Civic Intelligence

Rayan, P.A.

Plan context: Rayan, P.A. Cash Balance Retirement Pension Plan

EIN 26-0053189 • Laredo, TX • 35 filings • 3 plans

1710 E Saunders St Ste B200Laredo, TX 78041
Current Snapshot

Latest Year

2024

2024 Participants

19

2024 Assets

$8,171,233

2024 Contributions

$322,535

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$8,171,233$4,085,617$0200320142024YearValue
$8,171,233Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

40200200320142024YearValue
19Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2024219$8,171,233$322,535$16,976iApproximate average salary by contribution assumption: employee only about $424,388 at 4% or $282,925 at 6%; with 50% employer match about $282,925 at 4% or $188,617 at 6%; with 100% employer match about $212,194 at 4% or $141,463 at 6%.
Rayan, P.A. Cash Balance Retirement Pension Plan-14$4,112,184$245,000$17,500iApproximate average salary by contribution assumption: employee only about $437,500 at 4% or $291,667 at 6%; with 50% employer match about $291,667 at 4% or $194,444 at 6%; with 100% employer match about $218,750 at 4% or $145,833 at 6%.
Rayan, P.A. Employees Savings Trust-19$4,059,049$77,535$4,081iApproximate average salary by contribution assumption: employee only about $102,020 at 4% or $68,013 at 6%; with 50% employer match about $68,013 at 4% or $45,342 at 6%; with 100% employer match about $51,010 at 4% or $34,007 at 6%.
2023220$7,014,017$345,867$17,293iApproximate average salary by contribution assumption: employee only about $432,334 at 4% or $288,223 at 6%; with 50% employer match about $288,223 at 4% or $192,148 at 6%; with 100% employer match about $216,167 at 4% or $144,111 at 6%.
Rayan, P.A. Cash Balance Retirement Pension Plan-12$3,556,134$270,000$22,500iApproximate average salary by contribution assumption: employee only about $562,500 at 4% or $375,000 at 6%; with 50% employer match about $375,000 at 4% or $250,000 at 6%; with 100% employer match about $281,250 at 4% or $187,500 at 6%.
Rayan, P.A. Employees Savings Trust-20$3,457,883$75,867$3,793iApproximate average salary by contribution assumption: employee only about $94,834 at 4% or $63,223 at 6%; with 50% employer match about $63,223 at 4% or $42,148 at 6%; with 100% employer match about $47,417 at 4% or $31,611 at 6%.
2022221$5,915,504$271,853$12,945iApproximate average salary by contribution assumption: employee only about $323,635 at 4% or $215,756 at 6%; with 50% employer match about $215,756 at 4% or $143,838 at 6%; with 100% employer match about $161,817 at 4% or $107,878 at 6%.
Rayan, P.A. Cash Balance Retirement Pension Plan-12$3,012,922$250,000$20,833iApproximate average salary by contribution assumption: employee only about $520,833 at 4% or $347,222 at 6%; with 50% employer match about $347,222 at 4% or $231,481 at 6%; with 100% employer match about $260,417 at 4% or $173,611 at 6%.
Rayan, P.A. Employees Savings Trust-21$2,902,582$21,853$1,041iApproximate average salary by contribution assumption: employee only about $26,015 at 4% or $17,344 at 6%; with 50% employer match about $17,344 at 4% or $11,562 at 6%; with 100% employer match about $13,008 at 4% or $8,672 at 6%.
2021222$6,535,007$522,733$23,761iApproximate average salary by contribution assumption: employee only about $594,015 at 4% or $396,010 at 6%; with 50% employer match about $396,010 at 4% or $264,007 at 6%; with 100% employer match about $297,007 at 4% or $198,005 at 6%.
Rayan, P.A. Employees Savings Trust-22$3,566,783$122,733$5,579iApproximate average salary by contribution assumption: employee only about $139,469 at 4% or $92,980 at 6%; with 50% employer match about $92,980 at 4% or $61,986 at 6%; with 100% employer match about $69,735 at 4% or $46,490 at 6%.
Rayan, P.A. Cash Balance Retirement Pension Plan-13$2,968,224$400,000$30,769iApproximate average salary by contribution assumption: employee only about $769,231 at 4% or $512,821 at 6%; with 50% employer match about $512,821 at 4% or $341,880 at 6%; with 100% employer match about $384,615 at 4% or $256,410 at 6%.
2020236$5,422,073$202,543$5,626iApproximate average salary by contribution assumption: employee only about $140,655 at 4% or $93,770 at 6%; with 50% employer match about $93,770 at 4% or $62,513 at 6%; with 100% employer match about $70,327 at 4% or $46,885 at 6%.
