Civic Intelligence

J.W. Smart Construction Company Inc.

Plan context: J.W. Smart Construction Company Inc. 401(K) Plan

EIN 33-0915038 • El Cajon, CA • 14 filings • 2 plans

1277 N. Cuyamaca Street, Suite EEl Cajon, CA 92020
Current Snapshot

Latest Year

2024

2024 Participants

8

2024 Assets

$246,422

2024 Contributions

$4,883

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$1,208,148$604,074$0201620202024YearValue
$246,422Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

1050201620202024YearValue
8Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202418$246,422$4,883$610iApproximate average salary by contribution assumption: employee only about $15,259 at 4% or $10,173 at 6%; with 50% employer match about $10,173 at 4% or $6,782 at 6%; with 100% employer match about $7,630 at 4% or $5,086 at 6%.
J.W. Smart Construction Company Inc. 401(K) Plan-8$246,422$4,883$610iApproximate average salary by contribution assumption: employee only about $15,259 at 4% or $10,173 at 6%; with 50% employer match about $10,173 at 4% or $6,782 at 6%; with 100% employer match about $7,630 at 4% or $5,086 at 6%.
202312$219,900$4,722$2,361iApproximate average salary by contribution assumption: employee only about $59,025 at 4% or $39,350 at 6%; with 50% employer match about $39,350 at 4% or $26,233 at 6%; with 100% employer match about $29,513 at 4% or $19,675 at 6%.
J.W. Smart Construction Company Inc. 401(K) Plan-2$219,900$4,722$2,361iApproximate average salary by contribution assumption: employee only about $59,025 at 4% or $39,350 at 6%; with 50% employer match about $39,350 at 4% or $26,233 at 6%; with 100% employer match about $29,513 at 4% or $19,675 at 6%.
2022110$188,090$83,500$8,350iApproximate average salary by contribution assumption: employee only about $208,750 at 4% or $139,167 at 6%; with 50% employer match about $139,167 at 4% or $92,778 at 6%; with 100% employer match about $104,375 at 4% or $69,583 at 6%.
J.W. Smart Construction Company Inc. 401(K) Plan-10$188,090$83,500$8,350iApproximate average salary by contribution assumption: employee only about $208,750 at 4% or $139,167 at 6%; with 50% employer match about $139,167 at 4% or $92,778 at 6%; with 100% employer match about $104,375 at 4% or $69,583 at 6%.
202115$121,243$7,553$1,511iApproximate average salary by contribution assumption: employee only about $37,765 at 4% or $25,177 at 6%; with 50% employer match about $25,177 at 4% or $16,784 at 6%; with 100% employer match about $18,883 at 4% or $12,588 at 6%.
J.W. Smart Construction Company Inc. 401(K) Plan-5$121,243$7,553$1,511iApproximate average salary by contribution assumption: employee only about $37,765 at 4% or $25,177 at 6%; with 50% employer match about $25,177 at 4% or $16,784 at 6%; with 100% employer match about $18,883 at 4% or $12,588 at 6%.
202025$296,687$18,399$3,680iApproximate average salary by contribution assumption: employee only about $91,995 at 4% or $61,330 at 6%; with 50% employer match about $61,330 at 4% or $40,887 at 6%; with 100% employer match about $45,998 at 4% or $30,665 at 6%.
J.W. Smart Construction Company Inc. 401(K) Plan-5$296,687$18,399$3,680iApproximate average salary by contribution assumption: employee only about $91,995 at 4% or $61,330 at 6%; with 50% employer match about $61,330 at 4% or $40,887 at 6%; with 100% employer match about $45,998 at 4% or $30,665 at 6%.
J.W. SMART CONSTRUCTION COMPANY, INC. CASH BALANCE PLAN-0$0$0-
