Civic Intelligence

Spesia, Ayers & Ardaugh

Plan context: SPESIA & TAYLOR CASH BALANCE PLAN

EIN 36-0775005 • Joliet, IL • 50 filings • 11 plans

1415 Black RoadJoliet, IL 60435
Current Snapshot

Latest Year

2024

2024 Participants

19

2024 Assets

$12,961,206

2024 Contributions

$1,417,508

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$12,961,206$6,480,603$0199920132024YearValue
$12,961,206Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

23120199920122024YearValue
19Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2024219$12,961,206$1,417,508$74,606iApproximate average salary by contribution assumption: employee only about $1,865,142 at 4% or $1,243,428 at 6%; with 50% employer match about $1,243,428 at 4% or $828,952 at 6%; with 100% employer match about $932,571 at 4% or $621,714 at 6%.
SPESIA & TAYLOR CASH BALANCE PLAN-14$6,744,346$1,115,500$79,679iApproximate average salary by contribution assumption: employee only about $1,991,964 at 4% or $1,327,976 at 6%; with 50% employer match about $1,327,976 at 4% or $885,317 at 6%; with 100% employer match about $995,982 at 4% or $663,988 at 6%.
Spesia, Ayers & Ardaugh Salary Reduction Plan and Trust-19$6,216,860$302,008$15,895iApproximate average salary by contribution assumption: employee only about $397,379 at 4% or $264,919 at 6%; with 50% employer match about $264,919 at 4% or $176,613 at 6%; with 100% employer match about $198,689 at 4% or $132,460 at 6%.
2023220$11,093,820$802,224$40,111iApproximate average salary by contribution assumption: employee only about $1,002,780 at 4% or $668,520 at 6%; with 50% employer match about $668,520 at 4% or $445,680 at 6%; with 100% employer match about $501,390 at 4% or $334,260 at 6%.
Spesia, Ayers & Ardaugh Salary Reduction Plan and Trust-20$5,724,063$299,884$14,994iApproximate average salary by contribution assumption: employee only about $374,855 at 4% or $249,903 at 6%; with 50% employer match about $249,903 at 4% or $166,602 at 6%; with 100% employer match about $187,428 at 4% or $124,952 at 6%.
SPESIA & TAYLOR CASH BALANCE PLAN-13$5,369,757$502,340$38,642iApproximate average salary by contribution assumption: employee only about $966,038 at 4% or $644,026 at 6%; with 50% employer match about $644,026 at 4% or $429,350 at 6%; with 100% employer match about $483,019 at 4% or $322,013 at 6%.
2022222$9,508,748$1,170,947$53,225iApproximate average salary by contribution assumption: employee only about $1,330,622 at 4% or $887,081 at 6%; with 50% employer match about $887,081 at 4% or $591,387 at 6%; with 100% employer match about $665,311 at 4% or $443,541 at 6%.
Spesia, Ayers & Ardaugh Salary Reduction Plan and Trust-22$4,909,265$384,383$17,472iApproximate average salary by contribution assumption: employee only about $436,799 at 4% or $291,199 at 6%; with 50% employer match about $291,199 at 4% or $194,133 at 6%; with 100% employer match about $218,399 at 4% or $145,600 at 6%.
SPESIA & TAYLOR CASH BALANCE PLAN-12$4,599,483$786,564$65,547iApproximate average salary by contribution assumption: employee only about $1,638,675 at 4% or $1,092,450 at 6%; with 50% employer match about $1,092,450 at 4% or $728,300 at 6%; with 100% employer match about $819,338 at 4% or $546,225 at 6%.
2021221$9,350,369$1,120,359$53,350iApproximate average salary by contribution assumption: employee only about $1,333,761 at 4% or $889,174 at 6%; with 50% employer match about $889,174 at 4% or $592,783 at 6%; with 100% employer match about $666,880 at 4% or $444,587 at 6%.
Spesia, Ayers & Ardaugh Salary Reduction Plan and Trust-21$5,376,623$325,859$15,517iApproximate average salary by contribution assumption: employee only about $387,927 at 4% or $258,618 at 6%; with 50% employer match about $258,618 at 4% or $172,412 at 6%; with 100% employer match about $193,964 at 4% or $129,309 at 6%.
