Civic Intelligence

Smithville Communications Inc.

Plan context: Smithville Telephone Company Inc. Pension Plan

EIN 35-0666710 • Ellettsville, IN • 72 filings • 10 plans

1600 Temperance StreetEllettsville, IN 47429-1028
Current Snapshot

Latest Year

2025

2025 Participants

201

2025 Assets

$35,083,169

2025 Contributions

$1,735,908

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$35,083,169$17,541,585$0200020122024YearValue
$35,083,169Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

2161080200020132025YearValue
201Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
20251201$0$0-
Smithville Communications Inc. Employee Benefit Plan-201---
20243204$35,083,169$1,735,908$8,509iApproximate average salary by contribution assumption: employee only about $212,734 at 4% or $141,823 at 6%; with 50% employer match about $141,823 at 4% or $94,548 at 6%; with 100% employer match about $106,367 at 4% or $70,911 at 6%.
Smithville Telephone Company Inc. Pension Plan-77$26,284,652$636,237$8,263iApproximate average salary by contribution assumption: employee only about $206,570 at 4% or $137,714 at 6%; with 50% employer match about $137,714 at 4% or $91,809 at 6%; with 100% employer match about $103,285 at 4% or $68,857 at 6%.
Smithville Telephone Company Inc. 401(K) Savings Plan-170$8,798,517$1,099,671$6,469iApproximate average salary by contribution assumption: employee only about $161,716 at 4% or $107,811 at 6%; with 50% employer match about $107,811 at 4% or $71,874 at 6%; with 100% employer match about $80,858 at 4% or $53,905 at 6%.
Smithville Communications Inc. Employee Benefit Plan-204---
20233199$34,471,136$2,569,678$12,913iApproximate average salary by contribution assumption: employee only about $322,824 at 4% or $215,216 at 6%; with 50% employer match about $215,216 at 4% or $143,477 at 6%; with 100% employer match about $161,412 at 4% or $107,608 at 6%.
Smithville Telephone Company Inc. Pension Plan-82$27,073,512$1,611,414$19,651iApproximate average salary by contribution assumption: employee only about $491,285 at 4% or $327,523 at 6%; with 50% employer match about $327,523 at 4% or $218,349 at 6%; with 100% employer match about $245,642 at 4% or $163,762 at 6%.
Smithville Telephone Company Inc. 401(K) Savings Plan-160$7,397,624$958,264$5,989iApproximate average salary by contribution assumption: employee only about $149,729 at 4% or $99,819 at 6%; with 50% employer match about $99,819 at 4% or $66,546 at 6%; with 100% employer match about $74,864 at 4% or $49,910 at 6%.
Smithville Communications Inc. Employee Benefit Plan-199---
20223189$32,108,654$2,337,142$12,366iApproximate average salary by contribution assumption: employee only about $309,146 at 4% or $206,097 at 6%; with 50% employer match about $206,097 at 4% or $137,398 at 6%; with 100% employer match about $154,573 at 4% or $103,049 at 6%.
Smithville Telephone Company Inc. Pension Plan-85$25,978,703$1,463,561$17,218iApproximate average salary by contribution assumption: employee only about $430,459 at 4% or $286,973 at 6%; with 50% employer match about $286,973 at 4% or $191,315 at 6%; with 100% employer match about $215,230 at 4% or $143,486 at 6%.
Smithville Telephone Company Inc. 401(K) Savings Plan-144$6,129,951$873,581$6,067iApproximate average salary by contribution assumption: employee only about $151,663 at 4% or $101,109 at 6%; with 50% employer match about $101,109 at 4% or $67,406 at 6%; with 100% employer match about $75,832 at 4% or $50,554 at 6%.
Smithville Communications Inc. Employee Benefit Plan-189---
20213189$34,770,096$2,564,163$13,567iApproximate average salary by contribution assumption: employee only about $339,175 at 4% or $226,117 at 6%; with 50% employer match about $226,117 at 4% or $150,744 at 6%; with 100% employer match about $169,588 at 4% or $113,058 at 6%.
