Civic Intelligence

Spears Mechanical Systems

Plan context: Spears Mechanical Systems Inc. 401(K) Plan

EIN 35-2224724 • Englewood, OH • 30 filings • 8 plans

123 W. National RoadEnglewood, OH 45322
Current Snapshot

Latest Year

2025

2025 Participants

6

2025 Assets

$4,750,304

2025 Contributions

$290,791

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$6,894,285$3,447,143$0200720162025YearValue
$4,750,304Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

740200720162025YearValue
6Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202516$4,750,304$290,791$48,465iApproximate average salary by contribution assumption: employee only about $1,211,629 at 4% or $807,753 at 6%; with 50% employer match about $807,753 at 4% or $538,502 at 6%; with 100% employer match about $605,815 at 4% or $403,876 at 6%.
Spears Mechanical Systems Inc. 401(K) Plan-6$4,750,304$290,791$48,465iApproximate average salary by contribution assumption: employee only about $1,211,629 at 4% or $807,753 at 6%; with 50% employer match about $807,753 at 4% or $538,502 at 6%; with 100% employer match about $605,815 at 4% or $403,876 at 6%.
202436$6,894,285$775,650$129,275iApproximate average salary by contribution assumption: employee only about $3,231,875 at 4% or $2,154,583 at 6%; with 50% employer match about $2,154,583 at 4% or $1,436,389 at 6%; with 100% employer match about $1,615,938 at 4% or $1,077,292 at 6%.
Spears Mechanical Systems Inc. 401(K) Plan-6$4,050,720$240,132$40,022iApproximate average salary by contribution assumption: employee only about $1,000,550 at 4% or $667,033 at 6%; with 50% employer match about $667,033 at 4% or $444,689 at 6%; with 100% employer match about $500,275 at 4% or $333,517 at 6%.
Spears Mechanical Systems Inc. Cash Balance Pension Plan-6$2,830,653$475,000$79,167iApproximate average salary by contribution assumption: employee only about $1,979,167 at 4% or $1,319,444 at 6%; with 50% employer match about $1,319,444 at 4% or $879,630 at 6%; with 100% employer match about $989,583 at 4% or $659,722 at 6%.
Spears Mechanical Systems Soca Benefit Plan-5$12,912$60,518$12,104iApproximate average salary by contribution assumption: employee only about $302,590 at 4% or $201,727 at 6%; with 50% employer match about $201,727 at 4% or $134,484 at 6%; with 100% employer match about $151,295 at 4% or $100,863 at 6%.
202336$5,712,126$879,125$146,521iApproximate average salary by contribution assumption: employee only about $3,663,021 at 4% or $2,442,014 at 6%; with 50% employer match about $2,442,014 at 4% or $1,628,009 at 6%; with 100% employer match about $1,831,510 at 4% or $1,221,007 at 6%.
Spears Mechanical Systems Inc. 401(K) Plan-6$3,496,384$227,967$37,995iApproximate average salary by contribution assumption: employee only about $949,863 at 4% or $633,242 at 6%; with 50% employer match about $633,242 at 4% or $422,161 at 6%; with 100% employer match about $474,931 at 4% or $316,621 at 6%.
Spears Mechanical Systems Inc. Cash Balance Pension Plan-6$2,205,099$600,000$100,000iApproximate average salary by contribution assumption: employee only about $2,500,000 at 4% or $1,666,667 at 6%; with 50% employer match about $1,666,667 at 4% or $1,111,111 at 6%; with 100% employer match about $1,250,000 at 4% or $833,333 at 6%.
Spears Mechanical Systems Soca Benefit Plan-5$10,643$51,158$10,232iApproximate average salary by contribution assumption: employee only about $255,790 at 4% or $170,527 at 6%; with 50% employer match about $170,527 at 4% or $113,684 at 6%; with 100% employer match about $127,895 at 4% or $85,263 at 6%.
202236$4,379,629$866,241$144,374iApproximate average salary by contribution assumption: employee only about $3,609,338 at 4% or $2,406,225 at 6%; with 50% employer match about $2,406,225 at 4% or $1,604,150 at 6%; with 100% employer match about $1,804,669 at 4% or $1,203,113 at 6%.
