RHI TITANIUM COMPANY
Plan context: Rmi Titanium Master Trust
EIN 34-1913054 • Pittsburgh, PA • 135 filings • 24 plans
Current Snapshot
Latest Year
2017
2017 Participants
474
2017 Assets
$33,691,693
2017 Contributions
$7,150,646
Historical Graphs
Total Assets Over Time
Aggregate end-of-year assets by filing year, excluding zero-asset years
Participants Over Time
Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans
Company Timeline
Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.
| Year / Filing | Filings | Participants | Assets | Contributions | Contrib./Participant |
|---|---|---|---|---|---|
| 2017 | 1 | 0 | $0 | $0 | - |
| Rmi Titanium Master Trust | - | - | - | - | - |
| 2016 | 3 | 474 | $33,691,693 | $0 | - |
| Rmi Titanium Master Trust | - | - | $33,691,693 | - | - |
| Program of Insurance Benefits for Employees of Rmi Titanium Co Hourly Employees - Niles & Extr | - | 474 | - | - | - |
| Supplemental Unemployment Benefit- Niles Plant | - | 319 | - | - | - |
| 2015 | 3 | 521 | $197,089,040 | $0 | - |
| Rmi Titanium Master Trust | - | - | $197,089,040 | - | - |
| Supplemental Unemployment Benefit- Niles Plant | - | 327 | - | - | - |
| Program of Insurance Benefits for Employees of Rmi Titanium Co Hourly Employees - Niles & Extr | - | 521 | - | - | - |
| 2014 | 3 | 507 | $197,993,259 | $0 | - |
| Rmi Titanium Master Trust | - | - | $197,993,259 | - | - |
| Supplemental Unemployment Benefit- Niles Plant | - | 314 | - | - | - |
| Program of Insurance Benefits for Employees of Rmi Titanium Co Hourly Employees - Niles & Extr | - | 507 | - | - | - |
| 2013 | 3 | 533 | $192,315,253 | $0 | - |
| Rmi Titanium Master Trust | - | - | $192,315,253 | - | - |
| Supplemental Unemployment Benefit- Niles Plant | - | 288 | - | - | - |
| Program of Insurance Benefits for Employees of Rmi Titanium Co Hourly Employees - Niles & Extr | - | 533 | - | - | - |
| 2012 | 7 | 509 | $216,627,596 | $7,150,646 | $14,048iApproximate average salary by contribution assumption: employee only about $351,211 at 4% or $234,140 at 6%; with 50% employer match about $234,140 at 4% or $156,094 at 6%; with 100% employer match about $175,605 at 4% or $117,070 at 6%. |
| Pension Plan of Rmi Titanium Company | - | 216 | $71,606,170 | $5,305,212 | $24,561iApproximate average salary by contribution assumption: employee only about $614,029 at 4% or $409,353 at 6%; with 50% employer match about $409,353 at 4% or $272,902 at 6%; with 100% employer match about $307,015 at 4% or $204,676 at 6%. |
| Pension Plan for Eligible Salaried Employees of Rmi Titanium Company | - | 127 | $64,849,337 | $1,652,968 | $13,015iApproximate average salary by contribution assumption: employee only about $325,387 at 4% or $216,925 at 6%; with 50% employer match about $216,925 at 4% or $144,617 at 6%; with 100% employer match about $162,694 at 4% or $108,462 at 6%. |
| Rmi Titanium Master Trust | - | - | $63,857,039 | - | - |
| Pension Plan of Eligible Employees of Rmi Titanium Company | - | 0 | $12,285,731 | $192,466 | - |
| RMI DB PLAN MASTER TRUST | - | - | $4,029,319 | - | - |
| Program of Insurance Benefits for Employees of Rmi Titanium Co Hourly Employees - Niles & Extr | - | 509 | - | - | - |
| Supplemental Unemployment Benefit- Niles Plant | - | 280 | - | - | - |
| 2011 | 7 | 513 | $141,462,417 | $17,179,404 | $33,488iApproximate average salary by contribution assumption: employee only about $837,203 at 4% or $558,135 at 6%; with 50% employer match about $558,135 at 4% or $372,090 at 6%; with 100% employer match about $418,601 at 4% or $279,068 at 6%. |