Smithville Telephone Company Inc. Pension Plan-100$27,509,754$1,868,851$18,689iApproximate average salary by contribution assumption: employee only about $467,213 at 4% or $311,475 at 6%; with 50% employer match about $311,475 at 4% or $207,650 at 6%; with 100% employer match about $233,606 at 4% or $155,738 at 6%.
Smithville Telephone Company Inc. 401(K) Savings Plan-148$7,260,342$695,312$4,698iApproximate average salary by contribution assumption: employee only about $117,451 at 4% or $78,301 at 6%; with 50% employer match about $78,301 at 4% or $52,201 at 6%; with 100% employer match about $58,726 at 4% or $39,150 at 6%.
Smithville Communications Inc. Employee Benefit Plan-189---
20203189$33,048,722$1,543,844$8,168iApproximate average salary by contribution assumption: employee only about $204,212 at 4% or $136,141 at 6%; with 50% employer match about $136,141 at 4% or $90,761 at 6%; with 100% employer match about $102,106 at 4% or $68,071 at 6%.
Smithville Telephone Company Inc. Pension Plan-108$26,948,557$976,824$9,045iApproximate average salary by contribution assumption: employee only about $226,117 at 4% or $150,744 at 6%; with 50% employer match about $150,744 at 4% or $100,496 at 6%; with 100% employer match about $113,058 at 4% or $75,372 at 6%.
Smithville Telephone Company Inc. 401(K) Savings Plan-140$6,100,165$567,020$4,050iApproximate average salary by contribution assumption: employee only about $101,254 at 4% or $67,502 at 6%; with 50% employer match about $67,502 at 4% or $45,002 at 6%; with 100% employer match about $50,627 at 4% or $33,751 at 6%.
Smithville Communications Inc. Employee Benefit Plan-189---
20193199$31,895,764$3,660,836$18,396iApproximate average salary by contribution assumption: employee only about $459,904 at 4% or $306,603 at 6%; with 50% employer match about $306,603 at 4% or $204,402 at 6%; with 100% employer match about $229,952 at 4% or $153,301 at 6%.
Smithville Telephone Company Inc. Pension Plan-109$27,060,183$3,081,558$28,271iApproximate average salary by contribution assumption: employee only about $706,779 at 4% or $471,186 at 6%; with 50% employer match about $471,186 at 4% or $314,124 at 6%; with 100% employer match about $353,390 at 4% or $235,593 at 6%.
Smithville Telephone Company Inc. 401(K) Savings Plan-139$4,835,581$579,278$4,167iApproximate average salary by contribution assumption: employee only about $104,187 at 4% or $69,458 at 6%; with 50% employer match about $69,458 at 4% or $46,305 at 6%; with 100% employer match about $52,093 at 4% or $34,729 at 6%.
Smithville Communications Inc. Employee Benefit Plan-199---
20183205$28,273,195$827,730$4,038iApproximate average salary by contribution assumption: employee only about $100,943 at 4% or $67,295 at 6%; with 50% employer match about $67,295 at 4% or $44,863 at 6%; with 100% employer match about $50,471 at 4% or $33,648 at 6%.
Smithville Telephone Company Inc. Pension Plan-115$24,642,065$285,865$2,486iApproximate average salary by contribution assumption: employee only about $62,145 at 4% or $41,430 at 6%; with 50% employer match about $41,430 at 4% or $27,620 at 6%; with 100% employer match about $31,072 at 4% or $20,715 at 6%.
Smithville Telephone Company Inc. 401(K) Savings Plan-154$3,631,130$541,865$3,519iApproximate average salary by contribution assumption: employee only about $87,965 at 4% or $58,643 at 6%; with 50% employer match about $58,643 at 4% or $39,096 at 6%; with 100% employer match about $43,983 at 4% or $29,322 at 6%.
Smithville Communications Inc. Employee Benefit Plan-205---
20173216$30,271,290$5,011,076$23,199iApproximate average salary by contribution assumption: employee only about $579,986 at 4% or $386,657 at 6%; with 50% employer match about $386,657 at 4% or $257,771 at 6%; with 100% employer match about $289,993 at 4% or $193,329 at 6%.
Smithville Telephone Company Inc. Pension Plan-108$26,294,042$4,236,148$39,224iApproximate average salary by contribution assumption: employee only about $980,590 at 4% or $653,727 at 6%; with 50% employer match about $653,727 at 4% or $435,818 at 6%; with 100% employer match about $490,295 at 4% or $326,863 at 6%.
