Civic Intelligence

Rurban Financial Corporation

Plan context: Rurban Financial Corp. Savings Plan and Trust

EIN 34-1395608 • 75 filings • 12 plans

Current Snapshot

Latest Year

2024

2024 Participants

252

2024 Assets

$43,464,114

2024 Contributions

$2,171,902

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$46,007,396$23,003,698$0199920122024YearValue
$43,464,114Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

3341670199920122024YearValue
252Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
20243252$43,464,114$2,171,902$8,619iApproximate average salary by contribution assumption: employee only about $215,466 at 4% or $143,644 at 6%; with 50% employer match about $143,644 at 4% or $95,763 at 6%; with 100% employer match about $107,733 at 4% or $71,822 at 6%.
Rurban Financial Corp. Savings Plan and Trust-229$37,079,847$2,171,902$9,484iApproximate average salary by contribution assumption: employee only about $237,107 at 4% or $158,071 at 6%; with 50% employer match about $158,071 at 4% or $105,381 at 6%; with 100% employer match about $118,554 at 4% or $79,036 at 6%.
Employees Stock Ownership Plan of Rurban Financial Corporation-252$6,384,267--
Rurban Financial Corp. Welfare Benefit Trust-252---
20233247$37,473,314$2,068,491$8,374iApproximate average salary by contribution assumption: employee only about $209,361 at 4% or $139,574 at 6%; with 50% employer match about $139,574 at 4% or $93,050 at 6%; with 100% employer match about $104,681 at 4% or $69,787 at 6%.
Rurban Financial Corp. Savings Plan and Trust-224$32,349,038$1,968,491$8,788iApproximate average salary by contribution assumption: employee only about $219,698 at 4% or $146,465 at 6%; with 50% employer match about $146,465 at 4% or $97,643 at 6%; with 100% employer match about $109,849 at 4% or $73,233 at 6%.
Employees Stock Ownership Plan of Rurban Financial Corporation-237$5,124,276$100,000$422iApproximate average salary by contribution assumption: employee only about $10,549 at 4% or $7,032 at 6%; with 50% employer match about $7,032 at 4% or $4,688 at 6%; with 100% employer match about $5,274 at 4% or $3,516 at 6%.
Rurban Financial Corp. Welfare Benefit Trust-247---
20223269$37,819,179$2,160,498$8,032iApproximate average salary by contribution assumption: employee only about $200,790 at 4% or $133,860 at 6%; with 50% employer match about $133,860 at 4% or $89,240 at 6%; with 100% employer match about $100,395 at 4% or $66,930 at 6%.
Rurban Financial Corp. Savings Plan and Trust-233$31,512,955$2,160,498$9,273iApproximate average salary by contribution assumption: employee only about $231,813 at 4% or $154,542 at 6%; with 50% employer match about $154,542 at 4% or $103,028 at 6%; with 100% employer match about $115,907 at 4% or $77,271 at 6%.
Employees Stock Ownership Plan of Rurban Financial Corporation-232$6,306,224--
Rurban Financial Corp. Welfare Benefit Trust-269---
20213264$46,007,396$3,023,364$11,452iApproximate average salary by contribution assumption: employee only about $286,303 at 4% or $190,869 at 6%; with 50% employer match about $190,869 at 4% or $127,246 at 6%; with 100% employer match about $143,152 at 4% or $95,434 at 6%.
Rurban Financial Corp. Savings Plan and Trust-218$38,117,631$2,522,305$11,570iApproximate average salary by contribution assumption: employee only about $289,255 at 4% or $192,837 at 6%; with 50% employer match about $192,837 at 4% or $128,558 at 6%; with 100% employer match about $144,628 at 4% or $96,418 at 6%.
Employees Stock Ownership Plan of Rurban Financial Corporation-255$7,889,765$501,059$1,965iApproximate average salary by contribution assumption: employee only about $49,123 at 4% or $32,749 at 6%; with 50% employer match about $32,749 at 4% or $21,833 at 6%; with 100% employer match about $24,562 at 4% or $16,374 at 6%.
Rurban Financial Corp. Welfare Benefit Trust-264---
