Civic Intelligence

KRAMER FINANCIAL

Plan context: Kramer Financial LLC 401(K) Plan

EIN 27-2859404 • St. Cloud, MN • 11 filings • 2 plans

1260 32nd Avenue NSt. Cloud, MN 56303
Current Snapshot

Latest Year

2025

2025 Participants

3

2025 Assets

$441,681

2025 Contributions

$150,681

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$441,681$220,841$0201420212025YearValue
$441,681Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

320201420212025YearValue
3Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202513$441,681$150,681$50,227iApproximate average salary by contribution assumption: employee only about $1,255,675 at 4% or $837,117 at 6%; with 50% employer match about $837,117 at 4% or $558,078 at 6%; with 100% employer match about $627,838 at 4% or $418,558 at 6%.
Kramer Financial LLC 401(K) Plan-3$441,681$150,681$50,227iApproximate average salary by contribution assumption: employee only about $1,255,675 at 4% or $837,117 at 6%; with 50% employer match about $837,117 at 4% or $558,078 at 6%; with 100% employer match about $627,838 at 4% or $418,558 at 6%.
202413$354,358$153,571$51,190iApproximate average salary by contribution assumption: employee only about $1,279,758 at 4% or $853,172 at 6%; with 50% employer match about $853,172 at 4% or $568,781 at 6%; with 100% employer match about $639,879 at 4% or $426,586 at 6%.
Kramer Financial LLC 401(K) Plan-3$354,358$153,571$51,190iApproximate average salary by contribution assumption: employee only about $1,279,758 at 4% or $853,172 at 6%; with 50% employer match about $853,172 at 4% or $568,781 at 6%; with 100% employer match about $639,879 at 4% or $426,586 at 6%.
202313$312,506$0-
Kramer Financial LLC 401(K) Plan-3$312,506$0-
202213$263,183$134,840$44,947iApproximate average salary by contribution assumption: employee only about $1,123,667 at 4% or $749,111 at 6%; with 50% employer match about $749,111 at 4% or $499,407 at 6%; with 100% employer match about $561,833 at 4% or $374,556 at 6%.
Kramer Financial LLC 401(K) Plan-3$263,183$134,840$44,947iApproximate average salary by contribution assumption: employee only about $1,123,667 at 4% or $749,111 at 6%; with 50% employer match about $749,111 at 4% or $499,407 at 6%; with 100% employer match about $561,833 at 4% or $374,556 at 6%.
202113$318,275$127,062$42,354iApproximate average salary by contribution assumption: employee only about $1,058,850 at 4% or $705,900 at 6%; with 50% employer match about $705,900 at 4% or $470,600 at 6%; with 100% employer match about $529,425 at 4% or $352,950 at 6%.
Kramer Financial LLC 401(K) Plan-3$318,275$127,062$42,354iApproximate average salary by contribution assumption: employee only about $1,058,850 at 4% or $705,900 at 6%; with 50% employer match about $705,900 at 4% or $470,600 at 6%; with 100% employer match about $529,425 at 4% or $352,950 at 6%.
202013$280,588$125,529$41,843iApproximate average salary by contribution assumption: employee only about $1,046,075 at 4% or $697,383 at 6%; with 50% employer match about $697,383 at 4% or $464,922 at 6%; with 100% employer match about $523,038 at 4% or $348,692 at 6%.
Kramer Financial LLC 401(K) Plan-3$280,588$125,529$41,843iApproximate average salary by contribution assumption: employee only about $1,046,075 at 4% or $697,383 at 6%; with 50% employer match about $697,383 at 4% or $464,922 at 6%; with 100% employer match about $523,038 at 4% or $348,692 at 6%.
201913$242,823$267,986$89,329iApproximate average salary by contribution assumption: employee only about $2,233,217 at 4% or $1,488,811 at 6%; with 50% employer match about $1,488,811 at 4% or $992,541 at 6%; with 100% employer match about $1,116,608 at 4% or $744,406 at 6%.
Kramer Financial LLC 401(K) Plan-3$242,823$267,986$89,329iApproximate average salary by contribution assumption: employee only about $2,233,217 at 4% or $1,488,811 at 6%; with 50% employer match about $1,488,811 at 4% or $992,541 at 6%; with 100% employer match about $1,116,608 at 4% or $744,406 at 6%.
201710$0$27-
KRAMER FINANCIAL 401K PROFIT SHARING PLAN-0$0$27-
201613$190,594$42,600$14,200iApproximate average salary by contribution assumption: employee only about $355,000 at 4% or $236,667 at 6%; with 50% employer match about $236,667 at 4% or $157,778 at 6%; with 100% employer match about $177,500 at 4% or $118,333 at 6%.
KRAMER FINANCIAL 401K PROFIT SHARING PLAN-3$190,594$42,600$14,200iApproximate average salary by contribution assumption: employee only about $355,000 at 4% or $236,667 at 6%; with 50% employer match about $236,667 at 4% or $157,778 at 6%; with 100% employer match about $177,500 at 4% or $118,333 at 6%.
201513$133,552$50,849$16,950iApproximate average salary by contribution assumption: employee only about $423,742 at 4% or $282,494 at 6%; with 50% employer match about $282,494 at 4% or $188,330 at 6%; with 100% employer match about $211,871 at 4% or $141,247 at 6%.
KRAMER FINANCIAL 401K PROFIT SHARING PLAN-3$133,552$50,849$16,950iApproximate average salary by contribution assumption: employee only about $423,742 at 4% or $282,494 at 6%; with 50% employer match about $282,494 at 4% or $188,330 at 6%; with 100% employer match about $211,871 at 4% or $141,247 at 6%.
201413$87,192$89,051$29,684iApproximate average salary by contribution assumption: employee only about $742,092 at 4% or $494,728 at 6%; with 50% employer match about $494,728 at 4% or $329,819 at 6%; with 100% employer match about $371,046 at 4% or $247,364 at 6%.
KRAMER FINANCIAL 401K PROFIT SHARING PLAN-3$87,192$89,051$29,684iApproximate average salary by contribution assumption: employee only about $742,092 at 4% or $494,728 at 6%; with 50% employer match about $494,728 at 4% or $329,819 at 6%; with 100% employer match about $371,046 at 4% or $247,364 at 6%.