Civic Intelligence

Gordon H. Baver Inc.

Plan context: Gordon H. Baver Inc. 401K Profit Sharing Plan

EIN 23-1573877 • Pennsburg, PA • 52 filings • 5 plans

187 West 8th StreetPennsburg, PA 18073
Current Snapshot

Latest Year

2024

2024 Participants

38

2024 Assets

$2,328,495

2024 Contributions

$322,147

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$3,039,463$1,519,732$0199920122024YearValue
$2,328,495Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

38190199920122024YearValue
38Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2024238$2,328,495$322,147$8,478iApproximate average salary by contribution assumption: employee only about $211,939 at 4% or $141,293 at 6%; with 50% employer match about $141,293 at 4% or $94,195 at 6%; with 100% employer match about $105,969 at 4% or $70,646 at 6%.
Gordon H. Baver Inc. 401K Profit Sharing Plan-32$1,261,634$184,729$5,773iApproximate average salary by contribution assumption: employee only about $144,320 at 4% or $96,213 at 6%; with 50% employer match about $96,213 at 4% or $64,142 at 6%; with 100% employer match about $72,160 at 4% or $48,107 at 6%.
Gordon H. Baver Inc. Davis-Bacon Act Pension Plan-38$1,066,861$137,418$3,616iApproximate average salary by contribution assumption: employee only about $90,407 at 4% or $60,271 at 6%; with 50% employer match about $60,271 at 4% or $40,181 at 6%; with 100% employer match about $45,203 at 4% or $30,136 at 6%.
2023237$2,645,863$279,471$7,553iApproximate average salary by contribution assumption: employee only about $188,832 at 4% or $125,888 at 6%; with 50% employer match about $125,888 at 4% or $83,925 at 6%; with 100% employer match about $94,416 at 4% or $62,944 at 6%.
Gordon H. Baver Inc. 401K Profit Sharing Plan-32$1,780,385$139,023$4,344iApproximate average salary by contribution assumption: employee only about $108,612 at 4% or $72,408 at 6%; with 50% employer match about $72,408 at 4% or $48,272 at 6%; with 100% employer match about $54,306 at 4% or $36,204 at 6%.
Gordon H. Baver Inc. Davis-Bacon Act Pension Plan-37$865,478$140,448$3,796iApproximate average salary by contribution assumption: employee only about $94,897 at 4% or $63,265 at 6%; with 50% employer match about $63,265 at 4% or $42,177 at 6%; with 100% employer match about $47,449 at 4% or $31,632 at 6%.
2022233$2,439,587$245,623$7,443iApproximate average salary by contribution assumption: employee only about $186,078 at 4% or $124,052 at 6%; with 50% employer match about $124,052 at 4% or $82,701 at 6%; with 100% employer match about $93,039 at 4% or $62,026 at 6%.
Gordon H. Baver Inc. 401K Profit Sharing Plan-33$1,804,329$167,986$5,090iApproximate average salary by contribution assumption: employee only about $127,262 at 4% or $84,841 at 6%; with 50% employer match about $84,841 at 4% or $56,561 at 6%; with 100% employer match about $63,631 at 4% or $42,421 at 6%.
Gordon H. Baver Inc. Davis-Bacon Act Pension Plan-31$635,258$77,637$2,504iApproximate average salary by contribution assumption: employee only about $62,610 at 4% or $41,740 at 6%; with 50% employer match about $41,740 at 4% or $27,827 at 6%; with 100% employer match about $31,305 at 4% or $20,870 at 6%.
2021229$2,688,080$182,114$6,280iApproximate average salary by contribution assumption: employee only about $156,995 at 4% or $104,663 at 6%; with 50% employer match about $104,663 at 4% or $69,775 at 6%; with 100% employer match about $78,497 at 4% or $52,332 at 6%.
Gordon H. Baver Inc. 401K Profit Sharing Plan-29$1,999,777$133,081$4,589iApproximate average salary by contribution assumption: employee only about $114,725 at 4% or $76,483 at 6%; with 50% employer match about $76,483 at 4% or $50,989 at 6%; with 100% employer match about $57,363 at 4% or $38,242 at 6%.
