Civic Intelligence

O'Neil & Associates Inc.

Plan context: O'Neil & Associates Inc. Profit Sharing & Savings Plan

EIN 31-0629068 • Miamisburg, OH • 135 filings • 10 plans

495 Byers RoadMiamisburg, OH 45342-3662
Current Snapshot

Latest Year

2025

2025 Participants

175

2025 Assets

$22,799,239

2025 Contributions

$2,736,136

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$46,283,988$23,141,994$0200120132024YearValue
$22,799,239Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

3611810200020132025YearValue
175Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
20251175$0$0-
Health Insurance Plan-175---
20243172$22,799,239$2,736,136$15,908iApproximate average salary by contribution assumption: employee only about $397,694 at 4% or $265,129 at 6%; with 50% employer match about $265,129 at 4% or $176,753 at 6%; with 100% employer match about $198,847 at 4% or $132,565 at 6%.
O'Neil & Associates Inc. Profit Sharing & Savings Plan-172$17,437,824$1,358,432$7,898iApproximate average salary by contribution assumption: employee only about $197,447 at 4% or $131,631 at 6%; with 50% employer match about $131,631 at 4% or $87,754 at 6%; with 100% employer match about $98,723 at 4% or $65,816 at 6%.
O'Neil & Associates Inc. Employee Stock Ownership Plan-138$5,361,415$1,377,704$9,983iApproximate average salary by contribution assumption: employee only about $249,584 at 4% or $166,389 at 6%; with 50% employer match about $166,389 at 4% or $110,926 at 6%; with 100% employer match about $124,792 at 4% or $83,195 at 6%.
Health Insurance Plan-171---
20233187$27,858,639$2,164,482$11,575iApproximate average salary by contribution assumption: employee only about $289,369 at 4% or $192,913 at 6%; with 50% employer match about $192,913 at 4% or $128,609 at 6%; with 100% employer match about $144,685 at 4% or $96,456 at 6%.
O'Neil & Associates Inc. Profit Sharing & Savings Plan-166$16,117,410$1,235,970$7,446iApproximate average salary by contribution assumption: employee only about $186,140 at 4% or $124,093 at 6%; with 50% employer match about $124,093 at 4% or $82,729 at 6%; with 100% employer match about $93,070 at 4% or $62,047 at 6%.
O'Neil & Associates Inc. Employee Stock Ownership Plan-151$11,741,229$928,512$6,149iApproximate average salary by contribution assumption: employee only about $153,727 at 4% or $102,485 at 6%; with 50% employer match about $102,485 at 4% or $68,323 at 6%; with 100% employer match about $76,864 at 4% or $51,242 at 6%.
Health Insurance Plan-187---
20223167$24,309,213$2,033,476$12,177iApproximate average salary by contribution assumption: employee only about $304,413 at 4% or $202,942 at 6%; with 50% employer match about $202,942 at 4% or $135,294 at 6%; with 100% employer match about $152,206 at 4% or $101,471 at 6%.
O'Neil & Associates Inc. Profit Sharing & Savings Plan-150$13,551,576$1,072,204$7,148iApproximate average salary by contribution assumption: employee only about $178,701 at 4% or $119,134 at 6%; with 50% employer match about $119,134 at 4% or $79,423 at 6%; with 100% employer match about $89,350 at 4% or $59,567 at 6%.
O'Neil & Associates Inc. Employee Stock Ownership Plan-139$10,757,637$961,272$6,916iApproximate average salary by contribution assumption: employee only about $172,891 at 4% or $115,260 at 6%; with 50% employer match about $115,260 at 4% or $76,840 at 6%; with 100% employer match about $86,445 at 4% or $57,630 at 6%.
Health Insurance Plan-167---
20216175$31,261,702$1,712,319$9,785iApproximate average salary by contribution assumption: employee only about $244,617 at 4% or $163,078 at 6%; with 50% employer match about $163,078 at 4% or $108,719 at 6%; with 100% employer match about $122,309 at 4% or $81,539 at 6%.
