Civic Intelligence

Study Across the Pond LLC

Plan context: Study Across the Pond 401(K) Plan

EIN 27-0381313 • Beverly, MA • 25 filings • 3 plans

100 Cummings Center, Ste. 265-fBeverly, MA 01915
Current Snapshot

Latest Year

2025

2025 Participants

20

2025 Assets

$66,735

2025 Contributions

$18,758

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$2,937,784$1,468,892$0201320192025YearValue
$66,735Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

40200201320192025YearValue
20Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025120$66,735$18,758$938iApproximate average salary by contribution assumption: employee only about $23,448 at 4% or $15,632 at 6%; with 50% employer match about $15,632 at 4% or $10,421 at 6%; with 100% employer match about $11,724 at 4% or $7,816 at 6%.
Study Across the Pond 401(K) Plan-20$66,735$18,758$938iApproximate average salary by contribution assumption: employee only about $23,448 at 4% or $15,632 at 6%; with 50% employer match about $15,632 at 4% or $10,421 at 6%; with 100% employer match about $11,724 at 4% or $7,816 at 6%.
2024228$1,547,995$234$8iApproximate average salary by contribution assumption: employee only about $209 at 4% or $139 at 6%; with 50% employer match about $139 at 4% or $93 at 6%; with 100% employer match about $104 at 4% or $70 at 6%.
Study Across the Pond Cash Balance Pension Plan-27$1,359,614$0-
Study Across the Pond 401(K) Plan-28$188,381$234$8iApproximate average salary by contribution assumption: employee only about $209 at 4% or $139 at 6%; with 50% employer match about $139 at 4% or $93 at 6%; with 100% employer match about $104 at 4% or $70 at 6%.
2023236$2,937,784$145,267$4,035iApproximate average salary by contribution assumption: employee only about $100,880 at 4% or $67,253 at 6%; with 50% employer match about $67,253 at 4% or $44,835 at 6%; with 100% employer match about $50,440 at 4% or $33,627 at 6%.
Study Across the Pond 401(K) Plan-36$1,688,706$145,267$4,035iApproximate average salary by contribution assumption: employee only about $100,880 at 4% or $67,253 at 6%; with 50% employer match about $67,253 at 4% or $44,835 at 6%; with 100% employer match about $50,440 at 4% or $33,627 at 6%.
Study Across the Pond Cash Balance Pension Plan-27$1,249,078$0-
2022237$2,524,810$210,886$5,700iApproximate average salary by contribution assumption: employee only about $142,491 at 4% or $94,994 at 6%; with 50% employer match about $94,994 at 4% or $63,329 at 6%; with 100% employer match about $71,245 at 4% or $47,497 at 6%.
Study Across the Pond 401(K) Plan-37$1,387,558$114,793$3,103iApproximate average salary by contribution assumption: employee only about $77,563 at 4% or $51,709 at 6%; with 50% employer match about $51,709 at 4% or $34,472 at 6%; with 100% employer match about $38,781 at 4% or $25,854 at 6%.
Study Across the Pond Cash Balance Pension Plan-27$1,137,252$96,093$3,559iApproximate average salary by contribution assumption: employee only about $88,975 at 4% or $59,317 at 6%; with 50% employer match about $59,317 at 4% or $39,544 at 6%; with 100% employer match about $44,488 at 4% or $29,658 at 6%.
2021238$2,786,349$250,968$6,604iApproximate average salary by contribution assumption: employee only about $165,111 at 4% or $110,074 at 6%; with 50% employer match about $110,074 at 4% or $73,382 at 6%; with 100% employer match about $82,555 at 4% or $55,037 at 6%.
Study Across the Pond 401(K) Plan-38$1,623,559$154,806$4,074iApproximate average salary by contribution assumption: employee only about $101,846 at 4% or $67,897 at 6%; with 50% employer match about $67,897 at 4% or $45,265 at 6%; with 100% employer match about $50,923 at 4% or $33,949 at 6%.
