Civic Intelligence

Richards Communications

Plan context: Saifman, Richards & Associates Inc. 401K Profit Sharing Plan

EIN 34-1345564 • Beachwood, OH • 14 filings • 3 plans

3201 Enterprise Parkway Suite 400Beachwood, OH 44122
Current Snapshot

Latest Year

2012

2012 Participants

5

2012 Assets

$476,148

2012 Contributions

$22,509

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$635,761$317,881$0199920062011YearValue
$476,148Latest year 2011

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

1160199920052011YearValue
5Latest year 2011

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
201210$0$22,509-
Saifman, Richards & Associates Inc. 401K Profit Sharing Plan-0$0$22,509-
201115$476,148$23,050$4,610iApproximate average salary by contribution assumption: employee only about $115,250 at 4% or $76,833 at 6%; with 50% employer match about $76,833 at 4% or $51,222 at 6%; with 100% employer match about $57,625 at 4% or $38,417 at 6%.
Saifman, Richards & Associates Inc. 401K Profit Sharing Plan-5$476,148$23,050$4,610iApproximate average salary by contribution assumption: employee only about $115,250 at 4% or $76,833 at 6%; with 50% employer match about $76,833 at 4% or $51,222 at 6%; with 100% employer match about $57,625 at 4% or $38,417 at 6%.
201015$462,375$27,150$5,430iApproximate average salary by contribution assumption: employee only about $135,750 at 4% or $90,500 at 6%; with 50% employer match about $90,500 at 4% or $60,333 at 6%; with 100% employer match about $67,875 at 4% or $45,250 at 6%.
Saifman, Richards & Associates Inc. 401K Profit Sharing Plan-5$462,375$27,150$5,430iApproximate average salary by contribution assumption: employee only about $135,750 at 4% or $90,500 at 6%; with 50% employer match about $90,500 at 4% or $60,333 at 6%; with 100% employer match about $67,875 at 4% or $45,250 at 6%.
200915$404,828$27,763$5,553iApproximate average salary by contribution assumption: employee only about $138,815 at 4% or $92,543 at 6%; with 50% employer match about $92,543 at 4% or $61,696 at 6%; with 100% employer match about $69,408 at 4% or $46,272 at 6%.
Saifman, Richards & Associates Inc. 401K Profit Sharing Plan-5$404,828$27,763$5,553iApproximate average salary by contribution assumption: employee only about $138,815 at 4% or $92,543 at 6%; with 50% employer match about $92,543 at 4% or $61,696 at 6%; with 100% employer match about $69,408 at 4% or $46,272 at 6%.
200814$347,235$27,663$6,916iApproximate average salary by contribution assumption: employee only about $172,894 at 4% or $115,263 at 6%; with 50% employer match about $115,263 at 4% or $76,842 at 6%; with 100% employer match about $86,447 at 4% or $57,631 at 6%.
Saifman, Richards & Associates Inc. 401K Profit Sharing Plan-4$347,235$27,663$6,916iApproximate average salary by contribution assumption: employee only about $172,894 at 4% or $115,263 at 6%; with 50% employer match about $115,263 at 4% or $76,842 at 6%; with 100% employer match about $86,447 at 4% or $57,631 at 6%.
200714$0$0-
Saifman, Richards & Associates Inc. 401K Profit Sharing Plan-4---
200615$505,959$23,500$4,700iApproximate average salary by contribution assumption: employee only about $117,500 at 4% or $78,333 at 6%; with 50% employer match about $78,333 at 4% or $52,222 at 6%; with 100% employer match about $58,750 at 4% or $39,167 at 6%.
Saifman, Richards & Associates Inc. 401K Profit Sharing Plan-5$505,959$23,500$4,700iApproximate average salary by contribution assumption: employee only about $117,500 at 4% or $78,333 at 6%; with 50% employer match about $78,333 at 4% or $52,222 at 6%; with 100% employer match about $58,750 at 4% or $39,167 at 6%.
200515$448,777$25,301$5,060iApproximate average salary by contribution assumption: employee only about $126,505 at 4% or $84,337 at 6%; with 50% employer match about $84,337 at 4% or $56,224 at 6%; with 100% employer match about $63,253 at 4% or $42,168 at 6%.
Saifman, Richards & Associates Inc. 401K Profit Sharing Plan-5$448,777$25,301$5,060iApproximate average salary by contribution assumption: employee only about $126,505 at 4% or $84,337 at 6%; with 50% employer match about $84,337 at 4% or $56,224 at 6%; with 100% employer match about $63,253 at 4% or $42,168 at 6%.
200418$419,995$39,643$4,955iApproximate average salary by contribution assumption: employee only about $123,884 at 4% or $82,590 at 6%; with 50% employer match about $82,590 at 4% or $55,060 at 6%; with 100% employer match about $61,942 at 4% or $41,295 at 6%.
Saifman, Richards & Associates Inc. 401K Profit Sharing Plan-8$419,995$39,643$4,955iApproximate average salary by contribution assumption: employee only about $123,884 at 4% or $82,590 at 6%; with 50% employer match about $82,590 at 4% or $55,060 at 6%; with 100% employer match about $61,942 at 4% or $41,295 at 6%.
200318$382,931$38,728$4,841iApproximate average salary by contribution assumption: employee only about $121,025 at 4% or $80,683 at 6%; with 50% employer match about $80,683 at 4% or $53,789 at 6%; with 100% employer match about $60,513 at 4% or $40,342 at 6%.
Saifman, Richards & Associates Inc. 401K Profit Sharing Plan-8$382,931$38,728$4,841iApproximate average salary by contribution assumption: employee only about $121,025 at 4% or $80,683 at 6%; with 50% employer match about $80,683 at 4% or $53,789 at 6%; with 100% employer match about $60,513 at 4% or $40,342 at 6%.
200217$0$0-
Saifman, Richards & Associates Inc. 401K Profit Sharing Plan-7---
200119$0$0-
Saifman, Richards & Associates Inc. 401K Profit Sharing Plan-9---
2000111$0$0-
Saifman, Richards & Associates Inc. 401K Profit Sharing Plan-11---
1999111$635,761$47,314$4,301iApproximate average salary by contribution assumption: employee only about $107,532 at 4% or $71,688 at 6%; with 50% employer match about $71,688 at 4% or $47,792 at 6%; with 100% employer match about $53,766 at 4% or $35,844 at 6%.
Saifman, Richards & Associates Inc. 401K Profit Sharing Plan-11$635,761$47,314$4,301iApproximate average salary by contribution assumption: employee only about $107,532 at 4% or $71,688 at 6%; with 50% employer match about $71,688 at 4% or $47,792 at 6%; with 100% employer match about $53,766 at 4% or $35,844 at 6%.