Civic Intelligence

Nivine El-Refai, D.D.S., M.S.D. Inc.

Plan context: Nivine El-Refai, D.D.S., M.S.D. Inc. 401(K) Plan and Trust

EIN 34-1936427 • Medina, OH • 22 filings • 6 plans

3985 Medina RoadSuite 160Medina, OH 44256
Current Snapshot

Latest Year

2025

2025 Participants

2

2025 Assets

$1,366,937

2025 Contributions

$71,721

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$1,366,937$683,469$0200420152025YearValue
$1,366,937Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

420200420152025YearValue
2Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202512$1,366,937$71,721$35,861iApproximate average salary by contribution assumption: employee only about $896,513 at 4% or $597,675 at 6%; with 50% employer match about $597,675 at 4% or $398,450 at 6%; with 100% employer match about $448,256 at 4% or $298,838 at 6%.
Nivine El-Refai, D.D.S., M.S.D. Inc. 401(K) Plan and Trust-2$1,366,937$71,721$35,861iApproximate average salary by contribution assumption: employee only about $896,513 at 4% or $597,675 at 6%; with 50% employer match about $597,675 at 4% or $398,450 at 6%; with 100% employer match about $448,256 at 4% or $298,838 at 6%.
202412$1,178,595$70,625$35,313iApproximate average salary by contribution assumption: employee only about $882,813 at 4% or $588,542 at 6%; with 50% employer match about $588,542 at 4% or $392,361 at 6%; with 100% employer match about $441,406 at 4% or $294,271 at 6%.
Nivine El-Refai, D.D.S., M.S.D. Inc. 401(K) Plan and Trust-2$1,178,595$70,625$35,313iApproximate average salary by contribution assumption: employee only about $882,813 at 4% or $588,542 at 6%; with 50% employer match about $588,542 at 4% or $392,361 at 6%; with 100% employer match about $441,406 at 4% or $294,271 at 6%.
202312$1,028,644$78,062$39,031iApproximate average salary by contribution assumption: employee only about $975,775 at 4% or $650,517 at 6%; with 50% employer match about $650,517 at 4% or $433,678 at 6%; with 100% employer match about $487,888 at 4% or $325,258 at 6%.
Nivine El-Refai, D.D.S., M.S.D. Inc. 401(K) Plan and Trust-2$1,028,644$78,062$39,031iApproximate average salary by contribution assumption: employee only about $975,775 at 4% or $650,517 at 6%; with 50% employer match about $650,517 at 4% or $433,678 at 6%; with 100% employer match about $487,888 at 4% or $325,258 at 6%.
202213$839,836$88,588$29,529iApproximate average salary by contribution assumption: employee only about $738,233 at 4% or $492,156 at 6%; with 50% employer match about $492,156 at 4% or $328,104 at 6%; with 100% employer match about $369,117 at 4% or $246,078 at 6%.
Nivine El-Refai, D.D.S., M.S.D. Inc. 401(K) Plan and Trust-3$839,836$88,588$29,529iApproximate average salary by contribution assumption: employee only about $738,233 at 4% or $492,156 at 6%; with 50% employer match about $492,156 at 4% or $328,104 at 6%; with 100% employer match about $369,117 at 4% or $246,078 at 6%.
202113$960,295$52,000$17,333iApproximate average salary by contribution assumption: employee only about $433,333 at 4% or $288,889 at 6%; with 50% employer match about $288,889 at 4% or $192,593 at 6%; with 100% employer match about $216,667 at 4% or $144,444 at 6%.
Nivine El-Refai, D.D.S., M.S.D. Inc. 401(K) Plan and Trust-3$960,295$52,000$17,333iApproximate average salary by contribution assumption: employee only about $433,333 at 4% or $288,889 at 6%; with 50% employer match about $288,889 at 4% or $192,593 at 6%; with 100% employer match about $216,667 at 4% or $144,444 at 6%.
202012$788,958$101,296$50,648iApproximate average salary by contribution assumption: employee only about $1,266,200 at 4% or $844,133 at 6%; with 50% employer match about $844,133 at 4% or $562,756 at 6%; with 100% employer match about $633,100 at 4% or $422,067 at 6%.
Nivine El-Refai, D.D.S., M.S.D. Inc. 401(K) Plan and Trust-2$788,958$101,296$50,648iApproximate average salary by contribution assumption: employee only about $1,266,200 at 4% or $844,133 at 6%; with 50% employer match about $844,133 at 4% or $562,756 at 6%; with 100% employer match about $633,100 at 4% or $422,067 at 6%.
201912$633,436$59,677$29,839iApproximate average salary by contribution assumption: employee only about $745,963 at 4% or $497,308 at 6%; with 50% employer match about $497,308 at 4% or $331,539 at 6%; with 100% employer match about $372,981 at 4% or $248,654 at 6%.
