Chemed Corporation
Plan context: Chemed Roto Rooter Savings & Retirement Plan
EIN 31-0791746 • 173 filings • 16 plans
Current Snapshot
Latest Year
2024
2024 Participants
4,396
2024 Assets
$371,072,376
2024 Contributions
$26,172,524
Historical Graphs
Total Assets Over Time
Aggregate end-of-year assets by filing year, excluding zero-asset years
Participants Over Time
Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans
Company Timeline
Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.
| Year / Filing | Filings | Participants | Assets | Contributions | Contrib./Participant |
|---|---|---|---|---|---|
| 2024 | 2 | 4,396 | $371,072,376 | $26,172,524 | $5,954iApproximate average salary by contribution assumption: employee only about $148,843 at 4% or $99,229 at 6%; with 50% employer match about $99,229 at 4% or $66,152 at 6%; with 100% employer match about $74,421 at 4% or $49,614 at 6%. |
| Chemed Roto Rooter Savings & Retirement Plan | - | 3,782 | $371,072,376 | $26,172,524 | $6,920iApproximate average salary by contribution assumption: employee only about $173,007 at 4% or $115,338 at 6%; with 50% employer match about $115,338 at 4% or $76,892 at 6%; with 100% employer match about $86,504 at 4% or $57,669 at 6%. |
| Chemed/Roto Rooter Disability Plan | - | 4,396 | - | - | - |
| 2023 | 2 | 4,673 | $352,623,479 | $28,465,807 | $6,092iApproximate average salary by contribution assumption: employee only about $152,289 at 4% or $101,526 at 6%; with 50% employer match about $101,526 at 4% or $67,684 at 6%; with 100% employer match about $76,144 at 4% or $50,763 at 6%. |
| Chemed Roto Rooter Savings & Retirement Plan | - | 3,878 | $352,623,479 | $28,465,807 | $7,340iApproximate average salary by contribution assumption: employee only about $183,508 at 4% or $122,339 at 6%; with 50% employer match about $122,339 at 4% or $81,559 at 6%; with 100% employer match about $91,754 at 4% or $61,169 at 6%. |
| Chemed/Roto Rooter Disability Plan | - | 4,673 | - | - | - |
| 2022 | 2 | 4,427 | $308,008,060 | $28,985,963 | $6,548iApproximate average salary by contribution assumption: employee only about $163,689 at 4% or $109,126 at 6%; with 50% employer match about $109,126 at 4% or $72,750 at 6%; with 100% employer match about $81,844 at 4% or $54,563 at 6%. |
| Chemed Roto Rooter Savings & Retirement Plan | - | 3,716 | $308,008,060 | $28,985,963 | $7,800iApproximate average salary by contribution assumption: employee only about $195,008 at 4% or $130,005 at 6%; with 50% employer match about $130,005 at 4% or $86,670 at 6%; with 100% employer match about $97,504 at 4% or $65,003 at 6%. |
| Chemed/Roto Rooter Disability Plan | - | 4,427 | - | - | - |
| 2021 | 7 | 8,347 | $374,915,349 | $29,514,108 | $3,536iApproximate average salary by contribution assumption: employee only about $88,397 at 4% or $58,932 at 6%; with 50% employer match about $58,932 at 4% or $39,288 at 6%; with 100% employer match about $44,199 at 4% or $29,466 at 6%. |
| Chemed Roto Rooter Savings & Retirement Plan | - | 3,609 | $374,915,349 | $29,514,108 | $8,178iApproximate average salary by contribution assumption: employee only about $204,448 at 4% or $136,299 at 6%; with 50% employer match about $136,299 at 4% or $90,866 at 6%; with 100% employer match about $102,224 at 4% or $68,149 at 6%. |
| Chemed Corporation Business Travel Accident Insurance Plan | - | 294 | - | - | - |
| Chemed/Roto Rooter Disability Plan | - | 7,988 | - | - | - |
| Chemed Corporation Group Medical Plan | - | 8,347 | - | - | - |
| Chemed Corporation Group Insurance Plan | - | 8,113 | - | - | - |
| Chemed Corporation Personal Accident Insurance Plan | - | 2,176 | - | - | - |