O'Neil & Associates Inc. Profit Sharing & Savings Plan-156$15,978,599$1,095,508$7,022iApproximate average salary by contribution assumption: employee only about $175,562 at 4% or $117,041 at 6%; with 50% employer match about $117,041 at 4% or $78,028 at 6%; with 100% employer match about $87,781 at 4% or $58,521 at 6%.
O'Neil & Associates Inc. Employee Stock Ownership Plan-144$15,283,103$616,811$4,283iApproximate average salary by contribution assumption: employee only about $107,085 at 4% or $71,390 at 6%; with 50% employer match about $71,390 at 4% or $47,593 at 6%; with 100% employer match about $53,543 at 4% or $35,695 at 6%.
Health Insurance Plan-175---
Life Insurance Plan-0---
Long Term Care Benefits Plan-0---
Long Term Disability Benefits Plan-0---
20206173$33,495,490$2,954,071$17,076iApproximate average salary by contribution assumption: employee only about $426,889 at 4% or $284,593 at 6%; with 50% employer match about $284,593 at 4% or $189,728 at 6%; with 100% employer match about $213,444 at 4% or $142,296 at 6%.
O'Neil & Associates Inc. Employee Stock Ownership Plan-164$17,767,745$1,799,423$10,972iApproximate average salary by contribution assumption: employee only about $274,302 at 4% or $182,868 at 6%; with 50% employer match about $182,868 at 4% or $121,912 at 6%; with 100% employer match about $137,151 at 4% or $91,434 at 6%.
O'Neil & Associates Inc. Profit Sharing & Savings Plan-164$15,727,745$1,154,648$7,041iApproximate average salary by contribution assumption: employee only about $176,013 at 4% or $117,342 at 6%; with 50% employer match about $117,342 at 4% or $78,228 at 6%; with 100% employer match about $88,007 at 4% or $58,671 at 6%.
Health Insurance Plan-122---
Life Insurance Plan-172---
Long Term Disability Benefits Plan-173---
Long Term Care Benefits Plan-122---
20196201$36,386,687$3,892,250$19,364iApproximate average salary by contribution assumption: employee only about $484,111 at 4% or $322,740 at 6%; with 50% employer match about $322,740 at 4% or $215,160 at 6%; with 100% employer match about $242,055 at 4% or $161,370 at 6%.
O'Neil & Associates Inc. Employee Stock Ownership Plan-182$22,624,793$3,032,958$16,665iApproximate average salary by contribution assumption: employee only about $416,615 at 4% or $277,743 at 6%; with 50% employer match about $277,743 at 4% or $185,162 at 6%; with 100% employer match about $208,308 at 4% or $138,872 at 6%.
O'Neil & Associates Inc. Profit Sharing & Savings Plan-182$13,761,894$859,292$4,721iApproximate average salary by contribution assumption: employee only about $118,035 at 4% or $78,690 at 6%; with 50% employer match about $78,690 at 4% or $52,460 at 6%; with 100% employer match about $59,017 at 4% or $39,345 at 6%.
Health Insurance Plan-153---
Life Insurance Plan-194---
Long Term Disability Benefits Plan-195---
Long Term Care Benefits Plan-201---
20186249$44,931,435$4,169,871$16,746iApproximate average salary by contribution assumption: employee only about $418,662 at 4% or $279,108 at 6%; with 50% employer match about $279,108 at 4% or $186,072 at 6%; with 100% employer match about $209,331 at 4% or $139,554 at 6%.
O'Neil & Associates Inc. Employee Stock Ownership Plan-205$32,335,967$3,275,393$15,978iApproximate average salary by contribution assumption: employee only about $399,438 at 4% or $266,292 at 6%; with 50% employer match about $266,292 at 4% or $177,528 at 6%; with 100% employer match about $199,719 at 4% or $133,146 at 6%.
O'Neil & Associates Inc. Profit Sharing & Savings Plan-201$12,595,468$894,478$4,450iApproximate average salary by contribution assumption: employee only about $111,253 at 4% or $74,169 at 6%; with 50% employer match about $74,169 at 4% or $49,446 at 6%; with 100% employer match about $55,627 at 4% or $37,084 at 6%.