SPESIA & TAYLOR CASH BALANCE PLAN-14$3,973,746$794,500$56,750iApproximate average salary by contribution assumption: employee only about $1,418,750 at 4% or $945,833 at 6%; with 50% employer match about $945,833 at 4% or $630,556 at 6%; with 100% employer match about $709,375 at 4% or $472,917 at 6%.
2020221$7,410,940$544,614$25,934iApproximate average salary by contribution assumption: employee only about $648,350 at 4% or $432,233 at 6%; with 50% employer match about $432,233 at 4% or $288,156 at 6%; with 100% employer match about $324,175 at 4% or $216,117 at 6%.
Spesia, Ayers & Ardaugh Salary Reduction Plan and Trust-21$4,381,174$317,364$15,113iApproximate average salary by contribution assumption: employee only about $377,814 at 4% or $251,876 at 6%; with 50% employer match about $251,876 at 4% or $167,917 at 6%; with 100% employer match about $188,907 at 4% or $125,938 at 6%.
SPESIA & TAYLOR CASH BALANCE PLAN-15$3,029,766$227,250$15,150iApproximate average salary by contribution assumption: employee only about $378,750 at 4% or $252,500 at 6%; with 50% employer match about $252,500 at 4% or $168,333 at 6%; with 100% employer match about $189,375 at 4% or $126,250 at 6%.
2019221$6,269,430$815,442$38,831iApproximate average salary by contribution assumption: employee only about $970,764 at 4% or $647,176 at 6%; with 50% employer match about $647,176 at 4% or $431,451 at 6%; with 100% employer match about $485,382 at 4% or $323,588 at 6%.
Spesia, Ayers & Ardaugh Salary Reduction Plan and Trust-21$3,508,465$321,461$15,308iApproximate average salary by contribution assumption: employee only about $382,692 at 4% or $255,128 at 6%; with 50% employer match about $255,128 at 4% or $170,085 at 6%; with 100% employer match about $191,346 at 4% or $127,564 at 6%.
SPESIA & TAYLOR CASH BALANCE PLAN-11$2,760,965$493,981$44,907iApproximate average salary by contribution assumption: employee only about $1,122,684 at 4% or $748,456 at 6%; with 50% employer match about $748,456 at 4% or $498,971 at 6%; with 100% employer match about $561,342 at 4% or $374,228 at 6%.
2018221$4,811,468$707,720$33,701iApproximate average salary by contribution assumption: employee only about $842,524 at 4% or $561,683 at 6%; with 50% employer match about $561,683 at 4% or $374,455 at 6%; with 100% employer match about $421,262 at 4% or $280,841 at 6%.
Spesia, Ayers & Ardaugh Salary Reduction Plan and Trust-21$2,636,427$286,069$13,622iApproximate average salary by contribution assumption: employee only about $340,558 at 4% or $227,039 at 6%; with 50% employer match about $227,039 at 4% or $151,359 at 6%; with 100% employer match about $170,279 at 4% or $113,519 at 6%.
SPESIA & TAYLOR CASH BALANCE PLAN-13$2,175,041$421,651$32,435iApproximate average salary by contribution assumption: employee only about $810,867 at 4% or $540,578 at 6%; with 50% employer match about $540,578 at 4% or $360,385 at 6%; with 100% employer match about $405,434 at 4% or $270,289 at 6%.
2017220$4,683,725$798,379$39,919iApproximate average salary by contribution assumption: employee only about $997,974 at 4% or $665,316 at 6%; with 50% employer match about $665,316 at 4% or $443,544 at 6%; with 100% employer match about $498,987 at 4% or $332,658 at 6%.
Spesia, Ayers & Ardaugh Salary Reduction Plan and Trust-20$2,936,127$283,931$14,197iApproximate average salary by contribution assumption: employee only about $354,914 at 4% or $236,609 at 6%; with 50% employer match about $236,609 at 4% or $157,739 at 6%; with 100% employer match about $177,457 at 4% or $118,305 at 6%.
SPESIA & TAYLOR CASH BALANCE PLAN-13$1,747,598$514,448$39,573iApproximate average salary by contribution assumption: employee only about $989,323 at 4% or $659,549 at 6%; with 50% employer match about $659,549 at 4% or $439,699 at 6%; with 100% employer match about $494,662 at 4% or $329,774 at 6%.
2016219$3,637,820$676,272$35,593iApproximate average salary by contribution assumption: employee only about $889,832 at 4% or $593,221 at 6%; with 50% employer match about $593,221 at 4% or $395,481 at 6%; with 100% employer match about $444,916 at 4% or $296,611 at 6%.
