Civic Intelligence

Waterman State Bank

Plan context: WATERMAN BANK 401(K) PLAN

EIN 36-1935010 • Waterman, IL • 26 filings • 4 plans

248 West Lincoln HighwayWaterman, IL 60556
Current Snapshot

Latest Year

2025

2025 Participants

32

2025 Assets

$1,732,133

2025 Contributions

$386,648

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$1,732,133$866,067$0200020122025YearValue
$1,732,133Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

32160200020122025YearValue
32Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025132$1,732,133$386,648$12,083iApproximate average salary by contribution assumption: employee only about $302,069 at 4% or $201,379 at 6%; with 50% employer match about $201,379 at 4% or $134,253 at 6%; with 100% employer match about $151,034 at 4% or $100,690 at 6%.
WATERMAN BANK 401(K) PLAN-32$1,732,133$386,648$12,083iApproximate average salary by contribution assumption: employee only about $302,069 at 4% or $201,379 at 6%; with 50% employer match about $201,379 at 4% or $134,253 at 6%; with 100% employer match about $151,034 at 4% or $100,690 at 6%.
2024127$1,186,532$316,650$11,728iApproximate average salary by contribution assumption: employee only about $293,194 at 4% or $195,463 at 6%; with 50% employer match about $195,463 at 4% or $130,309 at 6%; with 100% employer match about $146,597 at 4% or $97,731 at 6%.
WATERMAN BANK 401(K) PLAN-27$1,186,532$316,650$11,728iApproximate average salary by contribution assumption: employee only about $293,194 at 4% or $195,463 at 6%; with 50% employer match about $195,463 at 4% or $130,309 at 6%; with 100% employer match about $146,597 at 4% or $97,731 at 6%.
2023123$794,778$256,174$11,138iApproximate average salary by contribution assumption: employee only about $278,450 at 4% or $185,633 at 6%; with 50% employer match about $185,633 at 4% or $123,756 at 6%; with 100% employer match about $139,225 at 4% or $92,817 at 6%.
WATERMAN BANK 401(K) PLAN-23$794,778$256,174$11,138iApproximate average salary by contribution assumption: employee only about $278,450 at 4% or $185,633 at 6%; with 50% employer match about $185,633 at 4% or $123,756 at 6%; with 100% employer match about $139,225 at 4% or $92,817 at 6%.
2022119$460,266$212,722$11,196iApproximate average salary by contribution assumption: employee only about $279,897 at 4% or $186,598 at 6%; with 50% employer match about $186,598 at 4% or $124,399 at 6%; with 100% employer match about $139,949 at 4% or $93,299 at 6%.
WATERMAN BANK 401(K) PLAN-19$460,266$212,722$11,196iApproximate average salary by contribution assumption: employee only about $279,897 at 4% or $186,598 at 6%; with 50% employer match about $186,598 at 4% or $124,399 at 6%; with 100% employer match about $139,949 at 4% or $93,299 at 6%.
2021218$610,398$586,192$32,566iApproximate average salary by contribution assumption: employee only about $814,156 at 4% or $542,770 at 6%; with 50% employer match about $542,770 at 4% or $361,847 at 6%; with 100% employer match about $407,078 at 4% or $271,385 at 6%.
Waterman State Bank Employees Profit Sharing Retirement Trust-18$305,199$293,096$16,283iApproximate average salary by contribution assumption: employee only about $407,078 at 4% or $271,385 at 6%; with 50% employer match about $271,385 at 4% or $180,923 at 6%; with 100% employer match about $203,539 at 4% or $135,693 at 6%.
WATERMAN BANK 401(K) PLAN-18$305,199$293,096$16,283iApproximate average salary by contribution assumption: employee only about $407,078 at 4% or $271,385 at 6%; with 50% employer match about $271,385 at 4% or $180,923 at 6%; with 100% employer match about $203,539 at 4% or $135,693 at 6%.
201910$0$0-
Waterman State Bank Employees Profit Sharing Retirement Trust-0$0--
201815$382,744$41,016$8,203iApproximate average salary by contribution assumption: employee only about $205,080 at 4% or $136,720 at 6%; with 50% employer match about $136,720 at 4% or $91,147 at 6%; with 100% employer match about $102,540 at 4% or $68,360 at 6%.
