Civic Intelligence

Bluewater Financial Inc.

Plan context: Bluewater Financial Inc 401(K) Plan

EIN 27-3547729 • Medford, OR • 18 filings • 4 plans

714 Cardley AveMedford, OR 97504
Current Snapshot

Latest Year

2025

2025 Participants

3

2025 Assets

$4,489,718

2025 Contributions

$403,832

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$4,489,718$2,244,859$0201420202025YearValue
$4,489,718Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

420201420202025YearValue
3Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202523$4,489,718$403,832$134,611iApproximate average salary by contribution assumption: employee only about $3,365,267 at 4% or $2,243,511 at 6%; with 50% employer match about $2,243,511 at 4% or $1,495,674 at 6%; with 100% employer match about $1,682,633 at 4% or $1,121,756 at 6%.
Bluewater Financial Inc 401(K) Plan-3$2,552,114$147,165$49,055iApproximate average salary by contribution assumption: employee only about $1,226,375 at 4% or $817,583 at 6%; with 50% employer match about $817,583 at 4% or $545,056 at 6%; with 100% employer match about $613,188 at 4% or $408,792 at 6%.
Bluewater Financial Inc Cash Balance Plan-3$1,937,604$256,667$85,556iApproximate average salary by contribution assumption: employee only about $2,138,892 at 4% or $1,425,928 at 6%; with 50% employer match about $1,425,928 at 4% or $950,619 at 6%; with 100% employer match about $1,069,446 at 4% or $712,964 at 6%.
202423$3,141,074$530,467$176,822iApproximate average salary by contribution assumption: employee only about $4,420,558 at 4% or $2,947,039 at 6%; with 50% employer match about $2,947,039 at 4% or $1,964,693 at 6%; with 100% employer match about $2,210,279 at 4% or $1,473,519 at 6%.
Bluewater Financial Inc 401(K) Plan-3$1,981,883$135,959$45,320iApproximate average salary by contribution assumption: employee only about $1,132,992 at 4% or $755,328 at 6%; with 50% employer match about $755,328 at 4% or $503,552 at 6%; with 100% employer match about $566,496 at 4% or $377,664 at 6%.
Bluewater Financial Inc Cash Balance Plan-3$1,159,191$394,508$131,503iApproximate average salary by contribution assumption: employee only about $3,287,567 at 4% or $2,191,711 at 6%; with 50% employer match about $2,191,711 at 4% or $1,461,141 at 6%; with 100% employer match about $1,643,783 at 4% or $1,095,856 at 6%.
202323$1,935,400$248,586$82,862iApproximate average salary by contribution assumption: employee only about $2,071,550 at 4% or $1,381,033 at 6%; with 50% employer match about $1,381,033 at 4% or $920,689 at 6%; with 100% employer match about $1,035,775 at 4% or $690,517 at 6%.
Bluewater Financial Inc 401(K) Plan-3$1,430,810$86,578$28,859iApproximate average salary by contribution assumption: employee only about $721,483 at 4% or $480,989 at 6%; with 50% employer match about $480,989 at 4% or $320,659 at 6%; with 100% employer match about $360,742 at 4% or $240,494 at 6%.
Bluewater Financial Inc Cash Balance Plan-3$504,590$162,008$54,003iApproximate average salary by contribution assumption: employee only about $1,350,067 at 4% or $900,044 at 6%; with 50% employer match about $900,044 at 4% or $600,030 at 6%; with 100% employer match about $675,033 at 4% or $450,022 at 6%.
202223$1,229,693$244,374$81,458iApproximate average salary by contribution assumption: employee only about $2,036,450 at 4% or $1,357,633 at 6%; with 50% employer match about $1,357,633 at 4% or $905,089 at 6%; with 100% employer match about $1,018,225 at 4% or $678,817 at 6%.
Bluewater Financial Inc 401(K) Plan-3$971,624$74,374$24,791iApproximate average salary by contribution assumption: employee only about $619,783 at 4% or $413,189 at 6%; with 50% employer match about $413,189 at 4% or $275,459 at 6%; with 100% employer match about $309,892 at 4% or $206,594 at 6%.
Bluewater Financial Inc Cash Balance Plan-3$258,069$170,000$56,667iApproximate average salary by contribution assumption: employee only about $1,416,667 at 4% or $944,444 at 6%; with 50% employer match about $944,444 at 4% or $629,630 at 6%; with 100% employer match about $708,333 at 4% or $472,222 at 6%.
202123$1,426,929$194,272$64,757iApproximate average salary by contribution assumption: employee only about $1,618,933 at 4% or $1,079,289 at 6%; with 50% employer match about $1,079,289 at 4% or $719,526 at 6%; with 100% employer match about $809,467 at 4% or $539,644 at 6%.
Bluewater Financial Inc 401(K) Plan-3$1,179,546$74,272$24,757iApproximate average salary by contribution assumption: employee only about $618,933 at 4% or $412,622 at 6%; with 50% employer match about $412,622 at 4% or $275,081 at 6%; with 100% employer match about $309,467 at 4% or $206,311 at 6%.