Spesia, Ayers & Ardaugh Salary Reduction Plan and Trust-19$2,416,289$241,296$12,700iApproximate average salary by contribution assumption: employee only about $317,495 at 4% or $211,663 at 6%; with 50% employer match about $211,663 at 4% or $141,109 at 6%; with 100% employer match about $158,747 at 4% or $105,832 at 6%.
SPESIA & AYERS CASH BALANCE PLAN-16$1,221,531$434,976$27,186iApproximate average salary by contribution assumption: employee only about $679,650 at 4% or $453,100 at 6%; with 50% employer match about $453,100 at 4% or $302,067 at 6%; with 100% employer match about $339,825 at 4% or $226,550 at 6%.
2015221$3,879,209$668,110$31,815iApproximate average salary by contribution assumption: employee only about $795,369 at 4% or $530,246 at 6%; with 50% employer match about $530,246 at 4% or $353,497 at 6%; with 100% employer match about $397,685 at 4% or $265,123 at 6%.
Spesia, Ayers & Ardaugh Salary Reduction Plan and Trust-21$3,098,846$264,438$12,592iApproximate average salary by contribution assumption: employee only about $314,807 at 4% or $209,871 at 6%; with 50% employer match about $209,871 at 4% or $139,914 at 6%; with 100% employer match about $157,404 at 4% or $104,936 at 6%.
SPESIA & AYERS CASH BALANCE PLAN-17$780,363$403,672$23,745iApproximate average salary by contribution assumption: employee only about $593,635 at 4% or $395,757 at 6%; with 50% employer match about $395,757 at 4% or $263,838 at 6%; with 100% employer match about $296,818 at 4% or $197,878 at 6%.
2014220$3,216,264$565,343$28,267iApproximate average salary by contribution assumption: employee only about $706,679 at 4% or $471,119 at 6%; with 50% employer match about $471,119 at 4% or $314,079 at 6%; with 100% employer match about $353,339 at 4% or $235,560 at 6%.
Spesia, Ayers & Ardaugh Salary Reduction Plan and Trust-20$2,840,797$189,876$9,494iApproximate average salary by contribution assumption: employee only about $237,345 at 4% or $158,230 at 6%; with 50% employer match about $158,230 at 4% or $105,487 at 6%; with 100% employer match about $118,672 at 4% or $79,115 at 6%.
SPESIA, AYERS & ARDAUGH CASH BALANCE PLAN-16$375,467$375,467$23,467iApproximate average salary by contribution assumption: employee only about $586,667 at 4% or $391,111 at 6%; with 50% employer match about $391,111 at 4% or $260,741 at 6%; with 100% employer match about $293,334 at 4% or $195,556 at 6%.
2013121$2,536,429$193,921$9,234iApproximate average salary by contribution assumption: employee only about $230,858 at 4% or $153,906 at 6%; with 50% employer match about $153,906 at 4% or $102,604 at 6%; with 100% employer match about $115,429 at 4% or $76,953 at 6%.
Spesia, Ayers & Ardaugh Salary Reduction Plan and Trust-21$2,536,429$193,921$9,234iApproximate average salary by contribution assumption: employee only about $230,858 at 4% or $153,906 at 6%; with 50% employer match about $153,906 at 4% or $102,604 at 6%; with 100% employer match about $115,429 at 4% or $76,953 at 6%.
2012120$2,133,867$159,063$7,953iApproximate average salary by contribution assumption: employee only about $198,829 at 4% or $132,553 at 6%; with 50% employer match about $132,553 at 4% or $88,368 at 6%; with 100% employer match about $99,414 at 4% or $66,276 at 6%.
Spesia, Ayers & Ardaugh Salary Reduction Plan and Trust-20$2,133,867$159,063$7,953iApproximate average salary by contribution assumption: employee only about $198,829 at 4% or $132,553 at 6%; with 50% employer match about $132,553 at 4% or $88,368 at 6%; with 100% employer match about $99,414 at 4% or $66,276 at 6%.
2011122$2,322,742$195,863$8,903iApproximate average salary by contribution assumption: employee only about $222,572 at 4% or $148,381 at 6%; with 50% employer match about $148,381 at 4% or $98,921 at 6%; with 100% employer match about $111,286 at 4% or $74,191 at 6%.