Smithville Telephone Company Inc. 401(K) Savings Plan-161$3,977,248$774,928$4,813iApproximate average salary by contribution assumption: employee only about $120,330 at 4% or $80,220 at 6%; with 50% employer match about $80,220 at 4% or $53,480 at 6%; with 100% employer match about $60,165 at 4% or $40,110 at 6%.
Smithville Communications Inc. Employee Benefit Plan-216---
20163204$26,572,448$2,691,301$13,193iApproximate average salary by contribution assumption: employee only about $329,816 at 4% or $219,878 at 6%; with 50% employer match about $219,878 at 4% or $146,585 at 6%; with 100% employer match about $164,908 at 4% or $109,939 at 6%.
Smithville Telephone Company Inc. Pension Plan-103$23,826,310$2,359,398$22,907iApproximate average salary by contribution assumption: employee only about $572,669 at 4% or $381,780 at 6%; with 50% employer match about $381,780 at 4% or $254,520 at 6%; with 100% employer match about $286,335 at 4% or $190,890 at 6%.
Smithville Telephone Company Inc. 401(K) Savings Plan-149$2,746,138$331,903$2,228iApproximate average salary by contribution assumption: employee only about $55,688 at 4% or $37,126 at 6%; with 50% employer match about $37,126 at 4% or $24,750 at 6%; with 100% employer match about $27,844 at 4% or $18,563 at 6%.
Smithville Communications Inc. Employee Benefit Plan-204---
20153186$25,977,212$3,027,820$16,279iApproximate average salary by contribution assumption: employee only about $406,965 at 4% or $271,310 at 6%; with 50% employer match about $271,310 at 4% or $180,873 at 6%; with 100% employer match about $203,483 at 4% or $135,655 at 6%.
Smithville Telephone Company Inc. Pension Plan-98$23,589,231$2,538,348$25,902iApproximate average salary by contribution assumption: employee only about $647,538 at 4% or $431,692 at 6%; with 50% employer match about $431,692 at 4% or $287,795 at 6%; with 100% employer match about $323,769 at 4% or $215,846 at 6%.
Smithville Telephone Company Inc. 401(K) Savings Plan-155$2,387,981$489,472$3,158iApproximate average salary by contribution assumption: employee only about $78,947 at 4% or $52,631 at 6%; with 50% employer match about $52,631 at 4% or $35,088 at 6%; with 100% employer match about $39,474 at 4% or $26,316 at 6%.
Smithville Communications Inc. Employee Benefit Plan-186---
20143212$24,290,127$2,032,403$9,587iApproximate average salary by contribution assumption: employee only about $239,670 at 4% or $159,780 at 6%; with 50% employer match about $159,780 at 4% or $106,520 at 6%; with 100% employer match about $119,835 at 4% or $79,890 at 6%.
Smithville Telephone Company Inc. Pension Plan-100$22,312,429$1,762,609$17,626iApproximate average salary by contribution assumption: employee only about $440,652 at 4% or $293,768 at 6%; with 50% employer match about $293,768 at 4% or $195,845 at 6%; with 100% employer match about $220,326 at 4% or $146,884 at 6%.
Smithville Telephone Company Inc. 401(K) Savings Plan-128$1,977,698$269,794$2,108iApproximate average salary by contribution assumption: employee only about $52,694 at 4% or $35,129 at 6%; with 50% employer match about $35,129 at 4% or $23,420 at 6%; with 100% employer match about $26,347 at 4% or $17,565 at 6%.
Smithville Communications Inc. Employee Benefit Plan-212---
20133176$22,811,497$2,006,411$11,400iApproximate average salary by contribution assumption: employee only about $285,002 at 4% or $190,001 at 6%; with 50% employer match about $190,001 at 4% or $126,667 at 6%; with 100% employer match about $142,501 at 4% or $95,001 at 6%.
Smithville Telephone Company Inc. Pension Plan-105$20,576,074$1,715,897$16,342iApproximate average salary by contribution assumption: employee only about $408,547 at 4% or $272,365 at 6%; with 50% employer match about $272,365 at 4% or $181,576 at 6%; with 100% employer match about $204,273 at 4% or $136,182 at 6%.
