Civic Intelligence

Ruggaard & Associates Inc.

Plan context: Ruggaard & Associates Inc. 401(K) Plan

EIN 34-1777509 • Hudson, OH • 19 filings • 3 plans

110 W. Streetsboro Street, Suite 1AHudson, OH 44236
Current Snapshot

Latest Year

2024

2024 Participants

8

2024 Assets

$4,600,180

2024 Contributions

$198,762

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$5,953,511$2,976,756$0200620152024YearValue
$4,600,180Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

840200620152024YearValue
8Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202418$4,600,180$198,762$24,845iApproximate average salary by contribution assumption: employee only about $621,131 at 4% or $414,088 at 6%; with 50% employer match about $414,088 at 4% or $276,058 at 6%; with 100% employer match about $310,566 at 4% or $207,044 at 6%.
Ruggaard & Associates Inc. 401(K) Plan-8$4,600,180$198,762$24,845iApproximate average salary by contribution assumption: employee only about $621,131 at 4% or $414,088 at 6%; with 50% employer match about $414,088 at 4% or $276,058 at 6%; with 100% employer match about $310,566 at 4% or $207,044 at 6%.
202318$5,953,511$196,334$24,542iApproximate average salary by contribution assumption: employee only about $613,544 at 4% or $409,029 at 6%; with 50% employer match about $409,029 at 4% or $272,686 at 6%; with 100% employer match about $306,772 at 4% or $204,515 at 6%.
Ruggaard & Associates Inc. 401(K) Plan-8$5,953,511$196,334$24,542iApproximate average salary by contribution assumption: employee only about $613,544 at 4% or $409,029 at 6%; with 50% employer match about $409,029 at 4% or $272,686 at 6%; with 100% employer match about $306,772 at 4% or $204,515 at 6%.
202217$3,948,393$183,566$26,224iApproximate average salary by contribution assumption: employee only about $655,593 at 4% or $437,062 at 6%; with 50% employer match about $437,062 at 4% or $291,375 at 6%; with 100% employer match about $327,796 at 4% or $218,531 at 6%.
Ruggaard & Associates Inc. 401(K) Plan-7$3,948,393$183,566$26,224iApproximate average salary by contribution assumption: employee only about $655,593 at 4% or $437,062 at 6%; with 50% employer match about $437,062 at 4% or $291,375 at 6%; with 100% employer match about $327,796 at 4% or $218,531 at 6%.
202115$5,188,898$259,797$51,959iApproximate average salary by contribution assumption: employee only about $1,298,985 at 4% or $865,990 at 6%; with 50% employer match about $865,990 at 4% or $577,327 at 6%; with 100% employer match about $649,493 at 4% or $432,995 at 6%.
Ruggaard & Associates Inc. 401(K) Plan-5$5,188,898$259,797$51,959iApproximate average salary by contribution assumption: employee only about $1,298,985 at 4% or $865,990 at 6%; with 50% employer match about $865,990 at 4% or $577,327 at 6%; with 100% employer match about $649,493 at 4% or $432,995 at 6%.
202015$4,270,712$160,187$32,037iApproximate average salary by contribution assumption: employee only about $800,935 at 4% or $533,957 at 6%; with 50% employer match about $533,957 at 4% or $355,971 at 6%; with 100% employer match about $400,468 at 4% or $266,978 at 6%.
Ruggaard & Associates Inc. 401(K) Plan-5$4,270,712$160,187$32,037iApproximate average salary by contribution assumption: employee only about $800,935 at 4% or $533,957 at 6%; with 50% employer match about $533,957 at 4% or $355,971 at 6%; with 100% employer match about $400,468 at 4% or $266,978 at 6%.
201915$3,178,411$158,227$31,645iApproximate average salary by contribution assumption: employee only about $791,135 at 4% or $527,423 at 6%; with 50% employer match about $527,423 at 4% or $351,616 at 6%; with 100% employer match about $395,568 at 4% or $263,712 at 6%.