Spesia, Ayers & Ardaugh Salary Reduction Plan and Trust-22$2,322,742$195,863$8,903iApproximate average salary by contribution assumption: employee only about $222,572 at 4% or $148,381 at 6%; with 50% employer match about $148,381 at 4% or $98,921 at 6%; with 100% employer match about $111,286 at 4% or $74,191 at 6%.
2010123$2,469,098$260,206$11,313iApproximate average salary by contribution assumption: employee only about $282,833 at 4% or $188,555 at 6%; with 50% employer match about $188,555 at 4% or $125,703 at 6%; with 100% employer match about $141,416 at 4% or $94,278 at 6%.
Spesia, Ayers & Ardaugh Salary Reduction Plan and Trust-23$2,469,098$260,206$11,313iApproximate average salary by contribution assumption: employee only about $282,833 at 4% or $188,555 at 6%; with 50% employer match about $188,555 at 4% or $125,703 at 6%; with 100% employer match about $141,416 at 4% or $94,278 at 6%.
2009122$2,944,066$187,790$8,536iApproximate average salary by contribution assumption: employee only about $213,398 at 4% or $142,265 at 6%; with 50% employer match about $142,265 at 4% or $94,843 at 6%; with 100% employer match about $106,699 at 4% or $71,133 at 6%.
Spesia, Ayers & Ardaugh Salary Reduction Plan and Trust-22$2,944,066$187,790$8,536iApproximate average salary by contribution assumption: employee only about $213,398 at 4% or $142,265 at 6%; with 50% employer match about $142,265 at 4% or $94,843 at 6%; with 100% employer match about $106,699 at 4% or $71,133 at 6%.
2008120$2,192,557$169,072$8,454iApproximate average salary by contribution assumption: employee only about $211,340 at 4% or $140,893 at 6%; with 50% employer match about $140,893 at 4% or $93,929 at 6%; with 100% employer match about $105,670 at 4% or $70,447 at 6%.
Spesia, Ayers & Ardaugh Salary Reduction Plan and Trust-20$2,192,557$169,072$8,454iApproximate average salary by contribution assumption: employee only about $211,340 at 4% or $140,893 at 6%; with 50% employer match about $140,893 at 4% or $93,929 at 6%; with 100% employer match about $105,670 at 4% or $70,447 at 6%.
2007220$0$0-
Spesia, Ayers & Ardaugh Profit Sharing Plan and Trust-0---
Spesia, Ayers & Ardaugh Salary Reduction Plan and Trust-20---
2006220$5,910,794$599,285$29,964iApproximate average salary by contribution assumption: employee only about $749,106 at 4% or $499,404 at 6%; with 50% employer match about $499,404 at 4% or $332,936 at 6%; with 100% employer match about $374,553 at 4% or $249,702 at 6%.
Spesia, Ayers & Ardaugh Salary Reduction Plan and Trust-20$5,880,741$334,096$16,705iApproximate average salary by contribution assumption: employee only about $417,620 at 4% or $278,413 at 6%; with 50% employer match about $278,413 at 4% or $185,609 at 6%; with 100% employer match about $208,810 at 4% or $139,207 at 6%.
Spesia, Ayers & Ardaugh Profit Sharing Plan and Trust-1$30,053$265,189$265,189iApproximate average salary by contribution assumption: employee only about $6,629,725 at 4% or $4,419,817 at 6%; with 50% employer match about $4,419,817 at 4% or $2,946,544 at 6%; with 100% employer match about $3,314,863 at 4% or $2,209,908 at 6%.
2005320$6,207,532$776,938$38,847iApproximate average salary by contribution assumption: employee only about $971,173 at 4% or $647,448 at 6%; with 50% employer match about $647,448 at 4% or $431,632 at 6%; with 100% employer match about $485,586 at 4% or $323,724 at 6%.
Spesia, Ayers & Ardaugh Salary Reduction Plan and Trust-20$5,034,941$776,938$38,847iApproximate average salary by contribution assumption: employee only about $971,173 at 4% or $647,448 at 6%; with 50% employer match about $647,448 at 4% or $431,632 at 6%; with 100% employer match about $485,586 at 4% or $323,724 at 6%.
Spesia, Ayers & Ardaugh Profit Sharing Plan and Trust-9$1,172,591--
SPESIA, AYERS PROFIT SHARING PLAN-0---
2004220$1,824,917$154,719$7,736iApproximate average salary by contribution assumption: employee only about $193,399 at 4% or $128,933 at 6%; with 50% employer match about $128,933 at 4% or $85,955 at 6%; with 100% employer match about $96,699 at 4% or $64,466 at 6%.