Study Across the Pond Cash Balance Pension Plan-26$1,162,790$96,162$3,699iApproximate average salary by contribution assumption: employee only about $92,463 at 4% or $61,642 at 6%; with 50% employer match about $61,642 at 4% or $41,095 at 6%; with 100% employer match about $46,232 at 4% or $30,821 at 6%.
2020239$2,303,913$238,123$6,106iApproximate average salary by contribution assumption: employee only about $152,643 at 4% or $101,762 at 6%; with 50% employer match about $101,762 at 4% or $67,841 at 6%; with 100% employer match about $76,321 at 4% or $50,881 at 6%.
Study Across the Pond 401(K) Plan-39$1,336,284$193,245$4,955iApproximate average salary by contribution assumption: employee only about $123,875 at 4% or $82,583 at 6%; with 50% employer match about $82,583 at 4% or $55,056 at 6%; with 100% employer match about $61,938 at 4% or $41,292 at 6%.
Study Across the Pond Cash Balance Pension Plan-26$967,629$44,878$1,726iApproximate average salary by contribution assumption: employee only about $43,152 at 4% or $28,768 at 6%; with 50% employer match about $28,768 at 4% or $19,179 at 6%; with 100% employer match about $21,576 at 4% or $14,384 at 6%.
2019240$1,865,866$259,673$6,492iApproximate average salary by contribution assumption: employee only about $162,296 at 4% or $108,197 at 6%; with 50% employer match about $108,197 at 4% or $72,131 at 6%; with 100% employer match about $81,148 at 4% or $54,099 at 6%.
Study Across the Pond 401(K) Plan-40$1,018,113$144,077$3,602iApproximate average salary by contribution assumption: employee only about $90,048 at 4% or $60,032 at 6%; with 50% employer match about $60,032 at 4% or $40,021 at 6%; with 100% employer match about $45,024 at 4% or $30,016 at 6%.
Study Across the Pond Cash Balance Pension Plan-26$847,753$115,596$4,446iApproximate average salary by contribution assumption: employee only about $111,150 at 4% or $74,100 at 6%; with 50% employer match about $74,100 at 4% or $49,400 at 6%; with 100% employer match about $55,575 at 4% or $37,050 at 6%.
2018240$1,391,818$254,229$6,356iApproximate average salary by contribution assumption: employee only about $158,893 at 4% or $105,929 at 6%; with 50% employer match about $105,929 at 4% or $70,619 at 6%; with 100% employer match about $79,447 at 4% or $52,964 at 6%.
Study Across the Pond 401(K) Plan-40$738,768$154,929$3,873iApproximate average salary by contribution assumption: employee only about $96,831 at 4% or $64,554 at 6%; with 50% employer match about $64,554 at 4% or $43,036 at 6%; with 100% employer match about $48,415 at 4% or $32,277 at 6%.
Study Across the Pond Cash Balance Pension Plan-26$653,050$99,300$3,819iApproximate average salary by contribution assumption: employee only about $95,481 at 4% or $63,654 at 6%; with 50% employer match about $63,654 at 4% or $42,436 at 6%; with 100% employer match about $47,740 at 4% or $31,827 at 6%.
2017234$1,228,264$271,070$7,973iApproximate average salary by contribution assumption: employee only about $199,316 at 4% or $132,877 at 6%; with 50% employer match about $132,877 at 4% or $88,585 at 6%; with 100% employer match about $99,658 at 4% or $66,439 at 6%.
Study Across the Pond 401(K) Plan-34$644,820$184,880$5,438iApproximate average salary by contribution assumption: employee only about $135,941 at 4% or $90,627 at 6%; with 50% employer match about $90,627 at 4% or $60,418 at 6%; with 100% employer match about $67,971 at 4% or $45,314 at 6%.