Spears Mechanical Systems Inc. 401(K) Plan-6$2,923,347$205,525$34,254iApproximate average salary by contribution assumption: employee only about $856,354 at 4% or $570,903 at 6%; with 50% employer match about $570,903 at 4% or $380,602 at 6%; with 100% employer match about $428,177 at 4% or $285,451 at 6%.
Spears Mechanical Systems Inc. Cash Balance Pension Plan-6$1,445,839$605,002$100,834iApproximate average salary by contribution assumption: employee only about $2,520,842 at 4% or $1,680,561 at 6%; with 50% employer match about $1,680,561 at 4% or $1,120,374 at 6%; with 100% employer match about $1,260,421 at 4% or $840,281 at 6%.
Spears Mechanical Systems Soca Benefit Plan-5$10,443$55,714$11,143iApproximate average salary by contribution assumption: employee only about $278,570 at 4% or $185,713 at 6%; with 50% employer match about $185,713 at 4% or $123,809 at 6%; with 100% employer match about $139,285 at 4% or $92,857 at 6%.
202136$4,166,687$721,376$120,229iApproximate average salary by contribution assumption: employee only about $3,005,733 at 4% or $2,003,822 at 6%; with 50% employer match about $2,003,822 at 4% or $1,335,881 at 6%; with 100% employer match about $1,502,867 at 4% or $1,001,911 at 6%.
Spears Mechanical Systems Inc. 401(K) Plan-6$3,153,910$191,842$31,974iApproximate average salary by contribution assumption: employee only about $799,342 at 4% or $532,894 at 6%; with 50% employer match about $532,894 at 4% or $355,263 at 6%; with 100% employer match about $399,671 at 4% or $266,447 at 6%.
Spears Mechanical Systems Inc. Cash Balance Pension Plan-6$1,005,628$475,000$79,167iApproximate average salary by contribution assumption: employee only about $1,979,167 at 4% or $1,319,444 at 6%; with 50% employer match about $1,319,444 at 4% or $879,630 at 6%; with 100% employer match about $989,583 at 4% or $659,722 at 6%.
Spears Mechanical Systems Soca Benefit Plan-5$7,149$54,534$10,907iApproximate average salary by contribution assumption: employee only about $272,670 at 4% or $181,780 at 6%; with 50% employer match about $181,780 at 4% or $121,187 at 6%; with 100% employer match about $136,335 at 4% or $90,890 at 6%.
202037$3,263,762$705,233$100,748iApproximate average salary by contribution assumption: employee only about $2,518,689 at 4% or $1,679,126 at 6%; with 50% employer match about $1,679,126 at 4% or $1,119,417 at 6%; with 100% employer match about $1,259,345 at 4% or $839,563 at 6%.
Spears Mechanical Systems Inc. 401(K) Plan-7$2,783,826$178,418$25,488iApproximate average salary by contribution assumption: employee only about $637,207 at 4% or $424,805 at 6%; with 50% employer match about $424,805 at 4% or $283,203 at 6%; with 100% employer match about $318,604 at 4% or $212,402 at 6%.
Spears Mechanical Systems Inc. Cash Balance Pension Plan-6$475,001$475,000$79,167iApproximate average salary by contribution assumption: employee only about $1,979,167 at 4% or $1,319,444 at 6%; with 50% employer match about $1,319,444 at 4% or $879,630 at 6%; with 100% employer match about $989,583 at 4% or $659,722 at 6%.
Spears Mechanical Systems Soca Benefit Plan-5$4,935$51,815$10,363iApproximate average salary by contribution assumption: employee only about $259,075 at 4% or $172,717 at 6%; with 50% employer match about $172,717 at 4% or $115,144 at 6%; with 100% employer match about $129,538 at 4% or $86,358 at 6%.
201926$2,425,079$203,440$33,907iApproximate average salary by contribution assumption: employee only about $847,667 at 4% or $565,111 at 6%; with 50% employer match about $565,111 at 4% or $376,741 at 6%; with 100% employer match about $423,833 at 4% or $282,556 at 6%.
