Convergys Corporarion
Plan context: Convergys Corporation Retirement and Sav Ings Plan
EIN 31-1598292 • 67 filings • 7 plans
Current Snapshot
Latest Year
2017
2017 Participants
21,505
2017 Assets
$659,334,536
2017 Contributions
$23,517,610
Historical Graphs
Total Assets Over Time
Aggregate end-of-year assets by filing year, excluding zero-asset years
Participants Over Time
Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans
Company Timeline
Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.
| Year / Filing | Filings | Participants | Assets | Contributions | Contrib./Participant |
|---|---|---|---|---|---|
| 2017 | 4 | 21,505 | $659,334,536 | $23,517,610 | $1,094iApproximate average salary by contribution assumption: employee only about $27,340 at 4% or $18,226 at 6%; with 50% employer match about $18,226 at 4% or $12,151 at 6%; with 100% employer match about $13,670 at 4% or $9,113 at 6%. |
| Convergys Corporation Retirement and Sav Ings Plan | - | 21,505 | $498,490,587 | $22,905,404 | $1,065iApproximate average salary by contribution assumption: employee only about $26,628 at 4% or $17,752 at 6%; with 50% employer match about $17,752 at 4% or $11,835 at 6%; with 100% employer match about $13,314 at 4% or $8,876 at 6%. |
| Convergys Corporation Pension Plan | - | 1,515 | $157,438,862 | - | - |
| Convergys Retiree Benefits Program | - | 110 | $3,405,087 | $612,206 | $5,566iApproximate average salary by contribution assumption: employee only about $139,138 at 4% or $92,758 at 6%; with 50% employer match about $92,758 at 4% or $61,839 at 6%; with 100% employer match about $69,569 at 4% or $46,379 at 6%. |
| Flex Benefits Program | - | 18,211 | - | - | - |
| 2016 | 4 | 26,493 | $603,341,473 | $35,201,460 | $1,329iApproximate average salary by contribution assumption: employee only about $33,218 at 4% or $22,145 at 6%; with 50% employer match about $22,145 at 4% or $14,763 at 6%; with 100% employer match about $16,609 at 4% or $11,073 at 6%. |
| Convergys Corporation Retirement and Sav Ings Plan | - | 26,493 | $445,781,675 | $24,227,576 | $914iApproximate average salary by contribution assumption: employee only about $22,862 at 4% or $15,241 at 6%; with 50% employer match about $15,241 at 4% or $10,161 at 6%; with 100% employer match about $11,431 at 4% or $7,621 at 6%. |
| Convergys Corporation Pension Plan | - | 1,935 | $154,153,335 | $10,000,000 | $5,168iApproximate average salary by contribution assumption: employee only about $129,199 at 4% or $86,133 at 6%; with 50% employer match about $86,133 at 4% or $57,422 at 6%; with 100% employer match about $64,599 at 4% or $43,066 at 6%. |
| Convergys Retiree Benefits Program | - | 0 | $3,406,463 | $973,884 | - |
| Flex Benefits Program | - | 25,391 | - | - | - |
| 2015 | 4 | 31,173 | $595,129,562 | $127,239,971 | $4,082iApproximate average salary by contribution assumption: employee only about $102,043 at 4% or $68,029 at 6%; with 50% employer match about $68,029 at 4% or $45,353 at 6%; with 100% employer match about $51,022 at 4% or $34,014 at 6%. |
| Convergys Corporation Retirement and Sav Ings Plan | - | 31,173 | $434,403,622 | $26,068,083 | $836iApproximate average salary by contribution assumption: employee only about $20,906 at 4% or $13,937 at 6%; with 50% employer match about $13,937 at 4% or $9,292 at 6%; with 100% employer match about $10,453 at 4% or $6,969 at 6%. |
| Convergys Corporation Pension Plan | - | 2,342 | $157,128,006 | $500,000 | $213iApproximate average salary by contribution assumption: employee only about $5,337 at 4% or $3,558 at 6%; with 50% employer match about $3,558 at 4% or $2,372 at 6%; with 100% employer match about $2,669 at 4% or $1,779 at 6%. |
| Convergys Retiree Benefits Program | - | 0 | $3,597,934 | $688,077 | - |