Study Across the Pond Cash Balance Pension Plan-23$583,444$86,190$3,747iApproximate average salary by contribution assumption: employee only about $93,685 at 4% or $62,457 at 6%; with 50% employer match about $62,457 at 4% or $41,638 at 6%; with 100% employer match about $46,842 at 4% or $31,228 at 6%.
2016230$850,053$245,587$8,186iApproximate average salary by contribution assumption: employee only about $204,656 at 4% or $136,437 at 6%; with 50% employer match about $136,437 at 4% or $90,958 at 6%; with 100% employer match about $102,328 at 4% or $68,219 at 6%.
Study Across the Pond Cash Balance Pension Plan-25$445,619$129,784$5,191iApproximate average salary by contribution assumption: employee only about $129,784 at 4% or $86,523 at 6%; with 50% employer match about $86,523 at 4% or $57,682 at 6%; with 100% employer match about $64,892 at 4% or $43,261 at 6%.
Study Across the Pond 401(K) Plan-30$404,434$115,803$3,860iApproximate average salary by contribution assumption: employee only about $96,503 at 4% or $64,335 at 6%; with 50% employer match about $64,335 at 4% or $42,890 at 6%; with 100% employer match about $48,251 at 4% or $32,168 at 6%.
2015223$592,038$253,810$11,035iApproximate average salary by contribution assumption: employee only about $275,880 at 4% or $183,920 at 6%; with 50% employer match about $183,920 at 4% or $122,614 at 6%; with 100% employer match about $137,940 at 4% or $91,960 at 6%.
Study Across the Pond Cash Balance Pension Plan-23$299,869$116,874$5,081iApproximate average salary by contribution assumption: employee only about $127,037 at 4% or $84,691 at 6%; with 50% employer match about $84,691 at 4% or $56,461 at 6%; with 100% employer match about $63,518 at 4% or $42,346 at 6%.
Study Across the Pond 401(K) Plan-23$292,169$136,936$5,954iApproximate average salary by contribution assumption: employee only about $148,843 at 4% or $99,229 at 6%; with 50% employer match about $99,229 at 4% or $66,153 at 6%; with 100% employer match about $74,422 at 4% or $49,614 at 6%.
2014219$360,174$224,236$11,802iApproximate average salary by contribution assumption: employee only about $295,047 at 4% or $196,698 at 6%; with 50% employer match about $196,698 at 4% or $131,132 at 6%; with 100% employer match about $147,524 at 4% or $98,349 at 6%.
Study Across the Pond Cash Balance Pension Plan-19$191,827$96,443$5,076iApproximate average salary by contribution assumption: employee only about $126,899 at 4% or $84,599 at 6%; with 50% employer match about $84,599 at 4% or $56,399 at 6%; with 100% employer match about $63,449 at 4% or $42,300 at 6%.
Study Across the Pond 401(K) Plan-13$168,347$127,793$9,830iApproximate average salary by contribution assumption: employee only about $245,756 at 4% or $163,837 at 6%; with 50% employer match about $163,837 at 4% or $109,225 at 6%; with 100% employer match about $122,878 at 4% or $81,919 at 6%.
2013211$135,048$134,413$12,219iApproximate average salary by contribution assumption: employee only about $305,484 at 4% or $203,656 at 6%; with 50% employer match about $203,656 at 4% or $135,771 at 6%; with 100% employer match about $152,742 at 4% or $101,828 at 6%.
Study Across the Pond Cash Balance Pension Plan-11$97,200$97,200$8,836iApproximate average salary by contribution assumption: employee only about $220,909 at 4% or $147,273 at 6%; with 50% employer match about $147,273 at 4% or $98,182 at 6%; with 100% employer match about $110,455 at 4% or $73,636 at 6%.
Study Across the Pond 401(K) Plan-6$37,848$37,213$6,202iApproximate average salary by contribution assumption: employee only about $155,054 at 4% or $103,369 at 6%; with 50% employer match about $103,369 at 4% or $68,913 at 6%; with 100% employer match about $77,527 at 4% or $51,685 at 6%.