Spears Mechanical Systems Inc. 401(K) Plan-6$2,423,528$191,743$31,957iApproximate average salary by contribution assumption: employee only about $798,929 at 4% or $532,619 at 6%; with 50% employer match about $532,619 at 4% or $355,080 at 6%; with 100% employer match about $399,465 at 4% or $266,310 at 6%.
Spears Mechanical Systems Soca Benefit Plan-4$1,551$11,697$2,924iApproximate average salary by contribution assumption: employee only about $73,106 at 4% or $48,738 at 6%; with 50% employer match about $48,738 at 4% or $32,492 at 6%; with 100% employer match about $36,553 at 4% or $24,369 at 6%.
201816$1,978,672$203,008$33,835iApproximate average salary by contribution assumption: employee only about $845,867 at 4% or $563,911 at 6%; with 50% employer match about $563,911 at 4% or $375,941 at 6%; with 100% employer match about $422,933 at 4% or $281,956 at 6%.
Spears Mechanical Systems Inc. 401(K) Plan-6$1,978,672$203,008$33,835iApproximate average salary by contribution assumption: employee only about $845,867 at 4% or $563,911 at 6%; with 50% employer match about $563,911 at 4% or $375,941 at 6%; with 100% employer match about $422,933 at 4% or $281,956 at 6%.
201716$1,840,337$179,961$29,994iApproximate average salary by contribution assumption: employee only about $749,838 at 4% or $499,892 at 6%; with 50% employer match about $499,892 at 4% or $333,261 at 6%; with 100% employer match about $374,919 at 4% or $249,946 at 6%.
Spears Mechanical Systems Inc. 401(K) Plan-6$1,840,337$179,961$29,994iApproximate average salary by contribution assumption: employee only about $749,838 at 4% or $499,892 at 6%; with 50% employer match about $499,892 at 4% or $333,261 at 6%; with 100% employer match about $374,919 at 4% or $249,946 at 6%.
201615$1,486,011$134,521$26,904iApproximate average salary by contribution assumption: employee only about $672,605 at 4% or $448,403 at 6%; with 50% employer match about $448,403 at 4% or $298,936 at 6%; with 100% employer match about $336,303 at 4% or $224,202 at 6%.
Spears Mechanical Systems Inc. 401(K) Plan-5$1,486,011$134,521$26,904iApproximate average salary by contribution assumption: employee only about $672,605 at 4% or $448,403 at 6%; with 50% employer match about $448,403 at 4% or $298,936 at 6%; with 100% employer match about $336,303 at 4% or $224,202 at 6%.
201516$1,246,906$198,494$33,082iApproximate average salary by contribution assumption: employee only about $827,058 at 4% or $551,372 at 6%; with 50% employer match about $551,372 at 4% or $367,581 at 6%; with 100% employer match about $413,529 at 4% or $275,686 at 6%.
Spears Mechanical Systems Inc. 401(K) Plan-6$1,246,906$198,494$33,082iApproximate average salary by contribution assumption: employee only about $827,058 at 4% or $551,372 at 6%; with 50% employer match about $551,372 at 4% or $367,581 at 6%; with 100% employer match about $413,529 at 4% or $275,686 at 6%.
201417$1,098,653$118,958$16,994iApproximate average salary by contribution assumption: employee only about $424,850 at 4% or $283,233 at 6%; with 50% employer match about $283,233 at 4% or $188,822 at 6%; with 100% employer match about $212,425 at 4% or $141,617 at 6%.
Spears Mechanical Systems Inc. 401(K) Plan-7$1,098,653$118,958$16,994iApproximate average salary by contribution assumption: employee only about $424,850 at 4% or $283,233 at 6%; with 50% employer match about $283,233 at 4% or $188,822 at 6%; with 100% employer match about $212,425 at 4% or $141,617 at 6%.
201315$930,156$121,447$24,289iApproximate average salary by contribution assumption: employee only about $607,235 at 4% or $404,823 at 6%; with 50% employer match about $404,823 at 4% or $269,882 at 6%; with 100% employer match about $303,618 at 4% or $202,412 at 6%.
