Civic Intelligence

Middlesex Savings Bank

Plan context: Sbera 401(K) Plan as Adopted by Middlesex Savings Bank

EIN 27-0402195 • 67 filings • 7 plans

Current Snapshot

Latest Year

2024

2024 Participants

521

2024 Assets

$103,733,526

2024 Contributions

$5,608,613

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$270,316,339$135,158,170$0200920172024YearValue
$103,733,526Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

5742870200820162024YearValue
521Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
20242521$103,733,526$5,608,613$10,765iApproximate average salary by contribution assumption: employee only about $269,127 at 4% or $179,418 at 6%; with 50% employer match about $179,418 at 4% or $119,612 at 6%; with 100% employer match about $134,564 at 4% or $89,709 at 6%.
Sbera 401(K) Plan as Adopted by Middlesex Savings Bank-513$103,733,526$5,608,613$10,933iApproximate average salary by contribution assumption: employee only about $273,324 at 4% or $182,216 at 6%; with 50% employer match about $182,216 at 4% or $121,477 at 6%; with 100% employer match about $136,662 at 4% or $91,108 at 6%.
Middlesex Savings Bank Employee Benefit Plan-521---
20233528$263,039,194$5,779,825$10,947iApproximate average salary by contribution assumption: employee only about $273,666 at 4% or $182,444 at 6%; with 50% employer match about $182,444 at 4% or $121,629 at 6%; with 100% employer match about $136,833 at 4% or $91,222 at 6%.
Sbera Pension Plan as Adopted by Middlesex Savings Bank-407$169,534,424--
Sbera 401(K) Plan as Adopted by Middlesex Savings Bank-503$93,504,770$5,779,825$11,491iApproximate average salary by contribution assumption: employee only about $287,268 at 4% or $191,512 at 6%; with 50% employer match about $191,512 at 4% or $127,675 at 6%; with 100% employer match about $143,634 at 4% or $95,756 at 6%.
Middlesex Savings Bank Employee Benefit Plan-528---
20223511$223,470,941$5,062,903$9,908iApproximate average salary by contribution assumption: employee only about $247,696 at 4% or $165,131 at 6%; with 50% employer match about $165,131 at 4% or $110,087 at 6%; with 100% employer match about $123,848 at 4% or $82,565 at 6%.
Sbera Pension Plan as Adopted by Middlesex Savings Bank-392$142,004,616--
Sbera 401(K) Plan as Adopted by Middlesex Savings Bank-486$81,466,325$5,062,903$10,417iApproximate average salary by contribution assumption: employee only about $260,437 at 4% or $173,625 at 6%; with 50% employer match about $173,625 at 4% or $115,750 at 6%; with 100% employer match about $130,219 at 4% or $86,812 at 6%.
Middlesex Savings Bank Employee Benefit Plan-511---
20213530$238,274,851$5,121,845$9,664iApproximate average salary by contribution assumption: employee only about $241,596 at 4% or $161,064 at 6%; with 50% employer match about $161,064 at 4% or $107,376 at 6%; with 100% employer match about $120,798 at 4% or $80,532 at 6%.
Sbera Pension Plan as Adopted by Middlesex Savings Bank-407$138,572,796--
Sbera 401(K) Plan as Adopted by Middlesex Savings Bank-500$99,702,055$5,121,845$10,244iApproximate average salary by contribution assumption: employee only about $256,092 at 4% or $170,728 at 6%; with 50% employer match about $170,728 at 4% or $113,819 at 6%; with 100% employer match about $128,046 at 4% or $85,364 at 6%.
Middlesex Savings Bank Employee Benefit Plan-530---
20203563$270,316,339$4,911,389$8,724iApproximate average salary by contribution assumption: employee only about $218,090 at 4% or $145,393 at 6%; with 50% employer match about $145,393 at 4% or $96,929 at 6%; with 100% employer match about $109,045 at 4% or $72,697 at 6%.