Smithville Telephone Company Inc. 401(K) Savings Plan-128$2,235,423$290,514$2,270iApproximate average salary by contribution assumption: employee only about $56,741 at 4% or $37,827 at 6%; with 50% employer match about $37,827 at 4% or $25,218 at 6%; with 100% employer match about $28,371 at 4% or $18,914 at 6%.
Smithville Communications Inc. Employee Benefit Plan-176---
20123203$19,998,065$1,883,156$9,277iApproximate average salary by contribution assumption: employee only about $231,916 at 4% or $154,611 at 6%; with 50% employer match about $154,611 at 4% or $103,074 at 6%; with 100% employer match about $115,958 at 4% or $77,305 at 6%.
Smithville Telephone Company Inc. Pension Plan-155$18,162,703$1,614,106$10,414iApproximate average salary by contribution assumption: employee only about $260,340 at 4% or $173,560 at 6%; with 50% employer match about $173,560 at 4% or $115,707 at 6%; with 100% employer match about $130,170 at 4% or $86,780 at 6%.
Smithville Telephone Company Inc. 401(K) Savings Plan-134$1,835,362$269,050$2,008iApproximate average salary by contribution assumption: employee only about $50,196 at 4% or $33,464 at 6%; with 50% employer match about $33,464 at 4% or $22,309 at 6%; with 100% employer match about $25,098 at 4% or $16,732 at 6%.
Smithville Communications Inc. Employee Benefit Plan-203---
20113199$17,464,094$1,283,167$6,448iApproximate average salary by contribution assumption: employee only about $161,202 at 4% or $107,468 at 6%; with 50% employer match about $107,468 at 4% or $71,645 at 6%; with 100% employer match about $80,601 at 4% or $53,734 at 6%.
Smithville Telephone Company Inc. Pension Plan-155$15,869,309$1,016,918$6,561iApproximate average salary by contribution assumption: employee only about $164,019 at 4% or $109,346 at 6%; with 50% employer match about $109,346 at 4% or $72,897 at 6%; with 100% employer match about $82,010 at 4% or $54,673 at 6%.
Smithville Telephone Company Inc. 401(K) Savings Plan-149$1,594,785$266,249$1,787iApproximate average salary by contribution assumption: employee only about $44,673 at 4% or $29,782 at 6%; with 50% employer match about $29,782 at 4% or $19,855 at 6%; with 100% employer match about $22,336 at 4% or $14,891 at 6%.
Smithville Communications Inc. Employee Benefit Plan-199---
20105209$16,814,578$1,188,723$5,688iApproximate average salary by contribution assumption: employee only about $142,192 at 4% or $94,794 at 6%; with 50% employer match about $94,794 at 4% or $63,196 at 6%; with 100% employer match about $71,096 at 4% or $47,397 at 6%.
Smithville Telephone Company Inc. Pension Plan-161$15,371,710$962,575$5,979iApproximate average salary by contribution assumption: employee only about $149,468 at 4% or $99,645 at 6%; with 50% employer match about $99,645 at 4% or $66,430 at 6%; with 100% employer match about $74,734 at 4% or $49,823 at 6%.
Smithville Telephone Company Inc. 401(K) Savings Plan-99$1,442,868$226,148$2,284iApproximate average salary by contribution assumption: employee only about $57,108 at 4% or $38,072 at 6%; with 50% employer match about $38,072 at 4% or $25,381 at 6%; with 100% employer match about $28,554 at 4% or $19,036 at 6%.
Smithville Communications Inc. Employee Benefit Plan-124---
Smithville Communications Inc. Employee Benefit Plan-176---
Smithville Communications Inc. Employee Benefit Plan-209---
20093160$14,822,382$1,115,205$6,970iApproximate average salary by contribution assumption: employee only about $174,251 at 4% or $116,167 at 6%; with 50% employer match about $116,167 at 4% or $77,445 at 6%; with 100% employer match about $87,125 at 4% or $58,084 at 6%.
Smithville Telephone Company Inc. Pension Plan-160$13,680,192$892,251$5,577iApproximate average salary by contribution assumption: employee only about $139,414 at 4% or $92,943 at 6%; with 50% employer match about $92,943 at 4% or $61,962 at 6%; with 100% employer match about $69,707 at 4% or $46,471 at 6%.