20203247$39,991,225$2,377,459$9,625iApproximate average salary by contribution assumption: employee only about $240,634 at 4% or $160,422 at 6%; with 50% employer match about $160,422 at 4% or $106,948 at 6%; with 100% employer match about $120,317 at 4% or $80,211 at 6%.
Rurban Financial Corp. Savings Plan and Trust-242$32,450,348$2,158,737$8,920iApproximate average salary by contribution assumption: employee only about $223,010 at 4% or $148,673 at 6%; with 50% employer match about $148,673 at 4% or $99,116 at 6%; with 100% employer match about $111,505 at 4% or $74,337 at 6%.
Employees Stock Ownership Plan of Rurban Financial Corporation-242$7,540,877$218,722$904iApproximate average salary by contribution assumption: employee only about $22,595 at 4% or $15,063 at 6%; with 50% employer match about $15,063 at 4% or $10,042 at 6%; with 100% employer match about $11,298 at 4% or $7,532 at 6%.
Rurban Financial Corp. Welfare Benefit Trust-247---
20193250$36,023,258$2,216,375$8,866iApproximate average salary by contribution assumption: employee only about $221,638 at 4% or $147,758 at 6%; with 50% employer match about $147,758 at 4% or $98,506 at 6%; with 100% employer match about $110,819 at 4% or $73,879 at 6%.
Rurban Financial Corp. Savings Plan and Trust-242$27,846,275$2,216,375$9,159iApproximate average salary by contribution assumption: employee only about $228,964 at 4% or $152,643 at 6%; with 50% employer match about $152,643 at 4% or $101,762 at 6%; with 100% employer match about $114,482 at 4% or $76,321 at 6%.
Employees Stock Ownership Plan of Rurban Financial Corporation-242$8,176,983--
Rurban Financial Corp. Welfare Benefit Trust-250---
20183248$29,237,377$1,853,164$7,472iApproximate average salary by contribution assumption: employee only about $186,811 at 4% or $124,541 at 6%; with 50% employer match about $124,541 at 4% or $83,027 at 6%; with 100% employer match about $93,405 at 4% or $62,270 at 6%.
Rurban Financial Corp. Savings Plan and Trust-248$21,897,123$1,668,651$6,728iApproximate average salary by contribution assumption: employee only about $168,211 at 4% or $112,141 at 6%; with 50% employer match about $112,141 at 4% or $74,760 at 6%; with 100% employer match about $84,105 at 4% or $56,070 at 6%.
Employees Stock Ownership Plan of Rurban Financial Corporation-248$7,340,254$184,513$744iApproximate average salary by contribution assumption: employee only about $18,600 at 4% or $12,400 at 6%; with 50% employer match about $12,400 at 4% or $8,267 at 6%; with 100% employer match about $9,300 at 4% or $6,200 at 6%.
Rurban Financial Corp. Welfare Benefit Trust-244---
20173240$31,700,463$2,555,696$10,649iApproximate average salary by contribution assumption: employee only about $266,218 at 4% or $177,479 at 6%; with 50% employer match about $177,479 at 4% or $118,319 at 6%; with 100% employer match about $133,109 at 4% or $88,739 at 6%.
Rurban Financial Corp. Savings Plan and Trust-236$23,208,366$2,386,505$10,112iApproximate average salary by contribution assumption: employee only about $252,808 at 4% or $168,538 at 6%; with 50% employer match about $168,538 at 4% or $112,359 at 6%; with 100% employer match about $126,404 at 4% or $84,269 at 6%.
Employees Stock Ownership Plan of Rurban Financial Corporation-236$8,492,097$169,191$717iApproximate average salary by contribution assumption: employee only about $17,923 at 4% or $11,949 at 6%; with 50% employer match about $11,949 at 4% or $7,966 at 6%; with 100% employer match about $8,961 at 4% or $5,974 at 6%.
Rurban Financial Corp. Welfare Benefit Trust-240---
20163230$26,746,517$1,750,738$7,612iApproximate average salary by contribution assumption: employee only about $190,298 at 4% or $126,865 at 6%; with 50% employer match about $126,865 at 4% or $84,577 at 6%; with 100% employer match about $95,149 at 4% or $63,433 at 6%.
