Civic Intelligence

Up North Financial LLC

Plan context: UNF 401(K) PLAN

EIN 27-0696630 • Traverse City, MI • 21 filings • 3 plans

223 E. State St., Suite 200Traverse City, MI 49684
Current Snapshot

Latest Year

2024

2024 Participants

2

2024 Assets

$55,506

2024 Contributions

$55,575

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$3,844,422$1,922,211$0201120172024YearValue
$55,506Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

210201120172024YearValue
2Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202412$55,506$55,575$27,788iApproximate average salary by contribution assumption: employee only about $694,688 at 4% or $463,125 at 6%; with 50% employer match about $463,125 at 4% or $308,750 at 6%; with 100% employer match about $347,344 at 4% or $231,563 at 6%.
UNF 401(K) PLAN-2$55,506$55,575$27,788iApproximate average salary by contribution assumption: employee only about $694,688 at 4% or $463,125 at 6%; with 50% employer match about $463,125 at 4% or $308,750 at 6%; with 100% employer match about $347,344 at 4% or $231,563 at 6%.
202121$3,844,422$268,400$268,400iApproximate average salary by contribution assumption: employee only about $6,710,000 at 4% or $4,473,333 at 6%; with 50% employer match about $4,473,333 at 4% or $2,982,222 at 6%; with 100% employer match about $3,355,000 at 4% or $2,236,667 at 6%.
UP NORTH FINANCIAL CASH BALANCE PLAN-1$2,157,547$225,000$225,000iApproximate average salary by contribution assumption: employee only about $5,625,000 at 4% or $3,750,000 at 6%; with 50% employer match about $3,750,000 at 4% or $2,500,000 at 6%; with 100% employer match about $2,812,500 at 4% or $1,875,000 at 6%.
Up North Financial 401(K) Plan-1$1,686,875$43,400$43,400iApproximate average salary by contribution assumption: employee only about $1,085,000 at 4% or $723,333 at 6%; with 50% employer match about $723,333 at 4% or $482,222 at 6%; with 100% employer match about $542,500 at 4% or $361,667 at 6%.
202021$2,970,446$268,100$268,100iApproximate average salary by contribution assumption: employee only about $6,702,500 at 4% or $4,468,333 at 6%; with 50% employer match about $4,468,333 at 4% or $2,978,889 at 6%; with 100% employer match about $3,351,250 at 4% or $2,234,167 at 6%.
UP NORTH FINANCIAL CASH BALANCE PLAN-1$1,667,452$225,000$225,000iApproximate average salary by contribution assumption: employee only about $5,625,000 at 4% or $3,750,000 at 6%; with 50% employer match about $3,750,000 at 4% or $2,500,000 at 6%; with 100% employer match about $2,812,500 at 4% or $1,875,000 at 6%.
Up North Financial 401(K) Plan-1$1,302,994$43,100$43,100iApproximate average salary by contribution assumption: employee only about $1,077,500 at 4% or $718,333 at 6%; with 50% employer match about $718,333 at 4% or $478,889 at 6%; with 100% employer match about $538,750 at 4% or $359,167 at 6%.
201921$2,289,904$266,800$266,800iApproximate average salary by contribution assumption: employee only about $6,670,000 at 4% or $4,446,667 at 6%; with 50% employer match about $4,446,667 at 4% or $2,964,444 at 6%; with 100% employer match about $3,335,000 at 4% or $2,223,333 at 6%.
UP NORTH FINANCIAL CASH BALANCE PLAN-1$1,245,979$225,000$225,000iApproximate average salary by contribution assumption: employee only about $5,625,000 at 4% or $3,750,000 at 6%; with 50% employer match about $3,750,000 at 4% or $2,500,000 at 6%; with 100% employer match about $2,812,500 at 4% or $1,875,000 at 6%.
Up North Financial 401(K) Plan-1$1,043,925$41,800$41,800iApproximate average salary by contribution assumption: employee only about $1,045,000 at 4% or $696,667 at 6%; with 50% employer match about $696,667 at 4% or $464,444 at 6%; with 100% employer match about $522,500 at 4% or $348,333 at 6%.
201821$1,636,922$692,365$692,365iApproximate average salary by contribution assumption: employee only about $17,309,125 at 4% or $11,539,417 at 6%; with 50% employer match about $11,539,417 at 4% or $7,692,944 at 6%; with 100% employer match about $8,654,563 at 4% or $5,769,708 at 6%.
UP NORTH FINANCIAL CASH BALANCE PLAN-1$878,223$225,000$225,000iApproximate average salary by contribution assumption: employee only about $5,625,000 at 4% or $3,750,000 at 6%; with 50% employer match about $3,750,000 at 4% or $2,500,000 at 6%; with 100% employer match about $2,812,500 at 4% or $1,875,000 at 6%.
Up North Financial 401(K) Plan-1$758,699$467,365$467,365iApproximate average salary by contribution assumption: employee only about $11,684,125 at 4% or $7,789,417 at 6%; with 50% employer match about $7,789,417 at 4% or $5,192,944 at 6%; with 100% employer match about $5,842,063 at 4% or $3,894,708 at 6%.
201722$1,211,829$193,663$96,832iApproximate average salary by contribution assumption: employee only about $2,420,788 at 4% or $1,613,858 at 6%; with 50% employer match about $1,613,858 at 4% or $1,075,906 at 6%; with 100% employer match about $1,210,394 at 4% or $806,929 at 6%.