Health Insurance Plan-162---
Life Insurance Plan-249---
Long Term Disability Benefits Plan-249---
Long Term Care Benefits Plan-209---
20176239$46,283,988$3,092,881$12,941iApproximate average salary by contribution assumption: employee only about $323,523 at 4% or $215,682 at 6%; with 50% employer match about $215,682 at 4% or $143,788 at 6%; with 100% employer match about $161,762 at 4% or $107,841 at 6%.
O'Neil & Associates Inc. Employee Stock Ownership Plan-211$31,378,091$2,160,397$10,239iApproximate average salary by contribution assumption: employee only about $255,971 at 4% or $170,647 at 6%; with 50% employer match about $170,647 at 4% or $113,765 at 6%; with 100% employer match about $127,986 at 4% or $85,324 at 6%.
O'Neil & Associates Inc. Profit Sharing & Savings Plan-218$14,905,897$932,484$4,277iApproximate average salary by contribution assumption: employee only about $106,936 at 4% or $71,291 at 6%; with 50% employer match about $71,291 at 4% or $47,527 at 6%; with 100% employer match about $53,468 at 4% or $35,645 at 6%.
Health Insurance Plan-166---
Life Insurance Plan-230---
Long Term Disability Benefits Plan-230---
Long Term Care Benefits Plan-239---
20166271$44,119,997$3,069,864$11,328iApproximate average salary by contribution assumption: employee only about $283,198 at 4% or $188,799 at 6%; with 50% employer match about $188,799 at 4% or $125,866 at 6%; with 100% employer match about $141,599 at 4% or $94,399 at 6%.
O'Neil & Associates Inc. Employee Stock Ownership Plan-236$28,807,781$1,217,279$5,158iApproximate average salary by contribution assumption: employee only about $128,949 at 4% or $85,966 at 6%; with 50% employer match about $85,966 at 4% or $57,311 at 6%; with 100% employer match about $64,475 at 4% or $42,983 at 6%.
O'Neil & Associates Inc. Profit Sharing & Savings Plan-242$15,312,216$1,852,585$7,655iApproximate average salary by contribution assumption: employee only about $191,383 at 4% or $127,588 at 6%; with 50% employer match about $127,588 at 4% or $85,059 at 6%; with 100% employer match about $95,691 at 4% or $63,794 at 6%.
Health Insurance Plan-196---
Life Insurance Plan-271---
Long Term Disability Benefits Plan-271---
Long Term Care Benefits Plan-271---
20156275$35,653,741$2,710,419$9,856iApproximate average salary by contribution assumption: employee only about $246,402 at 4% or $164,268 at 6%; with 50% employer match about $164,268 at 4% or $109,512 at 6%; with 100% employer match about $123,201 at 4% or $82,134 at 6%.
O'Neil & Associates Inc. Employee Stock Ownership Plan-213$21,295,136$1,559,930$7,324iApproximate average salary by contribution assumption: employee only about $183,090 at 4% or $122,060 at 6%; with 50% employer match about $122,060 at 4% or $81,374 at 6%; with 100% employer match about $91,545 at 4% or $61,030 at 6%.
O'Neil & Associates Inc. Profit Sharing & Savings Plan-217$14,358,605$1,150,489$5,302iApproximate average salary by contribution assumption: employee only about $132,545 at 4% or $88,363 at 6%; with 50% employer match about $88,363 at 4% or $58,909 at 6%; with 100% employer match about $66,272 at 4% or $44,182 at 6%.
Health Insurance Plan-182---
Life Insurance Plan-259---
Long Term Disability Benefits Plan-259---
Long Term Care Benefits Plan-275---
20146256$27,405,404$1,105,634$4,319iApproximate average salary by contribution assumption: employee only about $107,972 at 4% or $71,981 at 6%; with 50% employer match about $71,981 at 4% or $47,988 at 6%; with 100% employer match about $53,986 at 4% or $35,991 at 6%.
O'Neil & Associates Inc. Profit Sharing & Savings Plan-224$14,890,920$819,803$3,660iApproximate average salary by contribution assumption: employee only about $91,496 at 4% or $60,997 at 6%; with 50% employer match about $60,997 at 4% or $40,665 at 6%; with 100% employer match about $45,748 at 4% or $30,499 at 6%.