| Pension Plan of Rmi Titanium Company | - | 243 | $63,444,086 | $7,523,763 | $30,962iApproximate average salary by contribution assumption: employee only about $774,050 at 4% or $516,033 at 6%; with 50% employer match about $516,033 at 4% or $344,022 at 6%; with 100% employer match about $387,025 at 4% or $258,017 at 6%. |
| Pension Plan for Eligible Salaried Employees of Rmi Titanium Company | - | 132 | $60,450,273 | $8,189,381 | $62,041iApproximate average salary by contribution assumption: employee only about $1,551,019 at 4% or $1,034,013 at 6%; with 50% employer match about $1,034,013 at 4% or $689,342 at 6%; with 100% employer match about $775,510 at 4% or $517,006 at 6%. |
| Pension Plan of Eligible Employees of Rmi Titanium Company | - | 0 | $11,773,221 | $1,466,260 | - |
| RMI DB PLAN MASTER TRUST | - | - | $5,794,837 | - | - |
| Supplemental Unemployment Benefit- Niles Plant | - | 313 | - | - | - |
| Program of Insurance Benefits for Employees of Rmi Titanium Co Hourly Employees - Niles & Extr | - | 513 | - | - | - |
| Business Travel Insurance Plan | - | 0 | - | - | - |
| 2010 | 8 | 340 | $180,866,738 | $24,955,577 | $73,399iApproximate average salary by contribution assumption: employee only about $1,834,969 at 4% or $1,223,313 at 6%; with 50% employer match about $1,223,313 at 4% or $815,542 at 6%; with 100% employer match about $917,484 at 4% or $611,656 at 6%. |
| Pension Plan of Rmi Titanium Company | - | 254 | $57,002,573 | $11,398,983 | $44,878iApproximate average salary by contribution assumption: employee only about $1,121,947 at 4% or $747,965 at 6%; with 50% employer match about $747,965 at 4% or $498,643 at 6%; with 100% employer match about $560,974 at 4% or $373,982 at 6%. |
| Rmi Titanium Master Trust | - | - | $55,367,307 | - | - |
| Pension Plan for Eligible Salaried Employees of Rmi Titanium Company | - | 135 | $53,504,860 | $11,421,594 | $84,604iApproximate average salary by contribution assumption: employee only about $2,115,110 at 4% or $1,410,073 at 6%; with 50% employer match about $1,410,073 at 4% or $940,049 at 6%; with 100% employer match about $1,057,555 at 4% or $705,037 at 6%. |
| Pension Plan of Eligible Employees of Rmi Titanium Company | - | 0 | $10,775,050 | $2,135,000 | - |
| RMI DB PLAN MASTER TRUST | - | - | $4,216,948 | - | - |
| Supplemental Unemployment Benefit- Niles Plant | - | 329 | - | - | - |
| Business Travel Insurance Plan | - | 150 | - | - | - |
| Program of Insurance Benefits for Employees of Rmi Titanium Co Hourly Employees - Niles & Extr | - | 340 | - | - | - |
| 2009 | 10 | 361 | $145,016,485 | $3,010,000 | $8,338iApproximate average salary by contribution assumption: employee only about $208,449 at 4% or $138,966 at 6%; with 50% employer match about $138,966 at 4% or $92,644 at 6%; with 100% employer match about $104,224 at 4% or $69,483 at 6%. |
| Rmi Titanium Master Trust | - | - | $49,535,722 | - | - |
| Pension Plan of Rmi Titanium Company | - | 267 | $43,448,212 | $978,000 | $3,663iApproximate average salary by contribution assumption: employee only about $91,573 at 4% or $61,049 at 6%; with 50% employer match about $61,049 at 4% or $40,699 at 6%; with 100% employer match about $45,787 at 4% or $30,524 at 6%. |
| Pension Plan for Eligible Salaried Employees of Rmi Titanium Company | - | 140 | $40,454,125 | $1,765,000 | $12,607iApproximate average salary by contribution assumption: employee only about $315,179 at 4% or $210,119 at 6%; with 50% employer match about $210,119 at 4% or $140,079 at 6%; with 100% employer match about $157,589 at 4% or $105,060 at 6%. |
| Pension Plan of Eligible Employees of Rmi Titanium Company | - | 0 | $8,516,996 | $267,000 | - |
