Civic Intelligence

Smart Engineering Consultants

Plan context: Smart Engineering Retirement Trust

EIN 27-4461287 • Harve DE Grace, MD • 13 filings • 2 plans

427 Bostonian WayHarve DE Grace, MD 21078
Current Snapshot

Latest Year

2025

2025 Participants

19

2025 Assets

$2,675,658

2025 Contributions

$259,449

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$2,675,658$1,337,829$0201320192025YearValue
$2,675,658Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

19100201320192025YearValue
19Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025119$2,675,658$259,449$13,655iApproximate average salary by contribution assumption: employee only about $341,380 at 4% or $227,587 at 6%; with 50% employer match about $227,587 at 4% or $151,725 at 6%; with 100% employer match about $170,690 at 4% or $113,793 at 6%.
Smart Engineering Retirement Trust-19$2,675,658$259,449$13,655iApproximate average salary by contribution assumption: employee only about $341,380 at 4% or $227,587 at 6%; with 50% employer match about $227,587 at 4% or $151,725 at 6%; with 100% employer match about $170,690 at 4% or $113,793 at 6%.
2024117$2,091,504$237,769$13,986iApproximate average salary by contribution assumption: employee only about $349,660 at 4% or $233,107 at 6%; with 50% employer match about $233,107 at 4% or $155,405 at 6%; with 100% employer match about $174,830 at 4% or $116,553 at 6%.
Smart Engineering Retirement Trust-17$2,091,504$237,769$13,986iApproximate average salary by contribution assumption: employee only about $349,660 at 4% or $233,107 at 6%; with 50% employer match about $233,107 at 4% or $155,405 at 6%; with 100% employer match about $174,830 at 4% or $116,553 at 6%.
2023114$1,651,432$216,487$15,463iApproximate average salary by contribution assumption: employee only about $386,584 at 4% or $257,723 at 6%; with 50% employer match about $257,723 at 4% or $171,815 at 6%; with 100% employer match about $193,292 at 4% or $128,861 at 6%.
Smart Engineering Retirement Trust-14$1,651,432$216,487$15,463iApproximate average salary by contribution assumption: employee only about $386,584 at 4% or $257,723 at 6%; with 50% employer match about $257,723 at 4% or $171,815 at 6%; with 100% employer match about $193,292 at 4% or $128,861 at 6%.
2022115$1,703,625$190,179$12,679iApproximate average salary by contribution assumption: employee only about $316,965 at 4% or $211,310 at 6%; with 50% employer match about $211,310 at 4% or $140,873 at 6%; with 100% employer match about $158,483 at 4% or $105,655 at 6%.
Smart Engineering Retirement Trust-15$1,703,625$190,179$12,679iApproximate average salary by contribution assumption: employee only about $316,965 at 4% or $211,310 at 6%; with 50% employer match about $211,310 at 4% or $140,873 at 6%; with 100% employer match about $158,483 at 4% or $105,655 at 6%.
2021114$1,800,319$200,483$14,320iApproximate average salary by contribution assumption: employee only about $358,005 at 4% or $238,670 at 6%; with 50% employer match about $238,670 at 4% or $159,113 at 6%; with 100% employer match about $179,003 at 4% or $119,335 at 6%.
Smart Engineering Retirement Trust-14$1,800,319$200,483$14,320iApproximate average salary by contribution assumption: employee only about $358,005 at 4% or $238,670 at 6%; with 50% employer match about $238,670 at 4% or $159,113 at 6%; with 100% employer match about $179,003 at 4% or $119,335 at 6%.
2020114$1,384,244$248,619$17,759iApproximate average salary by contribution assumption: employee only about $443,963 at 4% or $295,975 at 6%; with 50% employer match about $295,975 at 4% or $197,317 at 6%; with 100% employer match about $221,981 at 4% or $147,988 at 6%.
Smart Engineering Retirement Trust-14$1,384,244$248,619$17,759iApproximate average salary by contribution assumption: employee only about $443,963 at 4% or $295,975 at 6%; with 50% employer match about $295,975 at 4% or $197,317 at 6%; with 100% employer match about $221,981 at 4% or $147,988 at 6%.