| Flex Benefits Program | - | 27,451 | - | $99,983,811 | $3,642iApproximate average salary by contribution assumption: employee only about $91,057 at 4% or $60,704 at 6%; with 50% employer match about $60,704 at 4% or $40,470 at 6%; with 100% employer match about $45,528 at 4% or $30,352 at 6%. |
| 2014 | 4 | 28,517 | $607,295,865 | $126,187,541 | $4,425iApproximate average salary by contribution assumption: employee only about $110,625 at 4% or $73,750 at 6%; with 50% employer match about $73,750 at 4% or $49,167 at 6%; with 100% employer match about $55,312 at 4% or $36,875 at 6%. |
| Convergys Corporation Retirement and Sav Ings Plan | - | 24,436 | $433,082,039 | $21,112,814 | $864iApproximate average salary by contribution assumption: employee only about $21,600 at 4% or $14,400 at 6%; with 50% employer match about $14,400 at 4% or $9,600 at 6%; with 100% employer match about $10,800 at 4% or $7,200 at 6%. |
| Convergys Corporation Pension Plan | - | 2,717 | $169,734,666 | $19,597,136 | $7,213iApproximate average salary by contribution assumption: employee only about $180,320 at 4% or $120,213 at 6%; with 50% employer match about $120,213 at 4% or $80,142 at 6%; with 100% employer match about $90,160 at 4% or $60,107 at 6%. |
| Convergys Retiree Benefits Program | - | 0 | $4,368,375 | $924,463 | - |
| Flex Benefits Program | - | 28,517 | $110,785 | $84,553,128 | $2,965iApproximate average salary by contribution assumption: employee only about $74,125 at 4% or $49,417 at 6%; with 50% employer match about $49,417 at 4% or $32,945 at 6%; with 100% employer match about $37,063 at 4% or $24,708 at 6%. |
| 2013 | 4 | 28,250 | $615,569,698 | $114,442,875 | $4,051iApproximate average salary by contribution assumption: employee only about $101,277 at 4% or $67,518 at 6%; with 50% employer match about $67,518 at 4% or $45,012 at 6%; with 100% employer match about $50,638 at 4% or $33,759 at 6%. |
| Convergys Corporation Retirement and Sav Ings Plan | - | 25,132 | $446,409,343 | $17,819,201 | $709iApproximate average salary by contribution assumption: employee only about $17,726 at 4% or $11,817 at 6%; with 50% employer match about $11,817 at 4% or $7,878 at 6%; with 100% employer match about $8,863 at 4% or $5,909 at 6%. |
| Convergys Corporation Pension Plan | - | 3,432 | $163,087,005 | $9,535,304 | $2,778iApproximate average salary by contribution assumption: employee only about $69,459 at 4% or $46,306 at 6%; with 50% employer match about $46,306 at 4% or $30,871 at 6%; with 100% employer match about $34,729 at 4% or $23,153 at 6%. |
| Convergys Retiree Benefits Program | - | 0 | $5,073,681 | $1,529,463 | - |
| Flex Benefits Program | - | 28,250 | $999,669 | $85,558,907 | $3,029iApproximate average salary by contribution assumption: employee only about $75,716 at 4% or $50,477 at 6%; with 50% employer match about $50,477 at 4% or $33,651 at 6%; with 100% employer match about $37,858 at 4% or $25,239 at 6%. |
| 2012 | 4 | 32,453 | $595,768,908 | $157,341,130 | $4,848iApproximate average salary by contribution assumption: employee only about $121,207 at 4% or $80,805 at 6%; with 50% employer match about $80,805 at 4% or $53,870 at 6%; with 100% employer match about $60,603 at 4% or $40,402 at 6%. |
| Convergys Corporation Retirement and Sav Ings Plan | - | 32,453 | $414,687,070 | $21,933,495 | $676iApproximate average salary by contribution assumption: employee only about $16,896 at 4% or $11,264 at 6%; with 50% employer match about $11,264 at 4% or $7,509 at 6%; with 100% employer match about $8,448 at 4% or $5,632 at 6%. |
| Convergys Corporation Pension Plan | - | 4,165 | $171,986,975 | $31,284,040 | $7,511iApproximate average salary by contribution assumption: employee only about $187,779 at 4% or $125,186 at 6%; with 50% employer match about $125,186 at 4% or $83,457 at 6%; with 100% employer match about $93,890 at 4% or $62,593 at 6%. |