Sbera Pension Plan as Adopted by Middlesex Savings Bank-431$180,963,672--
Sbera 401(K) Plan as Adopted by Middlesex Savings Bank-552$89,352,667$4,911,389$8,897iApproximate average salary by contribution assumption: employee only about $222,436 at 4% or $148,291 at 6%; with 50% employer match about $148,291 at 4% or $98,860 at 6%; with 100% employer match about $111,218 at 4% or $74,145 at 6%.
Middlesex Savings Bank Employee Benefit Plan-563---
20193546$231,989,778$30,151,897$55,223iApproximate average salary by contribution assumption: employee only about $1,380,581 at 4% or $920,388 at 6%; with 50% employer match about $920,388 at 4% or $613,592 at 6%; with 100% employer match about $690,291 at 4% or $460,194 at 6%.
Sbera Pension Plan as Adopted by Middlesex Savings Bank-439$153,460,521$25,000,000$56,948iApproximate average salary by contribution assumption: employee only about $1,423,690 at 4% or $949,127 at 6%; with 50% employer match about $949,127 at 4% or $632,751 at 6%; with 100% employer match about $711,845 at 4% or $474,563 at 6%.
Sbera 401(K) Plan as Adopted by Middlesex Savings Bank-528$78,529,257$5,151,897$9,757iApproximate average salary by contribution assumption: employee only about $243,935 at 4% or $162,623 at 6%; with 50% employer match about $162,623 at 4% or $108,415 at 6%; with 100% employer match about $121,967 at 4% or $81,312 at 6%.
Middlesex Savings Bank Employee Benefit Plan-546---
20183542$194,954,070$26,610,272$49,096iApproximate average salary by contribution assumption: employee only about $1,227,411 at 4% or $818,274 at 6%; with 50% employer match about $818,274 at 4% or $545,516 at 6%; with 100% employer match about $613,706 at 4% or $409,137 at 6%.
Sbera Pension Plan as Adopted by Middlesex Savings Bank-407$130,756,208$22,000,000$54,054iApproximate average salary by contribution assumption: employee only about $1,351,351 at 4% or $900,901 at 6%; with 50% employer match about $900,901 at 4% or $600,601 at 6%; with 100% employer match about $675,676 at 4% or $450,450 at 6%.
Sbera 401(K) Plan as Adopted by Middlesex Savings Bank-541$64,197,862$4,610,272$8,522iApproximate average salary by contribution assumption: employee only about $213,044 at 4% or $142,029 at 6%; with 50% employer match about $142,029 at 4% or $94,686 at 6%; with 100% employer match about $106,522 at 4% or $71,015 at 6%.
Middlesex Savings Bank Employee Benefit Plan-542---
20176553$167,087,132$3,906,202$7,064iApproximate average salary by contribution assumption: employee only about $176,591 at 4% or $117,728 at 6%; with 50% employer match about $117,728 at 4% or $78,485 at 6%; with 100% employer match about $88,296 at 4% or $58,864 at 6%.
Sbera Pension Plan as Adopted by Middlesex Savings Bank-413$100,639,738--
Sbera 401(K) Plan as Adopted by Middlesex Savings Bank-553$66,447,394$3,906,202$7,064iApproximate average salary by contribution assumption: employee only about $176,591 at 4% or $117,728 at 6%; with 50% employer match about $117,728 at 4% or $78,485 at 6%; with 100% employer match about $88,296 at 4% or $58,864 at 6%.
MIDDLESEX SAVINGS BANK LONG TERM DISABILITY PLAN-0---
Middlesex Savings Bank Flexible Spending Account (Fsa) Plan-0---
Middlesex Savings Bank Vision Plan-0---
Middlesex Savings Bank Life Insurance Plan-0---
20165534$158,526,154$3,908,990$7,320iApproximate average salary by contribution assumption: employee only about $183,005 at 4% or $122,003 at 6%; with 50% employer match about $122,003 at 4% or $81,336 at 6%; with 100% employer match about $91,503 at 4% or $61,002 at 6%.
Sbera Pension Plan as Adopted by Middlesex Savings Bank-415$102,600,445--
