Civic Intelligence

Carl L. Cramer Insurance LLC

Plan context: Cramer Insurance Retirement Plan

EIN 25-1850640 • Shippensburg, PA • 19 filings • 1 plans

833 W King StreetShippensburg, PA 17257
Current Snapshot

Latest Year

2025

2025 Participants

4

2025 Assets

$2,792,887

2025 Contributions

$101,834

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$2,792,887$1,396,444$0200720162025YearValue
$2,792,887Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

630200720162025YearValue
4Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202514$2,792,887$101,834$25,459iApproximate average salary by contribution assumption: employee only about $636,463 at 4% or $424,308 at 6%; with 50% employer match about $424,308 at 4% or $282,872 at 6%; with 100% employer match about $318,231 at 4% or $212,154 at 6%.
Cramer Insurance Retirement Plan-4$2,792,887$101,834$25,459iApproximate average salary by contribution assumption: employee only about $636,463 at 4% or $424,308 at 6%; with 50% employer match about $424,308 at 4% or $282,872 at 6%; with 100% employer match about $318,231 at 4% or $212,154 at 6%.
202414$2,292,415$102,880$25,720iApproximate average salary by contribution assumption: employee only about $643,000 at 4% or $428,667 at 6%; with 50% employer match about $428,667 at 4% or $285,778 at 6%; with 100% employer match about $321,500 at 4% or $214,333 at 6%.
Cramer Insurance Retirement Plan-4$2,292,415$102,880$25,720iApproximate average salary by contribution assumption: employee only about $643,000 at 4% or $428,667 at 6%; with 50% employer match about $428,667 at 4% or $285,778 at 6%; with 100% employer match about $321,500 at 4% or $214,333 at 6%.
202314$1,905,847$95,389$23,847iApproximate average salary by contribution assumption: employee only about $596,181 at 4% or $397,454 at 6%; with 50% employer match about $397,454 at 4% or $264,969 at 6%; with 100% employer match about $298,091 at 4% or $198,727 at 6%.
Cramer Insurance Retirement Plan-4$1,905,847$95,389$23,847iApproximate average salary by contribution assumption: employee only about $596,181 at 4% or $397,454 at 6%; with 50% employer match about $397,454 at 4% or $264,969 at 6%; with 100% employer match about $298,091 at 4% or $198,727 at 6%.
202215$1,459,214$87,334$17,467iApproximate average salary by contribution assumption: employee only about $436,670 at 4% or $291,113 at 6%; with 50% employer match about $291,113 at 4% or $194,076 at 6%; with 100% employer match about $218,335 at 4% or $145,557 at 6%.
Cramer Insurance Retirement Plan-5$1,459,214$87,334$17,467iApproximate average salary by contribution assumption: employee only about $436,670 at 4% or $291,113 at 6%; with 50% employer match about $291,113 at 4% or $194,076 at 6%; with 100% employer match about $218,335 at 4% or $145,557 at 6%.
202114$1,711,303$75,181$18,795iApproximate average salary by contribution assumption: employee only about $469,881 at 4% or $313,254 at 6%; with 50% employer match about $313,254 at 4% or $208,836 at 6%; with 100% employer match about $234,941 at 4% or $156,627 at 6%.
Cramer Insurance Retirement Plan-4$1,711,303$75,181$18,795iApproximate average salary by contribution assumption: employee only about $469,881 at 4% or $313,254 at 6%; with 50% employer match about $313,254 at 4% or $208,836 at 6%; with 100% employer match about $234,941 at 4% or $156,627 at 6%.
202014$1,514,046$67,959$16,990iApproximate average salary by contribution assumption: employee only about $424,744 at 4% or $283,163 at 6%; with 50% employer match about $283,163 at 4% or $188,775 at 6%; with 100% employer match about $212,372 at 4% or $141,581 at 6%.