Rurban Financial Corp. Savings Plan and Trust-226$18,920,523$1,474,738$6,525iApproximate average salary by contribution assumption: employee only about $163,135 at 4% or $108,756 at 6%; with 50% employer match about $108,756 at 4% or $72,504 at 6%; with 100% employer match about $81,567 at 4% or $54,378 at 6%.
Employees Stock Ownership Plan of Rurban Financial Corporation-226$7,825,994$276,000$1,221iApproximate average salary by contribution assumption: employee only about $30,531 at 4% or $20,354 at 6%; with 50% employer match about $20,354 at 4% or $13,569 at 6%; with 100% employer match about $15,265 at 4% or $10,177 at 6%.
Rurban Financial Corp. Welfare Benefit Trust-230---
20153217$21,933,765$1,603,939$7,391iApproximate average salary by contribution assumption: employee only about $184,786 at 4% or $123,190 at 6%; with 50% employer match about $123,190 at 4% or $82,127 at 6%; with 100% employer match about $92,393 at 4% or $61,595 at 6%.
Rurban Financial Corp. Savings Plan and Trust-210$16,578,529$1,352,962$6,443iApproximate average salary by contribution assumption: employee only about $161,067 at 4% or $107,378 at 6%; with 50% employer match about $107,378 at 4% or $71,585 at 6%; with 100% employer match about $80,533 at 4% or $53,689 at 6%.
Employees Stock Ownership Plan of Rurban Financial Corporation-210$5,355,236$250,977$1,195iApproximate average salary by contribution assumption: employee only about $29,878 at 4% or $19,919 at 6%; with 50% employer match about $19,919 at 4% or $13,279 at 6%; with 100% employer match about $14,939 at 4% or $9,959 at 6%.
Rurban Financial Corp. Welfare Benefit Trust-217---
20143215$21,053,472$1,175,233$5,466iApproximate average salary by contribution assumption: employee only about $136,655 at 4% or $91,103 at 6%; with 50% employer match about $91,103 at 4% or $60,736 at 6%; with 100% employer match about $68,328 at 4% or $45,552 at 6%.
Rurban Financial Corp. Savings Plan and Trust-181$16,657,914$1,143,733$6,319iApproximate average salary by contribution assumption: employee only about $157,974 at 4% or $105,316 at 6%; with 50% employer match about $105,316 at 4% or $70,211 at 6%; with 100% employer match about $78,987 at 4% or $52,658 at 6%.
Employees Stock Ownership Plan of Rurban Financial Corporation-215$4,395,558$31,500$147iApproximate average salary by contribution assumption: employee only about $3,663 at 4% or $2,442 at 6%; with 50% employer match about $2,442 at 4% or $1,628 at 6%; with 100% employer match about $1,831 at 4% or $1,221 at 6%.
Rurban Financial Corp. Welfare Benefit Trust-194---
20133210$19,604,523$1,419,581$6,760iApproximate average salary by contribution assumption: employee only about $168,998 at 4% or $112,665 at 6%; with 50% employer match about $112,665 at 4% or $75,110 at 6%; with 100% employer match about $84,499 at 4% or $56,333 at 6%.
Rurban Financial Corp. Savings Plan and Trust-197$15,773,820$1,127,932$5,726iApproximate average salary by contribution assumption: employee only about $143,139 at 4% or $95,426 at 6%; with 50% employer match about $95,426 at 4% or $63,617 at 6%; with 100% employer match about $71,569 at 4% or $47,713 at 6%.
Employees Stock Ownership Plan of Rurban Financial Corporation-205$3,830,703$291,649$1,423iApproximate average salary by contribution assumption: employee only about $35,567 at 4% or $23,711 at 6%; with 50% employer match about $23,711 at 4% or $15,808 at 6%; with 100% employer match about $17,783 at 4% or $11,856 at 6%.
Rurban Financial Corp. Welfare Benefit Trust-210---
20123211$16,789,704$1,768,830$8,383iApproximate average salary by contribution assumption: employee only about $209,577 at 4% or $139,718 at 6%; with 50% employer match about $139,718 at 4% or $93,145 at 6%; with 100% employer match about $104,789 at 4% or $69,859 at 6%.