| Chemed Corporation Vision Plan | - | 4,793 | - | - | - |
| 2020 | 7 | 8,705 | $339,059,146 | $25,590,555 | $2,940iApproximate average salary by contribution assumption: employee only about $73,494 at 4% or $48,996 at 6%; with 50% employer match about $48,996 at 4% or $32,664 at 6%; with 100% employer match about $36,747 at 4% or $24,498 at 6%. |
| Chemed Roto Rooter Savings & Retirement Plan | - | 3,517 | $339,059,146 | $25,590,555 | $7,276iApproximate average salary by contribution assumption: employee only about $181,906 at 4% or $121,271 at 6%; with 50% employer match about $121,271 at 4% or $80,847 at 6%; with 100% employer match about $90,953 at 4% or $60,635 at 6%. |
| Chemed Corporation Personal Accident Insurance Plan | - | 1,860 | - | - | - |
| Chemed Corporation Vision Plan | - | 4,546 | - | - | - |
| Chemed Corporation Group Medical Plan | - | 8,705 | - | - | - |
| Chemed/Roto Rooter Disability Plan | - | 2,361 | - | - | - |
| Chemed Corporation Business Travel Accident Insurance Plan | - | 293 | - | - | - |
| Chemed Corporation Group Insurance Plan | - | 7,286 | - | - | - |
| 2019 | 7 | 8,677 | $293,741,605 | $28,582,674 | $3,294iApproximate average salary by contribution assumption: employee only about $82,352 at 4% or $54,901 at 6%; with 50% employer match about $54,901 at 4% or $36,601 at 6%; with 100% employer match about $41,176 at 4% or $27,451 at 6%. |
| Chemed Roto Rooter Savings & Retirement Plan | - | 3,594 | $293,741,605 | $28,582,674 | $7,953iApproximate average salary by contribution assumption: employee only about $198,822 at 4% or $132,548 at 6%; with 50% employer match about $132,548 at 4% or $88,365 at 6%; with 100% employer match about $99,411 at 4% or $66,274 at 6%. |
| Chemed Corporation Business Travel Accident Insurance Plan | - | 284 | - | - | - |
| Chemed Corporation Group Medical Plan | - | 8,677 | - | - | - |
| Chemed/Roto Rooter Disability Plan | - | 2,135 | - | - | - |
| Chemed Corporation Group Insurance Plan | - | 7,039 | - | - | - |
| Chemed Corporation Personal Accident Insurance Plan | - | 1,791 | - | - | - |
| Chemed Corporation Vision Plan | - | 3,990 | - | - | - |
| 2018 | 8 | 9,509 | $229,253,400 | $20,557,863 | $2,162iApproximate average salary by contribution assumption: employee only about $54,048 at 4% or $36,032 at 6%; with 50% employer match about $36,032 at 4% or $24,022 at 6%; with 100% employer match about $27,024 at 4% or $18,016 at 6%. |
| Chemed Roto Rooter Savings & Retirement Plan | - | 3,038 | $229,253,400 | $20,557,863 | $6,767iApproximate average salary by contribution assumption: employee only about $169,173 at 4% or $112,782 at 6%; with 50% employer match about $112,782 at 4% or $75,188 at 6%; with 100% employer match about $84,586 at 4% or $56,391 at 6%. |
| Chemed Corporation Business Travel Accident Insurance Plan | - | 265 | - | - | - |
| Chemed/Roto Rooter Disability Plan | - | 2,118 | - | - | - |
| Chemed Corporation Group Medical Plan | - | 9,509 | - | - | - |
| Chemed Corporation Group Insurance Plan | - | 6,381 | - | - | - |
| Chemed Corporation Personal Accident Insurance Plan | - | 1,634 | - | - | - |
| Chemed Corporation Vision Plan | - | 3,787 | - | - | - |
| CHEMED CORPORATION OVERMILLER PLAN | - | 0 | - | - | - |
| 2017 | 8 | 8,881 | $231,098,387 | $17,824,854 | $2,007iApproximate average salary by contribution assumption: employee only about $50,177 at 4% or $33,451 at 6%; with 50% employer match about $33,451 at 4% or $22,301 at 6%; with 100% employer match about $25,088 at 4% or $16,726 at 6%. |