| Convergys Retiree Benefits Program | - | 0 | $6,151,185 | $1,234,516 | - |
| Flex Benefits Program | - | 25,540 | $2,943,678 | $102,889,079 | $4,029iApproximate average salary by contribution assumption: employee only about $100,714 at 4% or $67,142 at 6%; with 50% employer match about $67,142 at 4% or $44,762 at 6%; with 100% employer match about $50,357 at 4% or $33,571 at 6%. |
| 2011 | 4 | 34,467 | $598,951,816 | $154,334,367 | $4,478iApproximate average salary by contribution assumption: employee only about $111,944 at 4% or $74,629 at 6%; with 50% employer match about $74,629 at 4% or $49,753 at 6%; with 100% employer match about $55,972 at 4% or $37,315 at 6%. |
| Convergys Corporation Retirement and Sav Ings Plan | - | 34,467 | $448,704,533 | $30,179,305 | $876iApproximate average salary by contribution assumption: employee only about $21,890 at 4% or $14,593 at 6%; with 50% employer match about $14,593 at 4% or $9,729 at 6%; with 100% employer match about $10,945 at 4% or $7,297 at 6%. |
| Convergys Corporation Pension Plan | - | 4,947 | $140,436,291 | $14,933,621 | $3,019iApproximate average salary by contribution assumption: employee only about $75,468 at 4% or $50,312 at 6%; with 50% employer match about $50,312 at 4% or $33,541 at 6%; with 100% employer match about $37,734 at 4% or $25,156 at 6%. |
| Convergys Retiree Benefits Program | - | 0 | $6,955,081 | $1,966,594 | - |
| Flex Benefits Program | - | 27,391 | $2,855,911 | $107,254,847 | $3,916iApproximate average salary by contribution assumption: employee only about $97,892 at 4% or $65,262 at 6%; with 50% employer match about $65,262 at 4% or $43,508 at 6%; with 100% employer match about $48,946 at 4% or $32,631 at 6%. |
| 2010 | 4 | 31,945 | $584,256,982 | $164,164,919 | $5,139iApproximate average salary by contribution assumption: employee only about $128,475 at 4% or $85,650 at 6%; with 50% employer match about $85,650 at 4% or $57,100 at 6%; with 100% employer match about $64,237 at 4% or $42,825 at 6%. |
| Convergys Corporation Retirement and Sav Ings Plan | - | 31,945 | $435,932,089 | $42,758,290 | $1,338iApproximate average salary by contribution assumption: employee only about $33,462 at 4% or $22,308 at 6%; with 50% employer match about $22,308 at 4% or $14,872 at 6%; with 100% employer match about $16,731 at 4% or $11,154 at 6%. |
| Convergys Corporation Pension Plan | - | 6,377 | $138,427,996 | $9,179,924 | $1,440iApproximate average salary by contribution assumption: employee only about $35,988 at 4% or $23,992 at 6%; with 50% employer match about $23,992 at 4% or $15,995 at 6%; with 100% employer match about $17,994 at 4% or $11,996 at 6%. |
| Convergys Retiree Benefits Program | - | - | $7,226,873 | $7,351,454 | - |
| Flex Benefits Program | - | 27,391 | $2,670,024 | $104,875,251 | $3,829iApproximate average salary by contribution assumption: employee only about $95,721 at 4% or $63,814 at 6%; with 50% employer match about $63,814 at 4% or $42,542 at 6%; with 100% employer match about $47,860 at 4% or $31,907 at 6%. |
| 2009 | 1 | 34,200 | $406,476,942 | $51,674,394 | $1,511iApproximate average salary by contribution assumption: employee only about $37,774 at 4% or $25,182 at 6%; with 50% employer match about $25,182 at 4% or $16,788 at 6%; with 100% employer match about $18,887 at 4% or $12,591 at 6%. |
| Convergys Corporation Retirement and Sav Ings Plan | - | 34,200 | $406,476,942 | $51,674,394 | $1,511iApproximate average salary by contribution assumption: employee only about $37,774 at 4% or $25,182 at 6%; with 50% employer match about $25,182 at 4% or $16,788 at 6%; with 100% employer match about $18,887 at 4% or $12,591 at 6%. |