Rurban Financial Corp. Savings Plan and Trust-202$13,454,319$1,368,395$6,774iApproximate average salary by contribution assumption: employee only about $169,356 at 4% or $112,904 at 6%; with 50% employer match about $112,904 at 4% or $75,269 at 6%; with 100% employer match about $84,678 at 4% or $56,452 at 6%.
Employees Stock Ownership Plan of Rurban Financial Corporation-210$3,335,385$400,435$1,907iApproximate average salary by contribution assumption: employee only about $47,671 at 4% or $31,781 at 6%; with 50% employer match about $31,781 at 4% or $21,187 at 6%; with 100% employer match about $23,835 at 4% or $15,890 at 6%.
Rurban Financial Corp. Welfare Benefit Trust-211---
20113228$12,861,820$1,494,330$6,554iApproximate average salary by contribution assumption: employee only about $163,852 at 4% or $109,235 at 6%; with 50% employer match about $109,235 at 4% or $72,823 at 6%; with 100% employer match about $81,926 at 4% or $54,617 at 6%.
Rurban Financial Corp. Savings Plan and Trust-220$11,586,163$1,186,249$5,392iApproximate average salary by contribution assumption: employee only about $134,801 at 4% or $89,867 at 6%; with 50% employer match about $89,867 at 4% or $59,912 at 6%; with 100% employer match about $67,401 at 4% or $44,934 at 6%.
Employees Stock Ownership Plan of Rurban Financial Corporation-228$1,275,657$308,081$1,351iApproximate average salary by contribution assumption: employee only about $33,781 at 4% or $22,521 at 6%; with 50% employer match about $22,521 at 4% or $15,014 at 6%; with 100% employer match about $16,890 at 4% or $11,260 at 6%.
Rurban Financial Corp. Welfare Benefit Trust-216---
20103254$15,025,865$1,515,826$5,968iApproximate average salary by contribution assumption: employee only about $149,195 at 4% or $99,464 at 6%; with 50% employer match about $99,464 at 4% or $66,309 at 6%; with 100% employer match about $74,598 at 4% or $49,732 at 6%.
Rurban Financial Corp. Savings Plan and Trust-254$13,165,800$1,515,826$5,968iApproximate average salary by contribution assumption: employee only about $149,195 at 4% or $99,464 at 6%; with 50% employer match about $99,464 at 4% or $66,309 at 6%; with 100% employer match about $74,598 at 4% or $49,732 at 6%.
Employees Stock Ownership Plan of Rurban Financial Corporation-235$1,860,065--
Rurban Financial Corp. Welfare Benefit Trust-243---
20093334$16,129,257$2,406,661$7,206iApproximate average salary by contribution assumption: employee only about $180,139 at 4% or $120,093 at 6%; with 50% employer match about $120,093 at 4% or $80,062 at 6%; with 100% employer match about $90,070 at 4% or $60,046 at 6%.
Rurban Financial Corp. Savings Plan and Trust-334$11,952,489$1,787,739$5,353iApproximate average salary by contribution assumption: employee only about $133,813 at 4% or $89,209 at 6%; with 50% employer match about $89,209 at 4% or $59,472 at 6%; with 100% employer match about $66,906 at 4% or $44,604 at 6%.
Employees Stock Ownership Plan of Rurban Financial Corporation-324$4,176,768$618,922$1,910iApproximate average salary by contribution assumption: employee only about $47,756 at 4% or $31,838 at 6%; with 50% employer match about $31,838 at 4% or $21,225 at 6%; with 100% employer match about $23,878 at 4% or $15,919 at 6%.
Rurban Financial Corp. Welfare Benefit Trust-323---
20083321$12,833,253$3,083,653$9,606iApproximate average salary by contribution assumption: employee only about $240,160 at 4% or $160,107 at 6%; with 50% employer match about $160,107 at 4% or $106,738 at 6%; with 100% employer match about $120,080 at 4% or $80,053 at 6%.
Rurban Financial Corp. Savings Plan and Trust-312$8,769,541$2,494,954$7,997iApproximate average salary by contribution assumption: employee only about $199,916 at 4% or $133,277 at 6%; with 50% employer match about $133,277 at 4% or $88,852 at 6%; with 100% employer match about $99,958 at 4% or $66,639 at 6%.
