Civic Intelligence

Optivest Inc.

Plan context: Optivest Inc. 401(K) Plan

EIN 33-0864701 • Dana Point, CA • 22 filings • 4 plans

24901 Dana Point Harbor Dr, Ste 200Dana Point, CA 92629
Current Snapshot

Latest Year

2025

2025 Participants

9

2025 Assets

$2,344,528

2025 Contributions

$102,453

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$2,709,922$1,354,961$0200820172025YearValue
$2,344,528Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

1160200820172025YearValue
9Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202519$2,344,528$102,453$11,384iApproximate average salary by contribution assumption: employee only about $284,592 at 4% or $189,728 at 6%; with 50% employer match about $189,728 at 4% or $126,485 at 6%; with 100% employer match about $142,296 at 4% or $94,864 at 6%.
Optivest Inc. 401(K) Plan-9$2,344,528$102,453$11,384iApproximate average salary by contribution assumption: employee only about $284,592 at 4% or $189,728 at 6%; with 50% employer match about $189,728 at 4% or $126,485 at 6%; with 100% employer match about $142,296 at 4% or $94,864 at 6%.
202429$2,709,922$203,390$22,599iApproximate average salary by contribution assumption: employee only about $564,972 at 4% or $376,648 at 6%; with 50% employer match about $376,648 at 4% or $251,099 at 6%; with 100% employer match about $282,486 at 4% or $188,324 at 6%.
Optivest Inc. 401(K) Plan-9$1,914,291$78,390$8,710iApproximate average salary by contribution assumption: employee only about $217,750 at 4% or $145,167 at 6%; with 50% employer match about $145,167 at 4% or $96,778 at 6%; with 100% employer match about $108,875 at 4% or $72,583 at 6%.
OPTIVEST, INC. CASH BALANCE PLAN-4$795,631$125,000$31,250iApproximate average salary by contribution assumption: employee only about $781,250 at 4% or $520,833 at 6%; with 50% employer match about $520,833 at 4% or $347,222 at 6%; with 100% employer match about $390,625 at 4% or $260,417 at 6%.
202329$2,061,356$284,659$31,629iApproximate average salary by contribution assumption: employee only about $790,719 at 4% or $527,146 at 6%; with 50% employer match about $527,146 at 4% or $351,431 at 6%; with 100% employer match about $395,360 at 4% or $263,573 at 6%.
Optivest Inc. 401(K) Plan-9$1,502,671$154,659$17,184iApproximate average salary by contribution assumption: employee only about $429,608 at 4% or $286,406 at 6%; with 50% employer match about $286,406 at 4% or $190,937 at 6%; with 100% employer match about $214,804 at 4% or $143,203 at 6%.
OPTIVEST, INC. CASH BALANCE PLAN-4$558,685$130,000$32,500iApproximate average salary by contribution assumption: employee only about $812,500 at 4% or $541,667 at 6%; with 50% employer match about $541,667 at 4% or $361,111 at 6%; with 100% employer match about $406,250 at 4% or $270,833 at 6%.
202228$1,471,514$370,380$46,298iApproximate average salary by contribution assumption: employee only about $1,157,438 at 4% or $771,625 at 6%; with 50% employer match about $771,625 at 4% or $514,417 at 6%; with 100% employer match about $578,719 at 4% or $385,813 at 6%.
Optivest Inc. 401(K) Plan-8$1,061,544$120,380$15,048iApproximate average salary by contribution assumption: employee only about $376,188 at 4% or $250,792 at 6%; with 50% employer match about $250,792 at 4% or $167,194 at 6%; with 100% employer match about $188,094 at 4% or $125,396 at 6%.
OPTIVEST, INC. CASH BALANCE PLAN-4$409,970$250,000$62,500iApproximate average salary by contribution assumption: employee only about $1,562,500 at 4% or $1,041,667 at 6%; with 50% employer match about $1,041,667 at 4% or $694,444 at 6%; with 100% employer match about $781,250 at 4% or $520,833 at 6%.
202128$1,350,655$240,197$30,025iApproximate average salary by contribution assumption: employee only about $750,616 at 4% or $500,410 at 6%; with 50% employer match about $500,410 at 4% or $333,607 at 6%; with 100% employer match about $375,308 at 4% or $250,205 at 6%.