Spears Mechanical Systems Inc. 401(K) Plan-5$930,156$121,447$24,289iApproximate average salary by contribution assumption: employee only about $607,235 at 4% or $404,823 at 6%; with 50% employer match about $404,823 at 4% or $269,882 at 6%; with 100% employer match about $303,618 at 4% or $202,412 at 6%.
201215$653,344$120,641$24,128iApproximate average salary by contribution assumption: employee only about $603,205 at 4% or $402,137 at 6%; with 50% employer match about $402,137 at 4% or $268,091 at 6%; with 100% employer match about $301,603 at 4% or $201,068 at 6%.
Spears Mechanical Systems Inc. 401(K) Plan-5$653,344$120,641$24,128iApproximate average salary by contribution assumption: employee only about $603,205 at 4% or $402,137 at 6%; with 50% employer match about $402,137 at 4% or $268,091 at 6%; with 100% employer match about $301,603 at 4% or $201,068 at 6%.
201115$462,002$115,728$23,146iApproximate average salary by contribution assumption: employee only about $578,640 at 4% or $385,760 at 6%; with 50% employer match about $385,760 at 4% or $257,173 at 6%; with 100% employer match about $289,320 at 4% or $192,880 at 6%.
Spears Mechanical Systems Inc. 401(K) Plan-5$462,002$115,728$23,146iApproximate average salary by contribution assumption: employee only about $578,640 at 4% or $385,760 at 6%; with 50% employer match about $385,760 at 4% or $257,173 at 6%; with 100% employer match about $289,320 at 4% or $192,880 at 6%.
201014$356,374$105,704$26,426iApproximate average salary by contribution assumption: employee only about $660,650 at 4% or $440,433 at 6%; with 50% employer match about $440,433 at 4% or $293,622 at 6%; with 100% employer match about $330,325 at 4% or $220,217 at 6%.
Spears Mechanical Systems Inc. 401(K) Plan-4$356,374$105,704$26,426iApproximate average salary by contribution assumption: employee only about $660,650 at 4% or $440,433 at 6%; with 50% employer match about $440,433 at 4% or $293,622 at 6%; with 100% employer match about $330,325 at 4% or $220,217 at 6%.
200914$216,846$95,397$23,849iApproximate average salary by contribution assumption: employee only about $596,231 at 4% or $397,488 at 6%; with 50% employer match about $397,488 at 4% or $264,992 at 6%; with 100% employer match about $298,116 at 4% or $198,744 at 6%.
Spears Mechanical Systems Inc. 401(K) Plan-4$216,846$95,397$23,849iApproximate average salary by contribution assumption: employee only about $596,231 at 4% or $397,488 at 6%; with 50% employer match about $397,488 at 4% or $264,992 at 6%; with 100% employer match about $298,116 at 4% or $198,744 at 6%.
200813$94,423$91,108$30,369iApproximate average salary by contribution assumption: employee only about $759,233 at 4% or $506,156 at 6%; with 50% employer match about $506,156 at 4% or $337,437 at 6%; with 100% employer match about $379,617 at 4% or $253,078 at 6%.
Spears Mechanical Systems Inc. 401(K) Plan-3$94,423$91,108$30,369iApproximate average salary by contribution assumption: employee only about $759,233 at 4% or $506,156 at 6%; with 50% employer match about $506,156 at 4% or $337,437 at 6%; with 100% employer match about $379,617 at 4% or $253,078 at 6%.
200713$28,051$28,112$9,371iApproximate average salary by contribution assumption: employee only about $234,267 at 4% or $156,178 at 6%; with 50% employer match about $156,178 at 4% or $104,119 at 6%; with 100% employer match about $117,133 at 4% or $78,089 at 6%.
Spears Mechanical Systems Inc. 401(K) Plan-3$28,051$28,112$9,371iApproximate average salary by contribution assumption: employee only about $234,267 at 4% or $156,178 at 6%; with 50% employer match about $156,178 at 4% or $104,119 at 6%; with 100% employer match about $117,133 at 4% or $78,089 at 6%.