Civic Intelligence

Hema Joshi

Plan context: Hema Joshi Cash Balance Plan

EIN 26-3170875 • Flemington, NJ • 14 filings • 2 plans

19 Mcpherson DriveFlemington, NJ 08822
Current Snapshot

Latest Year

2024

2024 Participants

2

2024 Assets

$1,377,607

2024 Contributions

$171,598

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$1,377,607$688,804$0201820212024YearValue
$1,377,607Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

210201820212024YearValue
2Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202422$1,377,607$171,598$85,799iApproximate average salary by contribution assumption: employee only about $2,144,975 at 4% or $1,429,983 at 6%; with 50% employer match about $1,429,983 at 4% or $953,322 at 6%; with 100% employer match about $1,072,488 at 4% or $714,992 at 6%.
Hema Joshi Cash Balance Plan-2$1,058,250$140,000$70,000iApproximate average salary by contribution assumption: employee only about $1,750,000 at 4% or $1,166,667 at 6%; with 50% employer match about $1,166,667 at 4% or $777,778 at 6%; with 100% employer match about $875,000 at 4% or $583,333 at 6%.
Hema Joshi 401(K) Plan-2$319,357$31,598$15,799iApproximate average salary by contribution assumption: employee only about $394,975 at 4% or $263,317 at 6%; with 50% employer match about $263,317 at 4% or $175,544 at 6%; with 100% employer match about $197,488 at 4% or $131,658 at 6%.
202322$1,052,525$199,042$99,521iApproximate average salary by contribution assumption: employee only about $2,488,025 at 4% or $1,658,683 at 6%; with 50% employer match about $1,658,683 at 4% or $1,105,789 at 6%; with 100% employer match about $1,244,013 at 4% or $829,342 at 6%.
Hema Joshi Cash Balance Plan-2$860,259$160,000$80,000iApproximate average salary by contribution assumption: employee only about $2,000,000 at 4% or $1,333,333 at 6%; with 50% employer match about $1,333,333 at 4% or $888,889 at 6%; with 100% employer match about $1,000,000 at 4% or $666,667 at 6%.
Hema Joshi 401(K) Plan-2$192,266$39,042$19,521iApproximate average salary by contribution assumption: employee only about $488,025 at 4% or $325,350 at 6%; with 50% employer match about $325,350 at 4% or $216,900 at 6%; with 100% employer match about $244,013 at 4% or $162,675 at 6%.
202222$745,966$168,984$84,492iApproximate average salary by contribution assumption: employee only about $2,112,300 at 4% or $1,408,200 at 6%; with 50% employer match about $1,408,200 at 4% or $938,800 at 6%; with 100% employer match about $1,056,150 at 4% or $704,100 at 6%.
Hema Joshi Cash Balance Plan-2$652,979$160,000$80,000iApproximate average salary by contribution assumption: employee only about $2,000,000 at 4% or $1,333,333 at 6%; with 50% employer match about $1,333,333 at 4% or $888,889 at 6%; with 100% employer match about $1,000,000 at 4% or $666,667 at 6%.
Hema Joshi 401(K) Plan-2$92,987$8,984$4,492iApproximate average salary by contribution assumption: employee only about $112,300 at 4% or $74,867 at 6%; with 50% employer match about $74,867 at 4% or $49,911 at 6%; with 100% employer match about $56,150 at 4% or $37,433 at 6%.
202122$748,932$163,302$81,651iApproximate average salary by contribution assumption: employee only about $2,041,275 at 4% or $1,360,850 at 6%; with 50% employer match about $1,360,850 at 4% or $907,233 at 6%; with 100% employer match about $1,020,638 at 4% or $680,425 at 6%.
Hema Joshi Cash Balance Plan-2$579,641$125,000$62,500iApproximate average salary by contribution assumption: employee only about $1,562,500 at 4% or $1,041,667 at 6%; with 50% employer match about $1,041,667 at 4% or $694,444 at 6%; with 100% employer match about $781,250 at 4% or $520,833 at 6%.
Hema Joshi 401(K) Plan-2$169,291$38,302$19,151iApproximate average salary by contribution assumption: employee only about $478,775 at 4% or $319,183 at 6%; with 50% employer match about $319,183 at 4% or $212,789 at 6%; with 100% employer match about $239,388 at 4% or $159,592 at 6%.
202022$641,366$160,645$80,323iApproximate average salary by contribution assumption: employee only about $2,008,063 at 4% or $1,338,708 at 6%; with 50% employer match about $1,338,708 at 4% or $892,472 at 6%; with 100% employer match about $1,004,031 at 4% or $669,354 at 6%.
Hema Joshi Cash Balance Plan-2$472,869$120,000$60,000iApproximate average salary by contribution assumption: employee only about $1,500,000 at 4% or $1,000,000 at 6%; with 50% employer match about $1,000,000 at 4% or $666,667 at 6%; with 100% employer match about $750,000 at 4% or $500,000 at 6%.
Hema Joshi 401(K) Plan-2$168,497$40,645$20,323iApproximate average salary by contribution assumption: employee only about $508,063 at 4% or $338,708 at 6%; with 50% employer match about $338,708 at 4% or $225,806 at 6%; with 100% employer match about $254,031 at 4% or $169,354 at 6%.
201922$379,335$192,693$96,347iApproximate average salary by contribution assumption: employee only about $2,408,663 at 4% or $1,605,775 at 6%; with 50% employer match about $1,605,775 at 4% or $1,070,517 at 6%; with 100% employer match about $1,204,331 at 4% or $802,888 at 6%.
Hema Joshi Cash Balance Plan-2$302,339$153,104$76,552iApproximate average salary by contribution assumption: employee only about $1,913,800 at 4% or $1,275,867 at 6%; with 50% employer match about $1,275,867 at 4% or $850,578 at 6%; with 100% employer match about $956,900 at 4% or $637,933 at 6%.
Hema Joshi 401(K) Plan-2$76,996$39,589$19,795iApproximate average salary by contribution assumption: employee only about $494,863 at 4% or $329,908 at 6%; with 50% employer match about $329,908 at 4% or $219,939 at 6%; with 100% employer match about $247,431 at 4% or $164,954 at 6%.
201822$183,493$183,427$91,714iApproximate average salary by contribution assumption: employee only about $2,292,838 at 4% or $1,528,558 at 6%; with 50% employer match about $1,528,558 at 4% or $1,019,039 at 6%; with 100% employer match about $1,146,419 at 4% or $764,279 at 6%.
Hema Joshi Cash Balance Plan-2$150,393$150,393$75,197iApproximate average salary by contribution assumption: employee only about $1,879,913 at 4% or $1,253,275 at 6%; with 50% employer match about $1,253,275 at 4% or $835,517 at 6%; with 100% employer match about $939,956 at 4% or $626,638 at 6%.
Hema Joshi 401(K) Plan-2$33,100$33,034$16,517iApproximate average salary by contribution assumption: employee only about $412,925 at 4% or $275,283 at 6%; with 50% employer match about $275,283 at 4% or $183,522 at 6%; with 100% employer match about $206,463 at 4% or $137,642 at 6%.