Ruggaard & Associates Inc. 401(K) Plan-5$3,178,411$158,227$31,645iApproximate average salary by contribution assumption: employee only about $791,135 at 4% or $527,423 at 6%; with 50% employer match about $527,423 at 4% or $351,616 at 6%; with 100% employer match about $395,568 at 4% or $263,712 at 6%.
201815$2,247,208$148,291$29,658iApproximate average salary by contribution assumption: employee only about $741,455 at 4% or $494,303 at 6%; with 50% employer match about $494,303 at 4% or $329,536 at 6%; with 100% employer match about $370,728 at 4% or $247,152 at 6%.
Ruggaard & Associates Inc. 401(K) Plan-5$2,247,208$148,291$29,658iApproximate average salary by contribution assumption: employee only about $741,455 at 4% or $494,303 at 6%; with 50% employer match about $494,303 at 4% or $329,536 at 6%; with 100% employer match about $370,728 at 4% or $247,152 at 6%.
201713$2,261,647$153,601$51,200iApproximate average salary by contribution assumption: employee only about $1,280,008 at 4% or $853,339 at 6%; with 50% employer match about $853,339 at 4% or $568,893 at 6%; with 100% employer match about $640,004 at 4% or $426,669 at 6%.
Ruggaard & Associates Inc. 401(K) Plan-3$2,261,647$153,601$51,200iApproximate average salary by contribution assumption: employee only about $1,280,008 at 4% or $853,339 at 6%; with 50% employer match about $853,339 at 4% or $568,893 at 6%; with 100% employer match about $640,004 at 4% or $426,669 at 6%.
201613$1,730,611$145,707$48,569iApproximate average salary by contribution assumption: employee only about $1,214,225 at 4% or $809,483 at 6%; with 50% employer match about $809,483 at 4% or $539,656 at 6%; with 100% employer match about $607,113 at 4% or $404,742 at 6%.
Ruggaard & Associates Inc. 401(K) Plan-3$1,730,611$145,707$48,569iApproximate average salary by contribution assumption: employee only about $1,214,225 at 4% or $809,483 at 6%; with 50% employer match about $809,483 at 4% or $539,656 at 6%; with 100% employer match about $607,113 at 4% or $404,742 at 6%.
201513$1,604,709$145,686$48,562iApproximate average salary by contribution assumption: employee only about $1,214,050 at 4% or $809,367 at 6%; with 50% employer match about $809,367 at 4% or $539,578 at 6%; with 100% employer match about $607,025 at 4% or $404,683 at 6%.
Ruggaard & Associates Inc. 401(K) Plan-3$1,604,709$145,686$48,562iApproximate average salary by contribution assumption: employee only about $1,214,050 at 4% or $809,367 at 6%; with 50% employer match about $809,367 at 4% or $539,578 at 6%; with 100% employer match about $607,025 at 4% or $404,683 at 6%.
201413$1,524,335$126,530$42,177iApproximate average salary by contribution assumption: employee only about $1,054,417 at 4% or $702,944 at 6%; with 50% employer match about $702,944 at 4% or $468,630 at 6%; with 100% employer match about $527,208 at 4% or $351,472 at 6%.
Ruggaard & Associates Inc. 401(K) Plan-3$1,524,335$126,530$42,177iApproximate average salary by contribution assumption: employee only about $1,054,417 at 4% or $702,944 at 6%; with 50% employer match about $702,944 at 4% or $468,630 at 6%; with 100% employer match about $527,208 at 4% or $351,472 at 6%.
201313$1,172,324$116,540$38,847iApproximate average salary by contribution assumption: employee only about $971,167 at 4% or $647,444 at 6%; with 50% employer match about $647,444 at 4% or $431,630 at 6%; with 100% employer match about $485,583 at 4% or $323,722 at 6%.
Ruggaard & Associates Inc. 401(K) Plan-3$1,172,324$116,540$38,847iApproximate average salary by contribution assumption: employee only about $971,167 at 4% or $647,444 at 6%; with 50% employer match about $647,444 at 4% or $431,630 at 6%; with 100% employer match about $485,583 at 4% or $323,722 at 6%.
201213$965,283$113,805$37,935iApproximate average salary by contribution assumption: employee only about $948,375 at 4% or $632,250 at 6%; with 50% employer match about $632,250 at 4% or $421,500 at 6%; with 100% employer match about $474,188 at 4% or $316,125 at 6%.