Spesia, Ayers & Ardaugh Profit Sharing Plan and Trust-9$1,169,068$154,719$17,191iApproximate average salary by contribution assumption: employee only about $429,775 at 4% or $286,517 at 6%; with 50% employer match about $286,517 at 4% or $191,011 at 6%; with 100% employer match about $214,888 at 4% or $143,258 at 6%.
SPESIA, AYERS PROFIT SHARING PLAN-20$655,849--
2003314$1,532,626$201,383$14,385iApproximate average salary by contribution assumption: employee only about $359,613 at 4% or $239,742 at 6%; with 50% employer match about $239,742 at 4% or $159,828 at 6%; with 100% employer match about $179,806 at 4% or $119,871 at 6%.
Spesia, Ayers & Ardaugh Profit Sharing Plan and Trust-10$993,235$150,000$15,000iApproximate average salary by contribution assumption: employee only about $375,000 at 4% or $250,000 at 6%; with 50% employer match about $250,000 at 4% or $166,667 at 6%; with 100% employer match about $187,500 at 4% or $125,000 at 6%.
SPESIA, AYERS PROFIT SHARING PLAN-14$539,391$51,383$3,670iApproximate average salary by contribution assumption: employee only about $91,755 at 4% or $61,170 at 6%; with 50% employer match about $61,170 at 4% or $40,780 at 6%; with 100% employer match about $45,878 at 4% or $30,585 at 6%.
Spesia, Ayers & Ardaugh Salary Reduction Plan and Trust-12---
2002314$3,339,513$92,448$6,603iApproximate average salary by contribution assumption: employee only about $165,086 at 4% or $110,057 at 6%; with 50% employer match about $110,057 at 4% or $73,371 at 6%; with 100% employer match about $82,543 at 4% or $55,029 at 6%.
Spesia, Ayers & Ardaugh Salary Reduction Plan and Trust-12$2,927,821$84,972$7,081iApproximate average salary by contribution assumption: employee only about $177,025 at 4% or $118,017 at 6%; with 50% employer match about $118,017 at 4% or $78,678 at 6%; with 100% employer match about $88,513 at 4% or $59,008 at 6%.
Spesia, Ayers & Ardaugh Profit Sharing Plan and Trust-14$411,692$7,476$534iApproximate average salary by contribution assumption: employee only about $13,350 at 4% or $8,900 at 6%; with 50% employer match about $8,900 at 4% or $5,933 at 6%; with 100% employer match about $6,675 at 4% or $4,450 at 6%.
Spesia, Ayers & Ardaugh Profit Sharing Plan and Trust-10---
2001216$0$0-
Spesia, Ayers & Ardaugh Salary Reduction Plan and Trust-16---
Spesia, Ayers & Ardaugh Profit Sharing Plan and Trust-14---
2000317$241,245$241,245$14,191iApproximate average salary by contribution assumption: employee only about $354,772 at 4% or $236,515 at 6%; with 50% employer match about $236,515 at 4% or $157,676 at 6%; with 100% employer match about $177,386 at 4% or $118,257 at 6%.
Spesia, Ayers & Ardaugh Profit Sharing Plan and Trust-10$241,245$241,245$24,125iApproximate average salary by contribution assumption: employee only about $603,113 at 4% or $402,075 at 6%; with 50% employer match about $402,075 at 4% or $268,050 at 6%; with 100% employer match about $301,556 at 4% or $201,038 at 6%.
Spesia, Ayers & Ardaugh Profit Sharing Plan and Trust-17---
Spesia, Ayers & Ardaugh Salary Reduction Plan and Trust-17---
1999216$3,499,047$145,044$9,065iApproximate average salary by contribution assumption: employee only about $226,631 at 4% or $151,088 at 6%; with 50% employer match about $151,088 at 4% or $100,725 at 6%; with 100% employer match about $113,316 at 4% or $75,544 at 6%.
Spesia, Ayers & Ardaugh Salary Reduction Plan and Trust-16$2,890,604$83,530$5,221iApproximate average salary by contribution assumption: employee only about $130,516 at 4% or $87,010 at 6%; with 50% employer match about $87,010 at 4% or $58,007 at 6%; with 100% employer match about $65,258 at 4% or $43,505 at 6%.
Spesia, Ayers & Ardaugh Profit Sharing Plan and Trust-16$608,443$61,514$3,845iApproximate average salary by contribution assumption: employee only about $96,116 at 4% or $64,077 at 6%; with 50% employer match about $64,077 at 4% or $42,718 at 6%; with 100% employer match about $48,058 at 4% or $32,039 at 6%.