Civic Intelligence

Nields, Lemack & Frame LLC

Plan context: NIELDS, LEMACK & FRAME, LLC 401(K) PLAN

EIN 26-3917716 • Westborough, MA • 23 filings • 3 plans

176 E Main St Ste 5Westborough, MA 01581
Current Snapshot

Latest Year

2024

2024 Participants

5

2024 Assets

$2,032,873

2024 Contributions

$80,925

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$4,919,351$2,459,676$0201220182024YearValue
$2,032,873Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

530201220182024YearValue
5Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202425$2,032,873$80,925$16,185iApproximate average salary by contribution assumption: employee only about $404,625 at 4% or $269,750 at 6%; with 50% employer match about $269,750 at 4% or $179,833 at 6%; with 100% employer match about $202,313 at 4% or $134,875 at 6%.
NIELDS, LEMACK & FRAME, LLC 401(K) PLAN-5$2,032,873$80,925$16,185iApproximate average salary by contribution assumption: employee only about $404,625 at 4% or $269,750 at 6%; with 50% employer match about $269,750 at 4% or $179,833 at 6%; with 100% employer match about $202,313 at 4% or $134,875 at 6%.
Nields, Lemack & Frame LLC Cash Balance Plan-0$0$0-
202325$4,919,351$300,306$60,061iApproximate average salary by contribution assumption: employee only about $1,501,530 at 4% or $1,001,020 at 6%; with 50% employer match about $1,001,020 at 4% or $667,347 at 6%; with 100% employer match about $750,765 at 4% or $500,510 at 6%.
Nields, Lemack & Frame LLC Cash Balance Plan-3$3,108,099$243,089$81,030iApproximate average salary by contribution assumption: employee only about $2,025,742 at 4% or $1,350,494 at 6%; with 50% employer match about $1,350,494 at 4% or $900,330 at 6%; with 100% employer match about $1,012,871 at 4% or $675,247 at 6%.
NIELDS, LEMACK & FRAME, LLC 401(K) PLAN-5$1,811,252$57,217$11,443iApproximate average salary by contribution assumption: employee only about $286,085 at 4% or $190,723 at 6%; with 50% employer match about $190,723 at 4% or $127,149 at 6%; with 100% employer match about $143,043 at 4% or $95,362 at 6%.
202225$4,236,455$330,217$66,043iApproximate average salary by contribution assumption: employee only about $1,651,085 at 4% or $1,100,723 at 6%; with 50% employer match about $1,100,723 at 4% or $733,816 at 6%; with 100% employer match about $825,542 at 4% or $550,362 at 6%.
Nields, Lemack & Frame LLC Cash Balance Plan-4$2,654,000$310,336$77,584iApproximate average salary by contribution assumption: employee only about $1,939,600 at 4% or $1,293,067 at 6%; with 50% employer match about $1,293,067 at 4% or $862,044 at 6%; with 100% employer match about $969,800 at 4% or $646,533 at 6%.
NIELDS, LEMACK & FRAME, LLC 401(K) PLAN-5$1,582,455$19,881$3,976iApproximate average salary by contribution assumption: employee only about $99,405 at 4% or $66,270 at 6%; with 50% employer match about $66,270 at 4% or $44,180 at 6%; with 100% employer match about $49,703 at 4% or $33,135 at 6%.
202124$4,449,611$499,807$124,952iApproximate average salary by contribution assumption: employee only about $3,123,794 at 4% or $2,082,529 at 6%; with 50% employer match about $2,082,529 at 4% or $1,388,353 at 6%; with 100% employer match about $1,561,897 at 4% or $1,041,265 at 6%.
Nields, Lemack & Frame LLC Cash Balance Plan-4$2,647,215$337,359$84,340iApproximate average salary by contribution assumption: employee only about $2,108,494 at 4% or $1,405,663 at 6%; with 50% employer match about $1,405,663 at 4% or $937,108 at 6%; with 100% employer match about $1,054,247 at 4% or $702,831 at 6%.