UP NORTH FINANCIAL CASH BALANCE PLAN-1$713,101$119,350$119,350iApproximate average salary by contribution assumption: employee only about $2,983,750 at 4% or $1,989,167 at 6%; with 50% employer match about $1,989,167 at 4% or $1,326,111 at 6%; with 100% employer match about $1,491,875 at 4% or $994,583 at 6%.
Up North Financial 401(K) Plan-2$498,728$74,313$37,157iApproximate average salary by contribution assumption: employee only about $928,913 at 4% or $619,275 at 6%; with 50% employer match about $619,275 at 4% or $412,850 at 6%; with 100% employer match about $464,456 at 4% or $309,638 at 6%.
201622$916,752$165,038$82,519iApproximate average salary by contribution assumption: employee only about $2,062,975 at 4% or $1,375,317 at 6%; with 50% employer match about $1,375,317 at 4% or $916,878 at 6%; with 100% employer match about $1,031,488 at 4% or $687,658 at 6%.
UP NORTH FINANCIAL CASH BALANCE PLAN-2$539,621$122,083$61,042iApproximate average salary by contribution assumption: employee only about $1,526,038 at 4% or $1,017,358 at 6%; with 50% employer match about $1,017,358 at 4% or $678,239 at 6%; with 100% employer match about $763,019 at 4% or $508,679 at 6%.
Up North Financial 401(K) Plan-2$377,131$42,955$21,478iApproximate average salary by contribution assumption: employee only about $536,938 at 4% or $357,958 at 6%; with 50% employer match about $357,958 at 4% or $238,639 at 6%; with 100% employer match about $268,469 at 4% or $178,979 at 6%.
201522$668,520$180,238$90,119iApproximate average salary by contribution assumption: employee only about $2,252,975 at 4% or $1,501,983 at 6%; with 50% employer match about $1,501,983 at 4% or $1,001,322 at 6%; with 100% employer match about $1,126,488 at 4% or $750,992 at 6%.
UP NORTH FINANCIAL CASH BALANCE PLAN-2$381,609$135,115$67,558iApproximate average salary by contribution assumption: employee only about $1,688,938 at 4% or $1,125,958 at 6%; with 50% employer match about $1,125,958 at 4% or $750,639 at 6%; with 100% employer match about $844,469 at 4% or $562,979 at 6%.
Up North Financial 401(K) Plan-2$286,911$45,123$22,562iApproximate average salary by contribution assumption: employee only about $564,038 at 4% or $376,025 at 6%; with 50% employer match about $376,025 at 4% or $250,683 at 6%; with 100% employer match about $282,019 at 4% or $188,013 at 6%.
201422$495,814$164,585$82,293iApproximate average salary by contribution assumption: employee only about $2,057,313 at 4% or $1,371,542 at 6%; with 50% employer match about $1,371,542 at 4% or $914,361 at 6%; with 100% employer match about $1,028,656 at 4% or $685,771 at 6%.
UP NORTH FINANCIAL CASH BALANCE PLAN-2$251,391$120,849$60,425iApproximate average salary by contribution assumption: employee only about $1,510,613 at 4% or $1,007,075 at 6%; with 50% employer match about $1,007,075 at 4% or $671,383 at 6%; with 100% employer match about $755,306 at 4% or $503,538 at 6%.
Up North Financial 401(K) Plan-2$244,423$43,736$21,868iApproximate average salary by contribution assumption: employee only about $546,700 at 4% or $364,467 at 6%; with 50% employer match about $364,467 at 4% or $242,978 at 6%; with 100% employer match about $273,350 at 4% or $182,233 at 6%.
201322$304,912$191,333$95,667iApproximate average salary by contribution assumption: employee only about $2,391,663 at 4% or $1,594,442 at 6%; with 50% employer match about $1,594,442 at 4% or $1,062,961 at 6%; with 100% employer match about $1,195,831 at 4% or $797,221 at 6%.
Up North Financial 401(K) Plan-2$179,998$66,419$33,210iApproximate average salary by contribution assumption: employee only about $830,238 at 4% or $553,492 at 6%; with 50% employer match about $553,492 at 4% or $368,994 at 6%; with 100% employer match about $415,119 at 4% or $276,746 at 6%.
UP NORTH FINANCIAL CASH BALANCE PLAN-2$124,914$124,914$62,457iApproximate average salary by contribution assumption: employee only about $1,561,425 at 4% or $1,040,950 at 6%; with 50% employer match about $1,040,950 at 4% or $693,967 at 6%; with 100% employer match about $780,713 at 4% or $520,475 at 6%.
201212$91,093$63,076$31,538iApproximate average salary by contribution assumption: employee only about $788,450 at 4% or $525,633 at 6%; with 50% employer match about $525,633 at 4% or $350,422 at 6%; with 100% employer match about $394,225 at 4% or $262,817 at 6%.
Up North Financial 401(K) Plan-2$91,093$63,076$31,538iApproximate average salary by contribution assumption: employee only about $788,450 at 4% or $525,633 at 6%; with 50% employer match about $525,633 at 4% or $350,422 at 6%; with 100% employer match about $394,225 at 4% or $262,817 at 6%.
201112$26,332$26,332$13,166iApproximate average salary by contribution assumption: employee only about $329,150 at 4% or $219,433 at 6%; with 50% employer match about $219,433 at 4% or $146,289 at 6%; with 100% employer match about $164,575 at 4% or $109,717 at 6%.
Up North Financial 401(K) Plan-2$26,332$26,332$13,166iApproximate average salary by contribution assumption: employee only about $329,150 at 4% or $219,433 at 6%; with 50% employer match about $219,433 at 4% or $146,289 at 6%; with 100% employer match about $164,575 at 4% or $109,717 at 6%.