Waterman State Bank Employees Profit Sharing Retirement Trust-5$382,744$41,016$8,203iApproximate average salary by contribution assumption: employee only about $205,080 at 4% or $136,720 at 6%; with 50% employer match about $136,720 at 4% or $91,147 at 6%; with 100% employer match about $102,540 at 4% or $68,360 at 6%.
201716$440,628$0-
Waterman State Bank Employees Profit Sharing Retirement Trust-6$440,628--
201616$390,454$0-
Waterman State Bank Employees Profit Sharing Retirement Trust-6$390,454--
201517$366,312$0-
Waterman State Bank Employees Profit Sharing Retirement Trust-7$366,312--
201417$379,976$0-
Waterman State Bank Employees Profit Sharing Retirement Trust-7$379,976--
201317$353,608$0-
Waterman State Bank Employees Profit Sharing Retirement Trust-7$353,608--
201218$297,762$19,393$2,424iApproximate average salary by contribution assumption: employee only about $60,603 at 4% or $40,402 at 6%; with 50% employer match about $40,402 at 4% or $26,935 at 6%; with 100% employer match about $30,302 at 4% or $20,201 at 6%.
Waterman State Bank Employees Profit Sharing Retirement Trust-8$297,762$19,393$2,424iApproximate average salary by contribution assumption: employee only about $60,603 at 4% or $40,402 at 6%; with 50% employer match about $40,402 at 4% or $26,935 at 6%; with 100% employer match about $30,302 at 4% or $20,201 at 6%.
201118$302,077$58,819$7,352iApproximate average salary by contribution assumption: employee only about $183,809 at 4% or $122,540 at 6%; with 50% employer match about $122,540 at 4% or $81,693 at 6%; with 100% employer match about $91,905 at 4% or $61,270 at 6%.
Waterman State Bank Employees Profit Sharing Retirement Trust-8$302,077$58,819$7,352iApproximate average salary by contribution assumption: employee only about $183,809 at 4% or $122,540 at 6%; with 50% employer match about $122,540 at 4% or $81,693 at 6%; with 100% employer match about $91,905 at 4% or $61,270 at 6%.
201018$291,213$48,934$6,117iApproximate average salary by contribution assumption: employee only about $152,919 at 4% or $101,946 at 6%; with 50% employer match about $101,946 at 4% or $67,964 at 6%; with 100% employer match about $76,459 at 4% or $50,973 at 6%.
Waterman State Bank Employees Profit Sharing Retirement Trust-8$291,213$48,934$6,117iApproximate average salary by contribution assumption: employee only about $152,919 at 4% or $101,946 at 6%; with 50% employer match about $101,946 at 4% or $67,964 at 6%; with 100% employer match about $76,459 at 4% or $50,973 at 6%.
2009110$206,272$50,856$5,086iApproximate average salary by contribution assumption: employee only about $127,140 at 4% or $84,760 at 6%; with 50% employer match about $84,760 at 4% or $56,507 at 6%; with 100% employer match about $63,570 at 4% or $42,380 at 6%.
Waterman State Bank Employees Profit Sharing Retirement Trust-10$206,272$50,856$5,086iApproximate average salary by contribution assumption: employee only about $127,140 at 4% or $84,760 at 6%; with 50% employer match about $84,760 at 4% or $56,507 at 6%; with 100% employer match about $63,570 at 4% or $42,380 at 6%.
2008110$162,232$46,588$4,659iApproximate average salary by contribution assumption: employee only about $116,470 at 4% or $77,647 at 6%; with 50% employer match about $77,647 at 4% or $51,764 at 6%; with 100% employer match about $58,235 at 4% or $38,823 at 6%.
Waterman State Bank Employees Profit Sharing Retirement Trust-10$162,232$46,588$4,659iApproximate average salary by contribution assumption: employee only about $116,470 at 4% or $77,647 at 6%; with 50% employer match about $77,647 at 4% or $51,764 at 6%; with 100% employer match about $58,235 at 4% or $38,823 at 6%.
200718$378,154$31,896$3,987iApproximate average salary by contribution assumption: employee only about $99,675 at 4% or $66,450 at 6%; with 50% employer match about $66,450 at 4% or $44,300 at 6%; with 100% employer match about $49,838 at 4% or $33,225 at 6%.
Waterman State Bank Employees Profit Sharing Retirement Trust-8$378,154$31,896$3,987iApproximate average salary by contribution assumption: employee only about $99,675 at 4% or $66,450 at 6%; with 50% employer match about $66,450 at 4% or $44,300 at 6%; with 100% employer match about $49,838 at 4% or $33,225 at 6%.