Cramer Insurance Retirement Plan-4$1,514,046$67,959$16,990iApproximate average salary by contribution assumption: employee only about $424,744 at 4% or $283,163 at 6%; with 50% employer match about $283,163 at 4% or $188,775 at 6%; with 100% employer match about $212,372 at 4% or $141,581 at 6%.
201914$1,747,804$111,227$27,807iApproximate average salary by contribution assumption: employee only about $695,169 at 4% or $463,446 at 6%; with 50% employer match about $463,446 at 4% or $308,964 at 6%; with 100% employer match about $347,584 at 4% or $231,723 at 6%.
Cramer Insurance Retirement Plan-4$1,747,804$111,227$27,807iApproximate average salary by contribution assumption: employee only about $695,169 at 4% or $463,446 at 6%; with 50% employer match about $463,446 at 4% or $308,964 at 6%; with 100% employer match about $347,584 at 4% or $231,723 at 6%.
201814$1,367,065$106,520$26,630iApproximate average salary by contribution assumption: employee only about $665,750 at 4% or $443,833 at 6%; with 50% employer match about $443,833 at 4% or $295,889 at 6%; with 100% employer match about $332,875 at 4% or $221,917 at 6%.
Cramer Insurance Retirement Plan-4$1,367,065$106,520$26,630iApproximate average salary by contribution assumption: employee only about $665,750 at 4% or $443,833 at 6%; with 50% employer match about $443,833 at 4% or $295,889 at 6%; with 100% employer match about $332,875 at 4% or $221,917 at 6%.
201714$1,428,784$97,601$24,400iApproximate average salary by contribution assumption: employee only about $610,006 at 4% or $406,671 at 6%; with 50% employer match about $406,671 at 4% or $271,114 at 6%; with 100% employer match about $305,003 at 4% or $203,335 at 6%.
Cramer Insurance Retirement Plan-4$1,428,784$97,601$24,400iApproximate average salary by contribution assumption: employee only about $610,006 at 4% or $406,671 at 6%; with 50% employer match about $406,671 at 4% or $271,114 at 6%; with 100% employer match about $305,003 at 4% or $203,335 at 6%.
201614$1,104,586$83,934$20,984iApproximate average salary by contribution assumption: employee only about $524,588 at 4% or $349,725 at 6%; with 50% employer match about $349,725 at 4% or $233,150 at 6%; with 100% employer match about $262,294 at 4% or $174,863 at 6%.
Cramer Insurance Retirement Plan-4$1,104,586$83,934$20,984iApproximate average salary by contribution assumption: employee only about $524,588 at 4% or $349,725 at 6%; with 50% employer match about $349,725 at 4% or $233,150 at 6%; with 100% employer match about $262,294 at 4% or $174,863 at 6%.
201514$947,220$88,023$22,006iApproximate average salary by contribution assumption: employee only about $550,144 at 4% or $366,763 at 6%; with 50% employer match about $366,763 at 4% or $244,508 at 6%; with 100% employer match about $275,072 at 4% or $183,381 at 6%.
Cramer Insurance Retirement Plan-4$947,220$88,023$22,006iApproximate average salary by contribution assumption: employee only about $550,144 at 4% or $366,763 at 6%; with 50% employer match about $366,763 at 4% or $244,508 at 6%; with 100% employer match about $275,072 at 4% or $183,381 at 6%.
201414$864,153$39,881$9,970iApproximate average salary by contribution assumption: employee only about $249,256 at 4% or $166,171 at 6%; with 50% employer match about $166,171 at 4% or $110,781 at 6%; with 100% employer match about $124,628 at 4% or $83,085 at 6%.
Cramer Insurance Retirement Plan-4$864,153$39,881$9,970iApproximate average salary by contribution assumption: employee only about $249,256 at 4% or $166,171 at 6%; with 50% employer match about $166,171 at 4% or $110,781 at 6%; with 100% employer match about $124,628 at 4% or $83,085 at 6%.
201315$785,701$31,064$6,213iApproximate average salary by contribution assumption: employee only about $155,320 at 4% or $103,547 at 6%; with 50% employer match about $103,547 at 4% or $69,031 at 6%; with 100% employer match about $77,660 at 4% or $51,773 at 6%.