Employees Stock Ownership Plan of Rurban Financial Corporation-321$4,063,712$588,699$1,834iApproximate average salary by contribution assumption: employee only about $45,849 at 4% or $30,566 at 6%; with 50% employer match about $30,566 at 4% or $20,377 at 6%; with 100% employer match about $22,924 at 4% or $15,283 at 6%.
Rurban Financial Corp. Welfare Benefit Trust-305---
20073283$18,209,169$2,165,724$7,653iApproximate average salary by contribution assumption: employee only about $191,318 at 4% or $127,546 at 6%; with 50% employer match about $127,546 at 4% or $85,030 at 6%; with 100% employer match about $95,659 at 4% or $63,773 at 6%.
Rurban Financial Corp. Savings Plan and Trust-283$11,819,919$1,600,082$5,654iApproximate average salary by contribution assumption: employee only about $141,350 at 4% or $94,233 at 6%; with 50% employer match about $94,233 at 4% or $62,822 at 6%; with 100% employer match about $70,675 at 4% or $47,117 at 6%.
Employees Stock Ownership Plan of Rurban Financial Corporation-269$6,389,250$565,642$2,103iApproximate average salary by contribution assumption: employee only about $52,569 at 4% or $35,046 at 6%; with 50% employer match about $35,046 at 4% or $23,364 at 6%; with 100% employer match about $26,284 at 4% or $17,523 at 6%.
Rurban Financial Corp. Welfare Benefit Trust-276---
20062318$17,237,711$2,722,395$8,561iApproximate average salary by contribution assumption: employee only about $214,025 at 4% or $142,683 at 6%; with 50% employer match about $142,683 at 4% or $95,122 at 6%; with 100% employer match about $107,012 at 4% or $71,342 at 6%.
Employees Stock Ownership Plan of Rurban Financial Corporation-293$17,237,711$2,722,395$9,291iApproximate average salary by contribution assumption: employee only about $232,286 at 4% or $154,858 at 6%; with 50% employer match about $154,858 at 4% or $103,238 at 6%; with 100% employer match about $116,143 at 4% or $77,429 at 6%.
Rurban Financial Corp. Welfare Benefit Trust-318---
20052243$16,515,588$2,864,574$11,788iApproximate average salary by contribution assumption: employee only about $294,709 at 4% or $196,473 at 6%; with 50% employer match about $196,473 at 4% or $130,982 at 6%; with 100% employer match about $147,355 at 4% or $98,236 at 6%.
Employees Stock Ownership Plan of Rurban Financial Corporation-243$16,491,898$1,431,525$5,891iApproximate average salary by contribution assumption: employee only about $147,276 at 4% or $98,184 at 6%; with 50% employer match about $98,184 at 4% or $65,456 at 6%; with 100% employer match about $73,638 at 4% or $49,092 at 6%.
Rurban Financial Corp. Welfare Benefit Trust-236$23,690$1,433,049$6,072iApproximate average salary by contribution assumption: employee only about $151,806 at 4% or $101,204 at 6%; with 50% employer match about $101,204 at 4% or $67,469 at 6%; with 100% employer match about $75,903 at 4% or $50,602 at 6%.
20043248$17,069,910$2,507,696$10,112iApproximate average salary by contribution assumption: employee only about $252,792 at 4% or $168,528 at 6%; with 50% employer match about $168,528 at 4% or $112,352 at 6%; with 100% employer match about $126,396 at 4% or $84,264 at 6%.
Employees Stock Ownership Plan of Rurban Financial Corporation-248$17,052,744$1,336,126$5,388iApproximate average salary by contribution assumption: employee only about $134,690 at 4% or $89,793 at 6%; with 50% employer match about $89,793 at 4% or $59,862 at 6%; with 100% employer match about $67,345 at 4% or $44,897 at 6%.
Rurban Financial Corp. Welfare Benefit Trust-223$17,166$1,171,570$5,254iApproximate average salary by contribution assumption: employee only about $131,342 at 4% or $87,561 at 6%; with 50% employer match about $87,561 at 4% or $58,374 at 6%; with 100% employer match about $65,671 at 4% or $43,781 at 6%.
RURBAN FINANCIAL CORP. FLEXIBLE BENEFITS PLAN-172---