| Chemed Roto Rooter Savings & Retirement Plan | - | 2,755 | $231,098,387 | $17,824,854 | $6,470iApproximate average salary by contribution assumption: employee only about $161,750 at 4% or $107,833 at 6%; with 50% employer match about $107,833 at 4% or $71,889 at 6%; with 100% employer match about $80,875 at 4% or $53,917 at 6%. |
| Chemed/Roto Rooter Disability Plan | - | 2,000 | - | - | - |
| Chemed Corporation Business Travel Accident Insurance Plan | - | 257 | - | - | - |
| Chemed Corporation Group Medical Plan | - | 8,881 | - | - | - |
| Chemed Corporation Group Insurance Plan | - | 5,752 | - | - | - |
| Chemed Corporation Personal Accident Insurance Plan | - | 1,391 | - | - | - |
| Chemed Corporation Vision Plan | - | 3,359 | - | - | - |
| CHEMED CORPORATION OVERMILLER PLAN | - | 386 | - | - | - |
| 2016 | 7 | 8,787 | $196,971,524 | $16,287,916 | $1,854iApproximate average salary by contribution assumption: employee only about $46,341 at 4% or $30,894 at 6%; with 50% employer match about $30,894 at 4% or $20,596 at 6%; with 100% employer match about $23,170 at 4% or $15,447 at 6%. |
| Chemed Roto Rooter Savings & Retirement Plan | - | 2,547 | $196,971,524 | $16,287,916 | $6,395iApproximate average salary by contribution assumption: employee only about $159,874 at 4% or $106,582 at 6%; with 50% employer match about $106,582 at 4% or $71,055 at 6%; with 100% employer match about $79,937 at 4% or $53,291 at 6%. |
| Chemed Corporation Business Travel Accident Insurance Plan | - | 261 | - | - | - |
| Chemed/Roto Rooter Disability Plan | - | 1,529 | - | - | - |
| Chemed Corporation Group Medical Plan | - | 8,787 | - | - | - |
| Chemed Corporation Group Insurance Plan | - | 5,175 | - | - | - |
| Chemed Corporation Personal Accident Insurance Plan | - | 1,074 | - | - | - |
| Chemed Corporation Vision Plan | - | 3,099 | - | - | - |
| 2015 | 7 | 8,850 | $189,702,223 | $14,883,846 | $1,682iApproximate average salary by contribution assumption: employee only about $42,045 at 4% or $28,030 at 6%; with 50% employer match about $28,030 at 4% or $18,687 at 6%; with 100% employer match about $21,022 at 4% or $14,015 at 6%. |
| Chemed Roto Rooter Savings & Retirement Plan | - | 2,467 | $189,702,223 | $14,883,846 | $6,033iApproximate average salary by contribution assumption: employee only about $150,829 at 4% or $100,553 at 6%; with 50% employer match about $100,553 at 4% or $67,035 at 6%; with 100% employer match about $75,415 at 4% or $50,276 at 6%. |
| Chemed/Roto Rooter Disability Plan | - | 1,509 | - | - | - |
| Chemed Corporation Business Travel Accident Insurance Plan | - | 259 | - | - | - |
| Chemed Corporation Group Medical Plan | - | 8,850 | - | - | - |
| Chemed Corporation Group Insurance Plan | - | 5,088 | - | - | - |
| Chemed Corporation Personal Accident Insurance Plan | - | 1,015 | - | - | - |
| Chemed Corporation Vision Plan | - | 3,159 | - | - | - |
| 2014 | 7 | 8,572 | $179,293,094 | $13,252,314 | $1,546iApproximate average salary by contribution assumption: employee only about $38,650 at 4% or $25,767 at 6%; with 50% employer match about $25,767 at 4% or $17,178 at 6%; with 100% employer match about $19,325 at 4% or $12,883 at 6%. |
| Chemed Roto Rooter Savings & Retirement Plan | - | 2,303 | $179,293,094 | $13,252,314 | $5,754iApproximate average salary by contribution assumption: employee only about $143,859 at 4% or $95,906 at 6%; with 50% employer match about $95,906 at 4% or $63,937 at 6%; with 100% employer match about $71,930 at 4% or $47,953 at 6%. |
| Chemed Corporation Business Travel Accident Insurance Plan | - | 263 | - | - | - |
| Chemed/Roto Rooter Disability Plan | - | 1,404 | - | - | - |
| Chemed Corporation Group Medical Plan | - | 8,572 | - | - | - |