200618$426,452$34,374$4,297iApproximate average salary by contribution assumption: employee only about $107,419 at 4% or $71,613 at 6%; with 50% employer match about $71,613 at 4% or $47,742 at 6%; with 100% employer match about $53,709 at 4% or $35,806 at 6%.
Waterman State Bank Employees Profit Sharing Retirement Trust-8$426,452$34,374$4,297iApproximate average salary by contribution assumption: employee only about $107,419 at 4% or $71,613 at 6%; with 50% employer match about $71,613 at 4% or $47,742 at 6%; with 100% employer match about $53,709 at 4% or $35,806 at 6%.
200518$396,531$35,134$4,392iApproximate average salary by contribution assumption: employee only about $109,794 at 4% or $73,196 at 6%; with 50% employer match about $73,196 at 4% or $48,797 at 6%; with 100% employer match about $54,897 at 4% or $36,598 at 6%.
Waterman State Bank Employees Profit Sharing Retirement Trust-8$396,531$35,134$4,392iApproximate average salary by contribution assumption: employee only about $109,794 at 4% or $73,196 at 6%; with 50% employer match about $73,196 at 4% or $48,797 at 6%; with 100% employer match about $54,897 at 4% or $36,598 at 6%.
200418$376,634$34,269$4,284iApproximate average salary by contribution assumption: employee only about $107,091 at 4% or $71,394 at 6%; with 50% employer match about $71,394 at 4% or $47,596 at 6%; with 100% employer match about $53,545 at 4% or $35,697 at 6%.
Waterman State Bank Employees Profit Sharing Retirement Trust-8$376,634$34,269$4,284iApproximate average salary by contribution assumption: employee only about $107,091 at 4% or $71,394 at 6%; with 50% employer match about $71,394 at 4% or $47,596 at 6%; with 100% employer match about $53,545 at 4% or $35,697 at 6%.
200318$339,436$34,562$4,320iApproximate average salary by contribution assumption: employee only about $108,006 at 4% or $72,004 at 6%; with 50% employer match about $72,004 at 4% or $48,003 at 6%; with 100% employer match about $54,003 at 4% or $36,002 at 6%.
Waterman State Bank Employees Profit Sharing Retirement Trust-8$339,436$34,562$4,320iApproximate average salary by contribution assumption: employee only about $108,006 at 4% or $72,004 at 6%; with 50% employer match about $72,004 at 4% or $48,003 at 6%; with 100% employer match about $54,003 at 4% or $36,002 at 6%.
2002110$1,216,833$44,987$4,499iApproximate average salary by contribution assumption: employee only about $112,468 at 4% or $74,978 at 6%; with 50% employer match about $74,978 at 4% or $49,986 at 6%; with 100% employer match about $56,234 at 4% or $37,489 at 6%.
Waterman State Bank Employees Profit Sharing Retirement Trust-10$1,216,833$44,987$4,499iApproximate average salary by contribution assumption: employee only about $112,468 at 4% or $74,978 at 6%; with 50% employer match about $74,978 at 4% or $49,986 at 6%; with 100% employer match about $56,234 at 4% or $37,489 at 6%.
2001111$1,353,630$45,552$4,141iApproximate average salary by contribution assumption: employee only about $103,527 at 4% or $69,018 at 6%; with 50% employer match about $69,018 at 4% or $46,012 at 6%; with 100% employer match about $51,764 at 4% or $34,509 at 6%.
Waterman State Bank Employees Profit Sharing Retirement Trust-11$1,353,630$45,552$4,141iApproximate average salary by contribution assumption: employee only about $103,527 at 4% or $69,018 at 6%; with 50% employer match about $69,018 at 4% or $46,012 at 6%; with 100% employer match about $51,764 at 4% or $34,509 at 6%.
2000111$1,367,432$46,627$4,239iApproximate average salary by contribution assumption: employee only about $105,970 at 4% or $70,647 at 6%; with 50% employer match about $70,647 at 4% or $47,098 at 6%; with 100% employer match about $52,985 at 4% or $35,323 at 6%.
Waterman State Bank Employees Profit Sharing Retirement Trust-11$1,367,432$46,627$4,239iApproximate average salary by contribution assumption: employee only about $105,970 at 4% or $70,647 at 6%; with 50% employer match about $70,647 at 4% or $47,098 at 6%; with 100% employer match about $52,985 at 4% or $35,323 at 6%.