O'Neil & Associates Inc. Employee Stock Ownership Plan-218$12,514,484$285,831$1,311iApproximate average salary by contribution assumption: employee only about $32,779 at 4% or $21,853 at 6%; with 50% employer match about $21,853 at 4% or $14,568 at 6%; with 100% employer match about $16,389 at 4% or $10,926 at 6%.
Health Insurance Plan-155---
Long Term Care Benefits Plan-256---
Life Insurance Plan-224---
Long Term Disability Benefits Plan-224---
20136329$27,612,294$1,118,613$3,400iApproximate average salary by contribution assumption: employee only about $85,001 at 4% or $56,667 at 6%; with 50% employer match about $56,667 at 4% or $37,778 at 6%; with 100% employer match about $42,500 at 4% or $28,334 at 6%.
O'Neil & Associates Inc. Profit Sharing & Savings Plan-241$15,514,452$822,142$3,411iApproximate average salary by contribution assumption: employee only about $85,284 at 4% or $56,856 at 6%; with 50% employer match about $56,856 at 4% or $37,904 at 6%; with 100% employer match about $42,642 at 4% or $28,428 at 6%.
O'Neil & Associates Inc. Employee Stock Ownership Plan-329$12,097,842$296,471$901iApproximate average salary by contribution assumption: employee only about $22,528 at 4% or $15,019 at 6%; with 50% employer match about $15,019 at 4% or $10,013 at 6%; with 100% employer match about $11,264 at 4% or $7,509 at 6%.
Health Insurance Plan-170---
Life Insurance Plan-244---
Long Term Disability Benefits Plan-244---
Long Term Care Benefits Plan-223---
20126333$26,401,134$1,464,095$4,397iApproximate average salary by contribution assumption: employee only about $109,917 at 4% or $73,278 at 6%; with 50% employer match about $73,278 at 4% or $48,852 at 6%; with 100% employer match about $54,959 at 4% or $36,639 at 6%.
O'Neil & Associates Inc. Profit Sharing & Savings Plan-229$14,450,036$1,149,725$5,021iApproximate average salary by contribution assumption: employee only about $125,516 at 4% or $83,677 at 6%; with 50% employer match about $83,677 at 4% or $55,785 at 6%; with 100% employer match about $62,758 at 4% or $41,839 at 6%.
O'Neil & Associates Inc. Employee Stock Ownership Plan-333$11,951,098$314,370$944iApproximate average salary by contribution assumption: employee only about $23,601 at 4% or $15,734 at 6%; with 50% employer match about $15,734 at 4% or $10,489 at 6%; with 100% employer match about $11,801 at 4% or $7,867 at 6%.
Health Insurance Plan-188---
Life Insurance Plan-256---
Long Term Disability Benefits Plan-256---
Long Term Care Benefits Plan-237---
20116334$24,648,646$1,699,563$5,089iApproximate average salary by contribution assumption: employee only about $127,213 at 4% or $84,809 at 6%; with 50% employer match about $84,809 at 4% or $56,539 at 6%; with 100% employer match about $63,606 at 4% or $42,404 at 6%.
O'Neil & Associates Inc. Profit Sharing & Savings Plan-279$13,102,495$1,302,068$4,667iApproximate average salary by contribution assumption: employee only about $116,673 at 4% or $77,782 at 6%; with 50% employer match about $77,782 at 4% or $51,855 at 6%; with 100% employer match about $58,336 at 4% or $38,891 at 6%.
O'Neil & Associates Inc. Employee Stock Ownership Plan-334$11,546,151$397,495$1,190iApproximate average salary by contribution assumption: employee only about $29,753 at 4% or $19,835 at 6%; with 50% employer match about $19,835 at 4% or $13,223 at 6%; with 100% employer match about $14,876 at 4% or $9,918 at 6%.
Health Insurance Plan-208---
Long Term Care Benefits Plan-223---
Life Insurance Plan-276---
Long Term Disability Benefits Plan-276---