Gordon H. Baver Inc. Davis-Bacon Act Pension Plan-27$688,303$49,033$1,816iApproximate average salary by contribution assumption: employee only about $45,401 at 4% or $30,267 at 6%; with 50% employer match about $30,267 at 4% or $20,178 at 6%; with 100% employer match about $22,700 at 4% or $15,134 at 6%.
2020228$2,462,657$186,226$6,651iApproximate average salary by contribution assumption: employee only about $166,273 at 4% or $110,849 at 6%; with 50% employer match about $110,849 at 4% or $73,899 at 6%; with 100% employer match about $83,137 at 4% or $55,424 at 6%.
Gordon H. Baver Inc. 401K Profit Sharing Plan-28$1,763,582$115,425$4,122iApproximate average salary by contribution assumption: employee only about $103,058 at 4% or $68,705 at 6%; with 50% employer match about $68,705 at 4% or $45,804 at 6%; with 100% employer match about $51,529 at 4% or $34,353 at 6%.
Gordon H. Baver Inc. Davis-Bacon Act Pension Plan-24$699,075$70,801$2,950iApproximate average salary by contribution assumption: employee only about $73,751 at 4% or $49,167 at 6%; with 50% employer match about $49,167 at 4% or $32,778 at 6%; with 100% employer match about $36,876 at 4% or $24,584 at 6%.
2019222$1,991,566$147,520$6,705iApproximate average salary by contribution assumption: employee only about $167,636 at 4% or $111,758 at 6%; with 50% employer match about $111,758 at 4% or $74,505 at 6%; with 100% employer match about $83,818 at 4% or $55,879 at 6%.
Gordon H. Baver Inc. 401K Profit Sharing Plan-22$1,439,096$86,794$3,945iApproximate average salary by contribution assumption: employee only about $98,630 at 4% or $65,753 at 6%; with 50% employer match about $65,753 at 4% or $43,835 at 6%; with 100% employer match about $49,315 at 4% or $32,877 at 6%.
Gordon H. Baver Inc. Davis-Bacon Act Pension Plan-22$552,470$60,726$2,760iApproximate average salary by contribution assumption: employee only about $69,007 at 4% or $46,005 at 6%; with 50% employer match about $46,005 at 4% or $30,670 at 6%; with 100% employer match about $34,503 at 4% or $23,002 at 6%.
2018222$2,433,721$160,558$7,298iApproximate average salary by contribution assumption: employee only about $182,452 at 4% or $121,635 at 6%; with 50% employer match about $121,635 at 4% or $81,090 at 6%; with 100% employer match about $91,226 at 4% or $60,817 at 6%.
Gordon H. Baver Inc. 401K Profit Sharing Plan-22$1,825,973$118,007$5,364iApproximate average salary by contribution assumption: employee only about $134,099 at 4% or $89,399 at 6%; with 50% employer match about $89,399 at 4% or $59,599 at 6%; with 100% employer match about $67,049 at 4% or $44,700 at 6%.
Gordon H. Baver Inc. Davis-Bacon Act Pension Plan-19$607,748$42,551$2,240iApproximate average salary by contribution assumption: employee only about $55,988 at 4% or $37,325 at 6%; with 50% employer match about $37,325 at 4% or $24,884 at 6%; with 100% employer match about $27,994 at 4% or $18,663 at 6%.
2017225$3,039,463$190,008$7,600iApproximate average salary by contribution assumption: employee only about $190,008 at 4% or $126,672 at 6%; with 50% employer match about $126,672 at 4% or $84,448 at 6%; with 100% employer match about $95,004 at 4% or $63,336 at 6%.
Gordon H. Baver Inc. 401K Profit Sharing Plan-25$2,162,473$127,396$5,096iApproximate average salary by contribution assumption: employee only about $127,396 at 4% or $84,931 at 6%; with 50% employer match about $84,931 at 4% or $56,620 at 6%; with 100% employer match about $63,698 at 4% or $42,465 at 6%.
Gordon H. Baver Inc. Davis-Bacon Act Pension Plan-21$876,990$62,612$2,982iApproximate average salary by contribution assumption: employee only about $74,538 at 4% or $49,692 at 6%; with 50% employer match about $49,692 at 4% or $33,128 at 6%; with 100% employer match about $37,269 at 4% or $24,846 at 6%.
