Civic Intelligence

Specrete Ip Inc.

Plan context: SPECRETE IP INC. CASH BALANCE PENSION PLAN

EIN 34-1676365 • Cleveland, OH • 22 filings • 2 plans

10703 Quebec Ave.Cleveland, OH 44106
Current Snapshot

Latest Year

2025

2025 Participants

15

2025 Assets

$216,744

2025 Contributions

$214,282

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$5,405,491$2,702,746$0201320192025YearValue
$216,744Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

1580201320192025YearValue
15Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025115$216,744$214,282$14,285iApproximate average salary by contribution assumption: employee only about $357,137 at 4% or $238,091 at 6%; with 50% employer match about $238,091 at 4% or $158,727 at 6%; with 100% employer match about $178,568 at 4% or $119,046 at 6%.
SPECRETE IP INC. CASH BALANCE PENSION PLAN-15$216,744$214,282$14,285iApproximate average salary by contribution assumption: employee only about $357,137 at 4% or $238,091 at 6%; with 50% employer match about $238,091 at 4% or $158,727 at 6%; with 100% employer match about $178,568 at 4% or $119,046 at 6%.
2024214$5,405,491$387,042$27,646iApproximate average salary by contribution assumption: employee only about $691,146 at 4% or $460,764 at 6%; with 50% employer match about $460,764 at 4% or $307,176 at 6%; with 100% employer match about $345,573 at 4% or $230,382 at 6%.
SPECRETE IP INC. CASH BALANCE PENSION PLAN-14$3,019,054$200,000$14,286iApproximate average salary by contribution assumption: employee only about $357,143 at 4% or $238,095 at 6%; with 50% employer match about $238,095 at 4% or $158,730 at 6%; with 100% employer match about $178,571 at 4% or $119,048 at 6%.
Specrete 401(K) Plan-14$2,386,437$187,042$13,360iApproximate average salary by contribution assumption: employee only about $334,004 at 4% or $222,669 at 6%; with 50% employer match about $222,669 at 4% or $148,446 at 6%; with 100% employer match about $167,002 at 4% or $111,335 at 6%.
2023214$4,669,634$478,978$34,213iApproximate average salary by contribution assumption: employee only about $855,318 at 4% or $570,212 at 6%; with 50% employer match about $570,212 at 4% or $380,141 at 6%; with 100% employer match about $427,659 at 4% or $285,106 at 6%.
SPECRETE IP INC. CASH BALANCE PENSION PLAN-14$2,640,436$300,000$21,429iApproximate average salary by contribution assumption: employee only about $535,714 at 4% or $357,143 at 6%; with 50% employer match about $357,143 at 4% or $238,095 at 6%; with 100% employer match about $267,857 at 4% or $178,571 at 6%.
Specrete 401(K) Plan-14$2,029,198$178,978$12,784iApproximate average salary by contribution assumption: employee only about $319,604 at 4% or $213,069 at 6%; with 50% employer match about $213,069 at 4% or $142,046 at 6%; with 100% employer match about $159,802 at 4% or $106,535 at 6%.
2022213$3,713,789$615,863$47,374iApproximate average salary by contribution assumption: employee only about $1,184,352 at 4% or $789,568 at 6%; with 50% employer match about $789,568 at 4% or $526,379 at 6%; with 100% employer match about $592,176 at 4% or $394,784 at 6%.
SPECRETE IP INC. CASH BALANCE PENSION PLAN-12$2,145,766$500,000$41,667iApproximate average salary by contribution assumption: employee only about $1,041,667 at 4% or $694,444 at 6%; with 50% employer match about $694,444 at 4% or $462,963 at 6%; with 100% employer match about $520,833 at 4% or $347,222 at 6%.
Specrete 401(K) Plan-13$1,568,023$115,863$8,913iApproximate average salary by contribution assumption: employee only about $222,813 at 4% or $148,542 at 6%; with 50% employer match about $148,542 at 4% or $99,028 at 6%; with 100% employer match about $111,407 at 4% or $74,271 at 6%.
2021212$3,702,895$273,508$22,792iApproximate average salary by contribution assumption: employee only about $569,808 at 4% or $379,872 at 6%; with 50% employer match about $379,872 at 4% or $253,248 at 6%; with 100% employer match about $284,904 at 4% or $189,936 at 6%.
SPECRETE IP INC. CASH BALANCE PENSION PLAN-12$1,914,489$100,000$8,333iApproximate average salary by contribution assumption: employee only about $208,333 at 4% or $138,889 at 6%; with 50% employer match about $138,889 at 4% or $92,593 at 6%; with 100% employer match about $104,167 at 4% or $69,444 at 6%.
Specrete 401(K) Plan-12$1,788,406$173,508$14,459iApproximate average salary by contribution assumption: employee only about $361,475 at 4% or $240,983 at 6%; with 50% employer match about $240,983 at 4% or $160,656 at 6%; with 100% employer match about $180,738 at 4% or $120,492 at 6%.
2020211$3,164,174$278,230$25,294iApproximate average salary by contribution assumption: employee only about $632,341 at 4% or $421,561 at 6%; with 50% employer match about $421,561 at 4% or $281,040 at 6%; with 100% employer match about $316,170 at 4% or $210,780 at 6%.
SPECRETE IP INC. CASH BALANCE PENSION PLAN-11$1,697,408$100,000$9,091iApproximate average salary by contribution assumption: employee only about $227,273 at 4% or $151,515 at 6%; with 50% employer match about $151,515 at 4% or $101,010 at 6%; with 100% employer match about $113,636 at 4% or $75,758 at 6%.