| RMI DB PLAN MASTER TRUST | - | - | $3,061,430 | - | - |
| GROUP INSURANCE PLAN RTI ALLOYS DIVISION CO RTI ALLOYS DIVISION | - | 277 | - | - | - |
| Business Travel Insurance Plan | - | 357 | - | - | - |
| Supplemental Unemployment Benefit- Niles Plant | - | 342 | - | - | - |
| Program of Insurance Benefits for Employees of Rmi Titanium Co Hourly Employees - Niles & Extr | - | 356 | - | - | - |
| Group Insurance Plan for Eligible Salaried Employees of Rmi Titanium Co | - | 361 | - | - | - |
| 2008 | 10 | 378 | $196,922,869 | $2,651,173 | $7,014iApproximate average salary by contribution assumption: employee only about $175,342 at 4% or $116,895 at 6%; with 50% employer match about $116,895 at 4% or $77,930 at 6%; with 100% employer match about $87,671 at 4% or $58,447 at 6%. |
| RMI DB PLAN MASTER TRUST | - | 0 | $77,241,967 | - | - |
| Pension Plan of Rmi Titanium Company | - | 271 | $39,380,295 | $918,501 | $3,389iApproximate average salary by contribution assumption: employee only about $84,733 at 4% or $56,488 at 6%; with 50% employer match about $56,488 at 4% or $37,659 at 6%; with 100% employer match about $42,366 at 4% or $28,244 at 6%. |
| Pension Plan for Eligible Salaried Employees of Rmi Titanium Company | - | 147 | $36,244,964 | $1,420,702 | $9,665iApproximate average salary by contribution assumption: employee only about $241,616 at 4% or $161,077 at 6%; with 50% employer match about $161,077 at 4% or $107,385 at 6%; with 100% employer match about $120,808 at 4% or $80,539 at 6%. |
| Rmi Titanium Master Trust | - | 0 | $35,855,050 | - | - |
| Pension Plan of Eligible Employees of Rmi Titanium Company | - | 0 | $7,927,855 | $300,000 | - |
| Supplemental Unemployment Benefit- Niles Plant | - | 327 | $272,738 | $11,970 | $37iApproximate average salary by contribution assumption: employee only about $915 at 4% or $610 at 6%; with 50% employer match about $610 at 4% or $407 at 6%; with 100% employer match about $458 at 4% or $305 at 6%. |
| Group Insurance Plan for Eligible Salaried Employees of Rmi Titanium Co | - | 378 | - | - | - |
| Program of Insurance Benefits for Employees of Rmi Titanium Co Hourly Employees - Niles & Extr | - | 363 | - | - | - |
| Business Travel Insurance Plan | - | 357 | - | - | - |
| GROUP INSURANCE PLAN - RTI ALLOYS DIVISION CO. - RTI ALLOYS DIVISION | - | 315 | - | - | - |
| 2007 | 10 | 545 | $270,079,732 | $4,879,897 | $8,954iApproximate average salary by contribution assumption: employee only about $223,848 at 4% or $149,232 at 6%; with 50% employer match about $149,232 at 4% or $99,488 at 6%; with 100% employer match about $111,924 at 4% or $74,616 at 6%. |
| RMI DB PLAN MASTER TRUST | - | 0 | $105,134,531 | - | - |
| Rmi Titanium Master Trust | - | 0 | $54,330,157 | - | - |
| Pension Plan of Rmi Titanium Company | - | 280 | $51,197,973 | $1,900,000 | $6,786iApproximate average salary by contribution assumption: employee only about $169,643 at 4% or $113,095 at 6%; with 50% employer match about $113,095 at 4% or $75,397 at 6%; with 100% employer match about $84,821 at 4% or $56,548 at 6%. |
| Pension Plan for Eligible Salaried Employees of Rmi Titanium Company | - | 155 | $48,277,512 | $2,500,000 | $16,129iApproximate average salary by contribution assumption: employee only about $403,226 at 4% or $268,817 at 6%; with 50% employer match about $268,817 at 4% or $179,211 at 6%; with 100% employer match about $201,613 at 4% or $134,409 at 6%. |
| Pension Plan of Eligible Employees of Rmi Titanium Company | - | 0 | $10,854,374 | $450,000 | - |