Rayan, P.A. Employees Savings Trust-36$3,053,629$52,543$1,460iApproximate average salary by contribution assumption: employee only about $36,488 at 4% or $24,325 at 6%; with 50% employer match about $24,325 at 4% or $16,217 at 6%; with 100% employer match about $18,244 at 4% or $12,163 at 6%.
Rayan, P.A. Cash Balance Retirement Pension Plan-13$2,368,444$150,000$11,538iApproximate average salary by contribution assumption: employee only about $288,462 at 4% or $192,308 at 6%; with 50% employer match about $192,308 at 4% or $128,205 at 6%; with 100% employer match about $144,231 at 4% or $96,154 at 6%.
2019235$4,602,831$376,264$10,750iApproximate average salary by contribution assumption: employee only about $268,760 at 4% or $179,173 at 6%; with 50% employer match about $179,173 at 4% or $119,449 at 6%; with 100% employer match about $134,380 at 4% or $89,587 at 6%.
Rayan, P.A. Employees Savings Trust-35$2,579,216$176,264$5,036iApproximate average salary by contribution assumption: employee only about $125,903 at 4% or $83,935 at 6%; with 50% employer match about $83,935 at 4% or $55,957 at 6%; with 100% employer match about $62,951 at 4% or $41,968 at 6%.
Rayan, P.A. Cash Balance Retirement Pension Plan-15$2,023,615$200,000$13,333iApproximate average salary by contribution assumption: employee only about $333,333 at 4% or $222,222 at 6%; with 50% employer match about $222,222 at 4% or $148,148 at 6%; with 100% employer match about $166,667 at 4% or $111,111 at 6%.
2018212$3,676,573$381,630$31,803iApproximate average salary by contribution assumption: employee only about $795,063 at 4% or $530,042 at 6%; with 50% employer match about $530,042 at 4% or $353,361 at 6%; with 100% employer match about $397,531 at 4% or $265,021 at 6%.
Rayan, P.A. Employees Savings Trust-11$1,998,676$31,630$2,875iApproximate average salary by contribution assumption: employee only about $71,886 at 4% or $47,924 at 6%; with 50% employer match about $47,924 at 4% or $31,949 at 6%; with 100% employer match about $35,943 at 4% or $23,962 at 6%.
Rayan, P.A. Cash Balance Retirement Pension Plan-12$1,677,897$350,000$29,167iApproximate average salary by contribution assumption: employee only about $729,167 at 4% or $486,111 at 6%; with 50% employer match about $486,111 at 4% or $324,074 at 6%; with 100% employer match about $364,583 at 4% or $243,056 at 6%.
2017240$3,451,606$441,593$11,040iApproximate average salary by contribution assumption: employee only about $275,996 at 4% or $183,997 at 6%; with 50% employer match about $183,997 at 4% or $122,665 at 6%; with 100% employer match about $137,998 at 4% or $91,999 at 6%.
Rayan, P.A. Employees Savings Trust-40$2,098,506$91,593$2,290iApproximate average salary by contribution assumption: employee only about $57,246 at 4% or $38,164 at 6%; with 50% employer match about $38,164 at 4% or $25,443 at 6%; with 100% employer match about $28,623 at 4% or $19,082 at 6%.
Rayan, P.A. Cash Balance Retirement Pension Plan-11$1,353,100$350,000$31,818iApproximate average salary by contribution assumption: employee only about $795,455 at 4% or $530,303 at 6%; with 50% employer match about $530,303 at 4% or $353,535 at 6%; with 100% employer match about $397,727 at 4% or $265,152 at 6%.
2016235$2,684,457$230,449$6,584iApproximate average salary by contribution assumption: employee only about $164,606 at 4% or $109,738 at 6%; with 50% employer match about $109,738 at 4% or $73,158 at 6%; with 100% employer match about $82,303 at 4% or $54,869 at 6%.
Rayan, P.A. Employees Savings Trust-35$1,753,225$80,449$2,299iApproximate average salary by contribution assumption: employee only about $57,464 at 4% or $38,309 at 6%; with 50% employer match about $38,309 at 4% or $25,539 at 6%; with 100% employer match about $28,732 at 4% or $19,155 at 6%.
Rayan, P.A. Cash Balance Retirement Pension Plan-13$931,232$150,000$11,538iApproximate average salary by contribution assumption: employee only about $288,462 at 4% or $192,308 at 6%; with 50% employer match about $192,308 at 4% or $128,205 at 6%; with 100% employer match about $144,231 at 4% or $96,154 at 6%.