Optivest Inc. 401(K) Plan-8$1,195,405$84,947$10,618iApproximate average salary by contribution assumption: employee only about $265,459 at 4% or $176,973 at 6%; with 50% employer match about $176,973 at 4% or $117,982 at 6%; with 100% employer match about $132,730 at 4% or $88,486 at 6%.
OPTIVEST, INC. CASH BALANCE PLAN-4$155,250$155,250$38,813iApproximate average salary by contribution assumption: employee only about $970,313 at 4% or $646,875 at 6%; with 50% employer match about $646,875 at 4% or $431,250 at 6%; with 100% employer match about $485,156 at 4% or $323,438 at 6%.
202018$924,933$83,484$10,436iApproximate average salary by contribution assumption: employee only about $260,888 at 4% or $173,925 at 6%; with 50% employer match about $173,925 at 4% or $115,950 at 6%; with 100% employer match about $130,444 at 4% or $86,963 at 6%.
Optivest Inc. 401(K) Plan-8$924,933$83,484$10,436iApproximate average salary by contribution assumption: employee only about $260,888 at 4% or $173,925 at 6%; with 50% employer match about $173,925 at 4% or $115,950 at 6%; with 100% employer match about $130,444 at 4% or $86,963 at 6%.
201918$726,379$89,655$11,207iApproximate average salary by contribution assumption: employee only about $280,172 at 4% or $186,781 at 6%; with 50% employer match about $186,781 at 4% or $124,521 at 6%; with 100% employer match about $140,086 at 4% or $93,391 at 6%.
Optivest Inc. 401(K) Plan-8$726,379$89,655$11,207iApproximate average salary by contribution assumption: employee only about $280,172 at 4% or $186,781 at 6%; with 50% employer match about $186,781 at 4% or $124,521 at 6%; with 100% employer match about $140,086 at 4% or $93,391 at 6%.
2018111$602,761$84,780$7,707iApproximate average salary by contribution assumption: employee only about $192,682 at 4% or $128,455 at 6%; with 50% employer match about $128,455 at 4% or $85,636 at 6%; with 100% employer match about $96,341 at 4% or $64,227 at 6%.
Optivest Inc. 401(K) Plan-11$602,761$84,780$7,707iApproximate average salary by contribution assumption: employee only about $192,682 at 4% or $128,455 at 6%; with 50% employer match about $128,455 at 4% or $85,636 at 6%; with 100% employer match about $96,341 at 4% or $64,227 at 6%.
2017110$558,939$135,667$13,567iApproximate average salary by contribution assumption: employee only about $339,168 at 4% or $226,112 at 6%; with 50% employer match about $226,112 at 4% or $150,741 at 6%; with 100% employer match about $169,584 at 4% or $113,056 at 6%.
Optivest Inc. 401(K) Plan-10$558,939$135,667$13,567iApproximate average salary by contribution assumption: employee only about $339,168 at 4% or $226,112 at 6%; with 50% employer match about $226,112 at 4% or $150,741 at 6%; with 100% employer match about $169,584 at 4% or $113,056 at 6%.
201615$327,015$52,679$10,536iApproximate average salary by contribution assumption: employee only about $263,395 at 4% or $175,597 at 6%; with 50% employer match about $175,597 at 4% or $117,064 at 6%; with 100% employer match about $131,698 at 4% or $87,798 at 6%.
Optivest Inc. 401(K) Plan-5$327,015$52,679$10,536iApproximate average salary by contribution assumption: employee only about $263,395 at 4% or $175,597 at 6%; with 50% employer match about $175,597 at 4% or $117,064 at 6%; with 100% employer match about $131,698 at 4% or $87,798 at 6%.
201514$249,550$47,529$11,882iApproximate average salary by contribution assumption: employee only about $297,056 at 4% or $198,038 at 6%; with 50% employer match about $198,038 at 4% or $132,025 at 6%; with 100% employer match about $148,528 at 4% or $99,019 at 6%.
Optivest Inc. 401(K) Plan-4$249,550$47,529$11,882iApproximate average salary by contribution assumption: employee only about $297,056 at 4% or $198,038 at 6%; with 50% employer match about $198,038 at 4% or $132,025 at 6%; with 100% employer match about $148,528 at 4% or $99,019 at 6%.