2016222$2,557,921$181,361$8,244iApproximate average salary by contribution assumption: employee only about $206,092 at 4% or $137,395 at 6%; with 50% employer match about $137,395 at 4% or $91,596 at 6%; with 100% employer match about $103,046 at 4% or $68,697 at 6%.
Gordon H. Baver Inc. 401K Profit Sharing Plan-22$1,867,570$126,713$5,760iApproximate average salary by contribution assumption: employee only about $143,992 at 4% or $95,995 at 6%; with 50% employer match about $95,995 at 4% or $63,996 at 6%; with 100% employer match about $71,996 at 4% or $47,997 at 6%.
Gordon H. Baver Inc. Davis-Bacon Act Pension Plan-20$690,351$54,648$2,732iApproximate average salary by contribution assumption: employee only about $68,310 at 4% or $45,540 at 6%; with 50% employer match about $45,540 at 4% or $30,360 at 6%; with 100% employer match about $34,155 at 4% or $22,770 at 6%.
2015221$2,267,361$201,576$9,599iApproximate average salary by contribution assumption: employee only about $239,971 at 4% or $159,981 at 6%; with 50% employer match about $159,981 at 4% or $106,654 at 6%; with 100% employer match about $119,986 at 4% or $79,990 at 6%.
Gordon H. Baver Inc. 401K Profit Sharing Plan-20$1,657,684$103,716$5,186iApproximate average salary by contribution assumption: employee only about $129,645 at 4% or $86,430 at 6%; with 50% employer match about $86,430 at 4% or $57,620 at 6%; with 100% employer match about $64,823 at 4% or $43,215 at 6%.
Gordon H. Baver Inc. Davis-Bacon Act Pension Plan-21$609,677$97,860$4,660iApproximate average salary by contribution assumption: employee only about $116,500 at 4% or $77,667 at 6%; with 50% employer match about $77,667 at 4% or $51,778 at 6%; with 100% employer match about $58,250 at 4% or $38,833 at 6%.
2014224$2,614,846$175,112$7,296iApproximate average salary by contribution assumption: employee only about $182,408 at 4% or $121,606 at 6%; with 50% employer match about $121,606 at 4% or $81,070 at 6%; with 100% employer match about $91,204 at 4% or $60,803 at 6%.
Gordon H. Baver Inc. 401K Profit Sharing Plan-24$1,937,388$113,378$4,724iApproximate average salary by contribution assumption: employee only about $118,102 at 4% or $78,735 at 6%; with 50% employer match about $78,735 at 4% or $52,490 at 6%; with 100% employer match about $59,051 at 4% or $39,367 at 6%.
Gordon H. Baver Inc. Davis-Bacon Act Pension Plan-20$677,458$61,734$3,087iApproximate average salary by contribution assumption: employee only about $77,168 at 4% or $51,445 at 6%; with 50% employer match about $51,445 at 4% or $34,297 at 6%; with 100% employer match about $38,584 at 4% or $25,723 at 6%.
2013223$2,356,574$110,446$4,802iApproximate average salary by contribution assumption: employee only about $120,050 at 4% or $80,033 at 6%; with 50% employer match about $80,033 at 4% or $53,356 at 6%; with 100% employer match about $60,025 at 4% or $40,017 at 6%.
Gordon H. Baver Inc. 401K Profit Sharing Plan-23$1,753,183$81,421$3,540iApproximate average salary by contribution assumption: employee only about $88,501 at 4% or $59,001 at 6%; with 50% employer match about $59,001 at 4% or $39,334 at 6%; with 100% employer match about $44,251 at 4% or $29,500 at 6%.
Gordon H. Baver Inc. Davis-Bacon Act Pension Plan-18$603,391$29,025$1,613iApproximate average salary by contribution assumption: employee only about $40,313 at 4% or $26,875 at 6%; with 50% employer match about $26,875 at 4% or $17,917 at 6%; with 100% employer match about $20,156 at 4% or $13,438 at 6%.
2012224$1,941,125$118,692$4,946iApproximate average salary by contribution assumption: employee only about $123,638 at 4% or $82,425 at 6%; with 50% employer match about $82,425 at 4% or $54,950 at 6%; with 100% employer match about $61,819 at 4% or $41,213 at 6%.