2019113$1,035,702$199,564$15,351iApproximate average salary by contribution assumption: employee only about $383,777 at 4% or $255,851 at 6%; with 50% employer match about $255,851 at 4% or $170,568 at 6%; with 100% employer match about $191,888 at 4% or $127,926 at 6%.
Smart Engineering Retirement Trust-13$1,035,702$199,564$15,351iApproximate average salary by contribution assumption: employee only about $383,777 at 4% or $255,851 at 6%; with 50% employer match about $255,851 at 4% or $170,568 at 6%; with 100% employer match about $191,888 at 4% or $127,926 at 6%.
201819$659,952$153,144$17,016iApproximate average salary by contribution assumption: employee only about $425,400 at 4% or $283,600 at 6%; with 50% employer match about $283,600 at 4% or $189,067 at 6%; with 100% employer match about $212,700 at 4% or $141,800 at 6%.
Smart Engineering Retirement Trust-9$659,952$153,144$17,016iApproximate average salary by contribution assumption: employee only about $425,400 at 4% or $283,600 at 6%; with 50% employer match about $283,600 at 4% or $189,067 at 6%; with 100% employer match about $212,700 at 4% or $141,800 at 6%.
201719$643,656$171,479$19,053iApproximate average salary by contribution assumption: employee only about $476,331 at 4% or $317,554 at 6%; with 50% employer match about $317,554 at 4% or $211,702 at 6%; with 100% employer match about $238,165 at 4% or $158,777 at 6%.
Smart Engineering Retirement Trust-9$643,656$171,479$19,053iApproximate average salary by contribution assumption: employee only about $476,331 at 4% or $317,554 at 6%; with 50% employer match about $317,554 at 4% or $211,702 at 6%; with 100% employer match about $238,165 at 4% or $158,777 at 6%.
201617$384,949$275,149$39,307iApproximate average salary by contribution assumption: employee only about $982,675 at 4% or $655,117 at 6%; with 50% employer match about $655,117 at 4% or $436,744 at 6%; with 100% employer match about $491,338 at 4% or $327,558 at 6%.
Smart Engineering Retirement Trust-7$384,949$275,149$39,307iApproximate average salary by contribution assumption: employee only about $982,675 at 4% or $655,117 at 6%; with 50% employer match about $655,117 at 4% or $436,744 at 6%; with 100% employer match about $491,338 at 4% or $327,558 at 6%.
201514$197,340$93,539$23,385iApproximate average salary by contribution assumption: employee only about $584,619 at 4% or $389,746 at 6%; with 50% employer match about $389,746 at 4% or $259,831 at 6%; with 100% employer match about $292,309 at 4% or $194,873 at 6%.
Smart Engineering Retirement Trust-4$197,340$93,539$23,385iApproximate average salary by contribution assumption: employee only about $584,619 at 4% or $389,746 at 6%; with 50% employer match about $389,746 at 4% or $259,831 at 6%; with 100% employer match about $292,309 at 4% or $194,873 at 6%.
201415$113,895$102,558$20,512iApproximate average salary by contribution assumption: employee only about $512,790 at 4% or $341,860 at 6%; with 50% employer match about $341,860 at 4% or $227,907 at 6%; with 100% employer match about $256,395 at 4% or $170,930 at 6%.
Smart Engineering Retirement Trust-5$113,895$102,558$20,512iApproximate average salary by contribution assumption: employee only about $512,790 at 4% or $341,860 at 6%; with 50% employer match about $341,860 at 4% or $227,907 at 6%; with 100% employer match about $256,395 at 4% or $170,930 at 6%.
201313$7,058$7,002$2,334iApproximate average salary by contribution assumption: employee only about $58,350 at 4% or $38,900 at 6%; with 50% employer match about $38,900 at 4% or $25,933 at 6%; with 100% employer match about $29,175 at 4% or $19,450 at 6%.
Smart Engineering Retirement Trust-3$7,058$7,002$2,334iApproximate average salary by contribution assumption: employee only about $58,350 at 4% or $38,900 at 6%; with 50% employer match about $38,900 at 4% or $25,933 at 6%; with 100% employer match about $29,175 at 4% or $19,450 at 6%.