| Chemed Corporation Group Insurance Plan | - | 4,949 | - | - | - |
| Chemed Corporation Personal Accident Insurance Plan | - | 926 | - | - | - |
| Chemed Corporation Vision Plan | - | 2,810 | - | - | - |
| 2013 | 7 | 8,662 | $167,257,125 | $13,095,345 | $1,512iApproximate average salary by contribution assumption: employee only about $37,795 at 4% or $25,197 at 6%; with 50% employer match about $25,197 at 4% or $16,798 at 6%; with 100% employer match about $18,898 at 4% or $12,598 at 6%. |
| Chemed Roto Rooter Savings & Retirement Plan | - | 2,259 | $167,257,125 | $13,095,345 | $5,797iApproximate average salary by contribution assumption: employee only about $144,924 at 4% or $96,616 at 6%; with 50% employer match about $96,616 at 4% or $64,411 at 6%; with 100% employer match about $72,462 at 4% or $48,308 at 6%. |
| Chemed Corporation Business Travel Accident Insurance Plan | - | 267 | - | - | - |
| Chemed/Roto Rooter Disability Plan | - | 1,490 | - | - | - |
| Chemed Corporation Group Medical Plan | - | 8,662 | - | - | - |
| Chemed Corporation Group Insurance Plan | - | 4,871 | - | - | - |
| Chemed Corporation Personal Accident Insurance Plan | - | 925 | - | - | - |
| Chemed Corporation Vision Plan | - | 2,838 | - | - | - |
| 2012 | 6 | 9,255 | $144,566,043 | $11,722,257 | $1,267iApproximate average salary by contribution assumption: employee only about $31,665 at 4% or $21,110 at 6%; with 50% employer match about $21,110 at 4% or $14,073 at 6%; with 100% employer match about $15,832 at 4% or $10,555 at 6%. |
| Chemed Roto Rooter Savings & Retirement Plan | - | 2,297 | $144,566,043 | $11,722,257 | $5,103iApproximate average salary by contribution assumption: employee only about $127,582 at 4% or $85,055 at 6%; with 50% employer match about $85,055 at 4% or $56,703 at 6%; with 100% employer match about $63,791 at 4% or $42,527 at 6%. |
| Chemed Corporation Business Travel Accident Insurance Plan | - | 260 | - | - | - |
| Chemed/Roto Rooter Disability Plan | - | 1,630 | - | - | - |
| Chemed Corporation Group Medical Plan | - | 9,255 | - | - | - |
| Chemed Corporation Group Insurance Plan | - | 4,299 | - | - | - |
| Chemed Corporation Personal Accident Insurance Plan | - | 546 | - | - | - |
| 2011 | 6 | 8,331 | $133,455,375 | $12,451,731 | $1,495iApproximate average salary by contribution assumption: employee only about $37,366 at 4% or $24,910 at 6%; with 50% employer match about $24,910 at 4% or $16,607 at 6%; with 100% employer match about $18,683 at 4% or $12,455 at 6%. |
| Chemed Roto Rooter Savings & Retirement Plan | - | 2,439 | $133,455,375 | $12,451,731 | $5,105iApproximate average salary by contribution assumption: employee only about $127,632 at 4% or $85,088 at 6%; with 50% employer match about $85,088 at 4% or $56,725 at 6%; with 100% employer match about $63,816 at 4% or $42,544 at 6%. |
| Chemed Corporation Business Travel Accident Insurance Plan | - | 259 | - | - | - |
| Chemed/Roto Rooter Disability Plan | - | 1,712 | - | - | - |
| Chemed Corporation Group Medical Plan | - | 8,331 | - | - | - |
| Chemed Corporation Group Insurance Plan | - | 4,430 | - | - | - |
| Chemed Corporation Personal Accident Insurance Plan | - | 496 | - | - | - |
| 2010 | 6 | 7,795 | $141,815,850 | $11,639,013 | $1,493iApproximate average salary by contribution assumption: employee only about $37,328 at 4% or $24,886 at 6%; with 50% employer match about $24,886 at 4% or $16,590 at 6%; with 100% employer match about $18,664 at 4% or $12,443 at 6%. |