Gordon H. Baver Inc. 401K Profit Sharing Plan-24$1,458,830$99,767$4,157iApproximate average salary by contribution assumption: employee only about $103,924 at 4% or $69,283 at 6%; with 50% employer match about $69,283 at 4% or $46,188 at 6%; with 100% employer match about $51,962 at 4% or $34,641 at 6%.
Gordon H. Baver Inc. Davis-Bacon Act Pension Plan-19$482,295$18,925$996iApproximate average salary by contribution assumption: employee only about $24,901 at 4% or $16,601 at 6%; with 50% employer match about $16,601 at 4% or $11,067 at 6%; with 100% employer match about $12,451 at 4% or $8,300 at 6%.
2011225$1,652,254$226,619$9,065iApproximate average salary by contribution assumption: employee only about $226,619 at 4% or $151,079 at 6%; with 50% employer match about $151,079 at 4% or $100,720 at 6%; with 100% employer match about $113,310 at 4% or $75,540 at 6%.
Gordon H. Baver Inc. 401K Profit Sharing Plan-25$1,231,505$200,660$8,026iApproximate average salary by contribution assumption: employee only about $200,660 at 4% or $133,773 at 6%; with 50% employer match about $133,773 at 4% or $89,182 at 6%; with 100% employer match about $100,330 at 4% or $66,887 at 6%.
Gordon H. Baver Inc. Davis-Bacon Act Pension Plan-20$420,749$25,959$1,298iApproximate average salary by contribution assumption: employee only about $32,449 at 4% or $21,633 at 6%; with 50% employer match about $21,633 at 4% or $14,422 at 6%; with 100% employer match about $16,224 at 4% or $10,816 at 6%.
2010224$1,472,128$136,168$5,674iApproximate average salary by contribution assumption: employee only about $141,842 at 4% or $94,561 at 6%; with 50% employer match about $94,561 at 4% or $63,041 at 6%; with 100% employer match about $70,921 at 4% or $47,281 at 6%.
Gordon H. Baver Inc. 401K Profit Sharing Plan-24$1,054,274$104,327$4,347iApproximate average salary by contribution assumption: employee only about $108,674 at 4% or $72,449 at 6%; with 50% employer match about $72,449 at 4% or $48,300 at 6%; with 100% employer match about $54,337 at 4% or $36,225 at 6%.
Gordon H. Baver Inc. Davis-Bacon Act Pension Plan-23$417,854$31,841$1,384iApproximate average salary by contribution assumption: employee only about $34,610 at 4% or $23,073 at 6%; with 50% employer match about $23,073 at 4% or $15,382 at 6%; with 100% employer match about $17,305 at 4% or $11,537 at 6%.
2009223$1,227,820$153,164$6,659iApproximate average salary by contribution assumption: employee only about $166,483 at 4% or $110,988 at 6%; with 50% employer match about $110,988 at 4% or $73,992 at 6%; with 100% employer match about $83,241 at 4% or $55,494 at 6%.
Gordon H. Baver Inc. 401K Profit Sharing Plan-20$878,688$80,402$4,020iApproximate average salary by contribution assumption: employee only about $100,503 at 4% or $67,002 at 6%; with 50% employer match about $67,002 at 4% or $44,668 at 6%; with 100% employer match about $50,251 at 4% or $33,501 at 6%.
Gordon H. Baver Inc. Davis-Bacon Act Pension Plan-23$349,132$72,762$3,164iApproximate average salary by contribution assumption: employee only about $79,089 at 4% or $52,726 at 6%; with 50% employer match about $52,726 at 4% or $35,151 at 6%; with 100% employer match about $39,545 at 4% or $26,363 at 6%.
2008215$870,529$146,698$9,780iApproximate average salary by contribution assumption: employee only about $244,497 at 4% or $162,998 at 6%; with 50% employer match about $162,998 at 4% or $108,665 at 6%; with 100% employer match about $122,248 at 4% or $81,499 at 6%.
Gordon H. Baver Inc. Davis-Bacon Act Pension Plan-15$651,442$89,615$5,974iApproximate average salary by contribution assumption: employee only about $149,358 at 4% or $99,572 at 6%; with 50% employer match about $99,572 at 4% or $66,381 at 6%; with 100% employer match about $74,679 at 4% or $49,786 at 6%.