2015235$2,299,884$273,858$7,825iApproximate average salary by contribution assumption: employee only about $195,613 at 4% or $130,409 at 6%; with 50% employer match about $130,409 at 4% or $86,939 at 6%; with 100% employer match about $97,806 at 4% or $65,204 at 6%.
Rayan, P.A. Employees Savings Trust-35$1,552,075$79,383$2,268iApproximate average salary by contribution assumption: employee only about $56,702 at 4% or $37,801 at 6%; with 50% employer match about $37,801 at 4% or $25,201 at 6%; with 100% employer match about $28,351 at 4% or $18,901 at 6%.
Rayan, P.A. Cash Balance Retirement Pension Plan-8$747,809$194,475$24,309iApproximate average salary by contribution assumption: employee only about $607,734 at 4% or $405,156 at 6%; with 50% employer match about $405,156 at 4% or $270,104 at 6%; with 100% employer match about $303,867 at 4% or $202,578 at 6%.
2014236$2,054,810$260,233$7,229iApproximate average salary by contribution assumption: employee only about $180,717 at 4% or $120,478 at 6%; with 50% employer match about $120,478 at 4% or $80,319 at 6%; with 100% employer match about $90,359 at 4% or $60,239 at 6%.
Rayan, P.A. Employees Savings Trust-36$1,481,095$67,300$1,869iApproximate average salary by contribution assumption: employee only about $46,736 at 4% or $31,157 at 6%; with 50% employer match about $31,157 at 4% or $20,772 at 6%; with 100% employer match about $23,368 at 4% or $15,579 at 6%.
Rayan, P.A. Cash Balance Retirement Pension Plan-12$573,715$192,933$16,078iApproximate average salary by contribution assumption: employee only about $401,944 at 4% or $267,963 at 6%; with 50% employer match about $267,963 at 4% or $178,642 at 6%; with 100% employer match about $200,972 at 4% or $133,981 at 6%.
2013235$1,716,388$261,348$7,467iApproximate average salary by contribution assumption: employee only about $186,677 at 4% or $124,451 at 6%; with 50% employer match about $124,451 at 4% or $82,968 at 6%; with 100% employer match about $93,339 at 4% or $62,226 at 6%.
Rayan, P.A. Employees Savings Trust-35$1,339,244$69,275$1,979iApproximate average salary by contribution assumption: employee only about $49,482 at 4% or $32,988 at 6%; with 50% employer match about $32,988 at 4% or $21,992 at 6%; with 100% employer match about $24,741 at 4% or $16,494 at 6%.
Rayan, P.A. Cash Balance Retirement Pension Plan-11$377,144$192,073$17,461iApproximate average salary by contribution assumption: employee only about $436,530 at 4% or $291,020 at 6%; with 50% employer match about $291,020 at 4% or $194,013 at 6%; with 100% employer match about $218,265 at 4% or $145,510 at 6%.
2012233$1,244,797$241,611$7,322iApproximate average salary by contribution assumption: employee only about $183,039 at 4% or $122,026 at 6%; with 50% employer match about $122,026 at 4% or $81,351 at 6%; with 100% employer match about $91,519 at 4% or $61,013 at 6%.
Rayan, P.A. Employees Savings Trust-33$1,072,478$69,292$2,100iApproximate average salary by contribution assumption: employee only about $52,494 at 4% or $34,996 at 6%; with 50% employer match about $34,996 at 4% or $23,331 at 6%; with 100% employer match about $26,247 at 4% or $17,498 at 6%.
Rayan, P.A. Cash Balance Retirement Pension Plan-7$172,319$172,319$24,617iApproximate average salary by contribution assumption: employee only about $615,425 at 4% or $410,283 at 6%; with 50% employer match about $410,283 at 4% or $273,522 at 6%; with 100% employer match about $307,713 at 4% or $205,142 at 6%.
2011131$899,317$114,861$3,705iApproximate average salary by contribution assumption: employee only about $92,630 at 4% or $61,753 at 6%; with 50% employer match about $61,753 at 4% or $41,169 at 6%; with 100% employer match about $46,315 at 4% or $30,877 at 6%.
Rayan, P.A. Employees Savings Trust-31$899,317$114,861$3,705iApproximate average salary by contribution assumption: employee only about $92,630 at 4% or $61,753 at 6%; with 50% employer match about $61,753 at 4% or $41,169 at 6%; with 100% employer match about $46,315 at 4% or $30,877 at 6%.
2010127$790,521$113,741$4,213iApproximate average salary by contribution assumption: employee only about $105,316 at 4% or $70,210 at 6%; with 50% employer match about $70,210 at 4% or $46,807 at 6%; with 100% employer match about $52,658 at 4% or $35,105 at 6%.