Sbera 401(K) Plan as Adopted by Middlesex Savings Bank-534$55,925,709$3,908,990$7,320iApproximate average salary by contribution assumption: employee only about $183,005 at 4% or $122,003 at 6%; with 50% employer match about $122,003 at 4% or $81,336 at 6%; with 100% employer match about $91,503 at 4% or $61,002 at 6%.
Middlesex Savings Bank Flexible Spending Account (Fsa) Plan-183---
Middlesex Savings Bank Life Insurance Plan-472---
Middlesex Savings Bank Vision Plan-268---
20155554$143,961,719$33,581,332$60,616iApproximate average salary by contribution assumption: employee only about $1,515,403 at 4% or $1,010,269 at 6%; with 50% employer match about $1,010,269 at 4% or $673,512 at 6%; with 100% employer match about $757,702 at 4% or $505,134 at 6%.
Sbera Pension Plan as Adopted by Middlesex Savings Bank-415$92,059,096$30,000,000$72,289iApproximate average salary by contribution assumption: employee only about $1,807,229 at 4% or $1,204,819 at 6%; with 50% employer match about $1,204,819 at 4% or $803,213 at 6%; with 100% employer match about $903,614 at 4% or $602,410 at 6%.
Sbera 401(K) Plan as Adopted by Middlesex Savings Bank-554$51,902,623$3,581,332$6,464iApproximate average salary by contribution assumption: employee only about $161,612 at 4% or $107,742 at 6%; with 50% employer match about $107,742 at 4% or $71,828 at 6%; with 100% employer match about $80,806 at 4% or $53,871 at 6%.
Middlesex Savings Bank Flexible Spending Account (Fsa) Plan-206---
Middlesex Savings Bank Life Insurance Plan-482---
Middlesex Savings Bank Vision Plan-262---
20145533$114,876,084$3,458,556$6,489iApproximate average salary by contribution assumption: employee only about $162,221 at 4% or $108,147 at 6%; with 50% employer match about $108,147 at 4% or $72,098 at 6%; with 100% employer match about $81,111 at 4% or $54,074 at 6%.
Sbera Pension Plan as Adopted by Middlesex Savings Bank-421$63,138,752--
Sbera 401(K) Plan as Adopted by Middlesex Savings Bank-533$51,737,332$3,458,556$6,489iApproximate average salary by contribution assumption: employee only about $162,221 at 4% or $108,147 at 6%; with 50% employer match about $108,147 at 4% or $72,098 at 6%; with 100% employer match about $81,111 at 4% or $54,074 at 6%.
Middlesex Savings Bank Flexible Spending Account (Fsa) Plan-170---
Middlesex Savings Bank Vision Plan-257---
Middlesex Savings Bank Life Insurance Plan-480---
20135553$113,871,685$3,297,895$5,964iApproximate average salary by contribution assumption: employee only about $149,091 at 4% or $99,394 at 6%; with 50% employer match about $99,394 at 4% or $66,263 at 6%; with 100% employer match about $74,546 at 4% or $49,697 at 6%.
Sbera Pension Plan as Adopted by Middlesex Savings Bank-424$65,196,944--
Sbera 401(K) Plan as Adopted by Middlesex Savings Bank-553$48,674,741$3,297,895$5,964iApproximate average salary by contribution assumption: employee only about $149,091 at 4% or $99,394 at 6%; with 50% employer match about $99,394 at 4% or $66,263 at 6%; with 100% employer match about $74,546 at 4% or $49,697 at 6%.
Middlesex Savings Bank Flexible Spending Account (Fsa) Plan-176---
Middlesex Savings Bank Vision Plan-240---
Middlesex Savings Bank Life Insurance Plan-433---
20125552$103,245,661$3,999,910$7,246iApproximate average salary by contribution assumption: employee only about $181,155 at 4% or $120,770 at 6%; with 50% employer match about $120,770 at 4% or $80,513 at 6%; with 100% employer match about $90,578 at 4% or $60,385 at 6%.
Sbera Pension Plan as Adopted by Middlesex Savings Bank-445$64,473,118--