| Supplemental Unemployment Benefit- Niles Plant | - | 303 | $285,185 | $29,897 | $99iApproximate average salary by contribution assumption: employee only about $2,467 at 4% or $1,644 at 6%; with 50% employer match about $1,644 at 4% or $1,096 at 6%; with 100% employer match about $1,233 at 4% or $822 at 6%. |
| Program of Insurance Benefits for Employees of Rmi Titanium Co Hourly Employees - Niles & Extr | - | 374 | - | - | - |
| Group Insurance Plan for Eligible Salaried Employees of Rmi Titanium Co | - | 363 | - | - | - |
| Business Travel Insurance Plan | - | 545 | - | - | - |
| GROUP INSURANCE PLAN - RTI ALLOYS DIVISION CO. - RTI ALLOYS DIVISION | - | 316 | - | - | - |
| 2006 | 9 | 541 | $167,433,596 | $12,634,198 | $23,353iApproximate average salary by contribution assumption: employee only about $583,835 at 4% or $389,224 at 6%; with 50% employer match about $389,224 at 4% or $259,482 at 6%; with 100% employer match about $291,918 at 4% or $194,612 at 6%. |
| Pension Plan of Rmi Titanium Company | - | 288 | $55,401,263 | $6,567,000 | $22,802iApproximate average salary by contribution assumption: employee only about $570,052 at 4% or $380,035 at 6%; with 50% employer match about $380,035 at 4% or $253,356 at 6%; with 100% employer match about $285,026 at 4% or $190,017 at 6%. |
| Rmi Titanium Master Trust | - | 0 | $50,484,592 | - | - |
| Pension Plan for Eligible Salaried Employees of Rmi Titanium Company | - | 168 | $49,779,789 | $4,960,000 | $29,524iApproximate average salary by contribution assumption: employee only about $738,095 at 4% or $492,063 at 6%; with 50% employer match about $492,063 at 4% or $328,042 at 6%; with 100% employer match about $369,048 at 4% or $246,032 at 6%. |
| Pension Plan of Eligible Employees of Rmi Titanium Company | - | 0 | $11,510,689 | $1,000,000 | - |
| Supplemental Unemployment Benefit- Niles Plant | - | 290 | $257,263 | $107,198 | $370iApproximate average salary by contribution assumption: employee only about $9,241 at 4% or $6,161 at 6%; with 50% employer match about $6,161 at 4% or $4,107 at 6%; with 100% employer match about $4,621 at 4% or $3,080 at 6%. |
| Group Insurance Plan for Eligible Salaried Employees of Rmi Titanium Co | - | 541 | - | - | - |
| Program of Insurance Benefits for Employees of Rmi Titanium Co Hourly Employees - Niles & Extr | - | 357 | - | - | - |
| SEVERANCE PAY PLAN FOR EMPLOYEES OF RMI TITANIUM COMPANY | - | 0 | - | - | - |
| Business Travel Insurance Plan | - | 392 | - | - | - |
| 2005 | 9 | 602 | $149,485,195 | $9,153,053 | $15,204iApproximate average salary by contribution assumption: employee only about $380,110 at 4% or $253,407 at 6%; with 50% employer match about $253,407 at 4% or $168,938 at 6%; with 100% employer match about $190,055 at 4% or $126,703 at 6%. |
| Pension Plan of Rmi Titanium Company | - | 296 | $49,168,344 | $6,900,000 | $23,311iApproximate average salary by contribution assumption: employee only about $582,770 at 4% or $388,514 at 6%; with 50% employer match about $388,514 at 4% or $259,009 at 6%; with 100% employer match about $291,385 at 4% or $194,257 at 6%. |
| Pension Plan for Eligible Salaried Employees of Rmi Titanium Company | - | 180 | $45,230,451 | $2,100,000 | $11,667iApproximate average salary by contribution assumption: employee only about $291,667 at 4% or $194,444 at 6%; with 50% employer match about $194,444 at 4% or $129,630 at 6%; with 100% employer match about $145,833 at 4% or $97,222 at 6%. |
| Rmi Titanium Master Trust | - | 0 | $44,016,598 | - | - |
| Pension Plan of Eligible Employees of Rmi Titanium Company | - | 0 | $10,915,542 | - | - |