| Chemed Roto Rooter Savings & Retirement Plan | - | 2,487 | $141,815,850 | $11,639,013 | $4,680iApproximate average salary by contribution assumption: employee only about $116,999 at 4% or $77,999 at 6%; with 50% employer match about $77,999 at 4% or $51,999 at 6%; with 100% employer match about $58,499 at 4% or $39,000 at 6%. |
| Chemed Corporation Business Travel Accident Insurance Plan | - | 265 | - | - | - |
| Chemed/Roto Rooter Disability Plan | - | 1,783 | - | - | - |
| Chemed Corporation Group Medical Plan | - | 7,795 | - | - | - |
| Chemed Corporation Group Insurance Plan | - | 4,401 | - | - | - |
| Chemed Corporation Personal Accident Insurance Plan | - | 385 | - | - | - |
| 2009 | 6 | 7,520 | $123,054,367 | $11,072,797 | $1,472iApproximate average salary by contribution assumption: employee only about $36,811 at 4% or $24,541 at 6%; with 50% employer match about $24,541 at 4% or $16,361 at 6%; with 100% employer match about $18,406 at 4% or $12,270 at 6%. |
| Chemed Roto Rooter Savings & Retirement Plan | - | 2,451 | $123,054,367 | $11,072,797 | $4,518iApproximate average salary by contribution assumption: employee only about $112,942 at 4% or $75,294 at 6%; with 50% employer match about $75,294 at 4% or $50,196 at 6%; with 100% employer match about $56,471 at 4% or $37,647 at 6%. |
| Chemed Corporation Business Travel Accident Insurance Plan | - | 264 | - | - | - |
| Chemed/Roto Rooter Disability Plan | - | 1,797 | - | - | - |
| Chemed Corporation Group Medical Plan | - | 7,520 | - | - | - |
| Chemed Corporation Group Insurance Plan | - | 3,630 | - | - | - |
| Chemed Corporation Personal Accident Insurance Plan | - | 413 | - | - | - |
| 2008 | 6 | 7,074 | $107,743,126 | $11,932,142 | $1,687iApproximate average salary by contribution assumption: employee only about $42,169 at 4% or $28,113 at 6%; with 50% employer match about $28,113 at 4% or $18,742 at 6%; with 100% employer match about $21,085 at 4% or $14,056 at 6%. |
| Chemed Roto Rooter Savings & Retirement Plan | - | 2,556 | $107,743,126 | $11,932,142 | $4,668iApproximate average salary by contribution assumption: employee only about $116,707 at 4% or $77,805 at 6%; with 50% employer match about $77,805 at 4% or $51,870 at 6%; with 100% employer match about $58,354 at 4% or $38,902 at 6%. |
| Chemed Corporation Business Travel Accident Insurance Plan | - | 272 | - | - | - |
| Chemed/Roto Rooter Disability Plan | - | 1,400 | - | - | - |
| Chemed Corporation Group Medical Plan | - | 7,074 | - | - | - |
| Chemed Corporation Group Insurance Plan | - | 3,600 | - | - | - |
| Chemed Corporation Personal Accident Insurance Plan | - | 451 | - | - | - |
| 2007 | 6 | 7,203 | $141,402,060 | $12,123,337 | $1,683iApproximate average salary by contribution assumption: employee only about $42,077 at 4% or $28,052 at 6%; with 50% employer match about $28,052 at 4% or $18,701 at 6%; with 100% employer match about $21,039 at 4% or $14,026 at 6%. |
| Chemed Roto Rooter Savings & Retirement Plan | - | 2,419 | $141,402,060 | $12,123,337 | $5,012iApproximate average salary by contribution assumption: employee only about $125,293 at 4% or $83,529 at 6%; with 50% employer match about $83,529 at 4% or $55,686 at 6%; with 100% employer match about $62,646 at 4% or $41,764 at 6%. |
| Chemed Corporation Personal Accident Insurance Plan | - | 439 | - | - | - |
| Chemed Corporation Group Insurance Plan | - | 3,457 | - | - | - |
| Chemed Corporation Business Travel Accident Insurance Plan | - | 211 | - | - | - |
| Chemed/Roto Rooter Disability Plan | - | 1,377 | - | - | - |
| Chemed Corporation Group Medical Plan | - | 7,203 | - | - | - |