NIELDS, LEMACK & FRAME, LLC 401(K) PLAN-4$1,802,396$162,448$40,612iApproximate average salary by contribution assumption: employee only about $1,015,300 at 4% or $676,867 at 6%; with 50% employer match about $676,867 at 4% or $451,244 at 6%; with 100% employer match about $507,650 at 4% or $338,433 at 6%.
202025$3,677,424$408,683$81,737iApproximate average salary by contribution assumption: employee only about $2,043,415 at 4% or $1,362,277 at 6%; with 50% employer match about $1,362,277 at 4% or $908,184 at 6%; with 100% employer match about $1,021,708 at 4% or $681,138 at 6%.
Nields, Lemack & Frame LLC Cash Balance Plan-4$2,202,294$304,272$76,068iApproximate average salary by contribution assumption: employee only about $1,901,700 at 4% or $1,267,800 at 6%; with 50% employer match about $1,267,800 at 4% or $845,200 at 6%; with 100% employer match about $950,850 at 4% or $633,900 at 6%.
NIELDS, LEMACK & FRAME, LLC 401(K) PLAN-5$1,475,130$104,411$20,882iApproximate average salary by contribution assumption: employee only about $522,055 at 4% or $348,037 at 6%; with 50% employer match about $348,037 at 4% or $232,024 at 6%; with 100% employer match about $261,028 at 4% or $174,018 at 6%.
201925$2,989,496$396,504$79,301iApproximate average salary by contribution assumption: employee only about $1,982,520 at 4% or $1,321,680 at 6%; with 50% employer match about $1,321,680 at 4% or $881,120 at 6%; with 100% employer match about $991,260 at 4% or $660,840 at 6%.
Nields, Lemack & Frame LLC Cash Balance Plan-4$1,742,165$304,057$76,014iApproximate average salary by contribution assumption: employee only about $1,900,356 at 4% or $1,266,904 at 6%; with 50% employer match about $1,266,904 at 4% or $844,603 at 6%; with 100% employer match about $950,178 at 4% or $633,452 at 6%.
NIELDS, LEMACK & FRAME, LLC 401(K) PLAN-5$1,247,331$92,447$18,489iApproximate average salary by contribution assumption: employee only about $462,235 at 4% or $308,157 at 6%; with 50% employer match about $308,157 at 4% or $205,438 at 6%; with 100% employer match about $231,118 at 4% or $154,078 at 6%.
201825$2,246,473$369,358$73,872iApproximate average salary by contribution assumption: employee only about $1,846,790 at 4% or $1,231,193 at 6%; with 50% employer match about $1,231,193 at 4% or $820,796 at 6%; with 100% employer match about $923,395 at 4% or $615,597 at 6%.
Nields, Lemack & Frame LLC Cash Balance Plan-4$1,294,355$364,913$91,228iApproximate average salary by contribution assumption: employee only about $2,280,706 at 4% or $1,520,471 at 6%; with 50% employer match about $1,520,471 at 4% or $1,013,647 at 6%; with 100% employer match about $1,140,353 at 4% or $760,235 at 6%.
NIELDS, LEMACK & FRAME, LLC 401(K) PLAN-5$952,118$4,445$889iApproximate average salary by contribution assumption: employee only about $22,225 at 4% or $14,817 at 6%; with 50% employer match about $14,817 at 4% or $9,878 at 6%; with 100% employer match about $11,113 at 4% or $7,408 at 6%.
201725$1,985,756$392,709$78,542iApproximate average salary by contribution assumption: employee only about $1,963,545 at 4% or $1,309,030 at 6%; with 50% employer match about $1,309,030 at 4% or $872,687 at 6%; with 100% employer match about $981,773 at 4% or $654,515 at 6%.
NIELDS, LEMACK & FRAME, LLC 401(K) PLAN-5$1,030,909$89,031$17,806iApproximate average salary by contribution assumption: employee only about $445,155 at 4% or $296,770 at 6%; with 50% employer match about $296,770 at 4% or $197,847 at 6%; with 100% employer match about $222,578 at 4% or $148,385 at 6%.