Sbera 401(K) Plan as Adopted by Middlesex Savings Bank-552$38,772,543$3,999,910$7,246iApproximate average salary by contribution assumption: employee only about $181,155 at 4% or $120,770 at 6%; with 50% employer match about $120,770 at 4% or $80,513 at 6%; with 100% employer match about $90,578 at 4% or $60,385 at 6%.
Middlesex Savings Bank Flexible Spending Account (Fsa) Plan-166---
Middlesex Savings Bank Vision Plan-242---
Middlesex Savings Bank Life Insurance Plan-434---
20115561$91,315,088$23,319,238$41,567iApproximate average salary by contribution assumption: employee only about $1,039,182 at 4% or $692,788 at 6%; with 50% employer match about $692,788 at 4% or $461,859 at 6%; with 100% employer match about $519,591 at 4% or $346,394 at 6%.
Sbera Pension Plan as Adopted by Middlesex Savings Bank-443$57,473,724$20,094,873$45,361iApproximate average salary by contribution assumption: employee only about $1,134,022 at 4% or $756,015 at 6%; with 50% employer match about $756,015 at 4% or $504,010 at 6%; with 100% employer match about $567,011 at 4% or $378,007 at 6%.
Sbera 401(K) Plan as Adopted by Middlesex Savings Bank-561$33,841,364$3,224,365$5,748iApproximate average salary by contribution assumption: employee only about $143,688 at 4% or $95,792 at 6%; with 50% employer match about $95,792 at 4% or $63,861 at 6%; with 100% employer match about $71,844 at 4% or $47,896 at 6%.
Middlesex Savings Bank Life Insurance Plan-442---
Middlesex Savings Bank Vision Plan-229---
Middlesex Savings Bank Flexible Spending Account (Fsa) Plan-171---
20105562$66,570,753$6,335,162$11,273iApproximate average salary by contribution assumption: employee only about $281,813 at 4% or $187,876 at 6%; with 50% employer match about $187,876 at 4% or $125,250 at 6%; with 100% employer match about $140,907 at 4% or $93,938 at 6%.
Sbera Pension Plan as Adopted by Middlesex Savings Bank-456$34,854,039$3,279,807$7,193iApproximate average salary by contribution assumption: employee only about $179,814 at 4% or $119,876 at 6%; with 50% employer match about $119,876 at 4% or $79,917 at 6%; with 100% employer match about $89,907 at 4% or $59,938 at 6%.
Sbera 401(K) Plan as Adopted by Middlesex Savings Bank-562$31,716,714$3,055,355$5,437iApproximate average salary by contribution assumption: employee only about $135,914 at 4% or $90,610 at 6%; with 50% employer match about $90,610 at 4% or $60,406 at 6%; with 100% employer match about $67,957 at 4% or $45,305 at 6%.
Middlesex Savings Bank Vision Plan-237---
Middlesex Savings Bank Life Insurance Plan-440---
Middlesex Savings Bank Flexible Spending Account (Fsa) Plan-191---
20095574$58,057,232$5,983,270$10,424iApproximate average salary by contribution assumption: employee only about $260,595 at 4% or $173,730 at 6%; with 50% employer match about $173,730 at 4% or $115,820 at 6%; with 100% employer match about $130,298 at 4% or $86,865 at 6%.
Sbera Pension Plan as Adopted by Middlesex Savings Bank-457$31,728,588$3,132,812$6,855iApproximate average salary by contribution assumption: employee only about $171,379 at 4% or $114,253 at 6%; with 50% employer match about $114,253 at 4% or $76,169 at 6%; with 100% employer match about $85,690 at 4% or $57,126 at 6%.
Sbera 401(K) Plan as Adopted by Middlesex Savings Bank-574$26,328,644$2,850,458$4,966iApproximate average salary by contribution assumption: employee only about $124,149 at 4% or $82,766 at 6%; with 50% employer match about $82,766 at 4% or $55,177 at 6%; with 100% employer match about $62,074 at 4% or $41,383 at 6%.
Middlesex Savings Bank Life Insurance Plan-446---
Middlesex Savings Bank Vision Plan-231---
Middlesex Savings Bank Flexible Spending Account (Fsa) Plan-186---
20081450$0$0-
Middlesex Savings Bank Life Insurance Plan-450---