Civic Intelligence

Joseph a. Spencer III

Plan context: JOSEPH A. SPENCER, III 401(K) PLAN

EIN 26-2608162 • Cedar Knolls, NJ • 17 filings • 2 plans

222 Ridgedale AvenueCedar Knolls, NJ 07927
Current Snapshot

Latest Year

2024

2024 Participants

6

2024 Assets

$649,263

2024 Contributions

$250,082

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$4,043,200$2,021,600$0201020172024YearValue
$649,263Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

630201020172024YearValue
6Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202416$649,263$0-
JOSEPH A. SPENCER, III 401(K) PLAN-6$649,263--
202326$582,997$0-
JOSEPH A. SPENCER, III 401(K) PLAN-6$582,997$0-
Joseph a. Spencer III Defined Benefit Plan-0$0--
202226$3,864,379$0-
Joseph a. Spencer III Defined Benefit Plan-6$3,864,379--
JOSEPH A. SPENCER, III 401(K) PLAN-0$0$0-
202113$4,043,200$0-
Joseph a. Spencer III Defined Benefit Plan-3$4,043,200--
202013$3,615,663$250,082$83,361iApproximate average salary by contribution assumption: employee only about $2,084,017 at 4% or $1,389,344 at 6%; with 50% employer match about $1,389,344 at 4% or $926,230 at 6%; with 100% employer match about $1,042,008 at 4% or $694,672 at 6%.
Joseph a. Spencer III Defined Benefit Plan-3$3,615,663$250,082$83,361iApproximate average salary by contribution assumption: employee only about $2,084,017 at 4% or $1,389,344 at 6%; with 50% employer match about $1,389,344 at 4% or $926,230 at 6%; with 100% employer match about $1,042,008 at 4% or $694,672 at 6%.
201913$2,592,461$250,000$83,333iApproximate average salary by contribution assumption: employee only about $2,083,333 at 4% or $1,388,889 at 6%; with 50% employer match about $1,388,889 at 4% or $925,926 at 6%; with 100% employer match about $1,041,667 at 4% or $694,444 at 6%.
Joseph a. Spencer III Defined Benefit Plan-3$2,592,461$250,000$83,333iApproximate average salary by contribution assumption: employee only about $2,083,333 at 4% or $1,388,889 at 6%; with 50% employer match about $1,388,889 at 4% or $925,926 at 6%; with 100% employer match about $1,041,667 at 4% or $694,444 at 6%.
201813$1,772,490$220,000$73,333iApproximate average salary by contribution assumption: employee only about $1,833,333 at 4% or $1,222,222 at 6%; with 50% employer match about $1,222,222 at 4% or $814,815 at 6%; with 100% employer match about $916,667 at 4% or $611,111 at 6%.
Joseph a. Spencer III Defined Benefit Plan-3$1,772,490$220,000$73,333iApproximate average salary by contribution assumption: employee only about $1,833,333 at 4% or $1,222,222 at 6%; with 50% employer match about $1,222,222 at 4% or $814,815 at 6%; with 100% employer match about $916,667 at 4% or $611,111 at 6%.
201713$1,669,721$137,200$45,733iApproximate average salary by contribution assumption: employee only about $1,143,333 at 4% or $762,222 at 6%; with 50% employer match about $762,222 at 4% or $508,148 at 6%; with 100% employer match about $571,667 at 4% or $381,111 at 6%.
Joseph a. Spencer III Defined Benefit Plan-3$1,669,721$137,200$45,733iApproximate average salary by contribution assumption: employee only about $1,143,333 at 4% or $762,222 at 6%; with 50% employer match about $762,222 at 4% or $508,148 at 6%; with 100% employer match about $571,667 at 4% or $381,111 at 6%.
201613$1,270,312$100,000$33,333iApproximate average salary by contribution assumption: employee only about $833,333 at 4% or $555,556 at 6%; with 50% employer match about $555,556 at 4% or $370,370 at 6%; with 100% employer match about $416,667 at 4% or $277,778 at 6%.