Nields, Lemack & Frame LLC Cash Balance Plan-4$954,847$303,678$75,920iApproximate average salary by contribution assumption: employee only about $1,897,988 at 4% or $1,265,325 at 6%; with 50% employer match about $1,265,325 at 4% or $843,550 at 6%; with 100% employer match about $948,994 at 4% or $632,663 at 6%.
201624$1,419,744$440,769$110,192iApproximate average salary by contribution assumption: employee only about $2,754,806 at 4% or $1,836,538 at 6%; with 50% employer match about $1,836,538 at 4% or $1,224,358 at 6%; with 100% employer match about $1,377,403 at 4% or $918,269 at 6%.
NIELDS, LEMACK & FRAME, LLC 401(K) PLAN-4$808,674$78,191$19,548iApproximate average salary by contribution assumption: employee only about $488,694 at 4% or $325,796 at 6%; with 50% employer match about $325,796 at 4% or $217,197 at 6%; with 100% employer match about $244,347 at 4% or $162,898 at 6%.
Nields, Lemack & Frame LLC Cash Balance Plan-3$611,070$362,578$120,859iApproximate average salary by contribution assumption: employee only about $3,021,483 at 4% or $2,014,322 at 6%; with 50% employer match about $2,014,322 at 4% or $1,342,881 at 6%; with 100% employer match about $1,510,742 at 4% or $1,007,161 at 6%.
201524$831,116$237,897$59,474iApproximate average salary by contribution assumption: employee only about $1,486,856 at 4% or $991,238 at 6%; with 50% employer match about $991,238 at 4% or $660,825 at 6%; with 100% employer match about $743,428 at 4% or $495,619 at 6%.
NIELDS, LEMACK & FRAME, LLC 401(K) PLAN-4$593,219--
Nields, Lemack & Frame LLC Cash Balance Plan-4$237,897$237,897$59,474iApproximate average salary by contribution assumption: employee only about $1,486,856 at 4% or $991,238 at 6%; with 50% employer match about $991,238 at 4% or $660,825 at 6%; with 100% employer match about $743,428 at 4% or $495,619 at 6%.
201413$613,936$120,098$40,033iApproximate average salary by contribution assumption: employee only about $1,000,817 at 4% or $667,211 at 6%; with 50% employer match about $667,211 at 4% or $444,807 at 6%; with 100% employer match about $500,408 at 4% or $333,606 at 6%.
NIELDS, LEMACK & FRAME, LLC 401(K) PLAN-3$613,936$120,098$40,033iApproximate average salary by contribution assumption: employee only about $1,000,817 at 4% or $667,211 at 6%; with 50% employer match about $667,211 at 4% or $444,807 at 6%; with 100% employer match about $500,408 at 4% or $333,606 at 6%.
201313$475,695$117,493$39,164iApproximate average salary by contribution assumption: employee only about $979,108 at 4% or $652,739 at 6%; with 50% employer match about $652,739 at 4% or $435,159 at 6%; with 100% employer match about $489,554 at 4% or $326,369 at 6%.
NIELDS, LEMACK & FRAME, LLC 401(K) PLAN-3$475,695$117,493$39,164iApproximate average salary by contribution assumption: employee only about $979,108 at 4% or $652,739 at 6%; with 50% employer match about $652,739 at 4% or $435,159 at 6%; with 100% employer match about $489,554 at 4% or $326,369 at 6%.
201213$334,062$115,337$38,446iApproximate average salary by contribution assumption: employee only about $961,142 at 4% or $640,761 at 6%; with 50% employer match about $640,761 at 4% or $427,174 at 6%; with 100% employer match about $480,571 at 4% or $320,381 at 6%.
NIELDS, LEMACK & FRAME, LLC-3$334,062$115,337$38,446iApproximate average salary by contribution assumption: employee only about $961,142 at 4% or $640,761 at 6%; with 50% employer match about $640,761 at 4% or $427,174 at 6%; with 100% employer match about $480,571 at 4% or $320,381 at 6%.