Civic Intelligence

Havens and Company Inc.

Plan context: Havens & Company Inc. Defined Benefit Plan

EIN 26-0538726 • Manchester, MA • 28 filings • 2 plans

PO Box 1505Manchester, MA 01944
Current Snapshot

Latest Year

2025

2025 Participants

6

2025 Assets

$4,577,449

2025 Contributions

$145,000

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$6,032,942$3,016,471$0200920172024YearValue
$4,577,449Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

630200920172024YearValue
6Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202510$0$145,000-
Havens & Company Inc. Defined Benefit Plan-0$0$145,000-
202426$4,577,449$332,892$55,482iApproximate average salary by contribution assumption: employee only about $1,387,050 at 4% or $924,700 at 6%; with 50% employer match about $924,700 at 4% or $616,467 at 6%; with 100% employer match about $693,525 at 4% or $462,350 at 6%.
Havens & Company Inc. 401(K) Plan-5$4,173,983$210,892$42,178iApproximate average salary by contribution assumption: employee only about $1,054,460 at 4% or $702,973 at 6%; with 50% employer match about $702,973 at 4% or $468,649 at 6%; with 100% employer match about $527,230 at 4% or $351,487 at 6%.
Havens & Company Inc. Defined Benefit Plan-6$403,466$122,000$20,333iApproximate average salary by contribution assumption: employee only about $508,333 at 4% or $338,889 at 6%; with 50% employer match about $338,889 at 4% or $225,926 at 6%; with 100% employer match about $254,167 at 4% or $169,444 at 6%.
202326$3,998,136$350,710$58,452iApproximate average salary by contribution assumption: employee only about $1,461,292 at 4% or $974,194 at 6%; with 50% employer match about $974,194 at 4% or $649,463 at 6%; with 100% employer match about $730,646 at 4% or $487,097 at 6%.
Havens & Company Inc. 401(K) Plan-6$3,397,144$250,710$41,785iApproximate average salary by contribution assumption: employee only about $1,044,625 at 4% or $696,417 at 6%; with 50% employer match about $696,417 at 4% or $464,278 at 6%; with 100% employer match about $522,313 at 4% or $348,208 at 6%.
Havens & Company Inc. Defined Benefit Plan-6$600,992$100,000$16,667iApproximate average salary by contribution assumption: employee only about $416,667 at 4% or $277,778 at 6%; with 50% employer match about $277,778 at 4% or $185,185 at 6%; with 100% employer match about $208,333 at 4% or $138,889 at 6%.
202226$3,349,887$431,475$71,913iApproximate average salary by contribution assumption: employee only about $1,797,813 at 4% or $1,198,542 at 6%; with 50% employer match about $1,198,542 at 4% or $799,028 at 6%; with 100% employer match about $898,906 at 4% or $599,271 at 6%.
Havens & Company Inc. 401(K) Plan-6$2,618,231$231,475$38,579iApproximate average salary by contribution assumption: employee only about $964,479 at 4% or $642,986 at 6%; with 50% employer match about $642,986 at 4% or $428,657 at 6%; with 100% employer match about $482,240 at 4% or $321,493 at 6%.
Havens & Company Inc. Defined Benefit Plan-6$731,656$200,000$33,333iApproximate average salary by contribution assumption: employee only about $833,333 at 4% or $555,556 at 6%; with 50% employer match about $555,556 at 4% or $370,370 at 6%; with 100% employer match about $416,667 at 4% or $277,778 at 6%.
202126$4,415,443$437,000$72,833iApproximate average salary by contribution assumption: employee only about $1,820,833 at 4% or $1,213,889 at 6%; with 50% employer match about $1,213,889 at 4% or $809,259 at 6%; with 100% employer match about $910,417 at 4% or $606,944 at 6%.
Havens & Company Inc. 401(K) Plan-6$3,357,798$244,500$40,750iApproximate average salary by contribution assumption: employee only about $1,018,750 at 4% or $679,167 at 6%; with 50% employer match about $679,167 at 4% or $452,778 at 6%; with 100% employer match about $509,375 at 4% or $339,583 at 6%.
Havens & Company Inc. Defined Benefit Plan-6$1,057,645$192,500$32,083iApproximate average salary by contribution assumption: employee only about $802,083 at 4% or $534,722 at 6%; with 50% employer match about $534,722 at 4% or $356,481 at 6%; with 100% employer match about $401,042 at 4% or $267,361 at 6%.
202026$6,032,942$303,145$50,524iApproximate average salary by contribution assumption: employee only about $1,263,104 at 4% or $842,069 at 6%; with 50% employer match about $842,069 at 4% or $561,380 at 6%; with 100% employer match about $631,552 at 4% or $421,035 at 6%.