| 2006 | 7 | 6,549 | $113,540,426 | $11,023,540 | $1,683iApproximate average salary by contribution assumption: employee only about $42,081 at 4% or $28,054 at 6%; with 50% employer match about $28,054 at 4% or $18,703 at 6%; with 100% employer match about $21,041 at 4% or $14,027 at 6%. |
| Chemed Roto Rooter Savings & Retirement Plan | - | 2,388 | $113,540,426 | $11,023,540 | $4,616iApproximate average salary by contribution assumption: employee only about $115,406 at 4% or $76,937 at 6%; with 50% employer match about $76,937 at 4% or $51,291 at 6%; with 100% employer match about $57,703 at 4% or $38,469 at 6%. |
| Chemed Employee Stock Ownership Plan I | - | 0 | - | - | - |
| Chemed Corporation Group Insurance Plan | - | 3,366 | - | - | - |
| Chemed Corporation Personal Accident Insurance Plan | - | 484 | - | - | - |
| Chemed Corporation Business Travel Accident Insurance Plan | - | 261 | - | - | - |
| Chemed/Roto Rooter Disability Plan | - | 1,305 | - | - | - |
| Chemed Corporation Group Medical Plan | - | 6,549 | - | - | - |
| 2005 | 7 | 3,121 | $119,366,589 | $10,765,903 | $3,450iApproximate average salary by contribution assumption: employee only about $86,238 at 4% or $57,492 at 6%; with 50% employer match about $57,492 at 4% or $38,328 at 6%; with 100% employer match about $43,119 at 4% or $28,746 at 6%. |
| Chemed Roto Rooter Savings & Retirement Plan | - | 2,355 | $93,532,798 | $9,806,802 | $4,164iApproximate average salary by contribution assumption: employee only about $104,106 at 4% or $69,404 at 6%; with 50% employer match about $69,404 at 4% or $46,269 at 6%; with 100% employer match about $52,053 at 4% or $34,702 at 6%. |
| Chemed/Roto Rooter Disability Plan | - | 1,309 | - | - | - |
| Chemed Corporation Group Medical Plan | - | 2,154 | - | - | - |
| Chemed Corporation Group Insurance Plan | - | 3,121 | - | - | - |
| Chemed Corporation Personal Accident Insurance Plan | - | 509 | - | - | - |
| Chemed Corporation Business Travel Accident Insurance Plan | - | 263 | - | - | - |
| 2004 | 7 | 3,547 | $109,943,219 | $19,824,299 | $5,589iApproximate average salary by contribution assumption: employee only about $139,726 at 4% or $93,151 at 6%; with 50% employer match about $93,151 at 4% or $62,100 at 6%; with 100% employer match about $69,863 at 4% or $46,575 at 6%. |
| 2003 | 7 | 3,357 | $96,094,508 | $22,597,858 | $6,732iApproximate average salary by contribution assumption: employee only about $168,289 at 4% or $112,193 at 6%; with 50% employer match about $112,193 at 4% or $74,795 at 6%; with 100% employer match about $84,145 at 4% or $56,096 at 6%. |
| 2002 | 10 | 3,335 | $66,632,913 | $20,721,068 | $6,213iApproximate average salary by contribution assumption: employee only about $155,330 at 4% or $103,554 at 6%; with 50% employer match about $103,554 at 4% or $69,036 at 6%; with 100% employer match about $77,665 at 4% or $51,777 at 6%. |
| 2001 | 10 | 3,764 | $73,484,822 | $20,101,093 | $5,340iApproximate average salary by contribution assumption: employee only about $133,509 at 4% or $89,006 at 6%; with 50% employer match about $89,006 at 4% or $59,337 at 6%; with 100% employer match about $66,754 at 4% or $44,503 at 6%. |
| 2000 | 9 | 3,831 | $78,965,965 | $18,116,155 | $4,729iApproximate average salary by contribution assumption: employee only about $118,221 at 4% or $78,814 at 6%; with 50% employer match about $78,814 at 4% or $52,543 at 6%; with 100% employer match about $59,110 at 4% or $39,407 at 6%. |
| 1999 | 9 | 3,996 | $68,102,500 | $6,769,009 | $1,694iApproximate average salary by contribution assumption: employee only about $42,349 at 4% or $28,232 at 6%; with 50% employer match about $28,232 at 4% or $18,822 at 6%; with 100% employer match about $21,174 at 4% or $14,116 at 6%. |