Ruggaard & Associates Inc. 401(K) Plan-3$965,283$113,805$37,935iApproximate average salary by contribution assumption: employee only about $948,375 at 4% or $632,250 at 6%; with 50% employer match about $632,250 at 4% or $421,500 at 6%; with 100% employer match about $474,188 at 4% or $316,125 at 6%.
201113$680,932$104,585$34,862iApproximate average salary by contribution assumption: employee only about $871,542 at 4% or $581,028 at 6%; with 50% employer match about $581,028 at 4% or $387,352 at 6%; with 100% employer match about $435,771 at 4% or $290,514 at 6%.
Ruggaard & Associates Inc. 401(K) Plan-3$680,932$104,585$34,862iApproximate average salary by contribution assumption: employee only about $871,542 at 4% or $581,028 at 6%; with 50% employer match about $581,028 at 4% or $387,352 at 6%; with 100% employer match about $435,771 at 4% or $290,514 at 6%.
201013$525,798$83,980$27,993iApproximate average salary by contribution assumption: employee only about $699,833 at 4% or $466,556 at 6%; with 50% employer match about $466,556 at 4% or $311,037 at 6%; with 100% employer match about $349,917 at 4% or $233,278 at 6%.
Ruggaard & Associates Inc. 401(K) Plan-3$525,798$83,980$27,993iApproximate average salary by contribution assumption: employee only about $699,833 at 4% or $466,556 at 6%; with 50% employer match about $466,556 at 4% or $311,037 at 6%; with 100% employer match about $349,917 at 4% or $233,278 at 6%.
200913$380,418$67,940$22,647iApproximate average salary by contribution assumption: employee only about $566,167 at 4% or $377,444 at 6%; with 50% employer match about $377,444 at 4% or $251,630 at 6%; with 100% employer match about $283,083 at 4% or $188,722 at 6%.
Ruggaard & Associates Inc. 401(K) Plan-3$380,418$67,940$22,647iApproximate average salary by contribution assumption: employee only about $566,167 at 4% or $377,444 at 6%; with 50% employer match about $377,444 at 4% or $251,630 at 6%; with 100% employer match about $283,083 at 4% or $188,722 at 6%.
200814$274,357$56,741$14,185iApproximate average salary by contribution assumption: employee only about $354,631 at 4% or $236,421 at 6%; with 50% employer match about $236,421 at 4% or $157,614 at 6%; with 100% employer match about $177,316 at 4% or $118,210 at 6%.
Ruggaard & Associates Inc. 401(K) Plan-4$274,357$56,741$14,185iApproximate average salary by contribution assumption: employee only about $354,631 at 4% or $236,421 at 6%; with 50% employer match about $236,421 at 4% or $157,614 at 6%; with 100% employer match about $177,316 at 4% or $118,210 at 6%.
200715$246,568$56,499$11,300iApproximate average salary by contribution assumption: employee only about $282,495 at 4% or $188,330 at 6%; with 50% employer match about $188,330 at 4% or $125,553 at 6%; with 100% employer match about $141,248 at 4% or $94,165 at 6%.
Ruggaard & Associates Inc. 401(K) Plan-5$246,568$56,499$11,300iApproximate average salary by contribution assumption: employee only about $282,495 at 4% or $188,330 at 6%; with 50% employer match about $188,330 at 4% or $125,553 at 6%; with 100% employer match about $141,248 at 4% or $94,165 at 6%.
200614$154,019$162,324$40,581iApproximate average salary by contribution assumption: employee only about $1,014,525 at 4% or $676,350 at 6%; with 50% employer match about $676,350 at 4% or $450,900 at 6%; with 100% employer match about $507,263 at 4% or $338,175 at 6%.
Ruggaard & Associates Inc. 401(K) Plan-4$154,019$162,324$40,581iApproximate average salary by contribution assumption: employee only about $1,014,525 at 4% or $676,350 at 6%; with 50% employer match about $676,350 at 4% or $450,900 at 6%; with 100% employer match about $507,263 at 4% or $338,175 at 6%.