Havens & Company Inc. Defined Benefit Plan-6$3,382,671$192,500$32,083iApproximate average salary by contribution assumption: employee only about $802,083 at 4% or $534,722 at 6%; with 50% employer match about $534,722 at 4% or $356,481 at 6%; with 100% employer match about $401,042 at 4% or $267,361 at 6%.
Havens & Company Inc. 401(K) Plan-6$2,650,271$110,645$18,441iApproximate average salary by contribution assumption: employee only about $461,021 at 4% or $307,347 at 6%; with 50% employer match about $307,347 at 4% or $204,898 at 6%; with 100% employer match about $230,510 at 4% or $153,674 at 6%.
201926$4,422,975$402,000$67,000iApproximate average salary by contribution assumption: employee only about $1,675,000 at 4% or $1,116,667 at 6%; with 50% employer match about $1,116,667 at 4% or $744,444 at 6%; with 100% employer match about $837,500 at 4% or $558,333 at 6%.
Havens & Company Inc. Defined Benefit Plan-6$2,453,570$192,500$32,083iApproximate average salary by contribution assumption: employee only about $802,083 at 4% or $534,722 at 6%; with 50% employer match about $534,722 at 4% or $356,481 at 6%; with 100% employer match about $401,042 at 4% or $267,361 at 6%.
Havens & Company Inc. 401(K) Plan-6$1,969,405$209,500$34,917iApproximate average salary by contribution assumption: employee only about $872,917 at 4% or $581,944 at 6%; with 50% employer match about $581,944 at 4% or $387,963 at 6%; with 100% employer match about $436,458 at 4% or $290,972 at 6%.
201825$3,202,182$557,618$111,524iApproximate average salary by contribution assumption: employee only about $2,788,090 at 4% or $1,858,727 at 6%; with 50% employer match about $1,858,727 at 4% or $1,239,151 at 6%; with 100% employer match about $1,394,045 at 4% or $929,363 at 6%.
Havens & Company Inc. Defined Benefit Plan-5$1,868,874$412,385$82,477iApproximate average salary by contribution assumption: employee only about $2,061,925 at 4% or $1,374,617 at 6%; with 50% employer match about $1,374,617 at 4% or $916,411 at 6%; with 100% employer match about $1,030,963 at 4% or $687,308 at 6%.
Havens & Company Inc. 401(K) Plan-5$1,333,308$145,233$29,047iApproximate average salary by contribution assumption: employee only about $726,165 at 4% or $484,110 at 6%; with 50% employer match about $484,110 at 4% or $322,740 at 6%; with 100% employer match about $363,083 at 4% or $242,055 at 6%.
201726$2,800,602$543,500$90,583iApproximate average salary by contribution assumption: employee only about $2,264,583 at 4% or $1,509,722 at 6%; with 50% employer match about $1,509,722 at 4% or $1,006,481 at 6%; with 100% employer match about $1,132,292 at 4% or $754,861 at 6%.
Havens & Company Inc. Defined Benefit Plan-5$1,533,639$423,000$84,600iApproximate average salary by contribution assumption: employee only about $2,115,000 at 4% or $1,410,000 at 6%; with 50% employer match about $1,410,000 at 4% or $940,000 at 6%; with 100% employer match about $1,057,500 at 4% or $705,000 at 6%.
Havens & Company Inc. 401(K) Plan-6$1,266,963$120,500$20,083iApproximate average salary by contribution assumption: employee only about $502,083 at 4% or $334,722 at 6%; with 50% employer match about $334,722 at 4% or $223,148 at 6%; with 100% employer match about $251,042 at 4% or $167,361 at 6%.
201625$1,953,810$709,824$141,965iApproximate average salary by contribution assumption: employee only about $3,549,120 at 4% or $2,366,080 at 6%; with 50% employer match about $2,366,080 at 4% or $1,577,387 at 6%; with 100% employer match about $1,774,560 at 4% or $1,183,040 at 6%.
Havens & Company Inc. Defined Benefit Plan-5$1,010,122$579,224$115,845iApproximate average salary by contribution assumption: employee only about $2,896,120 at 4% or $1,930,747 at 6%; with 50% employer match about $1,930,747 at 4% or $1,287,164 at 6%; with 100% employer match about $1,448,060 at 4% or $965,373 at 6%.
Havens & Company Inc. 401(K) Plan-5$943,688$130,600$26,120iApproximate average salary by contribution assumption: employee only about $653,000 at 4% or $435,333 at 6%; with 50% employer match about $435,333 at 4% or $290,222 at 6%; with 100% employer match about $326,500 at 4% or $217,667 at 6%.
201525$1,151,697$338,000$67,600iApproximate average salary by contribution assumption: employee only about $1,690,000 at 4% or $1,126,667 at 6%; with 50% employer match about $1,126,667 at 4% or $751,111 at 6%; with 100% employer match about $845,000 at 4% or $563,333 at 6%.