201926$1,208,148$263,192$43,865iApproximate average salary by contribution assumption: employee only about $1,096,633 at 4% or $731,089 at 6%; with 50% employer match about $731,089 at 4% or $487,393 at 6%; with 100% employer match about $548,317 at 4% or $365,544 at 6%.
J.W. SMART CONSTRUCTION COMPANY, INC. CASH BALANCE PLAN-4$959,756$197,762$49,441iApproximate average salary by contribution assumption: employee only about $1,236,013 at 4% or $824,008 at 6%; with 50% employer match about $824,008 at 4% or $549,339 at 6%; with 100% employer match about $618,006 at 4% or $412,004 at 6%.
J.W. Smart Construction Company Inc. 401(K) Plan-6$248,392$65,430$10,905iApproximate average salary by contribution assumption: employee only about $272,625 at 4% or $181,750 at 6%; with 50% employer match about $181,750 at 4% or $121,167 at 6%; with 100% employer match about $136,313 at 4% or $90,875 at 6%.
201825$838,484$386,901$77,380iApproximate average salary by contribution assumption: employee only about $1,934,505 at 4% or $1,289,670 at 6%; with 50% employer match about $1,289,670 at 4% or $859,780 at 6%; with 100% employer match about $967,253 at 4% or $644,835 at 6%.
J.W. SMART CONSTRUCTION COMPANY, INC. CASH BALANCE PLAN-3$675,921$310,899$103,633iApproximate average salary by contribution assumption: employee only about $2,590,825 at 4% or $1,727,217 at 6%; with 50% employer match about $1,727,217 at 4% or $1,151,478 at 6%; with 100% employer match about $1,295,413 at 4% or $863,608 at 6%.
J.W. Smart Construction Company Inc. 401(K) Plan-5$162,563$76,002$15,200iApproximate average salary by contribution assumption: employee only about $380,010 at 4% or $253,340 at 6%; with 50% employer match about $253,340 at 4% or $168,893 at 6%; with 100% employer match about $190,005 at 4% or $126,670 at 6%.
201724$493,780$147,354$36,839iApproximate average salary by contribution assumption: employee only about $920,963 at 4% or $613,975 at 6%; with 50% employer match about $613,975 at 4% or $409,317 at 6%; with 100% employer match about $460,481 at 4% or $306,988 at 6%.
J.W. SMART CONSTRUCTION COMPANY, INC. CASH BALANCE PLAN-3$399,481$130,969$43,656iApproximate average salary by contribution assumption: employee only about $1,091,408 at 4% or $727,606 at 6%; with 50% employer match about $727,606 at 4% or $485,070 at 6%; with 100% employer match about $545,704 at 4% or $363,803 at 6%.
J.W. Smart Construction Company Inc. 401(K) Plan-4$94,299$16,385$4,096iApproximate average salary by contribution assumption: employee only about $102,406 at 4% or $68,271 at 6%; with 50% employer match about $68,271 at 4% or $45,514 at 6%; with 100% employer match about $51,203 at 4% or $34,135 at 6%.
201623$325,189$325,189$108,396iApproximate average salary by contribution assumption: employee only about $2,709,908 at 4% or $1,806,606 at 6%; with 50% employer match about $1,806,606 at 4% or $1,204,404 at 6%; with 100% employer match about $1,354,954 at 4% or $903,303 at 6%.
J.W. SMART CONSTRUCTION COMPANY, INC. CASH BALANCE PLAN-3$254,358$254,358$84,786iApproximate average salary by contribution assumption: employee only about $2,119,650 at 4% or $1,413,100 at 6%; with 50% employer match about $1,413,100 at 4% or $942,067 at 6%; with 100% employer match about $1,059,825 at 4% or $706,550 at 6%.
J.W. Smart Construction Company Inc. 401(K) Plan-3$70,831$70,831$23,610iApproximate average salary by contribution assumption: employee only about $590,258 at 4% or $393,506 at 6%; with 50% employer match about $393,506 at 4% or $262,337 at 6%; with 100% employer match about $295,129 at 4% or $196,753 at 6%.