Smithville Telephone Company Inc. 401(K) Savings Plan-85$1,142,190$222,954$2,623iApproximate average salary by contribution assumption: employee only about $65,575 at 4% or $43,716 at 6%; with 50% employer match about $43,716 at 4% or $29,144 at 6%; with 100% employer match about $32,787 at 4% or $21,858 at 6%.
Smithville Telephone Company Inc. 401(K) Savings Plan-----
20082167$12,320,656$1,072,806$6,424iApproximate average salary by contribution assumption: employee only about $160,600 at 4% or $107,066 at 6%; with 50% employer match about $107,066 at 4% or $71,378 at 6%; with 100% employer match about $80,300 at 4% or $53,533 at 6%.
Smithville Telephone Company Inc. Pension Plan-146$11,568,485$858,619$5,881iApproximate average salary by contribution assumption: employee only about $147,024 at 4% or $98,016 at 6%; with 50% employer match about $98,016 at 4% or $65,344 at 6%; with 100% employer match about $73,512 at 4% or $49,008 at 6%.
Smithville Telephone Company Inc. 401(K) Savings Plan-167$752,171$214,187$1,283iApproximate average salary by contribution assumption: employee only about $32,064 at 4% or $21,376 at 6%; with 50% employer match about $21,376 at 4% or $14,251 at 6%; with 100% employer match about $16,032 at 4% or $10,688 at 6%.
20072139$13,894,206$1,986,401$14,291iApproximate average salary by contribution assumption: employee only about $357,266 at 4% or $238,178 at 6%; with 50% employer match about $238,178 at 4% or $158,785 at 6%; with 100% employer match about $178,633 at 4% or $119,089 at 6%.
Smithville Telephone Company Inc. Pension Plan-139$12,910,352$1,738,428$12,507iApproximate average salary by contribution assumption: employee only about $312,667 at 4% or $208,445 at 6%; with 50% employer match about $208,445 at 4% or $138,963 at 6%; with 100% employer match about $156,333 at 4% or $104,222 at 6%.
Smithville Telephone Company Inc. 401(K) Savings Plan-78$983,854$247,973$3,179iApproximate average salary by contribution assumption: employee only about $79,479 at 4% or $52,986 at 6%; with 50% employer match about $52,986 at 4% or $35,324 at 6%; with 100% employer match about $39,739 at 4% or $26,493 at 6%.
20063139$12,278,350$848,154$6,102iApproximate average salary by contribution assumption: employee only about $152,546 at 4% or $101,697 at 6%; with 50% employer match about $101,697 at 4% or $67,798 at 6%; with 100% employer match about $76,273 at 4% or $50,849 at 6%.
Smithville Telephone Company Inc. Pension Plan-136$11,404,468$586,902$4,315iApproximate average salary by contribution assumption: employee only about $107,886 at 4% or $71,924 at 6%; with 50% employer match about $71,924 at 4% or $47,950 at 6%; with 100% employer match about $53,943 at 4% or $35,962 at 6%.
Smithville Telephone Company Inc. 401(K) Savings Plan-83$873,882$261,252$3,148iApproximate average salary by contribution assumption: employee only about $78,690 at 4% or $52,460 at 6%; with 50% employer match about $52,460 at 4% or $34,973 at 6%; with 100% employer match about $39,345 at 4% or $26,230 at 6%.
Smithville Communications Inc. Employee Benefit Plan-139---
20053137$10,819,492$568,676$4,151iApproximate average salary by contribution assumption: employee only about $103,773 at 4% or $69,182 at 6%; with 50% employer match about $69,182 at 4% or $46,121 at 6%; with 100% employer match about $51,886 at 4% or $34,591 at 6%.
Smithville Telephone Company Inc. Pension Plan-116$10,239,134$363,198$3,131iApproximate average salary by contribution assumption: employee only about $78,275 at 4% or $52,184 at 6%; with 50% employer match about $52,184 at 4% or $34,789 at 6%; with 100% employer match about $39,138 at 4% or $26,092 at 6%.
Smithville Telephone Company Inc. 401(K) Savings Plan-81$580,358$205,478$2,537iApproximate average salary by contribution assumption: employee only about $63,419 at 4% or $42,279 at 6%; with 50% employer match about $42,279 at 4% or $28,186 at 6%; with 100% employer match about $31,710 at 4% or $21,140 at 6%.