Havens & Company Inc. 401(K) Plan-5$755,624$134,500$26,900iApproximate average salary by contribution assumption: employee only about $672,500 at 4% or $448,333 at 6%; with 50% employer match about $448,333 at 4% or $298,889 at 6%; with 100% employer match about $336,250 at 4% or $224,167 at 6%.
Havens & Company Inc. Defined Benefit Plan-5$396,073$203,500$40,700iApproximate average salary by contribution assumption: employee only about $1,017,500 at 4% or $678,333 at 6%; with 50% employer match about $678,333 at 4% or $452,222 at 6%; with 100% employer match about $508,750 at 4% or $339,167 at 6%.
201425$812,835$360,560$72,112iApproximate average salary by contribution assumption: employee only about $1,802,800 at 4% or $1,201,867 at 6%; with 50% employer match about $1,201,867 at 4% or $801,244 at 6%; with 100% employer match about $901,400 at 4% or $600,933 at 6%.
Havens & Company Inc. 401(K) Plan-5$609,335$157,060$31,412iApproximate average salary by contribution assumption: employee only about $785,300 at 4% or $523,533 at 6%; with 50% employer match about $523,533 at 4% or $349,022 at 6%; with 100% employer match about $392,650 at 4% or $261,767 at 6%.
Havens & Company Inc. Defined Benefit Plan-5$203,500$203,500$40,700iApproximate average salary by contribution assumption: employee only about $1,017,500 at 4% or $678,333 at 6%; with 50% employer match about $678,333 at 4% or $452,222 at 6%; with 100% employer match about $508,750 at 4% or $339,167 at 6%.
201315$411,676$112,580$22,516iApproximate average salary by contribution assumption: employee only about $562,900 at 4% or $375,267 at 6%; with 50% employer match about $375,267 at 4% or $250,178 at 6%; with 100% employer match about $281,450 at 4% or $187,633 at 6%.
Havens & Company Inc. 401(K) Plan-5$411,676$112,580$22,516iApproximate average salary by contribution assumption: employee only about $562,900 at 4% or $375,267 at 6%; with 50% employer match about $375,267 at 4% or $250,178 at 6%; with 100% employer match about $281,450 at 4% or $187,633 at 6%.
201214$231,461$51,603$12,901iApproximate average salary by contribution assumption: employee only about $322,519 at 4% or $215,013 at 6%; with 50% employer match about $215,013 at 4% or $143,342 at 6%; with 100% employer match about $161,259 at 4% or $107,506 at 6%.
Havens & Company Inc. 401(K) Plan-4$231,461$51,603$12,901iApproximate average salary by contribution assumption: employee only about $322,519 at 4% or $215,013 at 6%; with 50% employer match about $215,013 at 4% or $143,342 at 6%; with 100% employer match about $161,259 at 4% or $107,506 at 6%.
201115$173,002$40,438$8,088iApproximate average salary by contribution assumption: employee only about $202,190 at 4% or $134,793 at 6%; with 50% employer match about $134,793 at 4% or $89,862 at 6%; with 100% employer match about $101,095 at 4% or $67,397 at 6%.
Havens & Company Inc. 401(K) Plan-5$173,002$40,438$8,088iApproximate average salary by contribution assumption: employee only about $202,190 at 4% or $134,793 at 6%; with 50% employer match about $134,793 at 4% or $89,862 at 6%; with 100% employer match about $101,095 at 4% or $67,397 at 6%.
201014$134,659$34,590$8,648iApproximate average salary by contribution assumption: employee only about $216,188 at 4% or $144,125 at 6%; with 50% employer match about $144,125 at 4% or $96,083 at 6%; with 100% employer match about $108,094 at 4% or $72,063 at 6%.
Havens & Company Inc. 401(K) Plan-4$134,659$34,590$8,648iApproximate average salary by contribution assumption: employee only about $216,188 at 4% or $144,125 at 6%; with 50% employer match about $144,125 at 4% or $96,083 at 6%; with 100% employer match about $108,094 at 4% or $72,063 at 6%.
200913$83,429$16,703$5,568iApproximate average salary by contribution assumption: employee only about $139,192 at 4% or $92,794 at 6%; with 50% employer match about $92,794 at 4% or $61,863 at 6%; with 100% employer match about $69,596 at 4% or $46,397 at 6%.
Havens & Company Inc. 401(K) Plan-3$83,429$16,703$5,568iApproximate average salary by contribution assumption: employee only about $139,192 at 4% or $92,794 at 6%; with 50% employer match about $92,794 at 4% or $61,863 at 6%; with 100% employer match about $69,596 at 4% or $46,397 at 6%.