20106361$24,016,093$1,824,265$5,053iApproximate average salary by contribution assumption: employee only about $126,334 at 4% or $84,223 at 6%; with 50% employer match about $84,223 at 4% or $56,149 at 6%; with 100% employer match about $63,167 at 4% or $42,111 at 6%.
O'Neil & Associates Inc. Profit Sharing & Savings Plan-309$13,486,380$1,160,145$3,755iApproximate average salary by contribution assumption: employee only about $93,863 at 4% or $62,575 at 6%; with 50% employer match about $62,575 at 4% or $41,717 at 6%; with 100% employer match about $46,931 at 4% or $31,288 at 6%.
O'Neil & Associates Inc. Employee Stock Ownership Plan-361$10,529,713$664,120$1,840iApproximate average salary by contribution assumption: employee only about $45,992 at 4% or $30,661 at 6%; with 50% employer match about $30,661 at 4% or $20,441 at 6%; with 100% employer match about $22,996 at 4% or $15,331 at 6%.
Health Insurance Plan-223---
Life Insurance Plan-294---
Long Term Disability Benefits Plan-294---
Long Term Care Benefits Plan-281---
20096318$16,913,445$1,589,288$4,998iApproximate average salary by contribution assumption: employee only about $124,944 at 4% or $83,296 at 6%; with 50% employer match about $83,296 at 4% or $55,531 at 6%; with 100% employer match about $62,472 at 4% or $41,648 at 6%.
O'Neil & Associates Inc. Profit Sharing & Savings Plan-272$11,461,191$871,247$3,203iApproximate average salary by contribution assumption: employee only about $80,078 at 4% or $53,385 at 6%; with 50% employer match about $53,385 at 4% or $35,590 at 6%; with 100% employer match about $40,039 at 4% or $26,693 at 6%.
O'Neil & Associates Inc. Employee Stock Ownership Plan-318$5,452,254$718,041$2,258iApproximate average salary by contribution assumption: employee only about $56,450 at 4% or $37,633 at 6%; with 50% employer match about $37,633 at 4% or $25,089 at 6%; with 100% employer match about $28,225 at 4% or $18,817 at 6%.
Health Insurance Plan-224---
Life Insurance Plan-295---
Long Term Disability Benefits Plan-295---
Long Term Care Benefits Plan-288---
20086289$12,479,243$1,277,046$4,419iApproximate average salary by contribution assumption: employee only about $110,471 at 4% or $73,647 at 6%; with 50% employer match about $73,647 at 4% or $49,098 at 6%; with 100% employer match about $55,236 at 4% or $36,824 at 6%.
O'Neil & Associates Inc. Profit Sharing & Savings Plan-244$9,098,484$819,914$3,360iApproximate average salary by contribution assumption: employee only about $84,008 at 4% or $56,005 at 6%; with 50% employer match about $56,005 at 4% or $37,337 at 6%; with 100% employer match about $42,004 at 4% or $28,003 at 6%.
O'Neil & Associates Inc. Employee Stock Ownership Plan-275$3,380,759$457,132$1,662iApproximate average salary by contribution assumption: employee only about $41,557 at 4% or $27,705 at 6%; with 50% employer match about $27,705 at 4% or $18,470 at 6%; with 100% employer match about $20,779 at 4% or $13,852 at 6%.
Life Insurance Plan-285---
Health Insurance Plan-202---
Long Term Disability Benefits Plan-285---
Long Term Care Benefits Plan-289---
20076274$11,837,134$523,042$1,909iApproximate average salary by contribution assumption: employee only about $47,723 at 4% or $31,815 at 6%; with 50% employer match about $31,815 at 4% or $21,210 at 6%; with 100% employer match about $23,861 at 4% or $15,908 at 6%.
O'Neil & Associates Inc. Profit Sharing & Savings Plan-171$11,837,134$523,042$3,059iApproximate average salary by contribution assumption: employee only about $76,468 at 4% or $50,979 at 6%; with 50% employer match about $50,979 at 4% or $33,986 at 6%; with 100% employer match about $38,234 at 4% or $25,489 at 6%.
Long Term Disability Benefits Plan-237---
Long Term Care Benefits Plan-274---
Life Insurance Plan-237---
Health Insurance Plan-181---