Joseph a. Spencer III Defined Benefit Plan-3$1,270,312$100,000$33,333iApproximate average salary by contribution assumption: employee only about $833,333 at 4% or $555,556 at 6%; with 50% employer match about $555,556 at 4% or $370,370 at 6%; with 100% employer match about $416,667 at 4% or $277,778 at 6%.
201513$1,071,886$85,000$28,333iApproximate average salary by contribution assumption: employee only about $708,333 at 4% or $472,222 at 6%; with 50% employer match about $472,222 at 4% or $314,815 at 6%; with 100% employer match about $354,167 at 4% or $236,111 at 6%.
Joseph a. Spencer III Defined Benefit Plan-3$1,071,886$85,000$28,333iApproximate average salary by contribution assumption: employee only about $708,333 at 4% or $472,222 at 6%; with 50% employer match about $472,222 at 4% or $314,815 at 6%; with 100% employer match about $354,167 at 4% or $236,111 at 6%.
201413$1,009,814$150,000$50,000iApproximate average salary by contribution assumption: employee only about $1,250,000 at 4% or $833,333 at 6%; with 50% employer match about $833,333 at 4% or $555,556 at 6%; with 100% employer match about $625,000 at 4% or $416,667 at 6%.
Joseph a. Spencer III Defined Benefit Plan-3$1,009,814$150,000$50,000iApproximate average salary by contribution assumption: employee only about $1,250,000 at 4% or $833,333 at 6%; with 50% employer match about $833,333 at 4% or $555,556 at 6%; with 100% employer match about $625,000 at 4% or $416,667 at 6%.
201313$896,390$136,150$45,383iApproximate average salary by contribution assumption: employee only about $1,134,583 at 4% or $756,389 at 6%; with 50% employer match about $756,389 at 4% or $504,259 at 6%; with 100% employer match about $567,292 at 4% or $378,194 at 6%.
Joseph a. Spencer III Defined Benefit Plan-3$896,390$136,150$45,383iApproximate average salary by contribution assumption: employee only about $1,134,583 at 4% or $756,389 at 6%; with 50% employer match about $756,389 at 4% or $504,259 at 6%; with 100% employer match about $567,292 at 4% or $378,194 at 6%.
201213$528,867$106,603$35,534iApproximate average salary by contribution assumption: employee only about $888,358 at 4% or $592,239 at 6%; with 50% employer match about $592,239 at 4% or $394,826 at 6%; with 100% employer match about $444,179 at 4% or $296,119 at 6%.
Joseph a. Spencer III Defined Benefit Plan-3$528,867$106,603$35,534iApproximate average salary by contribution assumption: employee only about $888,358 at 4% or $592,239 at 6%; with 50% employer match about $592,239 at 4% or $394,826 at 6%; with 100% employer match about $444,179 at 4% or $296,119 at 6%.
201113$370,821$57,308$19,103iApproximate average salary by contribution assumption: employee only about $477,567 at 4% or $318,378 at 6%; with 50% employer match about $318,378 at 4% or $212,252 at 6%; with 100% employer match about $238,783 at 4% or $159,189 at 6%.
Joseph a. Spencer III Defined Benefit Plan-3$370,821$57,308$19,103iApproximate average salary by contribution assumption: employee only about $477,567 at 4% or $318,378 at 6%; with 50% employer match about $318,378 at 4% or $212,252 at 6%; with 100% employer match about $238,783 at 4% or $159,189 at 6%.
201013$322,684$104,696$34,899iApproximate average salary by contribution assumption: employee only about $872,467 at 4% or $581,644 at 6%; with 50% employer match about $581,644 at 4% or $387,763 at 6%; with 100% employer match about $436,233 at 4% or $290,822 at 6%.
Joseph a. Spencer III Defined Benefit Plan-3$322,684$104,696$34,899iApproximate average salary by contribution assumption: employee only about $872,467 at 4% or $581,644 at 6%; with 50% employer match about $581,644 at 4% or $387,763 at 6%; with 100% employer match about $436,233 at 4% or $290,822 at 6%.