Gordon H. Baver Inc. Davis-Bacon Act Pension Plan-14$219,087$57,083$4,077iApproximate average salary by contribution assumption: employee only about $101,934 at 4% or $67,956 at 6%; with 50% employer match about $67,956 at 4% or $45,304 at 6%; with 100% employer match about $50,967 at 4% or $33,978 at 6%.
2007214$0$0-
Gordon H. Baver Inc. Davis-Bacon Act Pension Plan-14---
Gordon H. Baver Inc. Davis-Bacon Act Pension Plan-13---
2006215$969,359$81,728$5,449iApproximate average salary by contribution assumption: employee only about $136,213 at 4% or $90,809 at 6%; with 50% employer match about $90,809 at 4% or $60,539 at 6%; with 100% employer match about $68,107 at 4% or $45,404 at 6%.
Gordon H. Baver Inc. Davis-Bacon Act Pension Plan-14$709,992$30,836$2,203iApproximate average salary by contribution assumption: employee only about $55,064 at 4% or $36,710 at 6%; with 50% employer match about $36,710 at 4% or $24,473 at 6%; with 100% employer match about $27,532 at 4% or $18,355 at 6%.
Gordon H. Baver Inc. Davis-Bacon Act Pension Plan-15$259,367$50,892$3,393iApproximate average salary by contribution assumption: employee only about $84,820 at 4% or $56,547 at 6%; with 50% employer match about $56,547 at 4% or $37,698 at 6%; with 100% employer match about $42,410 at 4% or $28,273 at 6%.
2005216$805,743$94,376$5,899iApproximate average salary by contribution assumption: employee only about $147,463 at 4% or $98,308 at 6%; with 50% employer match about $98,308 at 4% or $65,539 at 6%; with 100% employer match about $73,731 at 4% or $49,154 at 6%.
Gordon H. Baver Inc. Davis-Bacon Act Pension Plan-16$615,577$45,221$2,826iApproximate average salary by contribution assumption: employee only about $70,658 at 4% or $47,105 at 6%; with 50% employer match about $47,105 at 4% or $31,403 at 6%; with 100% employer match about $35,329 at 4% or $23,553 at 6%.
Gordon H. Baver Inc. Davis-Bacon Act Pension Plan-16$190,166$49,155$3,072iApproximate average salary by contribution assumption: employee only about $76,805 at 4% or $51,203 at 6%; with 50% employer match about $51,203 at 4% or $34,135 at 6%; with 100% employer match about $38,402 at 4% or $25,602 at 6%.
2004214$733,054$42,396$3,028iApproximate average salary by contribution assumption: employee only about $75,707 at 4% or $50,471 at 6%; with 50% employer match about $50,471 at 4% or $33,648 at 6%; with 100% employer match about $37,854 at 4% or $25,236 at 6%.
Gordon H. Baver Inc. Davis-Bacon Act Pension Plan-13$551,520$36,748$2,827iApproximate average salary by contribution assumption: employee only about $70,669 at 4% or $47,113 at 6%; with 50% employer match about $47,113 at 4% or $31,409 at 6%; with 100% employer match about $35,335 at 4% or $23,556 at 6%.
Gordon H. Baver Inc. Davis-Bacon Act Pension Plan-14$181,534$5,648$403iApproximate average salary by contribution assumption: employee only about $10,086 at 4% or $6,724 at 6%; with 50% employer match about $6,724 at 4% or $4,483 at 6%; with 100% employer match about $5,043 at 4% or $3,362 at 6%.
2003214$643,076$35,539$2,539iApproximate average salary by contribution assumption: employee only about $63,463 at 4% or $42,308 at 6%; with 50% employer match about $42,308 at 4% or $28,206 at 6%; with 100% employer match about $31,731 at 4% or $21,154 at 6%.
Gordon H. Baver Inc. Davis-Bacon Act Pension Plan-14$470,108$27,090$1,935iApproximate average salary by contribution assumption: employee only about $48,375 at 4% or $32,250 at 6%; with 50% employer match about $32,250 at 4% or $21,500 at 6%; with 100% employer match about $24,188 at 4% or $16,125 at 6%.
