Civic Intelligence

Ferraro Construction Corp.

Plan context: The Contractors Retirement Plan

EIN 22-3522935 • Franklin, NJ • 37 filings • 4 plans

5 Park DriveFranklin, NJ 07416
Current Snapshot

Latest Year

2025

2025 Participants

36

2025 Assets

$1,944,756

2025 Contributions

$150,955

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$1,944,756$972,378$0200220142025YearValue
$1,944,756Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

44220200120132025YearValue
36Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025136$1,944,756$150,955$4,193iApproximate average salary by contribution assumption: employee only about $104,830 at 4% or $69,887 at 6%; with 50% employer match about $69,887 at 4% or $46,591 at 6%; with 100% employer match about $52,415 at 4% or $34,943 at 6%.
The Contractors Retirement Plan-36$1,944,756$150,955$4,193iApproximate average salary by contribution assumption: employee only about $104,830 at 4% or $69,887 at 6%; with 50% employer match about $69,887 at 4% or $46,591 at 6%; with 100% employer match about $52,415 at 4% or $34,943 at 6%.
2024237$1,635,192$299,343$8,090iApproximate average salary by contribution assumption: employee only about $202,259 at 4% or $134,839 at 6%; with 50% employer match about $134,839 at 4% or $89,893 at 6%; with 100% employer match about $101,129 at 4% or $67,420 at 6%.
The Contractors Retirement Plan-37$1,561,177$273,461$7,391iApproximate average salary by contribution assumption: employee only about $184,771 at 4% or $123,181 at 6%; with 50% employer match about $123,181 at 4% or $82,120 at 6%; with 100% employer match about $92,385 at 4% or $61,590 at 6%.
The Contractors Plan Trust Health Reimbursement Arrangement-28$74,015$25,882$924iApproximate average salary by contribution assumption: employee only about $23,109 at 4% or $15,406 at 6%; with 50% employer match about $15,406 at 4% or $10,271 at 6%; with 100% employer match about $11,554 at 4% or $7,703 at 6%.
2023231$1,254,080$198,635$6,408iApproximate average salary by contribution assumption: employee only about $160,190 at 4% or $106,793 at 6%; with 50% employer match about $106,793 at 4% or $71,195 at 6%; with 100% employer match about $80,095 at 4% or $53,397 at 6%.
The Contractors Retirement Plan-31$1,187,652$182,803$5,897iApproximate average salary by contribution assumption: employee only about $147,422 at 4% or $98,281 at 6%; with 50% employer match about $98,281 at 4% or $65,521 at 6%; with 100% employer match about $73,711 at 4% or $49,141 at 6%.
The Contractors Plan Trust Health Reimbursement Arrangement-24$66,428$15,832$660iApproximate average salary by contribution assumption: employee only about $16,492 at 4% or $10,994 at 6%; with 50% employer match about $10,994 at 4% or $7,330 at 6%; with 100% employer match about $8,246 at 4% or $5,497 at 6%.
2022244$949,284$201,014$4,569iApproximate average salary by contribution assumption: employee only about $114,213 at 4% or $76,142 at 6%; with 50% employer match about $76,142 at 4% or $50,761 at 6%; with 100% employer match about $57,106 at 4% or $38,071 at 6%.
The Contractors Retirement Plan-44$883,089$179,180$4,072iApproximate average salary by contribution assumption: employee only about $101,807 at 4% or $67,871 at 6%; with 50% employer match about $67,871 at 4% or $45,247 at 6%; with 100% employer match about $50,903 at 4% or $33,936 at 6%.
The Contractors Plan Trust Health Reimbursement Arrangement-24$66,195$21,834$910iApproximate average salary by contribution assumption: employee only about $22,744 at 4% or $15,163 at 6%; with 50% employer match about $15,163 at 4% or $10,108 at 6%; with 100% employer match about $11,372 at 4% or $7,581 at 6%.
2021242$908,477$117,717$2,803iApproximate average salary by contribution assumption: employee only about $70,070 at 4% or $46,713 at 6%; with 50% employer match about $46,713 at 4% or $31,142 at 6%; with 100% employer match about $35,035 at 4% or $23,357 at 6%.
The Contractors Retirement Plan-42$850,626$105,062$2,501iApproximate average salary by contribution assumption: employee only about $62,537 at 4% or $41,691 at 6%; with 50% employer match about $41,691 at 4% or $27,794 at 6%; with 100% employer match about $31,268 at 4% or $20,846 at 6%.