Smithville Communications Inc. Employee Benefit Plan-137---
20043128$9,808,407$612,099$4,782iApproximate average salary by contribution assumption: employee only about $119,551 at 4% or $79,700 at 6%; with 50% employer match about $79,700 at 4% or $53,134 at 6%; with 100% employer match about $59,775 at 4% or $39,850 at 6%.
Smithville Telephone Company Inc. Pension Plan-126$9,467,709$399,954$3,174iApproximate average salary by contribution assumption: employee only about $79,356 at 4% or $52,904 at 6%; with 50% employer match about $52,904 at 4% or $35,269 at 6%; with 100% employer match about $39,678 at 4% or $26,452 at 6%.
Smithville Telephone Company Inc. 401(K) Savings Plan-78$340,698$212,145$2,720iApproximate average salary by contribution assumption: employee only about $67,995 at 4% or $45,330 at 6%; with 50% employer match about $45,330 at 4% or $30,220 at 6%; with 100% employer match about $33,998 at 4% or $22,665 at 6%.
Smithville Communications Inc. Employee Benefit Plan-128---
20033139$8,853,387$438,526$3,155iApproximate average salary by contribution assumption: employee only about $78,872 at 4% or $52,581 at 6%; with 50% employer match about $52,581 at 4% or $35,054 at 6%; with 100% employer match about $39,436 at 4% or $26,291 at 6%.
Smithville Telephone Company Inc. Pension Plan-118$8,751,276$344,353$2,918iApproximate average salary by contribution assumption: employee only about $72,956 at 4% or $48,637 at 6%; with 50% employer match about $48,637 at 4% or $32,425 at 6%; with 100% employer match about $36,478 at 4% or $24,319 at 6%.
Smithville Telephone Company Inc. 401(K) Savings Plan-78$102,111$94,173$1,207iApproximate average salary by contribution assumption: employee only about $30,184 at 4% or $20,122 at 6%; with 50% employer match about $20,122 at 4% or $13,415 at 6%; with 100% employer match about $15,092 at 4% or $10,061 at 6%.
Smithville Communications Inc. Employee Benefit Plan-139---
20022129$7,943,116$338,429$2,623iApproximate average salary by contribution assumption: employee only about $65,587 at 4% or $43,725 at 6%; with 50% employer match about $43,725 at 4% or $29,150 at 6%; with 100% employer match about $32,794 at 4% or $21,862 at 6%.
Smithville Telephone Company Inc. Pension Plan-117$7,943,116$338,429$2,893iApproximate average salary by contribution assumption: employee only about $72,314 at 4% or $48,209 at 6%; with 50% employer match about $48,209 at 4% or $32,140 at 6%; with 100% employer match about $36,157 at 4% or $24,105 at 6%.
Smithville Communications Inc. Employee Benefit Plan-129---
20012122$7,585,384$282,783$2,318iApproximate average salary by contribution assumption: employee only about $57,947 at 4% or $38,632 at 6%; with 50% employer match about $38,632 at 4% or $25,754 at 6%; with 100% employer match about $28,974 at 4% or $19,316 at 6%.
Smithville Telephone Company Inc. Pension Plan-105$7,585,384$282,783$2,693iApproximate average salary by contribution assumption: employee only about $67,329 at 4% or $44,886 at 6%; with 50% employer match about $44,886 at 4% or $29,924 at 6%; with 100% employer match about $33,665 at 4% or $22,443 at 6%.
Smithville Communications Inc. Employee Benefit Plan-122---
2000198$6,612,164$325,705$3,324iApproximate average salary by contribution assumption: employee only about $83,088 at 4% or $55,392 at 6%; with 50% employer match about $55,392 at 4% or $36,928 at 6%; with 100% employer match about $41,544 at 4% or $27,696 at 6%.
Smithville Telephone Company Inc. Pension Plan-98$6,612,164$325,705$3,324iApproximate average salary by contribution assumption: employee only about $83,088 at 4% or $55,392 at 6%; with 50% employer match about $55,392 at 4% or $36,928 at 6%; with 100% employer match about $41,544 at 4% or $27,696 at 6%.