O'Neil & Associates Inc. Employee Stock Ownership Plan-196---
20066222$12,992,994$940,784$4,238iApproximate average salary by contribution assumption: employee only about $105,944 at 4% or $70,629 at 6%; with 50% employer match about $70,629 at 4% or $47,086 at 6%; with 100% employer match about $52,972 at 4% or $35,315 at 6%.
O'Neil & Associates Inc. Profit Sharing & Savings Plan-201$11,848,083$395,142$1,966iApproximate average salary by contribution assumption: employee only about $49,147 at 4% or $32,765 at 6%; with 50% employer match about $32,765 at 4% or $21,843 at 6%; with 100% employer match about $24,574 at 4% or $16,382 at 6%.
O'Neil & Associates Inc. Employee Stock Ownership Plan-186$1,144,911$545,642$2,934iApproximate average salary by contribution assumption: employee only about $73,339 at 4% or $48,893 at 6%; with 50% employer match about $48,893 at 4% or $32,595 at 6%; with 100% employer match about $36,669 at 4% or $24,446 at 6%.
Health Insurance Plan-150---
Life Insurance Plan-186---
Long Term Disability Benefits Plan-186---
Long Term Care Benefits Plan-222---
20056195$11,197,664$866,551$4,444iApproximate average salary by contribution assumption: employee only about $111,096 at 4% or $74,064 at 6%; with 50% employer match about $74,064 at 4% or $49,376 at 6%; with 100% employer match about $55,548 at 4% or $37,032 at 6%.
O'Neil & Associates Inc. Profit Sharing & Savings Plan-190$10,626,590$404,204$2,127iApproximate average salary by contribution assumption: employee only about $53,185 at 4% or $35,456 at 6%; with 50% employer match about $35,456 at 4% or $23,638 at 6%; with 100% employer match about $26,592 at 4% or $17,728 at 6%.
O'Neil & Associates Inc. Employee Stock Ownership Plan-184$571,074$462,347$2,513iApproximate average salary by contribution assumption: employee only about $62,819 at 4% or $41,879 at 6%; with 50% employer match about $41,879 at 4% or $27,920 at 6%; with 100% employer match about $31,409 at 4% or $20,940 at 6%.
Life Insurance Plan-195---
Long Term Care Benefits Plan-184---
Health Insurance Plan-155---
Long Term Disability Benefits Plan-195---
20045188$10,232,449$528,166$2,809iApproximate average salary by contribution assumption: employee only about $70,235 at 4% or $46,823 at 6%; with 50% employer match about $46,823 at 4% or $31,215 at 6%; with 100% employer match about $35,117 at 4% or $23,412 at 6%.
O'Neil & Associates Inc. Profit Sharing & Savings Plan-170$10,232,449$528,166$3,107iApproximate average salary by contribution assumption: employee only about $77,671 at 4% or $51,781 at 6%; with 50% employer match about $51,781 at 4% or $34,521 at 6%; with 100% employer match about $38,836 at 4% or $25,890 at 6%.
Long Term Care Benefits Plan-182---
Life Insurance Plan-188---
Health Insurance Plan-144---
Long Term Disability Benefits Plan-188---
20035191$9,956,135$532,921$2,790iApproximate average salary by contribution assumption: employee only about $69,754 at 4% or $46,503 at 6%; with 50% employer match about $46,503 at 4% or $31,002 at 6%; with 100% employer match about $34,877 at 4% or $23,251 at 6%.
Health Insurance Plan-150---
Life Insurance Plan-188---
Long Term Care Benefits Plan-191---
20025239$8,049,076$881,574$3,689iApproximate average salary by contribution assumption: employee only about $92,215 at 4% or $61,477 at 6%; with 50% employer match about $61,477 at 4% or $40,984 at 6%; with 100% employer match about $46,107 at 4% or $30,738 at 6%.
20014200$9,306,550$1,107,521$5,538iApproximate average salary by contribution assumption: employee only about $138,440 at 4% or $92,293 at 6%; with 50% employer match about $92,293 at 4% or $61,529 at 6%; with 100% employer match about $69,220 at 4% or $46,147 at 6%.
20004199$0$0-