| Supplemental Unemployment Benefit- Niles Plant | - | 291 | $154,260 | $153,053 | $526iApproximate average salary by contribution assumption: employee only about $13,149 at 4% or $8,766 at 6%; with 50% employer match about $8,766 at 4% or $5,844 at 6%; with 100% employer match about $6,574 at 4% or $4,383 at 6%. |
| Group Insurance Plan for Eligible Salaried Employees of Rmi Titanium Co | - | 602 | - | - | - |
| Program of Insurance Benefits for Employees of Rmi Titanium Co Hourly Employees - Niles & Extr | - | 326 | - | - | - |
| SEVERANCE PAY PLAN FOR EMPLOYEES OF RMI TITANIUM COMPANY | - | 332 | - | - | - |
| Business Travel Insurance Plan | - | 392 | - | - | - |
| 2004 | 9 | 397 | $143,598,021 | $3,754 | $9iApproximate average salary by contribution assumption: employee only about $236 at 4% or $158 at 6%; with 50% employer match about $158 at 4% or $105 at 6%; with 100% employer match about $118 at 4% or $79 at 6%. |
| Pension Plan for Eligible Salaried Employees of Rmi Titanium Company | - | 170 | $45,278,062 | - | - |
| Pension Plan of Rmi Titanium Company | - | 286 | $44,059,698 | - | - |
| Rmi Titanium Master Trust | - | 0 | $42,451,264 | - | - |
| Pension Plan of Eligible Employees of Rmi Titanium Company | - | 0 | $11,784,211 | - | - |
| Supplemental Unemployment Benefit- Niles Plant | - | 332 | $24,786 | $3,754 | $11iApproximate average salary by contribution assumption: employee only about $283 at 4% or $188 at 6%; with 50% employer match about $188 at 4% or $126 at 6%; with 100% employer match about $141 at 4% or $94 at 6%. |
| SEVERANCE PAY PLAN FOR EMPLOYEES OF RMI TITANIUM COMPANY | - | 324 | - | - | - |
| Group Insurance Plan for Eligible Salaried Employees of Rmi Titanium Co | - | 397 | - | - | - |
| Program of Insurance Benefits for Employees of Rmi Titanium Co Hourly Employees - Niles & Extr | - | 244 | - | - | - |
| Business Travel Insurance Plan | - | 383 | - | - | - |
| 2003 | 9 | 401 | $143,834,113 | $3,157,677 | $7,875iApproximate average salary by contribution assumption: employee only about $196,863 at 4% or $131,242 at 6%; with 50% employer match about $131,242 at 4% or $87,495 at 6%; with 100% employer match about $98,431 at 4% or $65,621 at 6%. |
| Pension Plan for Eligible Salaried Employees of Rmi Titanium Company | - | 214 | $46,404,049 | $3,000,000 | $14,019iApproximate average salary by contribution assumption: employee only about $350,467 at 4% or $233,645 at 6%; with 50% employer match about $233,645 at 4% or $155,763 at 6%; with 100% employer match about $175,234 at 4% or $116,822 at 6%. |
| Pension Plan of Rmi Titanium Company | - | 372 | $45,547,578 | - | - |
| Rmi Titanium Master Trust | - | 0 | $39,543,889 | - | - |
| Pension Plan of Eligible Employees of Rmi Titanium Company | - | 0 | $12,313,893 | - | - |
| Supplemental Unemployment Benefit- Niles Plant | - | 357 | $24,704 | $157,677 | $442iApproximate average salary by contribution assumption: employee only about $11,042 at 4% or $7,361 at 6%; with 50% employer match about $7,361 at 4% or $4,907 at 6%; with 100% employer match about $5,521 at 4% or $3,681 at 6%. |
| Business Travel Insurance Plan | - | 401 | - | - | - |
| SEVERANCE PAY PLAN FOR EMPLOYEES OF RMI TITANIUM COMPANY | - | 366 | - | - | - |
| Program of Insurance Benefits for Employees of Rmi Titanium Co Hourly Employees - Niles & Extr | - | 15 | - | - | - |
| Group Insurance Plan for Eligible Salaried Employees of Rmi Titanium Co | - | 255 | - | - | - |
| 2002 | 9 | 433 | $119,661,014 | $7,101,541 | $16,401iApproximate average salary by contribution assumption: employee only about $410,020 at 4% or $273,346 at 6%; with 50% employer match about $273,346 at 4% or $182,231 at 6%; with 100% employer match about $205,010 at 4% or $136,673 at 6%. |