Specrete 401(K) Plan-11$1,466,766$178,230$16,203iApproximate average salary by contribution assumption: employee only about $405,068 at 4% or $270,045 at 6%; with 50% employer match about $270,045 at 4% or $180,030 at 6%; with 100% employer match about $202,534 at 4% or $135,023 at 6%.
2019212$2,816,178$413,937$34,495iApproximate average salary by contribution assumption: employee only about $862,369 at 4% or $574,913 at 6%; with 50% employer match about $574,913 at 4% or $383,275 at 6%; with 100% employer match about $431,184 at 4% or $287,456 at 6%.
SPECRETE IP INC. CASH BALANCE PENSION PLAN-11$1,506,268$266,074$24,189iApproximate average salary by contribution assumption: employee only about $604,714 at 4% or $403,142 at 6%; with 50% employer match about $403,142 at 4% or $268,762 at 6%; with 100% employer match about $302,357 at 4% or $201,571 at 6%.
Specrete 401(K) Plan-12$1,309,910$147,863$12,322iApproximate average salary by contribution assumption: employee only about $308,048 at 4% or $205,365 at 6%; with 50% employer match about $205,365 at 4% or $136,910 at 6%; with 100% employer match about $154,024 at 4% or $102,683 at 6%.
2018212$2,126,766$587,103$48,925iApproximate average salary by contribution assumption: employee only about $1,223,131 at 4% or $815,421 at 6%; with 50% employer match about $815,421 at 4% or $543,614 at 6%; with 100% employer match about $611,566 at 4% or $407,710 at 6%.
SPECRETE IP INC. CASH BALANCE PENSION PLAN-11$1,127,661$448,776$40,798iApproximate average salary by contribution assumption: employee only about $1,019,945 at 4% or $679,964 at 6%; with 50% employer match about $679,964 at 4% or $453,309 at 6%; with 100% employer match about $509,973 at 4% or $339,982 at 6%.
Specrete 401(K) Plan-12$999,105$138,327$11,527iApproximate average salary by contribution assumption: employee only about $288,181 at 4% or $192,121 at 6%; with 50% employer match about $192,121 at 4% or $128,081 at 6%; with 100% employer match about $144,091 at 4% or $96,060 at 6%.
2017211$1,658,415$550,175$50,016iApproximate average salary by contribution assumption: employee only about $1,250,398 at 4% or $833,598 at 6%; with 50% employer match about $833,598 at 4% or $555,732 at 6%; with 100% employer match about $625,199 at 4% or $416,799 at 6%.
Specrete 401(K) Plan-11$950,278$142,444$12,949iApproximate average salary by contribution assumption: employee only about $323,736 at 4% or $215,824 at 6%; with 50% employer match about $215,824 at 4% or $143,883 at 6%; with 100% employer match about $161,868 at 4% or $107,912 at 6%.
SPECRETE IP INC. CASH BALANCE PENSION PLAN-11$708,137$407,731$37,066iApproximate average salary by contribution assumption: employee only about $926,661 at 4% or $617,774 at 6%; with 50% employer match about $617,774 at 4% or $411,849 at 6%; with 100% employer match about $463,331 at 4% or $308,887 at 6%.
2016211$987,418$385,366$35,033iApproximate average salary by contribution assumption: employee only about $875,832 at 4% or $583,888 at 6%; with 50% employer match about $583,888 at 4% or $389,259 at 6%; with 100% employer match about $437,916 at 4% or $291,944 at 6%.
Specrete 401(K) Plan-11$707,318$105,266$9,570iApproximate average salary by contribution assumption: employee only about $239,241 at 4% or $159,494 at 6%; with 50% employer match about $159,494 at 4% or $106,329 at 6%; with 100% employer match about $119,620 at 4% or $79,747 at 6%.
SPECRETE IP INC. CASH BALANCE PENSION PLAN-11$280,100$280,100$25,464iApproximate average salary by contribution assumption: employee only about $636,591 at 4% or $424,394 at 6%; with 50% employer match about $424,394 at 4% or $282,929 at 6%; with 100% employer match about $318,295 at 4% or $212,197 at 6%.
201519$546,348$89,191$9,910iApproximate average salary by contribution assumption: employee only about $247,753 at 4% or $165,169 at 6%; with 50% employer match about $165,169 at 4% or $110,112 at 6%; with 100% employer match about $123,876 at 4% or $82,584 at 6%.
Specrete 401(K) Plan-9$546,348$89,191$9,910iApproximate average salary by contribution assumption: employee only about $247,753 at 4% or $165,169 at 6%; with 50% employer match about $165,169 at 4% or $110,112 at 6%; with 100% employer match about $123,876 at 4% or $82,584 at 6%.
201419$478,354$84,560$9,396iApproximate average salary by contribution assumption: employee only about $234,889 at 4% or $156,593 at 6%; with 50% employer match about $156,593 at 4% or $104,395 at 6%; with 100% employer match about $117,444 at 4% or $78,296 at 6%.
Specrete 401(K) Plan-9$478,354$84,560$9,396iApproximate average salary by contribution assumption: employee only about $234,889 at 4% or $156,593 at 6%; with 50% employer match about $156,593 at 4% or $104,395 at 6%; with 100% employer match about $117,444 at 4% or $78,296 at 6%.
201319$366,603$329,812$36,646iApproximate average salary by contribution assumption: employee only about $916,144 at 4% or $610,763 at 6%; with 50% employer match about $610,763 at 4% or $407,175 at 6%; with 100% employer match about $458,072 at 4% or $305,381 at 6%.
Specrete 401(K) Plan-9$366,603$329,812$36,646iApproximate average salary by contribution assumption: employee only about $916,144 at 4% or $610,763 at 6%; with 50% employer match about $610,763 at 4% or $407,175 at 6%; with 100% employer match about $458,072 at 4% or $305,381 at 6%.