The Contractors Plan Trust Health Reimbursement Arrangement-23$57,851$12,655$550iApproximate average salary by contribution assumption: employee only about $13,755 at 4% or $9,170 at 6%; with 50% employer match about $9,170 at 4% or $6,114 at 6%; with 100% employer match about $6,878 at 4% or $4,585 at 6%.
2020237$727,487$58,300$1,576iApproximate average salary by contribution assumption: employee only about $39,392 at 4% or $26,261 at 6%; with 50% employer match about $26,261 at 4% or $17,508 at 6%; with 100% employer match about $19,696 at 4% or $13,131 at 6%.
The Contractors Retirement Plan-37$668,155$43,770$1,183iApproximate average salary by contribution assumption: employee only about $29,574 at 4% or $19,716 at 6%; with 50% employer match about $19,716 at 4% or $13,144 at 6%; with 100% employer match about $14,787 at 4% or $9,858 at 6%.
The Contractors Plan Trust Health Reimbursement Arrangement-25$59,332$14,530$581iApproximate average salary by contribution assumption: employee only about $14,530 at 4% or $9,687 at 6%; with 50% employer match about $9,687 at 4% or $6,458 at 6%; with 100% employer match about $7,265 at 4% or $4,843 at 6%.
2019231$594,413$8,208$265iApproximate average salary by contribution assumption: employee only about $6,619 at 4% or $4,413 at 6%; with 50% employer match about $4,413 at 4% or $2,942 at 6%; with 100% employer match about $3,310 at 4% or $2,206 at 6%.
The Contractors Retirement Plan-31$543,270$5,356$173iApproximate average salary by contribution assumption: employee only about $4,319 at 4% or $2,880 at 6%; with 50% employer match about $2,880 at 4% or $1,920 at 6%; with 100% employer match about $2,160 at 4% or $1,440 at 6%.
The Contractors Plan Trust Health Reimbursement Arrangement-20$51,143$2,852$143iApproximate average salary by contribution assumption: employee only about $3,565 at 4% or $2,377 at 6%; with 50% employer match about $2,377 at 4% or $1,584 at 6%; with 100% employer match about $1,783 at 4% or $1,188 at 6%.
2018232$514,960$57,680$1,803iApproximate average salary by contribution assumption: employee only about $45,063 at 4% or $30,042 at 6%; with 50% employer match about $30,042 at 4% or $20,028 at 6%; with 100% employer match about $22,531 at 4% or $15,021 at 6%.
The Contractors Retirement Plan-32$458,468$52,349$1,636iApproximate average salary by contribution assumption: employee only about $40,898 at 4% or $27,265 at 6%; with 50% employer match about $27,265 at 4% or $18,177 at 6%; with 100% employer match about $20,449 at 4% or $13,633 at 6%.
The Contractors Plan Trust Health Reimbursement Arrangement-27$56,492$5,331$197iApproximate average salary by contribution assumption: employee only about $4,936 at 4% or $3,291 at 6%; with 50% employer match about $3,291 at 4% or $2,194 at 6%; with 100% employer match about $2,468 at 4% or $1,645 at 6%.
2017230$674,796$168,987$5,633iApproximate average salary by contribution assumption: employee only about $140,823 at 4% or $93,882 at 6%; with 50% employer match about $93,882 at 4% or $62,588 at 6%; with 100% employer match about $70,411 at 4% or $46,941 at 6%.
The Contractors Retirement Plan-28$609,428$144,385$5,157iApproximate average salary by contribution assumption: employee only about $128,915 at 4% or $85,943 at 6%; with 50% employer match about $85,943 at 4% or $57,296 at 6%; with 100% employer match about $64,458 at 4% or $42,972 at 6%.
The Contractors Plan Trust Health Reimbursement Arrangement-30$65,368$24,602$820iApproximate average salary by contribution assumption: employee only about $20,502 at 4% or $13,668 at 6%; with 50% employer match about $13,668 at 4% or $9,112 at 6%; with 100% employer match about $10,251 at 4% or $6,834 at 6%.
2016224$597,367$125,468$5,228iApproximate average salary by contribution assumption: employee only about $130,696 at 4% or $87,131 at 6%; with 50% employer match about $87,131 at 4% or $58,087 at 6%; with 100% employer match about $65,348 at 4% or $43,565 at 6%.
The Contractors Retirement Plan-24$513,403$95,124$3,964iApproximate average salary by contribution assumption: employee only about $99,088 at 4% or $66,058 at 6%; with 50% employer match about $66,058 at 4% or $44,039 at 6%; with 100% employer match about $49,544 at 4% or $33,029 at 6%.
