average salary by contribution assumption: employee only about $91,667 at 4% or $61,111 at 6%; with 50% employer match about $61,111 at 4% or $40,741 at 6%; with 100% employer match about $45,833 at 4% or $30,556 at 6%.
Charles D. Spencer & Associates Inc. Retirement Trust-18$1,185,264$66,000$3,667iApproximate average salary by contribution assumption: employee only about $91,667 at 4% or $61,111 at 6%; with 50% employer match about $61,111 at 4% or $40,741 at 6%; with 100% employer match about $45,833 at 4% or $30,556 at 6%.
2020117$1,601,620$38,507$2,265iApproximate average salary by contribution assumption: employee only about $56,628 at 4% or $37,752 at 6%; with 50% employer match about $37,752 at 4% or $25,168 at 6%; with 100% employer match about $28,314 at 4% or $18,876 at 6%.
Charles D. Spencer & Associates Inc. Retirement Trust-17$1,601,620$38,507$2,265iApproximate average salary by contribution assumption: employee only about $56,628 at 4% or $37,752 at 6%; with 50% employer match about $37,752 at 4% or $25,168 at 6%; with 100% employer match about $28,314 at 4% or $18,876 at 6%.
2019117$1,458,522$80,256$4,721iApproximate average salary by contribution assumption: employee only about $118,024 at 4% or $78,682 at 6%; with 50% employer match about $78,682 at 4% or $52,455 at 6%; with 100% employer match about $59,012 at 4% or $39,341 at 6%.
Charles D. Spencer & Associates Inc. Retirement Trust-17$1,458,522$80,256$4,721iApproximate average salary by contribution assumption: employee only about $118,024 at 4% or $78,682 at 6%; with 50% employer match about $78,682 at 4% or $52,455 at 6%; with 100% employer match about $59,012 at 4% or $39,341 at 6%.
2018117$1,297,865$82,166$4,833iApproximate average salary by contribution assumption: employee only about $120,832 at 4% or $80,555 at 6%; with 50% employer match about $80,555 at 4% or $53,703 at 6%; with 100% employer match about $60,416 at 4% or $40,277 at 6%.
Charles D. Spencer & Associates Inc. Retirement Trust-17$1,297,865$82,166$4,833iApproximate average salary by contribution assumption: employee only about $120,832 at 4% or $80,555 at 6%; with 50% employer match about $80,555 at 4% or $53,703 at 6%; with 100% employer match about $60,416 at 4% or $40,277 at 6%.
2017117$1,234,322$52,596$3,094iApproximate average salary by contribution assumption: employee only about $77,347 at 4% or $51,565 at 6%; with 50% employer match about $51,565 at 4% or $34,376 at 6%; with 100% employer match about $38,674 at 4% or $25,782 at 6%.
Charles D. Spencer & Associates Inc. Retirement Trust-17$1,234,322$52,596$3,094iApproximate average salary by contribution assumption: employee only about $77,347 at 4% or $51,565 at 6%; with 50% employer match about $51,565 at 4% or $34,376 at 6%; with 100% employer match about $38,674 at 4% or $25,782 at 6%.
2016117$1,306,186$41,583$2,446iApproximate average salary by contribution assumption: employee only about $61,151 at 4% or $40,768 at 6%; with 50% employer match about $40,768 at 4% or $27,178 at 6%; with 100% employer match about $30,576 at 4% or $20,384 at 6%.
Charles D. Spencer & Associates Inc. Retirement Trust-17$1,306,186$41,583$2,446iApproximate average salary by contribution assumption: employee only about $61,151 at 4% or $40,768 at 6%; with 50% employer match about $40,768 at 4% or $27,178 at 6%; with 100% employer match about $30,576 at 4% or $20,384 at 6%.
2015117$1,228,509$0-
Charles D. Spencer & Associates Inc. Retirement Trust-17$1,228,509$0-
2014117$1,325,525$67,269$3,957iApproximate average salary by contribution assumption: employee only about $98,925 at 4% or $65,950 at 6%; with 50% employer match about $65,950 at 4% or $43,967 at 6%; with 100% employer match about $49,463 at 4% or $32,975 at 6%.
Charles D. Spencer & Associates Inc. Retirement Trust-17$1,325,525$67,269$3,957iApproximate average salary by contribution assumption: employee only about $98,925 at 4% or $65,950 at 6%; with 50% employer match about $65,950 at 4% or $43,967 at 6%; with 100% employer match about $49,463 at 4% or $32,975 at 6%.
2013117$1,394,885$103,147$6,067iApproximate average salary by contribution assumption: employee only about $151,687 at 4% or $101,125 at 6%; with 50% employer match about $101,125 at 4% or $67,416 at 6%; with 100% employer match about $75,843 at 4% or $50,562 at 6%.
Charles D. Spencer & Associates Inc. Retirement Trust-17$1,394,885$103,147$6,067iApproximate average salary by contribution assumption: employee only about $151,687 at 4% or $101,125 at 6%; with 50% employer match about $101,125 at 4% or $67,416 at 6%; with 100% employer match about $75,843 at 4% or $50,562 at 6%.
2012118$1,315,152$151,260$8,403iApproximate average salary by contribution assumption: employee only about $210,083 at 4% or $140,056 at 6%; with 50% employer match about $140,056 at 4% or $93,370 at 6%; with 100% employer match about $105,042 at 4% or $70,028 at 6%.
Charles D. Spencer & Associates Inc. Retirement Trust-18$1,315,152$151,260$8,403iApproximate average salary by contribution assumption: employee only about $210,083 at 4% or $140,056 at 6%; with 50% employer match about $140,056 at 4% or $93,370 at 6%; with 100% employer match about $105,042 at 4% or $70,028 at 6%.
201110$1,140,586$157,530-
Charles D. Spencer & Associates Inc. Retirement Trust-0$1,140,586$157,530-
201010$913,621$135,926-
Charles D. Spencer & Associates Inc. Retirement Trust-0$913,621$135,926-
200910$852,751$71,307-
Charles D. Spencer & Associates Inc. Retirement Trust-0$852,751$71,307-
200717$0$0-
Charles D. Spencer & Associates Inc. Retirement Trust-7---
200617$0$0-
Charles D. Spencer & Associates Inc. Retirement Trust-7---
200517$0$0-
Charles D. Spencer & Associates Inc. Retirement Trust-7---
200417$0$0-
Charles D. Spencer & Associates Inc. Retirement Trust-7---
200317$0$0-
Charles D. Spencer & Associates Inc. Retirement Trust-7---
200217$0$0-
Charles D. Spencer & Associates Inc. Retirement Trust-7---
2000120$0$0-
Charles D. Spencer & Associates Inc. Retirement Trust-20---
1999125$1,535,498$0-
Charles D. Spencer & Associates Inc. Retirement Trust-25$1,535,498--