Rayan, P.A. Employees Savings Trust-27$790,521$113,741$4,213iApproximate average salary by contribution assumption: employee only about $105,316 at 4% or $70,210 at 6%; with 50% employer match about $70,210 at 4% or $46,807 at 6%; with 100% employer match about $52,658 at 4% or $35,105 at 6%.
2009125$609,279$129,366$5,175iApproximate average salary by contribution assumption: employee only about $129,366 at 4% or $86,244 at 6%; with 50% employer match about $86,244 at 4% or $57,496 at 6%; with 100% employer match about $64,683 at 4% or $43,122 at 6%.
Rayan, P.A. Employees Savings Trust-25$609,279$129,366$5,175iApproximate average salary by contribution assumption: employee only about $129,366 at 4% or $86,244 at 6%; with 50% employer match about $86,244 at 4% or $57,496 at 6%; with 100% employer match about $64,683 at 4% or $43,122 at 6%.
2008111$386,460$106,677$9,698iApproximate average salary by contribution assumption: employee only about $242,448 at 4% or $161,632 at 6%; with 50% employer match about $161,632 at 4% or $107,755 at 6%; with 100% employer match about $121,224 at 4% or $80,816 at 6%.
Rayan, P.A. Employees Savings Trust-11$386,460$106,677$9,698iApproximate average salary by contribution assumption: employee only about $242,448 at 4% or $161,632 at 6%; with 50% employer match about $161,632 at 4% or $107,755 at 6%; with 100% employer match about $121,224 at 4% or $80,816 at 6%.
200714$388,720$96,984$24,246iApproximate average salary by contribution assumption: employee only about $606,150 at 4% or $404,100 at 6%; with 50% employer match about $404,100 at 4% or $269,400 at 6%; with 100% employer match about $303,075 at 4% or $202,050 at 6%.
Rayan, P.A. Employees Savings Trust-4$388,720$96,984$24,246iApproximate average salary by contribution assumption: employee only about $606,150 at 4% or $404,100 at 6%; with 50% employer match about $404,100 at 4% or $269,400 at 6%; with 100% employer match about $303,075 at 4% or $202,050 at 6%.
200613$280,534$60,899$20,300iApproximate average salary by contribution assumption: employee only about $507,492 at 4% or $338,328 at 6%; with 50% employer match about $338,328 at 4% or $225,552 at 6%; with 100% employer match about $253,746 at 4% or $169,164 at 6%.
Rayan, P.A. Employees Savings Trust-3$280,534$60,899$20,300iApproximate average salary by contribution assumption: employee only about $507,492 at 4% or $338,328 at 6%; with 50% employer match about $338,328 at 4% or $225,552 at 6%; with 100% employer match about $253,746 at 4% or $169,164 at 6%.
200517$199,017$91,739$13,106iApproximate average salary by contribution assumption: employee only about $327,639 at 4% or $218,426 at 6%; with 50% employer match about $218,426 at 4% or $145,617 at 6%; with 100% employer match about $163,820 at 4% or $109,213 at 6%.
Rayan, P.A. Employees Savings Trust-7$199,017$91,739$13,106iApproximate average salary by contribution assumption: employee only about $327,639 at 4% or $218,426 at 6%; with 50% employer match about $218,426 at 4% or $145,617 at 6%; with 100% employer match about $163,820 at 4% or $109,213 at 6%.
200415$103,099$84,637$16,927iApproximate average salary by contribution assumption: employee only about $423,185 at 4% or $282,123 at 6%; with 50% employer match about $282,123 at 4% or $188,082 at 6%; with 100% employer match about $211,593 at 4% or $141,062 at 6%.
Rayan, P.A. Employees Savings Trust-5$103,099$84,637$16,927iApproximate average salary by contribution assumption: employee only about $423,185 at 4% or $282,123 at 6%; with 50% employer match about $282,123 at 4% or $188,082 at 6%; with 100% employer match about $211,593 at 4% or $141,062 at 6%.
200319$20,000$20,000$2,222iApproximate average salary by contribution assumption: employee only about $55,556 at 4% or $37,037 at 6%; with 50% employer match about $37,037 at 4% or $24,691 at 6%; with 100% employer match about $27,778 at 4% or $18,519 at 6%.
Rayan, P.A. Employees Savings Trust-9$20,000$20,000$2,222iApproximate average salary by contribution assumption: employee only about $55,556 at 4% or $37,037 at 6%; with 50% employer match about $37,037 at 4% or $24,691 at 6%; with 100% employer match about $27,778 at 4% or $18,519 at 6%.