| Pension Plan of Rmi Titanium Company | - | 398 | $39,340,249 | $5,097,329 | $12,807iApproximate average salary by contribution assumption: employee only about $320,184 at 4% or $213,456 at 6%; with 50% employer match about $213,456 at 4% or $142,304 at 6%; with 100% employer match about $160,092 at 4% or $106,728 at 6%. |
| Pension Plan for Eligible Salaried Employees of Rmi Titanium Company | - | 249 | $36,905,554 | $1,790,000 | $7,189iApproximate average salary by contribution assumption: employee only about $179,719 at 4% or $119,813 at 6%; with 50% employer match about $119,813 at 4% or $79,875 at 6%; with 100% employer match about $89,859 at 4% or $59,906 at 6%. |
| Rmi Titanium Master Trust | - | 0 | $32,306,061 | - | - |
| Pension Plan of Eligible Employees of Rmi Titanium Company | - | 0 | $10,863,731 | - | - |
| Supplemental Unemployment Benefit- Niles Plant | - | 384 | $245,419 | $214,212 | $558iApproximate average salary by contribution assumption: employee only about $13,946 at 4% or $9,297 at 6%; with 50% employer match about $9,297 at 4% or $6,198 at 6%; with 100% employer match about $6,973 at 4% or $4,649 at 6%. |
| Business Travel Insurance Plan | - | 45 | - | - | - |
| Program of Insurance Benefits for Employees of Rmi Titanium Co Hourly Employees - Niles & Extr | - | 433 | - | - | - |
| Group Insurance Plan for Eligible Salaried Employees of Rmi Titanium Co | - | 277 | - | - | - |
| SEVERANCE PAY PLAN FOR EMPLOYEES OF RMI TITANIUM COMPANY | - | 379 | - | - | - |
| 2001 | 8 | 1,183 | $84,943,040 | $281,602 | $238iApproximate average salary by contribution assumption: employee only about $5,951 at 4% or $3,967 at 6%; with 50% employer match about $3,967 at 4% or $2,645 at 6%; with 100% employer match about $2,976 at 4% or $1,984 at 6%. |
| Pension Plan for Eligible Salaried Employees of Rmi Titanium Company | - | 283 | $36,834,651 | - | - |
| Pension Plan of Rmi Titanium Company | - | 421 | $35,890,103 | - | - |
| Pension Plan of Eligible Employees of Rmi Titanium Company | - | 0 | $11,607,479 | - | - |
| Supplemental Unemployment Benefit- Niles Plant | - | 400 | $610,807 | $281,602 | $704iApproximate average salary by contribution assumption: employee only about $17,600 at 4% or $11,733 at 6%; with 50% employer match about $11,733 at 4% or $7,822 at 6%; with 100% employer match about $8,800 at 4% or $5,867 at 6%. |
| Business Travel Insurance Plan | - | 1,183 | - | - | - |
| SEVERANCE PAY PLAN FOR EMPLOYEES OF RMI TITANIUM COMPANY | - | 439 | - | - | - |
| Program of Insurance Benefits for Employees of Rmi Titanium Co Hourly Employees - Niles & Extr | - | 416 | - | - | - |
| Group Insurance Plan for Eligible Salaried Employees of Rmi Titanium Co | - | 269 | - | - | - |
| 2000 | 9 | 1,177 | $90,427,103 | $251,868 | $214iApproximate average salary by contribution assumption: employee only about $5,350 at 4% or $3,567 at 6%; with 50% employer match about $3,567 at 4% or $2,378 at 6%; with 100% employer match about $2,675 at 4% or $1,783 at 6%. |
| Business Travel Insurance Plan | - | 1,177 | - | - | - |
| Program of Insurance Benefits for Employees of Rmi Titanium Co Hourly Employees - Niles & Extr | - | 439 | - | - | - |
| 1999 | 8 | 1,364 | $94,517,513 | $265,178 | $194iApproximate average salary by contribution assumption: employee only about $4,860 at 4% or $3,240 at 6%; with 50% employer match about $3,240 at 4% or $2,160 at 6%; with 100% employer match about $2,430 at 4% or $1,620 at 6%. |