| 2008 | 3 | 38,076 | $424,393,268 | $167,549,576 | $4,400iApproximate average salary by contribution assumption: employee only about $110,010 at 4% or $73,340 at 6%; with 50% employer match about $73,340 at 4% or $48,893 at 6%; with 100% employer match about $55,005 at 4% or $36,670 at 6%. |
| Convergys Corporation Retirement and Sav Ings Plan | - | 38,076 | $298,348,074 | $48,645,816 | $1,278iApproximate average salary by contribution assumption: employee only about $31,940 at 4% or $21,293 at 6%; with 50% employer match about $21,293 at 4% or $14,196 at 6%; with 100% employer match about $15,970 at 4% or $10,647 at 6%. |
| Convergys Corporation Pension Plan | - | 11,654 | $116,714,487 | $4,437,014 | $381iApproximate average salary by contribution assumption: employee only about $9,518 at 4% or $6,345 at 6%; with 50% employer match about $6,345 at 4% or $4,230 at 6%; with 100% employer match about $4,759 at 4% or $3,173 at 6%. |
| Flex Benefits Program | - | 28,582 | $9,330,707 | $114,466,746 | $4,005iApproximate average salary by contribution assumption: employee only about $100,121 at 4% or $66,748 at 6%; with 50% employer match about $66,748 at 4% or $44,498 at 6%; with 100% employer match about $50,061 at 4% or $33,374 at 6%. |
| 2007 | 3 | 35,751 | $667,666,094 | $158,819,034 | $4,442iApproximate average salary by contribution assumption: employee only about $111,059 at 4% or $74,039 at 6%; with 50% employer match about $74,039 at 4% or $49,360 at 6%; with 100% employer match about $55,530 at 4% or $37,020 at 6%. |
| Convergys Corporation Retirement and Sav Ings Plan | - | 35,751 | $460,132,487 | $50,717,755 | $1,419iApproximate average salary by contribution assumption: employee only about $35,466 at 4% or $23,644 at 6%; with 50% employer match about $23,644 at 4% or $15,763 at 6%; with 100% employer match about $17,733 at 4% or $11,822 at 6%. |
| Convergys Corporation Pension Plan | - | 18,476 | $198,378,831 | $13,231,115 | $716iApproximate average salary by contribution assumption: employee only about $17,903 at 4% or $11,935 at 6%; with 50% employer match about $11,935 at 4% or $7,957 at 6%; with 100% employer match about $8,952 at 4% or $5,968 at 6%. |
| Flex Benefits Program | - | 27,485 | $9,154,776 | $94,870,164 | $3,452iApproximate average salary by contribution assumption: employee only about $86,293 at 4% or $57,528 at 6%; with 50% employer match about $57,528 at 4% or $38,352 at 6%; with 100% employer match about $43,146 at 4% or $28,764 at 6%. |
| 2006 | 3 | 33,433 | $669,612,335 | $160,123,940 | $4,789iApproximate average salary by contribution assumption: employee only about $119,735 at 4% or $79,823 at 6%; with 50% employer match about $79,823 at 4% or $53,216 at 6%; with 100% employer match about $59,867 at 4% or $39,912 at 6%. |
| Convergys Corporation Retirement and Sav Ings Plan | - | 33,433 | $460,161,239 | $47,610,464 | $1,424iApproximate average salary by contribution assumption: employee only about $35,601 at 4% or $23,734 at 6%; with 50% employer match about $23,734 at 4% or $15,823 at 6%; with 100% employer match about $17,801 at 4% or $11,867 at 6%. |
| Convergys Corporation Pension Plan | - | 18,803 | $200,750,500 | $18,721,026 | $996iApproximate average salary by contribution assumption: employee only about $24,891 at 4% or $16,594 at 6%; with 50% employer match about $16,594 at 4% or $11,063 at 6%; with 100% employer match about $12,446 at 4% or $8,297 at 6%. |
| Flex Benefits Program | - | 27,536 | $8,700,596 | $93,792,450 | $3,406iApproximate average salary by contribution assumption: employee only about $85,154 at 4% or $56,770 at 6%; with 50% employer match about $56,770 at 4% or $37,846 at 6%; with 100% employer match about $42,577 at 4% or $28,385 at 6%. |
