Civic Intelligence

Sepac Inc.

Plan context: The 401(K) Plan

EIN 26-1344874 • Elmira, NY • 12 filings • 1 plans

1580 Lake StreetElmira, NY 14901
Current Snapshot

Latest Year

2024

2024 Participants

147

2024 Assets

$10,651,751

2024 Contributions

$1,081,975

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$10,651,751$5,325,876$0201320192024YearValue
$10,651,751Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

147740201320192024YearValue
147Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
20241147$10,651,751$1,081,975$7,360iApproximate average salary by contribution assumption: employee only about $184,009 at 4% or $122,673 at 6%; with 50% employer match about $122,673 at 4% or $81,782 at 6%; with 100% employer match about $92,005 at 4% or $61,336 at 6%.
The 401(K) Plan-147$10,651,751$1,081,975$7,360iApproximate average salary by contribution assumption: employee only about $184,009 at 4% or $122,673 at 6%; with 50% employer match about $122,673 at 4% or $81,782 at 6%; with 100% employer match about $92,005 at 4% or $61,336 at 6%.
20231138$8,725,982$1,083,632$7,852iApproximate average salary by contribution assumption: employee only about $196,310 at 4% or $130,873 at 6%; with 50% employer match about $130,873 at 4% or $87,249 at 6%; with 100% employer match about $98,155 at 4% or $65,437 at 6%.
The 401(K) Plan-138$8,725,982$1,083,632$7,852iApproximate average salary by contribution assumption: employee only about $196,310 at 4% or $130,873 at 6%; with 50% employer match about $130,873 at 4% or $87,249 at 6%; with 100% employer match about $98,155 at 4% or $65,437 at 6%.
20221128$6,688,315$884,392$6,909iApproximate average salary by contribution assumption: employee only about $172,733 at 4% or $115,155 at 6%; with 50% employer match about $115,155 at 4% or $76,770 at 6%; with 100% employer match about $86,366 at 4% or $57,578 at 6%.
The 401(K) Plan-128$6,688,315$884,392$6,909iApproximate average salary by contribution assumption: employee only about $172,733 at 4% or $115,155 at 6%; with 50% employer match about $115,155 at 4% or $76,770 at 6%; with 100% employer match about $86,366 at 4% or $57,578 at 6%.
20211126$7,773,655$808,907$6,420iApproximate average salary by contribution assumption: employee only about $160,497 at 4% or $106,998 at 6%; with 50% employer match about $106,998 at 4% or $71,332 at 6%; with 100% employer match about $80,249 at 4% or $53,499 at 6%.
The 401(K) Plan-126$7,773,655$808,907$6,420iApproximate average salary by contribution assumption: employee only about $160,497 at 4% or $106,998 at 6%; with 50% employer match about $106,998 at 4% or $71,332 at 6%; with 100% employer match about $80,249 at 4% or $53,499 at 6%.
2020182$6,507,962$1,025,489$12,506iApproximate average salary by contribution assumption: employee only about $312,649 at 4% or $208,433 at 6%; with 50% employer match about $208,433 at 4% or $138,955 at 6%; with 100% employer match about $156,325 at 4% or $104,216 at 6%.
The 401(K) Plan-82$6,507,962$1,025,489$12,506iApproximate average salary by contribution assumption: employee only about $312,649 at 4% or $208,433 at 6%; with 50% employer match about $208,433 at 4% or $138,955 at 6%; with 100% employer match about $156,325 at 4% or $104,216 at 6%.
2019176$4,963,440$1,721,377$22,650iApproximate average salary by contribution assumption: employee only about $566,242 at 4% or $377,495 at 6%; with 50% employer match about $377,495 at 4% or $251,663 at 6%; with 100% employer match about $283,121 at 4% or $188,747 at 6%.
The 401(K) Plan-76$4,963,440$1,721,377$22,650iApproximate average salary by contribution assumption: employee only about $566,242 at 4% or $377,495 at 6%; with 50% employer match about $377,495 at 4% or $251,663 at 6%; with 100% employer match about $283,121 at 4% or $188,747 at 6%.
2018162$2,770,457$445,534$7,186iApproximate average salary by contribution assumption: employee only about $179,651 at 4% or $119,767 at 6%; with 50% employer match about $119,767 at 4% or $79,845 at 6%; with 100% employer match about $89,825 at 4% or $59,884 at 6%.
The 401(K) Plan-62$2,770,457$445,534$7,186iApproximate average salary by contribution assumption: employee only about $179,651 at 4% or $119,767 at 6%; with 50% employer match about $119,767 at 4% or $79,845 at 6%; with 100% employer match about $89,825 at 4% or $59,884 at 6%.
2017153$2,701,264$368,188$6,947iApproximate average salary by contribution assumption: employee only about $173,674 at 4% or $115,782 at 6%; with 50% employer match about $115,782 at 4% or $77,188 at 6%; with 100% employer match about $86,837 at 4% or $57,891 at 6%.
The 401(K) Plan-53$2,701,264$368,188$6,947iApproximate average salary by contribution assumption: employee only about $173,674 at 4% or $115,782 at 6%; with 50% employer match about $115,782 at 4% or $77,188 at 6%; with 100% employer match about $86,837 at 4% or $57,891 at 6%.
2016140$2,028,843$252,197$6,305iApproximate average salary by contribution assumption: employee only about $157,623 at 4% or $105,082 at 6%; with 50% employer match about $105,082 at 4% or $70,055 at 6%; with 100% employer match about $78,812 at 4% or $52,541 at 6%.
The 401(K) Plan-40$2,028,843$252,197$6,305iApproximate average salary by contribution assumption: employee only about $157,623 at 4% or $105,082 at 6%; with 50% employer match about $105,082 at 4% or $70,055 at 6%; with 100% employer match about $78,812 at 4% or $52,541 at 6%.
2015139$1,673,447$605,729$15,532iApproximate average salary by contribution assumption: employee only about $388,288 at 4% or $258,859 at 6%; with 50% employer match about $258,859 at 4% or $172,572 at 6%; with 100% employer match about $194,144 at 4% or $129,429 at 6%.
The 401(K) Plan-39$1,673,447$605,729$15,532iApproximate average salary by contribution assumption: employee only about $388,288 at 4% or $258,859 at 6%; with 50% employer match about $258,859 at 4% or $172,572 at 6%; with 100% employer match about $194,144 at 4% or $129,429 at 6%.
2014138$1,380,711$118,001$3,105iApproximate average salary by contribution assumption: employee only about $77,632 at 4% or $51,755 at 6%; with 50% employer match about $51,755 at 4% or $34,503 at 6%; with 100% employer match about $38,816 at 4% or $25,877 at 6%.
The 401(K) Plan-38$1,380,711$118,001$3,105iApproximate average salary by contribution assumption: employee only about $77,632 at 4% or $51,755 at 6%; with 50% employer match about $51,755 at 4% or $34,503 at 6%; with 100% employer match about $38,816 at 4% or $25,877 at 6%.
2013148$1,959,170$191,347$3,986iApproximate average salary by contribution assumption: employee only about $99,660 at 4% or $66,440 at 6%; with 50% employer match about $66,440 at 4% or $44,293 at 6%; with 100% employer match about $49,830 at 4% or $33,220 at 6%.
The 401(K) Plan-48$1,959,170$191,347$3,986iApproximate average salary by contribution assumption: employee only about $99,660 at 4% or $66,440 at 6%; with 50% employer match about $66,440 at 4% or $44,293 at 6%; with 100% employer match about $49,830 at 4% or $33,220 at 6%.