Cramer Insurance Retirement Plan-5$785,701$31,064$6,213iApproximate average salary by contribution assumption: employee only about $155,320 at 4% or $103,547 at 6%; with 50% employer match about $103,547 at 4% or $69,031 at 6%; with 100% employer match about $77,660 at 4% or $51,773 at 6%.
201216$664,195$24,200$4,033iApproximate average salary by contribution assumption: employee only about $100,833 at 4% or $67,222 at 6%; with 50% employer match about $67,222 at 4% or $44,815 at 6%; with 100% employer match about $50,417 at 4% or $33,611 at 6%.
Cramer Insurance Retirement Plan-6$664,195$24,200$4,033iApproximate average salary by contribution assumption: employee only about $100,833 at 4% or $67,222 at 6%; with 50% employer match about $67,222 at 4% or $44,815 at 6%; with 100% employer match about $50,417 at 4% or $33,611 at 6%.
201116$624,836$44,712$7,452iApproximate average salary by contribution assumption: employee only about $186,300 at 4% or $124,200 at 6%; with 50% employer match about $124,200 at 4% or $82,800 at 6%; with 100% employer match about $93,150 at 4% or $62,100 at 6%.
Cramer Insurance Retirement Plan-6$624,836$44,712$7,452iApproximate average salary by contribution assumption: employee only about $186,300 at 4% or $124,200 at 6%; with 50% employer match about $124,200 at 4% or $82,800 at 6%; with 100% employer match about $93,150 at 4% or $62,100 at 6%.
201016$604,364$51,508$8,585iApproximate average salary by contribution assumption: employee only about $214,617 at 4% or $143,078 at 6%; with 50% employer match about $143,078 at 4% or $95,385 at 6%; with 100% employer match about $107,308 at 4% or $71,539 at 6%.
Cramer Insurance Retirement Plan-6$604,364$51,508$8,585iApproximate average salary by contribution assumption: employee only about $214,617 at 4% or $143,078 at 6%; with 50% employer match about $143,078 at 4% or $95,385 at 6%; with 100% employer match about $107,308 at 4% or $71,539 at 6%.
200916$500,193$206,531$34,422iApproximate average salary by contribution assumption: employee only about $860,546 at 4% or $573,697 at 6%; with 50% employer match about $573,697 at 4% or $382,465 at 6%; with 100% employer match about $430,273 at 4% or $286,849 at 6%.
Cramer Insurance Retirement Plan-6$500,193$206,531$34,422iApproximate average salary by contribution assumption: employee only about $860,546 at 4% or $573,697 at 6%; with 50% employer match about $573,697 at 4% or $382,465 at 6%; with 100% employer match about $430,273 at 4% or $286,849 at 6%.
200815$197,246$130,108$26,022iApproximate average salary by contribution assumption: employee only about $650,540 at 4% or $433,693 at 6%; with 50% employer match about $433,693 at 4% or $289,129 at 6%; with 100% employer match about $325,270 at 4% or $216,847 at 6%.
Cramer Insurance Retirement Plan-5$197,246$130,108$26,022iApproximate average salary by contribution assumption: employee only about $650,540 at 4% or $433,693 at 6%; with 50% employer match about $433,693 at 4% or $289,129 at 6%; with 100% employer match about $325,270 at 4% or $216,847 at 6%.
200716$126,085$121,644$20,274iApproximate average salary by contribution assumption: employee only about $506,850 at 4% or $337,900 at 6%; with 50% employer match about $337,900 at 4% or $225,267 at 6%; with 100% employer match about $253,425 at 4% or $168,950 at 6%.
Cramer Insurance Retirement Plan-6$126,085$121,644$20,274iApproximate average salary by contribution assumption: employee only about $506,850 at 4% or $337,900 at 6%; with 50% employer match about $337,900 at 4% or $225,267 at 6%; with 100% employer match about $253,425 at 4% or $168,950 at 6%.