| 2005 | 3 | 41,414 | $379,825,045 | $48,432,518 | $1,169iApproximate average salary by contribution assumption: employee only about $29,237 at 4% or $19,491 at 6%; with 50% employer match about $19,491 at 4% or $12,994 at 6%; with 100% employer match about $14,618 at 4% or $9,746 at 6%. |
| Convergys Corporation Retirement and Sav Ings Plan | - | 30,880 | $379,825,045 | $48,432,518 | $1,568iApproximate average salary by contribution assumption: employee only about $39,210 at 4% or $26,140 at 6%; with 50% employer match about $26,140 at 4% or $17,427 at 6%; with 100% employer match about $19,605 at 4% or $13,070 at 6%. |
| Convergys Corporation Pension Plan | - | 17,214 | - | - | - |
| Flex Benefits Program | - | 41,414 | - | - | - |
| 2004 | 3 | 35,933 | $549,442,371 | $154,519,417 | $4,300iApproximate average salary by contribution assumption: employee only about $107,505 at 4% or $71,670 at 6%; with 50% employer match about $71,670 at 4% or $47,780 at 6%; with 100% employer match about $53,753 at 4% or $35,835 at 6%. |
| Convergys Corporation Retirement and Sav Ings Plan | - | 35,933 | $354,599,272 | $46,373,732 | $1,291iApproximate average salary by contribution assumption: employee only about $32,264 at 4% or $21,509 at 6%; with 50% employer match about $21,509 at 4% or $14,340 at 6%; with 100% employer match about $16,132 at 4% or $10,755 at 6%. |
| Convergys Corporation Pension Plan | - | 18,907 | $187,047,977 | $3,500,000 | $185iApproximate average salary by contribution assumption: employee only about $4,628 at 4% or $3,085 at 6%; with 50% employer match about $3,085 at 4% or $2,057 at 6%; with 100% employer match about $2,314 at 4% or $1,543 at 6%. |
| Flex Benefits Program | - | 33,463 | $7,795,122 | $104,645,685 | $3,127iApproximate average salary by contribution assumption: employee only about $78,180 at 4% or $52,120 at 6%; with 50% employer match about $52,120 at 4% or $34,747 at 6%; with 100% employer match about $39,090 at 4% or $26,060 at 6%. |
| 2003 | 3 | 37,455 | $512,785,968 | $165,373,007 | $4,415iApproximate average salary by contribution assumption: employee only about $110,381 at 4% or $73,587 at 6%; with 50% employer match about $73,587 at 4% or $49,058 at 6%; with 100% employer match about $55,191 at 4% or $36,794 at 6%. |
| Convergys Corporation Retirement and Sav Ings Plan | - | 37,455 | $323,560,805 | $38,049,555 | $1,016iApproximate average salary by contribution assumption: employee only about $25,397 at 4% or $16,931 at 6%; with 50% employer match about $16,931 at 4% or $11,287 at 6%; with 100% employer match about $12,698 at 4% or $8,466 at 6%. |
| Convergys Corporation Pension Plan | - | 18,104 | $181,340,808 | $30,292,015 | $1,673iApproximate average salary by contribution assumption: employee only about $41,831 at 4% or $27,887 at 6%; with 50% employer match about $27,887 at 4% or $18,591 at 6%; with 100% employer match about $20,915 at 4% or $13,944 at 6%. |
| Flex Benefits Program | - | 29,273 | $7,884,355 | $97,031,437 | $3,315iApproximate average salary by contribution assumption: employee only about $82,868 at 4% or $55,245 at 6%; with 50% employer match about $55,245 at 4% or $36,830 at 6%; with 100% employer match about $41,434 at 4% or $27,623 at 6%. |
| 2002 | 4 | 30,276 | $398,641,220 | $131,745,519 | $4,351iApproximate average salary by contribution assumption: employee only about $108,787 at 4% or $72,525 at 6%; with 50% employer match about $72,525 at 4% or $48,350 at 6%; with 100% employer match about $54,394 at 4% or $36,262 at 6%. |
| Convergys Corporation Retirement and Sav Ings Plan | - | 30,276 | $256,111,645 | $41,643,522 | $1,375iApproximate average salary by contribution assumption: employee only about $34,387 at 4% or $22,924 at 6%; with 50% employer match about $22,924 at 4% or $15,283 at 6%; with 100% employer match about $17,193 at 4% or $11,462 at 6%. |