The Contractors Plan Trust Health Reimbursement Arrangement-24$83,964$30,344$1,264iApproximate average salary by contribution assumption: employee only about $31,608 at 4% or $21,072 at 6%; with 50% employer match about $21,072 at 4% or $14,048 at 6%; with 100% employer match about $15,804 at 4% or $10,536 at 6%.
2015243$622,103$165,866$3,857iApproximate average salary by contribution assumption: employee only about $96,434 at 4% or $64,289 at 6%; with 50% employer match about $64,289 at 4% or $42,859 at 6%; with 100% employer match about $48,217 at 4% or $32,145 at 6%.
The Contractors Retirement Plan-20$546,853$120,630$6,032iApproximate average salary by contribution assumption: employee only about $150,788 at 4% or $100,525 at 6%; with 50% employer match about $100,525 at 4% or $67,017 at 6%; with 100% employer match about $75,394 at 4% or $50,263 at 6%.
The Contractors Plan Trust Health Reimbursement Arrangement-43$75,250$45,236$1,052iApproximate average salary by contribution assumption: employee only about $26,300 at 4% or $17,533 at 6%; with 50% employer match about $17,533 at 4% or $11,689 at 6%; with 100% employer match about $13,150 at 4% or $8,767 at 6%.
2014239$564,038$76,874$1,971iApproximate average salary by contribution assumption: employee only about $49,278 at 4% or $32,852 at 6%; with 50% employer match about $32,852 at 4% or $21,901 at 6%; with 100% employer match about $24,639 at 4% or $16,426 at 6%.
The Contractors Retirement Plan-39$508,016$64,904$1,664iApproximate average salary by contribution assumption: employee only about $41,605 at 4% or $27,737 at 6%; with 50% employer match about $27,737 at 4% or $18,491 at 6%; with 100% employer match about $20,803 at 4% or $13,868 at 6%.
The Contractors Plan Trust Health Reimbursement Arrangement-26$56,022$11,970$460iApproximate average salary by contribution assumption: employee only about $11,510 at 4% or $7,673 at 6%; with 50% employer match about $7,673 at 4% or $5,115 at 6%; with 100% employer match about $5,755 at 4% or $3,837 at 6%.
2013239$582,706$167,173$4,286iApproximate average salary by contribution assumption: employee only about $107,162 at 4% or $71,441 at 6%; with 50% employer match about $71,441 at 4% or $47,628 at 6%; with 100% employer match about $53,581 at 4% or $35,721 at 6%.
The Contractors Retirement Plan-39$516,290$157,056$4,027iApproximate average salary by contribution assumption: employee only about $100,677 at 4% or $67,118 at 6%; with 50% employer match about $67,118 at 4% or $44,745 at 6%; with 100% employer match about $50,338 at 4% or $33,559 at 6%.
The Contractors Plan Trust Health Reimbursement Arrangement-24$66,416$10,117$422iApproximate average salary by contribution assumption: employee only about $10,539 at 4% or $7,026 at 6%; with 50% employer match about $7,026 at 4% or $4,684 at 6%; with 100% employer match about $5,269 at 4% or $3,513 at 6%.
2012142$400,341$146,370$3,485iApproximate average salary by contribution assumption: employee only about $87,125 at 4% or $58,083 at 6%; with 50% employer match about $58,083 at 4% or $38,722 at 6%; with 100% employer match about $43,563 at 4% or $29,042 at 6%.
The Contractors Retirement Plan-42$400,341$146,370$3,485iApproximate average salary by contribution assumption: employee only about $87,125 at 4% or $58,083 at 6%; with 50% employer match about $58,083 at 4% or $38,722 at 6%; with 100% employer match about $43,563 at 4% or $29,042 at 6%.
2011141$298,659$114,778$2,799iApproximate average salary by contribution assumption: employee only about $69,987 at 4% or $46,658 at 6%; with 50% employer match about $46,658 at 4% or $31,105 at 6%; with 100% employer match about $34,993 at 4% or $23,329 at 6%.
The Contractors Retirement Plan-41$298,659$114,778$2,799iApproximate average salary by contribution assumption: employee only about $69,987 at 4% or $46,658 at 6%; with 50% employer match about $46,658 at 4% or $31,105 at 6%; with 100% employer match about $34,993 at 4% or $23,329 at 6%.
2010141$270,136$134,040$3,269iApproximate average salary by contribution assumption: employee only about $81,732 at 4% or $54,488 at 6%; with 50% employer match about $54,488 at 4% or $36,325 at 6%; with 100% employer match about $40,866 at 4% or $27,244 at 6%.