Gordon H. Baver Inc. Davis-Bacon Act Pension Plan-10$172,968$8,449$845iApproximate average salary by contribution assumption: employee only about $21,123 at 4% or $14,082 at 6%; with 50% employer match about $14,082 at 4% or $9,388 at 6%; with 100% employer match about $10,561 at 4% or $7,041 at 6%.
2002216$553,576$60,634$3,790iApproximate average salary by contribution assumption: employee only about $94,741 at 4% or $63,160 at 6%; with 50% employer match about $63,160 at 4% or $42,107 at 6%; with 100% employer match about $47,370 at 4% or $31,580 at 6%.
Gordon H. Baver Inc. Davis-Bacon Act Pension Plan-16$365,898$29,368$1,836iApproximate average salary by contribution assumption: employee only about $45,888 at 4% or $30,592 at 6%; with 50% employer match about $30,592 at 4% or $20,394 at 6%; with 100% employer match about $22,944 at 4% or $15,296 at 6%.
Gordon H. Baver Inc. Davis-Bacon Act Pension Plan-11$187,678$31,266$2,842iApproximate average salary by contribution assumption: employee only about $71,059 at 4% or $47,373 at 6%; with 50% employer match about $47,373 at 4% or $31,582 at 6%; with 100% employer match about $35,530 at 4% or $23,686 at 6%.
2001216$572,620$80,531$5,033iApproximate average salary by contribution assumption: employee only about $125,830 at 4% or $83,886 at 6%; with 50% employer match about $83,886 at 4% or $55,924 at 6%; with 100% employer match about $62,915 at 4% or $41,943 at 6%.
Gordon H. Baver Inc. 401K Profit Sharing Plan-15$412,182$41,132$2,742iApproximate average salary by contribution assumption: employee only about $68,553 at 4% or $45,702 at 6%; with 50% employer match about $45,702 at 4% or $30,468 at 6%; with 100% employer match about $34,277 at 4% or $22,851 at 6%.
Gordon H. Baver Inc. Davis-Bacon Act Pension Plan-16$160,438$39,399$2,462iApproximate average salary by contribution assumption: employee only about $61,561 at 4% or $41,041 at 6%; with 50% employer match about $41,041 at 4% or $27,360 at 6%; with 100% employer match about $30,780 at 4% or $20,520 at 6%.
2000216$636,451$77,307$4,832iApproximate average salary by contribution assumption: employee only about $120,792 at 4% or $80,528 at 6%; with 50% employer match about $80,528 at 4% or $53,685 at 6%; with 100% employer match about $60,396 at 4% or $40,264 at 6%.
Gordon H. Baver Inc. 401K Profit Sharing Plan-16$467,209$29,695$1,856iApproximate average salary by contribution assumption: employee only about $46,398 at 4% or $30,932 at 6%; with 50% employer match about $30,932 at 4% or $20,622 at 6%; with 100% employer match about $23,199 at 4% or $15,466 at 6%.
Gordon H. Baver Inc. Davis-Bacon Act Pension Plan-14$169,242$47,612$3,401iApproximate average salary by contribution assumption: employee only about $85,021 at 4% or $56,681 at 6%; with 50% employer match about $56,681 at 4% or $37,787 at 6%; with 100% employer match about $42,511 at 4% or $28,340 at 6%.
1999217$651,144$85,990$5,058iApproximate average salary by contribution assumption: employee only about $126,456 at 4% or $84,304 at 6%; with 50% employer match about $84,304 at 4% or $56,203 at 6%; with 100% employer match about $63,228 at 4% or $42,152 at 6%.
Gordon H. Baver Inc. 401K Profit Sharing Plan-17$518,758$34,350$2,021iApproximate average salary by contribution assumption: employee only about $50,515 at 4% or $33,676 at 6%; with 50% employer match about $33,676 at 4% or $22,451 at 6%; with 100% employer match about $25,257 at 4% or $16,838 at 6%.
Gordon H. Baver Inc. Davis-Bacon Act Pension Plan-15$132,386$51,640$3,443iApproximate average salary by contribution assumption: employee only about $86,067 at 4% or $57,378 at 6%; with 50% employer match about $57,378 at 4% or $38,252 at 6%; with 100% employer match about $43,033 at 4% or $28,689 at 6%.