| Convergys Corporation Pension Plan | - | 15,099 | $135,735,389 | - | - |
| Flex Benefits Program | - | 28,069 | $6,794,186 | $89,952,328 | $3,205iApproximate average salary by contribution assumption: employee only about $80,117 at 4% or $53,411 at 6%; with 50% employer match about $53,411 at 4% or $35,608 at 6%; with 100% employer match about $40,059 at 4% or $26,706 at 6%. |
| Convergys Cmg Retirement Savings Plan | - | 0 | - | $149,669 | - |
| 2001 | 4 | 28,416 | $517,291,845 | $112,127,098 | $3,946iApproximate average salary by contribution assumption: employee only about $98,648 at 4% or $65,765 at 6%; with 50% employer match about $65,765 at 4% or $43,843 at 6%; with 100% employer match about $49,324 at 4% or $32,883 at 6%. |
| Convergys Corporation Retirement and Sav Ings Plan | - | 19,572 | $339,984,428 | $31,922,109 | $1,631iApproximate average salary by contribution assumption: employee only about $40,775 at 4% or $27,183 at 6%; with 50% employer match about $27,183 at 4% or $18,122 at 6%; with 100% employer match about $20,388 at 4% or $13,592 at 6%. |
| Convergys Corporation Pension Plan | - | 17,852 | $170,347,401 | - | - |
| Flex Benefits Program | - | 28,416 | $6,960,016 | $80,204,989 | $2,823iApproximate average salary by contribution assumption: employee only about $70,563 at 4% or $47,042 at 6%; with 50% employer match about $47,042 at 4% or $31,361 at 6%; with 100% employer match about $35,282 at 4% or $23,521 at 6%. |
| Convergys Cmg Retirement Savings Plan | - | 10,105 | - | - | - |
| 2000 | 4 | 30,354 | $177,308,001 | $3,423,622 | $113iApproximate average salary by contribution assumption: employee only about $2,820 at 4% or $1,880 at 6%; with 50% employer match about $1,880 at 4% or $1,253 at 6%; with 100% employer match about $1,410 at 4% or $940 at 6%. |
| Convergys Corporation Pension Plan | - | 15,629 | $170,260,000 | - | - |
| Flex Benefits Program | - | 30,354 | $7,048,001 | $3,423,622 | $113iApproximate average salary by contribution assumption: employee only about $2,820 at 4% or $1,880 at 6%; with 50% employer match about $1,880 at 4% or $1,253 at 6%; with 100% employer match about $1,410 at 4% or $940 at 6%. |
| Convergys Cmg Retirement Savings Plan | - | 3,473 | - | - | - |
| Convergys Corporation Retirement and Sav Ings Plan | - | 16,643 | - | - | - |
| 1999 | 4 | 14,418 | $552,687,365 | $32,021,223 | $2,221iApproximate average salary by contribution assumption: employee only about $55,523 at 4% or $37,015 at 6%; with 50% employer match about $37,015 at 4% or $24,677 at 6%; with 100% employer match about $27,761 at 4% or $18,508 at 6%. |
| Convergys Corporation Retirement and Sav Ings Plan | - | 14,418 | $365,589,692 | $27,769,338 | $1,926iApproximate average salary by contribution assumption: employee only about $48,150 at 4% or $32,100 at 6%; with 50% employer match about $32,100 at 4% or $21,400 at 6%; with 100% employer match about $24,075 at 4% or $16,050 at 6%. |
| Convergys Corporation Pension Plan | - | 13,154 | $178,797,000 | - | - |
| Convergys Cmg Retirement Savings Plan | - | 5,534 | $7,695,989 | $1,247,866 | $225iApproximate average salary by contribution assumption: employee only about $5,637 at 4% or $3,758 at 6%; with 50% employer match about $3,758 at 4% or $2,505 at 6%; with 100% employer match about $2,819 at 4% or $1,879 at 6%. |
| Flex Benefits Program | - | 2,656 | $604,684 | $3,004,019 | $1,131iApproximate average salary by contribution assumption: employee only about $28,276 at 4% or $18,851 at 6%; with 50% employer match about $18,851 at 4% or $12,567 at 6%; with 100% employer match about $14,138 at 4% or $9,425 at 6%. |