201414$208,447$37,919$9,480iApproximate average salary by contribution assumption: employee only about $236,994 at 4% or $157,996 at 6%; with 50% employer match about $157,996 at 4% or $105,331 at 6%; with 100% employer match about $118,497 at 4% or $78,998 at 6%.
Optivest Inc. 401(K) Plan-4$208,447$37,919$9,480iApproximate average salary by contribution assumption: employee only about $236,994 at 4% or $157,996 at 6%; with 50% employer match about $157,996 at 4% or $105,331 at 6%; with 100% employer match about $118,497 at 4% or $78,998 at 6%.
201315$245,265$46,629$9,326iApproximate average salary by contribution assumption: employee only about $233,145 at 4% or $155,430 at 6%; with 50% employer match about $155,430 at 4% or $103,620 at 6%; with 100% employer match about $116,572 at 4% or $77,715 at 6%.
Optivest Inc. 401(K) Plan-5$245,265$46,629$9,326iApproximate average salary by contribution assumption: employee only about $233,145 at 4% or $155,430 at 6%; with 50% employer match about $155,430 at 4% or $103,620 at 6%; with 100% employer match about $116,572 at 4% or $77,715 at 6%.
201215$159,504$35,643$7,129iApproximate average salary by contribution assumption: employee only about $178,215 at 4% or $118,810 at 6%; with 50% employer match about $118,810 at 4% or $79,207 at 6%; with 100% employer match about $89,108 at 4% or $59,405 at 6%.
Optivest Inc. 401(K) Plan-5$159,504$35,643$7,129iApproximate average salary by contribution assumption: employee only about $178,215 at 4% or $118,810 at 6%; with 50% employer match about $118,810 at 4% or $79,207 at 6%; with 100% employer match about $89,108 at 4% or $59,405 at 6%.
201115$126,935$33,043$6,609iApproximate average salary by contribution assumption: employee only about $165,215 at 4% or $110,143 at 6%; with 50% employer match about $110,143 at 4% or $73,429 at 6%; with 100% employer match about $82,608 at 4% or $55,072 at 6%.
Optivest Inc. 401(K) Plan-5$126,935$33,043$6,609iApproximate average salary by contribution assumption: employee only about $165,215 at 4% or $110,143 at 6%; with 50% employer match about $110,143 at 4% or $73,429 at 6%; with 100% employer match about $82,608 at 4% or $55,072 at 6%.
201014$124,847$31,982$7,996iApproximate average salary by contribution assumption: employee only about $199,888 at 4% or $133,258 at 6%; with 50% employer match about $133,258 at 4% or $88,839 at 6%; with 100% employer match about $99,944 at 4% or $66,629 at 6%.
Optivest Inc. 401(K) Plan-4$124,847$31,982$7,996iApproximate average salary by contribution assumption: employee only about $199,888 at 4% or $133,258 at 6%; with 50% employer match about $133,258 at 4% or $88,839 at 6%; with 100% employer match about $99,944 at 4% or $66,629 at 6%.
200914$82,648$36,870$9,218iApproximate average salary by contribution assumption: employee only about $230,438 at 4% or $153,625 at 6%; with 50% employer match about $153,625 at 4% or $102,417 at 6%; with 100% employer match about $115,219 at 4% or $76,813 at 6%.
Optivest Inc. 401(K) Plan-4$82,648$36,870$9,218iApproximate average salary by contribution assumption: employee only about $230,438 at 4% or $153,625 at 6%; with 50% employer match about $153,625 at 4% or $102,417 at 6%; with 100% employer match about $115,219 at 4% or $76,813 at 6%.
200816$37,394$46,720$7,787iApproximate average salary by contribution assumption: employee only about $194,667 at 4% or $129,778 at 6%; with 50% employer match about $129,778 at 4% or $86,519 at 6%; with 100% employer match about $97,333 at 4% or $64,889 at 6%.
Optivest Inc. 401(K) Plan-6$37,394$46,720$7,787iApproximate average salary by contribution assumption: employee only about $194,667 at 4% or $129,778 at 6%; with 50% employer match about $129,778 at 4% or $86,519 at 6%; with 100% employer match about $97,333 at 4% or $64,889 at 6%.