Bluewater Financial Inc Cash Balance Plan-3$247,383$120,000$40,000iApproximate average salary by contribution assumption: employee only about $1,000,000 at 4% or $666,667 at 6%; with 50% employer match about $666,667 at 4% or $444,444 at 6%; with 100% employer match about $500,000 at 4% or $333,333 at 6%.
202023$1,063,861$192,433$64,144iApproximate average salary by contribution assumption: employee only about $1,603,608 at 4% or $1,069,072 at 6%; with 50% employer match about $1,069,072 at 4% or $712,715 at 6%; with 100% employer match about $801,804 at 4% or $534,536 at 6%.
Bluewater Financial Inc 401(K) Plan-3$943,861$72,433$24,144iApproximate average salary by contribution assumption: employee only about $603,608 at 4% or $402,406 at 6%; with 50% employer match about $402,406 at 4% or $268,270 at 6%; with 100% employer match about $301,804 at 4% or $201,203 at 6%.
Bluewater Financial Inc Cash Balance Plan-3$120,000$120,000$40,000iApproximate average salary by contribution assumption: employee only about $1,000,000 at 4% or $666,667 at 6%; with 50% employer match about $666,667 at 4% or $444,444 at 6%; with 100% employer match about $500,000 at 4% or $333,333 at 6%.
201913$722,545$100,930$33,643iApproximate average salary by contribution assumption: employee only about $841,083 at 4% or $560,722 at 6%; with 50% employer match about $560,722 at 4% or $373,815 at 6%; with 100% employer match about $420,542 at 4% or $280,361 at 6%.
Bluewater Financial Inc 401(K) Plan-3$722,545$100,930$33,643iApproximate average salary by contribution assumption: employee only about $841,083 at 4% or $560,722 at 6%; with 50% employer match about $560,722 at 4% or $373,815 at 6%; with 100% employer match about $420,542 at 4% or $280,361 at 6%.
201813$531,019$113,428$37,809iApproximate average salary by contribution assumption: employee only about $945,233 at 4% or $630,156 at 6%; with 50% employer match about $630,156 at 4% or $420,104 at 6%; with 100% employer match about $472,617 at 4% or $315,078 at 6%.
Bluewater Financial Inc 401(K) Plan-3$531,019$113,428$37,809iApproximate average salary by contribution assumption: employee only about $945,233 at 4% or $630,156 at 6%; with 50% employer match about $630,156 at 4% or $420,104 at 6%; with 100% employer match about $472,617 at 4% or $315,078 at 6%.
201713$438,393$112,365$37,455iApproximate average salary by contribution assumption: employee only about $936,375 at 4% or $624,250 at 6%; with 50% employer match about $624,250 at 4% or $416,167 at 6%; with 100% employer match about $468,188 at 4% or $312,125 at 6%.
Bluewater Financial Inc 401(K) Plan-3$438,393$112,365$37,455iApproximate average salary by contribution assumption: employee only about $936,375 at 4% or $624,250 at 6%; with 50% employer match about $624,250 at 4% or $416,167 at 6%; with 100% employer match about $468,188 at 4% or $312,125 at 6%.
201614$344,882$92,281$23,070iApproximate average salary by contribution assumption: employee only about $576,756 at 4% or $384,504 at 6%; with 50% employer match about $384,504 at 4% or $256,336 at 6%; with 100% employer match about $288,378 at 4% or $192,252 at 6%.
Bluewater Financial Inc 401(K) Plan-4$344,882$92,281$23,070iApproximate average salary by contribution assumption: employee only about $576,756 at 4% or $384,504 at 6%; with 50% employer match about $384,504 at 4% or $256,336 at 6%; with 100% employer match about $288,378 at 4% or $192,252 at 6%.
201514$255,069$143,683$35,921iApproximate average salary by contribution assumption: employee only about $898,019 at 4% or $598,679 at 6%; with 50% employer match about $598,679 at 4% or $399,119 at 6%; with 100% employer match about $449,009 at 4% or $299,340 at 6%.
Bluewater Financial Inc 401(K) Plan-4$255,069$143,683$35,921iApproximate average salary by contribution assumption: employee only about $898,019 at 4% or $598,679 at 6%; with 50% employer match about $598,679 at 4% or $399,119 at 6%; with 100% employer match about $449,009 at 4% or $299,340 at 6%.
201413$124,422$120,400$40,133iApproximate average salary by contribution assumption: employee only about $1,003,333 at 4% or $668,889 at 6%; with 50% employer match about $668,889 at 4% or $445,926 at 6%; with 100% employer match about $501,667 at 4% or $334,444 at 6%.
Bluewater Financial Inc 401(K) Plan-3$124,422$120,400$40,133iApproximate average salary by contribution assumption: employee only about $1,003,333 at 4% or $668,889 at 6%; with 50% employer match about $668,889 at 4% or $445,926 at 6%; with 100% employer match about $501,667 at 4% or $334,444 at 6%.