The Contractors Retirement Plan-41$270,136$134,040$3,269iApproximate average salary by contribution assumption: employee only about $81,732 at 4% or $54,488 at 6%; with 50% employer match about $54,488 at 4% or $36,325 at 6%; with 100% employer match about $40,866 at 4% or $27,244 at 6%.
2009126$183,711$50,886$1,957iApproximate average salary by contribution assumption: employee only about $48,929 at 4% or $32,619 at 6%; with 50% employer match about $32,619 at 4% or $21,746 at 6%; with 100% employer match about $24,464 at 4% or $16,310 at 6%.
The Contractors Retirement Plan-26$183,711$50,886$1,957iApproximate average salary by contribution assumption: employee only about $48,929 at 4% or $32,619 at 6%; with 50% employer match about $32,619 at 4% or $21,746 at 6%; with 100% employer match about $24,464 at 4% or $16,310 at 6%.
2008111$165,222$24,686$2,244iApproximate average salary by contribution assumption: employee only about $56,105 at 4% or $37,403 at 6%; with 50% employer match about $37,403 at 4% or $24,935 at 6%; with 100% employer match about $28,052 at 4% or $18,702 at 6%.
The Contractors Retirement Plan-11$165,222$24,686$2,244iApproximate average salary by contribution assumption: employee only about $56,105 at 4% or $37,403 at 6%; with 50% employer match about $37,403 at 4% or $24,935 at 6%; with 100% employer match about $28,052 at 4% or $18,702 at 6%.
200716$0$0-
The Contractors Retirement Plan-6---
200619$170,784$51,180$5,687iApproximate average salary by contribution assumption: employee only about $142,167 at 4% or $94,778 at 6%; with 50% employer match about $94,778 at 4% or $63,185 at 6%; with 100% employer match about $71,083 at 4% or $47,389 at 6%.
The Contractors Retirement Plan-9$170,784$51,180$5,687iApproximate average salary by contribution assumption: employee only about $142,167 at 4% or $94,778 at 6%; with 50% employer match about $94,778 at 4% or $63,185 at 6%; with 100% employer match about $71,083 at 4% or $47,389 at 6%.
2005111$140,269$37,883$3,444iApproximate average salary by contribution assumption: employee only about $86,098 at 4% or $57,398 at 6%; with 50% employer match about $57,398 at 4% or $38,266 at 6%; with 100% employer match about $43,049 at 4% or $28,699 at 6%.
The Contractors Retirement Plan-11$140,269$37,883$3,444iApproximate average salary by contribution assumption: employee only about $86,098 at 4% or $57,398 at 6%; with 50% employer match about $57,398 at 4% or $38,266 at 6%; with 100% employer match about $43,049 at 4% or $28,699 at 6%.
2004114$140,402$37,580$2,684iApproximate average salary by contribution assumption: employee only about $67,107 at 4% or $44,738 at 6%; with 50% employer match about $44,738 at 4% or $29,825 at 6%; with 100% employer match about $33,554 at 4% or $22,369 at 6%.
The Contractors Retirement Plan-14$140,402$37,580$2,684iApproximate average salary by contribution assumption: employee only about $67,107 at 4% or $44,738 at 6%; with 50% employer match about $44,738 at 4% or $29,825 at 6%; with 100% employer match about $33,554 at 4% or $22,369 at 6%.
2003117$154,919$53,123$3,125iApproximate average salary by contribution assumption: employee only about $78,122 at 4% or $52,081 at 6%; with 50% employer match about $52,081 at 4% or $34,721 at 6%; with 100% employer match about $39,061 at 4% or $26,041 at 6%.
The Contractors Retirement Plan-17$154,919$53,123$3,125iApproximate average salary by contribution assumption: employee only about $78,122 at 4% or $52,081 at 6%; with 50% employer match about $52,081 at 4% or $34,721 at 6%; with 100% employer match about $39,061 at 4% or $26,041 at 6%.
2002126$95,856$103,800$3,992iApproximate average salary by contribution assumption: employee only about $99,808 at 4% or $66,538 at 6%; with 50% employer match about $66,538 at 4% or $44,359 at 6%; with 100% employer match about $49,904 at 4% or $33,269 at 6%.
The Contractors Retirement Plan-26$95,856$103,800$3,992iApproximate average salary by contribution assumption: employee only about $99,808 at 4% or $66,538 at 6%; with 50% employer match about $66,538 at 4% or $44,359 at 6%; with 100% employer match about $49,904 at 4% or $33,269 at 6%.
2001112$0$0-
The Contractors Retirement Plan-12---