Nivine El-Refai, D.D.S., M.S.D. Inc. 401(K) Plan and Trust-2$633,436$59,677$29,839iApproximate average salary by contribution assumption: employee only about $745,963 at 4% or $497,308 at 6%; with 50% employer match about $497,308 at 4% or $331,539 at 6%; with 100% employer match about $372,981 at 4% or $248,654 at 6%.
201812$498,375$48,728$24,364iApproximate average salary by contribution assumption: employee only about $609,100 at 4% or $406,067 at 6%; with 50% employer match about $406,067 at 4% or $270,711 at 6%; with 100% employer match about $304,550 at 4% or $203,033 at 6%.
Nivine El-Refai, D.D.S., M.S.D. Inc. 401(K) Plan and Trust-2$498,375$48,728$24,364iApproximate average salary by contribution assumption: employee only about $609,100 at 4% or $406,067 at 6%; with 50% employer match about $406,067 at 4% or $270,711 at 6%; with 100% employer match about $304,550 at 4% or $203,033 at 6%.
201712$499,422$49,319$24,660iApproximate average salary by contribution assumption: employee only about $616,488 at 4% or $410,992 at 6%; with 50% employer match about $410,992 at 4% or $273,994 at 6%; with 100% employer match about $308,244 at 4% or $205,496 at 6%.
Nivine El-Refai, D.D.S., M.S.D. Inc. 401(K) Plan and Trust-2$499,422$49,319$24,660iApproximate average salary by contribution assumption: employee only about $616,488 at 4% or $410,992 at 6%; with 50% employer match about $410,992 at 4% or $273,994 at 6%; with 100% employer match about $308,244 at 4% or $205,496 at 6%.
201612$406,345$50,768$25,384iApproximate average salary by contribution assumption: employee only about $634,600 at 4% or $423,067 at 6%; with 50% employer match about $423,067 at 4% or $282,044 at 6%; with 100% employer match about $317,300 at 4% or $211,533 at 6%.
Nivine El-Refai, D.D.S., M.S.D. Inc. 401(K) Plan and Trust-2$406,345$50,768$25,384iApproximate average salary by contribution assumption: employee only about $634,600 at 4% or $423,067 at 6%; with 50% employer match about $423,067 at 4% or $282,044 at 6%; with 100% employer match about $317,300 at 4% or $211,533 at 6%.
201513$396,180$49,627$16,542iApproximate average salary by contribution assumption: employee only about $413,558 at 4% or $275,706 at 6%; with 50% employer match about $275,706 at 4% or $183,804 at 6%; with 100% employer match about $206,779 at 4% or $137,853 at 6%.
Nivine El-Refai, D.D.S., M.S.D. Inc. 401(K) Plan and Trust-3$396,180$49,627$16,542iApproximate average salary by contribution assumption: employee only about $413,558 at 4% or $275,706 at 6%; with 50% employer match about $275,706 at 4% or $183,804 at 6%; with 100% employer match about $206,779 at 4% or $137,853 at 6%.
201413$414,021$47,742$15,914iApproximate average salary by contribution assumption: employee only about $397,850 at 4% or $265,233 at 6%; with 50% employer match about $265,233 at 4% or $176,822 at 6%; with 100% employer match about $198,925 at 4% or $132,617 at 6%.
Nivine El-Refai, D.D.S., M.S.D. Inc. 401(K) Plan and Trust-3$414,021$47,742$15,914iApproximate average salary by contribution assumption: employee only about $397,850 at 4% or $265,233 at 6%; with 50% employer match about $265,233 at 4% or $176,822 at 6%; with 100% employer match about $198,925 at 4% or $132,617 at 6%.
201313$377,413$48,300$16,100iApproximate average salary by contribution assumption: employee only about $402,500 at 4% or $268,333 at 6%; with 50% employer match about $268,333 at 4% or $178,889 at 6%; with 100% employer match about $201,250 at 4% or $134,167 at 6%.
Nivine El-Refai, D.D.S., M.S.D. Inc. 401(K) Plan and Trust-3$377,413$48,300$16,100iApproximate average salary by contribution assumption: employee only about $402,500 at 4% or $268,333 at 6%; with 50% employer match about $268,333 at 4% or $178,889 at 6%; with 100% employer match about $201,250 at 4% or $134,167 at 6%.
201214$311,978$49,152$12,288iApproximate average salary by contribution assumption: employee only about $307,200 at 4% or $204,800 at 6%; with 50% employer match about $204,800 at 4% or $136,533 at 6%; with 100% employer match about $153,600 at 4% or $102,400 at 6%.
Nivine El-Refai, D.D.S., M.S.D. Inc. 401(K) Plan and Trust-4$311,978$49,152$12,288iApproximate average salary by contribution assumption: employee only about $307,200 at 4% or $204,800 at 6%; with 50% employer match about $204,800 at 4% or $136,533 at 6%; with 100% employer match about $153,600 at 4% or $102,400 at 6%.
201114$234,045$49,696$12,424iApproximate average salary by contribution assumption: employee only about $310,600 at 4% or $207,067 at 6%; with 50% employer match about $207,067 at 4% or $138,044 at 6%; with 100% employer match about $155,300 at 4% or $103,533 at 6%.