20033244$17,878,792$2,297,051$9,414iApproximate average salary by contribution assumption: employee only about $235,354 at 4% or $156,902 at 6%; with 50% employer match about $156,902 at 4% or $104,602 at 6%; with 100% employer match about $117,677 at 4% or $78,451 at 6%.
Employees Stock Ownership Plan of Rurban Financial Corporation-244$17,758,983$1,449,611$5,941iApproximate average salary by contribution assumption: employee only about $148,526 at 4% or $99,017 at 6%; with 50% employer match about $99,017 at 4% or $66,011 at 6%; with 100% employer match about $74,263 at 4% or $49,509 at 6%.
Rurban Financial Corp. Welfare Benefit Trust-232$119,809$847,440$3,653iApproximate average salary by contribution assumption: employee only about $91,319 at 4% or $60,879 at 6%; with 50% employer match about $60,879 at 4% or $40,586 at 6%; with 100% employer match about $45,659 at 4% or $30,440 at 6%.
RURBAN FINANCIAL CORP. FLEXIBLE BENEFITS PLAN-233---
20023313$14,441,590$2,977,004$9,511iApproximate average salary by contribution assumption: employee only about $237,780 at 4% or $158,520 at 6%; with 50% employer match about $158,520 at 4% or $105,680 at 6%; with 100% employer match about $118,890 at 4% or $79,260 at 6%.
Employees Stock Ownership Plan of Rurban Financial Corporation-275$14,056,523$1,671,355$6,078iApproximate average salary by contribution assumption: employee only about $151,941 at 4% or $101,294 at 6%; with 50% employer match about $101,294 at 4% or $67,529 at 6%; with 100% employer match about $75,971 at 4% or $50,647 at 6%.
Rurban Financial Corp. Welfare Benefit Trust-313$385,067$1,305,649$4,171iApproximate average salary by contribution assumption: employee only about $104,285 at 4% or $69,523 at 6%; with 50% employer match about $69,523 at 4% or $46,349 at 6%; with 100% employer match about $52,143 at 4% or $34,762 at 6%.
RURBAN FINANCIAL CORP. FLEXIBLE BENEFITS PLAN-232---
20012268$19,040,815$1,844,583$6,883iApproximate average salary by contribution assumption: employee only about $172,069 at 4% or $114,713 at 6%; with 50% employer match about $114,713 at 4% or $76,475 at 6%; with 100% employer match about $86,035 at 4% or $57,356 at 6%.
Employees Stock Ownership Plan of Rurban Financial Corporation-268$19,040,815$1,844,583$6,883iApproximate average salary by contribution assumption: employee only about $172,069 at 4% or $114,713 at 6%; with 50% employer match about $114,713 at 4% or $76,475 at 6%; with 100% employer match about $86,035 at 4% or $57,356 at 6%.
Rurban Financial Corp. Welfare Benefit Trust-258---
20003300$0$0-
Rurban Financial Corp. Savings Plan and Trust-0---
Rurban Financial Corp. Welfare Benefit Trust-289---
Employees Stock Ownership Plan of Rurban Financial Corporation-300---
19993243$15,958,317$2,286,463$9,409iApproximate average salary by contribution assumption: employee only about $235,233 at 4% or $156,822 at 6%; with 50% employer match about $156,822 at 4% or $104,548 at 6%; with 100% employer match about $117,616 at 4% or $78,411 at 6%.
Employees Stock Ownership Plan of Rurban Financial Corporation-211$8,918,114$556,000$2,635iApproximate average salary by contribution assumption: employee only about $65,877 at 4% or $43,918 at 6%; with 50% employer match about $43,918 at 4% or $29,279 at 6%; with 100% employer match about $32,938 at 4% or $21,959 at 6%.
Rurban Financial Corp. Savings Plan and Trust-211$7,028,476$831,108$3,939iApproximate average salary by contribution assumption: employee only about $98,473 at 4% or $65,648 at 6%; with 50% employer match about $65,648 at 4% or $43,766 at 6%; with 100% employer match about $49,236 at 4% or $32,824 at 6%.
Rurban Financial Corp. Welfare Benefit Trust-243$11,727$899,355$3,701iApproximate average salary by contribution assumption: employee only about $92,526 at 4% or $61,684 at 6%; with 50% employer match about $61,684 at 4% or $41,123 at 6%; with 100% employer match about $46,263 at 4% or $30,842 at 6%.