Nivine El-Refai, D.D.S., M.S.D. Inc. 401(K) Plan and Trust-4$234,045$49,696$12,424iApproximate average salary by contribution assumption: employee only about $310,600 at 4% or $207,067 at 6%; with 50% employer match about $207,067 at 4% or $138,044 at 6%; with 100% employer match about $155,300 at 4% or $103,533 at 6%.
201014$215,018$49,655$12,414iApproximate average salary by contribution assumption: employee only about $310,344 at 4% or $206,896 at 6%; with 50% employer match about $206,896 at 4% or $137,931 at 6%; with 100% employer match about $155,172 at 4% or $103,448 at 6%.
Nivine El-Refai, D.D.S., M.S.D. Inc. 401(K) Plan and Trust-4$215,018$49,655$12,414iApproximate average salary by contribution assumption: employee only about $310,344 at 4% or $206,896 at 6%; with 50% employer match about $206,896 at 4% or $137,931 at 6%; with 100% employer match about $155,172 at 4% or $103,448 at 6%.
200914$266,387$48,557$12,139iApproximate average salary by contribution assumption: employee only about $303,481 at 4% or $202,321 at 6%; with 50% employer match about $202,321 at 4% or $134,881 at 6%; with 100% employer match about $151,741 at 4% or $101,160 at 6%.
Nivine El-Refai, D.D.S., M.S.D. Inc. 401(K) Plan and Trust-4$266,387$48,557$12,139iApproximate average salary by contribution assumption: employee only about $303,481 at 4% or $202,321 at 6%; with 50% employer match about $202,321 at 4% or $134,881 at 6%; with 100% employer match about $151,741 at 4% or $101,160 at 6%.
200814$165,482$45,613$11,403iApproximate average salary by contribution assumption: employee only about $285,081 at 4% or $190,054 at 6%; with 50% employer match about $190,054 at 4% or $126,703 at 6%; with 100% employer match about $142,541 at 4% or $95,027 at 6%.
Nivine El-Refai, D.D.S., M.S.D. Inc. 401(K) Plan and Trust-4$165,482$45,613$11,403iApproximate average salary by contribution assumption: employee only about $285,081 at 4% or $190,054 at 6%; with 50% employer match about $190,054 at 4% or $126,703 at 6%; with 100% employer match about $142,541 at 4% or $95,027 at 6%.
200714$182,984$44,450$11,113iApproximate average salary by contribution assumption: employee only about $277,813 at 4% or $185,208 at 6%; with 50% employer match about $185,208 at 4% or $123,472 at 6%; with 100% employer match about $138,906 at 4% or $92,604 at 6%.
Nivine El-Refai, D.D.S., M.S.D. Inc. 401(K) Plan and Trust-4$182,984$44,450$11,113iApproximate average salary by contribution assumption: employee only about $277,813 at 4% or $185,208 at 6%; with 50% employer match about $185,208 at 4% or $123,472 at 6%; with 100% employer match about $138,906 at 4% or $92,604 at 6%.
200613$131,264$40,391$13,464iApproximate average salary by contribution assumption: employee only about $336,592 at 4% or $224,394 at 6%; with 50% employer match about $224,394 at 4% or $149,596 at 6%; with 100% employer match about $168,296 at 4% or $112,197 at 6%.
Nivine El-Refai, D.D.S., M.S.D. Inc. 401(K) Plan and Trust-3$131,264$40,391$13,464iApproximate average salary by contribution assumption: employee only about $336,592 at 4% or $224,394 at 6%; with 50% employer match about $224,394 at 4% or $149,596 at 6%; with 100% employer match about $168,296 at 4% or $112,197 at 6%.
200513$77,294$37,089$12,363iApproximate average salary by contribution assumption: employee only about $309,075 at 4% or $206,050 at 6%; with 50% employer match about $206,050 at 4% or $137,367 at 6%; with 100% employer match about $154,538 at 4% or $103,025 at 6%.
Nivine El-Refai, D.D.S., M.S.D. Inc. 401(K) Plan and Trust-3$77,294$37,089$12,363iApproximate average salary by contribution assumption: employee only about $309,075 at 4% or $206,050 at 6%; with 50% employer match about $206,050 at 4% or $137,367 at 6%; with 100% employer match about $154,538 at 4% or $103,025 at 6%.
200413$35,915$33,508$11,169iApproximate average salary by contribution assumption: employee only about $279,233 at 4% or $186,156 at 6%; with 50% employer match about $186,156 at 4% or $124,104 at 6%; with 100% employer match about $139,617 at 4% or $93,078 at 6%.
Nivine El-Refai, D.D.S., M.S.D. Inc. 401(K) Plan and Trust-3$35,915$33,508$11,169iApproximate average salary by contribution assumption: employee only about $279,233 at 4% or $186,156 at 6%; with 50% employer match about $186,156 at 4% or $124,104 at 6%; with 100% employer match about $139,617 at 4% or $93,078 at 6%.